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Why choose a Skipton mortgage?

Mortgages for new homes, remortgages, first time buyers and landlords - we do them all. There are plenty of reasons why we're a good place for your mortgage.

Score for Skipton Building Society

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We’re award winning

We've been named "What Mortgage Awards 2023 - Best National Building Society" for the 10th year in a row and won the Best Overall Mortgage Lender award at the Personal Finance Awards 2022/23 - so you know you can rely on us.

Row of houses.

Finding ways you could go greener

To help you see what green improvements could be made to your home, we offer all home-owning members a free EPC Plus Report, a Home Energy Efficiency Report from Vibrant (For homes constructed more than 10 years ago. T&Cs apply). To help you make those improvements we also have a range of green additional borrowing products.

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We’ll help you along the way

You get your own dedicated mortgage adviser who can offer help, information and advice on mortgages with Skipton, because we want to ensure you get a mortgage that is right for you.

People looking at properties.

We support government schemes

We want to help as many people as we can achieve their dream of home ownership. That’s why we support government schemes such as First Homes England and the Shared Ownership Scheme.

Government Schemes

That’s not all, there’s lots more we offer too


  • Cashback on selected mortgage products
  • Free mortgage valuation for mortgage purposes only, for properties worth up to £1.5million
  • Fee assisted legal fees when remortgaging with the Skipton Home Conveyancing Service on selected products
  • Different types of repayment options and up to 40 year mortgage terms


  • A wide range of mortgage products
  • Overpay by up to 10% of original amount borrowed per year, without incurring an early repayment charge
  • Some products allow unlimited overpayments
  • Products offering portability, meaning you may be able to take your mortgage deal with you if you choose to move house, subject to lending criteria

Important Information

You could lose your home if you don’t keep up your mortgage repayments.

EPC Plus, the Skipton Home Conveyancing service, mortgage valuations and most Buy to Let mortgages aren’t regulated by the Financial Conduct Authority.

Vibrant are owned by Connells Group, a Skipton Building Society Group company.

Next steps

Affordability Calculator

Work out how much you might be able to afford to borrow, based on your income and outgoings.

Find a mortgage

Our mortgage finder is designed to help you search our mortgage range for a deal that could be right for you.

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