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^ Skipton Group is led by Skipton Building Society. The Group is made up of different organisations which offer a variety of products and services.
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2025 highlights
* £197.7m extra interest from paying an average of 0.69% above the rest of market average for banks and building societies between January and December 2025. Rest of market as defined in CACI's Current Account and Savings Database, Stock, including fixed and variable rates. CACI is an independent company that provides financial benchmarking data from 43 savings providers, who together help £1.3tn of cash in savings accounts as at the end of December 2025.
+ Connells Limited, part of the Skipton Group, owns Vibrant. The Financial Conduct Authority doesn't regulate EPC. Terms apply.
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AER
AER stands for 'Annual Equivalent Rate' and shows what the interest rate would be if interest was paid and added each year. All ISA interest is paid tax-free, which means it's exempt from income tax. We pay all non ISA savings interest gross, which means no tax is deducted. It's your responsibility to pay any tax due, based on your individual circumstances. Tax rules may change in future. Please be aware that products can be withdrawn at any time and without notice.