Find a mortgage

Finding a mortgage doesn’t have to be hard work. Our easy-to-use mortgage finder will show you a selection of our latest mortgage products which could be right for you.

Before you begin

  • If you’re looking for mortgages which we offer as part of the Shared Ownership schemes, First Homes England scheme, or Scottish home ownership schemes, you’ll need to visit our Government Schemes page.
  • If you’re looking to purchase a New Build house or flat with a deposit of at least 5% but less than 10% of the property value, you’ll need to visit our New Builds page.
  • All mortgages are subject to lending criteria, valuation and underwriter approval. You must be 18 or over to apply for a mortgage. For Buy to Let, we don’t currently lend if you haven’t had a mortgage before. Our mortgages aren’t available in Northern Ireland.
  • If you’re looking to review your current Skipton mortgage and you think you might struggle with increased payments because of higher interest rates, please call us on 0345 850 1766 to discuss your options.
  • Loan to Value (LTV) is the percentage of your property's value you’re borrowing and affects the mortgage rates available to you. To calculate your LTV, divide the amount you’re borrowing by the property value, and then multiply by one hundred. For example: (£180,000 ÷ £200,000) × 100 = 90%.

You could lose your home if you don't keep up your mortgage repayments. Most Buy to Let mortgages aren't regulated by the Financial Conduct Authority.

Browse our mortgages

Showing 10 of 119 mortgages

Shortest deal first

2 Years Fixed - Residential

  • Initial Rate

    4.06%

    Fixed until 31/12/2027

  • APRC

    6.30%

    Overall cost for comparison

  • Product fees

    £1,495

  • Max LTV

    60%

    Loan to value

Features

  • Available for purchases.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £5,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.06% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £1,495
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Buy to Let

  • Initial Rate

    4.13%

    Fixed until 31/12/2027

  • APRC

    6.50%

    Overall cost for comparison

  • Product fees

    £1,995

  • Max LTV

    60%

    Loan to value

Features

  • Available for purchases, remortgages and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £1,500,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.13% Fixed until 31/12/2027.
  • Then our Buy to Let Mortgage Variable Rate (BMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £1,995
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.13%

    Fixed until 31/12/2027

  • APRC

    6.30%

    Overall cost for comparison

  • Product fees

    £1,495

  • Max LTV

    60%

    Loan to value

Features

  • Available for remortgages and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £5,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.13% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £1,495
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.18%

    Fixed until 31/12/2027

  • APRC

    6.30%

    Overall cost for comparison

  • Product fees

    £1,495

  • Max LTV

    75%

    Loan to value

Features

  • Available for remortgages and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £3,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.18% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £1,495
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.22%

    Fixed until 31/12/2027

  • APRC

    6.30%

    Overall cost for comparison

  • Product fees

    £495

  • Max LTV

    60%

    Loan to value

Features

  • Available for purchases.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £5,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.22% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £495
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Buy to Let

  • Initial Rate

    4.23%

    Fixed until 31/12/2027

  • APRC

    6.40%

    Overall cost for comparison

  • Product fees

    £995

  • Max LTV

    60%

    Loan to value

Features

  • Existing Skipton borrowers only. Available for purchases and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £1,500,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.23% Fixed until 31/12/2027.
  • Then our Buy to Let Mortgage Variable Rate (BMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £995
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.24%

    Fixed until 31/12/2027

  • APRC

    6.30%

    Overall cost for comparison

  • Product fees

    £1,495

  • Max LTV

    75%

    Loan to value

Features

  • Available for purchases.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £3,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.24% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £1,495
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.24%

    Fixed until 31/12/2027

  • APRC

    6.30%

    Overall cost for comparison

  • Product fees

    £495

  • Max LTV

    60%

    Loan to value

Features

  • Existing Skipton borrowers only. Available for purchases and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £5,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.24% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £495
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.26%

    Fixed until 31/12/2027

  • APRC

    6.30%

    Overall cost for comparison

  • Product fees

    £495

  • Max LTV

    60%

    Loan to value

Features

  • Available for remortgages.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £5,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.26% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £495
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.29%

