First Time Buyers

Buying your first home is a big step, so it’s important to get a mortgage that's right for you.

Borrow up to 90% of your property value

Fixed and variable rates available

No fees payable upfront for application

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Things to consider when buying your first home

Next steps

View our products

We have a range of mortgages available to first time buyers starting with a minimum 10% deposit.

Browse our products

Ready to apply

For an affordability check, Decision in Principle or to talk to us about our mortgage products please call us on 0345 607 9825

Looking to use your Skipton Cash Lifetime ISA to help buy your first home? Information on how to access your funds plus £250 cashback if you take a mortgage with us.

Find out more

You might also be interested in

Home Insurance

Cover for your home and the things you love. Provided by our partner, Legal & General.

Lifetime ISA

Tax-free savings account for people aged 18 to 39 designed to help you buy your first home or help fund your retirement.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Best National Building Society

We were named Best National Building Society in the 2017 What Mortgage Awards, following a four month consumer voting campaign.

View our awards
Best National Building Society
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