First Time Buyers

Buying your first home is a big step, so it’s important to get a mortgage that's right for you.

Borrow up to 95% of your property value

Fixed and variable rates available

No fees payable upfront for application

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

What's on your homebuyer wish list? 

For some it’s proximity to schools. For others it’s the commute to work.

How to buy a house - our guide

Here’s our step-by-step guide to buying a house.

How to save £3,000 without really trying

If you’re saving for a house, here are our tips to help you to save.

Things to consider when buying your first home

Next steps

View our products

We have a range of mortgages available to first time buyers starting with a minimum 5% deposit.

Browse our products

Ready to apply

For an affordability check, Decision in Principle or to talk to us about our mortgage products please call us on 0345 607 9825

Lifetime ISA

£1,000 cashback and no upfront fees - exclusive mortgage for those using a Lifetime ISA to buy their first home

Find out more

Using your Lifetime ISA to buy your first home

We’ve pulled together what you need to know about using your Lifetime ISA to buy your first home

Use your Lifetime ISA

Start saving for your first home with a Lifetime ISA

Tax-free savings account for people aged 18 to 39 to help you buy your first home or help fund your retirement.

Find out more
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Best National Building Society

We were named Best National Building Society in the 2018 What Mortgage Awards, following a four month consumer voting campaign.

View our awards
Best National Building Society
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