    Fixed until 31/12/2027

  • APRC

    6.30%

    Overall cost for comparison

  • Product fees

    £495

  • Max LTV

    75%

    Loan to value

Features

  • Available for remortgages.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £3,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.29% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £495
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.32%

    Fixed until 31/12/2027

  • APRC

    6.30%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    60%

    Loan to value

Features

  • Available for purchases.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £5,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.32% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Buy to Let

  • Initial Rate

    4.32%

    Fixed until 31/12/2027

  • APRC

    6.50%

    Overall cost for comparison

  • Product fees

    £995

  • Max LTV

    60%

    Loan to value

Features

  • Available for purchases, remortgages and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £1,500,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.32% Fixed until 31/12/2027.
  • Then our Buy to Let Mortgage Variable Rate (BMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £995
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.35%

    Fixed until 31/12/2027

  • APRC

    6.30%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    60%

    Loan to value

Features

  • Existing Skipton borrowers only. Available for purchases and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £5,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.35% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.36%

    Fixed until 31/12/2027

  • APRC

    6.30%

    Overall cost for comparison

  • Product fees

    £1,495

  • Max LTV

    85%

    Loan to value

Features

  • Available for purchases.
  • Available for Repayment.
  • Borrow from £5,000 - £1,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.36% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £1,495
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.36%

    Fixed until 31/12/2027

  • APRC

    6.30%

    Overall cost for comparison

  • Product fees

    £495

  • Max LTV

    75%

    Loan to value

Features

  • Available for purchases.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £3,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.36% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £495
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Buy to Let

  • Initial Rate

    4.39%

    Fixed until 31/12/2027

  • APRC

    6.50%

    Overall cost for comparison

  • Product fees

    £995

  • Max LTV

    75%

    Loan to value

Features

  • Existing Skipton borrowers only. Available for purchases and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £1,500,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.39% Fixed until 31/12/2027.
  • Then our Buy to Let Mortgage Variable Rate (BMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £995
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.39%

    Fixed until 31/12/2027

  • APRC

    6.30%

    Overall cost for comparison

  • Product fees

    £1,495

  • Max LTV

    85%

    Loan to value

Features

  • Available for remortgages and switching your Skipton mortgage deal.
  • Available for Repayment.
  • Borrow from £5,000 - £1,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.39% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £1,495
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.39%

    Fixed until 31/12/2027

  • APRC

    6.30%

    Overall cost for comparison

  • Product fees

    £495

  • Max LTV

    75%

    Loan to value

Features

  • Existing Skipton borrowers only. Available for purchases and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £3,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.39% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £495
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.42%

    Fixed until 31/12/2027

  • APRC

    6.30%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    60%

    Loan to value

Features

  • Available for remortgages.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £5,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.42% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Buy to Let

  • Initial Rate

    4.43%

    Fixed until 31/12/2027

  • APRC

    6.50%

    Overall cost for comparison

  • Product fees

    £1,995

  • Max LTV

    75%

    Loan to value

Features

  • Available for purchases, remortgages and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £1,500,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.43% Fixed until 31/12/2027.
  • Then our Buy to Let Mortgage Variable Rate (BMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £1,995
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.44%

    Fixed until 31/12/2027

  • APRC

    6.30%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    75%

    Loan to value

Features

  • Available for purchases.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £3,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.44% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.45%

    Fixed until 31/12/2027

  • APRC

    6.30%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    75%

    Loan to value

Features

  • Available for remortgages.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £3,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.45% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.48%

    Fixed until 31/12/2027

  • APRC

    6.30%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    75%

    Loan to value

Features

  • Existing Skipton borrowers only. Available for purchases and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £3,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.48% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.49%

    Fixed until 31/12/2027

  • APRC

    6.30%

    Overall cost for comparison

  • Product fees

    £495

  • Max LTV

    85%

    Loan to value

Features

  • Available for purchases.
  • Available for Repayment.
  • Borrow from £5,000 - £1,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.49% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £495
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.50%

    Fixed until 31/12/2027

  • APRC

    6.30%

    Overall cost for comparison

  • Product fees

    £495

  • Max LTV

    85%

    Loan to value

Features

  • Existing Skipton borrowers only. Available for purchases and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £1,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.50% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £495
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.53%

