Buildings and contents cover
|
Silver |
Gold |
| Defaqto star rating |
3 stars |
5 stars |
| Buildings cover amount |
Up to £1,000,000 |
Up to £1,000,000 |
| Contents cover amount |
Choice of £60,000 or £80,000 |
Choice of £60,000 or £80,000 |
| Minimum excess |
£100 |
£100 |
| Home emergency cover Covers emergencies such as failure of your main heating system, loss of underground water supply pipes and loss of electrical power. |
Additional cover option |
YesUp to £1,000 |
| Trace and access the source of water or oil leaks in the home Covers the costs involved in tracing the source of an escape of water or leakage of oil. |
No |
YesUp to £5,000 |
| Alternative accommodation If you're unable to carry on living in at your home due to an insured event, like a fire. |
Up to £25,000 |
Up to £50,000 |
|
Loss of theft or keys
Cover for loss or theft of keys to external doors to your home. |
Up to £750 |
Included up to Contents sum insured |
| Accidental breakage of fixed glass and sanitaryware |
Additional cover option |
Included up to Contents sum insured |
| Extended accidental damage Covers you for accidents in your home like spilling red wine on your carpet, or putting your foot through the ceiling whilst in the loft. |
Additional cover option |
Included up to Contents sum insured |
| Personal money in the home Covers your personal money at home. |
Up to £250 |
Up to £500 |
| Freezer contents Covers loss of freezer items if there's a power cut or equipment failure. |
Up to £500 |
Up to £1,000 |
| Contents in the garden Covers loss or damage to items in your garden within the boundaries of your home. |
No |
YesUp to £2,500 |
| Theft from outbuildings Covers theft and attempted theft from your garage or domestic outbuildings. |
Up to £1,000 |
Included up to Contents sum insured |
| Accidental damage to computers, TVs and stereos |
Additional cover option |
Included up to Contents sum insured |
Buildings and contents cover
Contents cover
|
Silver |
Gold |
| Cover amount |
Choice of £60,000 or £80,000 |
Choice of £60,000 or £80,000 |
| Minimum excess |
£100 |
£100 |
| Personal money in the home Covers your personal money at home. |
Up to £250 |
Up to £500 |
| Freezer contents Covers loss of freezer items if there's a power cut or equipment failure. |
Up to £500 |
Yes Up to £1,000 |
| Contents in the garden Covers loss or damage to items in your garden within the boundaries of your home. |
No |
YesUp to £2,500 |
| Theft from outbuildings Covers theft and attempted theft from your garage or domestic outbuildings. |
Up to £1,000 |
Included up to contents sum insured |
| Loss or theft of keys Cover for loss or theft of keys to external doors to your home. |
Up to £750 |
Included up to contents sum insured |
| Alternative accommodation If you're unable to carry on living at your home due to an insured event, like a fire. |
Up to £15,000 |
Up to £25,000 |
| Accidental damage to computers, TVs and stereos |
Additional cover option |
Included up to contents sum insured |
| Extended accidental damage Covers you for accidents in your home like spilling red wine on your carpet. |
Additional cover option |
Included up to contents sum insured |
Buildings cover
|
Silver |
Gold |
| Cover amount |
Up to £1,000,000 |
Up to £1,000,000 |
| Minimum excess |
£100 |
£100 |
|
Home emergency cover
Covers emergencies such as failure of your main heating system, loss of underground water supply pipes and loss of electrical power. |
Additional cover option |
Yes Up to £1,000 |
|
Trace and access the source of water or oil leaks in the home
Covers the costs involved in tracing the source of an escape of water or leakage of oil.
|
No |
Yes Up to £5,000 |
| Alternative accommodation
If you're unable to carry on living at your home due to an insured event, like a fire. |
Up to £25,000 |
Up to £50,000 |
| Loss or theft of keys Cover for loss or theft of keys to external doors to your home. |
Up to £750 |
Included up to Buildings sum insured |
| Accidental breakage of fixed glass and sanitaryware |
Additional cover option |
Included up to Buildings sum insured |
| Extended accidental damageCovers you for accidents in your home like banging a nail through a pipe, or putting your foot through the ceiling whilst in the loft. |
Additional cover option |
Included up to Buildings sum insured |