    Fixed until 31/12/2027

  • APRC

    6.30%

    Overall cost for comparison

  • Product fees

    £495

  • Max LTV

    85%

    Loan to value

Features

  • Available for remortgages.
  • Available for Repayment.
  • Borrow from £5,000 - £1,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.53% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £495
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Buy to Let

  • Initial Rate

    4.56%

    Fixed until 31/12/2027

  • APRC

    6.50%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    60%

    Loan to value

Features

  • Existing Skipton borrowers only. Available for purchases and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £1,500,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.56% Fixed until 31/12/2027.
  • Then our Buy to Let Mortgage Variable Rate (BMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.58%

    Fixed until 31/12/2027

  • APRC

    6.30%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    85%

    Loan to value

Features

  • Available for purchases.
  • Available for Repayment.
  • Borrow from £5,000 - £1,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.58% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.59%

    Fixed until 31/12/2027

  • APRC

    6.40%

    Overall cost for comparison

  • Product fees

    £1,495

  • Max LTV

    90%

    Loan to value

Features

  • Available for purchases.
  • Available for Repayment.
  • Borrow from £5,000 - £750,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.59% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £1,495
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.62%

    Fixed until 31/12/2027

  • APRC

    6.30%

    Overall cost for comparison

  • Product fees

    £495

  • Max LTV

    90%

    Loan to value

Features

  • Available for purchases.
  • Available for Repayment.
  • Borrow from £5,000 - £750,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.62% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £495
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.63%

    Fixed until 31/12/2027

  • APRC

    6.30%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    85%

    Loan to value

Features

  • Existing Skipton borrowers only. Available for purchases and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £1,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.63% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Buy to Let

  • Initial Rate

    4.63%

    Fixed until 31/12/2027

  • APRC

    6.50%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    60%

    Loan to value

Features

  • Available for purchases, remortgages and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £1,500,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.63% Fixed until 31/12/2027.
  • Then our Buy to Let Mortgage Variable Rate (BMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Buy to Let

  • Initial Rate

    4.63%

    Fixed until 31/12/2027

  • APRC

    6.50%

    Overall cost for comparison

  • Product fees

    £995

  • Max LTV

    75%

    Loan to value

Features

  • Available for purchases, remortgages and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £1,500,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.63% Fixed until 31/12/2027.
  • Then our Buy to Let Mortgage Variable Rate (BMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £995
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.67%

    Fixed until 31/12/2027

  • APRC

    6.30%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    85%

    Loan to value

Features

  • Available for remortgages.
  • Available for Repayment.
  • Borrow from £5,000 - £1,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.67% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.68%

    Fixed until 31/12/2027

  • APRC

    6.40%

    Overall cost for comparison

  • Product fees

    £1,495

  • Max LTV

    90%

    Loan to value

Features

  • Available for remortgages and switching your Skipton mortgage deal.
  • Available for Repayment.
  • Borrow from £5,000 - £750,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.68% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £1,495
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Tracker - Residential

  • Initial Rate

    4.69%

    Variable (Base Rate + 0.69%)

  • APRC

    6.40%

    Overall cost for comparison

  • Product fees

    £995

  • Max LTV

    60%

    Loan to value

Features

  • Available for purchases, remortgages and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £5,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.69% Variable (Base Rate + 0.69%) for 2 years from completion. A 'floor' applies which means the rate will not fall below 3.00%.
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started.
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • None

Fees

  • Completion fee: £995
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.72%

    Fixed until 31/12/2027

  • APRC

    6.30%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    90%

    Loan to value

Features

  • Available for purchases.
  • Available for Repayment.
  • Borrow from £5,000 - £750,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.72% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.76%

    Fixed until 31/12/2027

  • APRC

    6.30%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    85%

    Loan to value

Features

  • Available for purchases.
  • Available for Repayment.
  • Borrow from £80,000 - £1,000,000.
  • Cashback: £500 paid following completion.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.76% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Tracker - Buy to Let

  • Initial Rate

    4.78%

    Variable (Base Rate + 0.78%)

  • APRC

    6.60%

    Overall cost for comparison

  • Product fees

    £1,495

  • Max LTV

    60%

    Loan to value

Features

  • Available for purchases, remortgages and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £1,500,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.78% Variable (Base Rate + 0.78%) for 2 years from completion. A 'floor' applies which means the rate will not fall below 3.00%.
  • Then our Buy to Let Mortgage Variable Rate - BMVR, currently 6.54% variable, for the rest of the term.

Early Repayment Charges

  • None

Fees

  • Completion fee: £1,495
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Buy to Let

  • Initial Rate

    4.78%

    Fixed until 31/12/2027

  • APRC

    6.50%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    75%

    Loan to value

Features

  • Existing Skipton borrowers only. Available for purchases and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £1,500,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.78% Fixed until 31/12/2027.
  • Then our Buy to Let Mortgage Variable Rate (BMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.78%

    Fixed until 31/12/2027

  • APRC

    6.40%

    Overall cost for comparison

  • Product fees

    £495

  • Max LTV

    90%

    Loan to value

Features

  • Existing Skipton borrowers only. Available for purchases and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £750,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.78% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £495
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.83%

    Fixed until 31/12/2027

  • APRC

    6.40%

    Overall cost for comparison

  • Product fees

    £495

  • Max LTV

    90%

    Loan to value

Features

  • Available for remortgages.
  • Available for Repayment.
  • Borrow from £5,000 - £750,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.83% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £495
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.84%

    Fixed until 31/12/2027

  • APRC

    6.40%

    Overall cost for comparison

  • Product fees

    £495

  • Max LTV

    95%

    Loan to value

Features

  • Available for purchases.
  • Available for Repayment.
  • Borrow from £5,000 - £600,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.84% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £495
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Tracker - Residential

  • Initial Rate

    4.84%

    Variable (Base Rate + 0.84%)

  • APRC

    6.40%

    Overall cost for comparison

  • Product fees

    £995

  • Max LTV

    75%

    Loan to value

Features

  • Available for purchases, remortgages and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £3,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.84% Variable (Base Rate + 0.84%) for 2 years from completion. A 'floor' applies which means the rate will not fall below 3.00%.
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started.
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • None

Fees

  • Completion fee: £995
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Tracker - Buy to Let

  • Initial Rate

    4.86%

    Variable (Base Rate + 0.86%)

  • APRC

    6.50%

    Overall cost for comparison

  • Product fees

    £745

  • Max LTV

    60%

    Loan to value

Features

  • Available for purchases, remortgages and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £1,500,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.86% Variable (Base Rate + 0.86%) for 2 years from completion. A 'floor' applies which means the rate will not fall below 3.00%.
  • Then our Buy to Let Mortgage Variable Rate - BMVR, currently 6.54% variable, for the rest of the term.

Early Repayment Charges

  • None

Fees

  • Completion fee: £745
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.88%

    Fixed until 31/12/2027

  • APRC

    6.40%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    90%

    Loan to value

Features

  • Existing Skipton borrowers only. Available for purchases and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £750,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.88% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Tracker - Residential

  • Initial Rate

    4.89%

    Variable (Base Rate + 0.89%)

  • APRC

    6.40%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    60%

    Loan to value

Features

  • Existing Skipton borrowers only. Available for purchases and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £5,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.89% Variable (Base Rate + 0.89%) for 2 years from completion. A 'floor' applies which means the rate will not fall below 3.00%.
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started.
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • None

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.91%

    Fixed until 31/12/2027

  • APRC

    6.40%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    90%

    Loan to value

Features

  • First-time buyers only.
  • Available for Repayment.
  • Borrow from £5,000 - £750,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Key Criteria:

  • This product is available for applications where at least one of the applicants is a First-time buyer.

Important Information:

  • Delayed Start Mortgage - no mortgage repayments due for the first 3 months.
  • Interest will continue to accrue in the first 3 months and be added to the mortgage balance.
  • This means you would pay more over the term of the mortgage and your payments will be slightly higher than if you had started paying in month one.

Rate details

  • 4.91% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.92%

    Fixed until 31/12/2027

  • APRC

    6.40%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    90%

    Loan to value

Features

  • Available for purchases.
  • Available for Repayment.
  • Borrow from £80,000 - £750,000.
  • Cashback: £500 paid following completion.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.92% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Buy to Let

  • Initial Rate

    4.93%

    Fixed until 31/12/2027

  • APRC

    6.50%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    75%

    Loan to value

Features

  • Available for purchases, remortgages and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £1,500,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.93% Fixed until 31/12/2027.
  • Then our Buy to Let Mortgage Variable Rate (BMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.96%

    Fixed until 31/12/2027

  • APRC

    6.40%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    90%

    Loan to value

Features

  • Available for remortgages.
  • Available for Repayment.
  • Borrow from £5,000 - £750,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.96% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    4.97%

    Fixed until 31/12/2027

  • APRC

    6.40%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    95%

    Loan to value

Features

  • Available for purchases.
  • Available for Repayment.
  • Borrow from £5,000 - £600,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.97% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Tracker - Residential

  • Initial Rate

    4.99%

    Variable (Base Rate + 0.99%)

  • APRC

    6.40%

    Overall cost for comparison

  • Product fees

    £995

  • Max LTV

    85%

    Loan to value

Features

  • Available for purchases, remortgages and switching your Skipton mortgage deal.
  • Available for Repayment.
  • Borrow from £5,000 - £1,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.99% Variable (Base Rate + 0.99%) for 2 years from completion. A 'floor' applies which means the rate will not fall below 3.00%.
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started.
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • None

Fees

  • Completion fee: £995
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Tracker - Residential

  • Initial Rate

    5.04%

    Variable (Base Rate + 1.04%)

  • APRC

    6.40%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    75%

    Loan to value

Features

  • Existing Skipton borrowers only. Available for purchases and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £3,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 5.04% Variable (Base Rate + 1.04%) for 2 years from completion. A 'floor' applies which means the rate will not fall below 3.00%.
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started.
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • None

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    5.05%

    Fixed until 31/12/2027

  • APRC

    6.40%

    Overall cost for comparison

  • Product fees

    £495

  • Max LTV

    95%

    Loan to value

Features

  • Existing Skipton borrowers only. Available for switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £600,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 5.05% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £495
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Tracker - Buy to Let

  • Initial Rate

    5.08%

    Variable (Base Rate + 1.08%)

  • APRC

    6.50%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    60%

    Loan to value

Features

  • Existing Skipton borrowers only. Available for purchases and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £1,500,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 5.08% Variable (Base Rate + 1.08%) for 2 years from completion. A 'floor' applies which means the rate will not fall below 3.00%.
  • Then our Buy to Let Mortgage Variable Rate - BMVR, currently 6.54% variable, for the rest of the term.

Early Repayment Charges

  • None

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Tracker - Buy to Let

  • Initial Rate

    5.10%

    Variable (Base Rate + 1.10%)

  • APRC

    6.60%

    Overall cost for comparison

  • Product fees

    £1,495

  • Max LTV

    75%

    Loan to value

Features

  • Available for purchases, remortgages and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £1,500,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 5.10% Variable (Base Rate + 1.10%) for 2 years from completion. A 'floor' applies which means the rate will not fall below 3.00%.
  • Then our Buy to Let Mortgage Variable Rate - BMVR, currently 6.54% variable, for the rest of the term.

Early Repayment Charges

  • None

Fees

  • Completion fee: £1,495
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    5.14%

    Fixed until 31/12/2027

  • APRC

    6.40%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    95%

    Loan to value

Features

  • Existing Skipton borrowers only. Available for switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £600,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 5.14% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    5.15%

    Fixed until 31/12/2027

  • APRC

    6.40%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    95%

    Loan to value

Features

  • Available for purchases.
  • Available for Repayment.
  • Borrow from £80,000 - £600,000.
  • Cashback: £500 paid following completion.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 5.15% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Fixed - Residential

  • Initial Rate

    5.15%

    Fixed until 31/12/2027

  • APRC

    6.40%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    95%

    Loan to value

Features

  • First-time buyers only.
  • Available for Repayment.
  • Borrow from £5,000 - £600,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Key Criteria:

  • This product is available for applications where at least one of the applicants is a First-time buyer.

Important Information:

  • Delayed Start Mortgage - no mortgage repayments due for the first 3 months.
  • Interest will continue to accrue in the first 3 months and be added to the mortgage balance.
  • This means you would pay more over the term of the mortgage and your payments will be slightly higher than if you had started paying in month one.

Rate details

  • 5.15% fixed until 31/12/2027
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 2.50% until 31/12/2026
  • 1.25% until 31/12/2027

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Tracker - Buy to Let

  • Initial Rate

    5.19%

    Variable (Base Rate + 1.19%)

  • APRC

    6.60%

    Overall cost for comparison

  • Product fees

    £745

  • Max LTV

    75%

    Loan to value

Features

  • Available for purchases, remortgages and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £1,500,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 5.19% Variable (Base Rate + 1.19%) for 2 years from completion. A 'floor' applies which means the rate will not fall below 3.00%.
  • Then our Buy to Let Mortgage Variable Rate - BMVR, currently 6.54% variable, for the rest of the term.

Early Repayment Charges

  • None

Fees

  • Completion fee: £745
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Tracker - Residential

  • Initial Rate

    5.24%

    Variable (Base Rate + 1.24%)

  • APRC

    6.40%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    85%

    Loan to value

Features

  • Existing Skipton borrowers only. Available for purchases and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £1,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 5.24% Variable (Base Rate + 1.24%) for 2 years from completion. A 'floor' applies which means the rate will not fall below 3.00%.
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started.
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • None

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Tracker - Residential

  • Initial Rate

    5.26%

    Variable (Base Rate + 1.26%)

  • APRC

    6.50%

    Overall cost for comparison

  • Product fees

    £995

  • Max LTV

    90%

    Loan to value

Features

  • Available for purchases, remortgages and switching your Skipton mortgage deal.
  • Available for Repayment.
  • Borrow from £5,000 - £750,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 5.26% Variable (Base Rate + 1.26%) for 2 years from completion. A 'floor' applies which means the rate will not fall below 3.00%.
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started.
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • None

Fees

  • Completion fee: £995
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Tracker - Residential

  • Initial Rate

    5.34%

    Variable (Base Rate + 1.34%)

  • APRC

    6.40%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    90%

    Loan to value

Features

  • Existing Skipton borrowers only. Available for purchases and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £750,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 5.34% Variable (Base Rate + 1.34%) for 2 years from completion. A 'floor' applies which means the rate will not fall below 3.00%.
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started.
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • None

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Tracker - Buy to Let

  • Initial Rate

    5.39%

    Variable (Base Rate + 1.39%)

  • APRC

    6.60%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    75%

    Loan to value

Features

  • Existing Skipton borrowers only. Available for purchases and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £1,500,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 5.39% Variable (Base Rate + 1.39%) for 2 years from completion. A 'floor' applies which means the rate will not fall below 3.00%.
  • Then our Buy to Let Mortgage Variable Rate - BMVR, currently 6.54% variable, for the rest of the term.

Early Repayment Charges

  • None

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

2 Years Tracker - Residential

  • Initial Rate

    5.48%

    Variable (Base Rate + 1.48%)

  • APRC

    6.50%

    Overall cost for comparison

  • Product fees

    £995

  • Max LTV

    95%

    Loan to value

Features

  • Available for purchases and switching your Skipton mortgage deal.
  • Available for Repayment.
  • Borrow from £5,000 - £600,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 5.48% Variable (Base Rate + 1.48%) for 2 years from completion. A 'floor' applies which means the rate will not fall below 3.00%.
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started.
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • None

Fees

  • Completion fee: £995
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

3 Years Fixed - Residential

  • Initial Rate

    4.17%

    Fixed until 31/12/2028

  • APRC

    6.10%

    Overall cost for comparison

  • Product fees

    £995

  • Max LTV

    60%

    Loan to value

Features

  • Available for purchases.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £5,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.17% fixed until 31/12/2028
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 4.00% until 31/12/2026
  • 3.00% until 31/12/2027
  • 1.50% until 31/12/2028

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £995
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

3 Years Fixed - Residential

  • Initial Rate

    4.31%

    Fixed until 31/12/2028

  • APRC

    6.20%

    Overall cost for comparison

  • Product fees

    £995

  • Max LTV

    75%

    Loan to value

Features

  • Available for purchases.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £3,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.31% fixed until 31/12/2028
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 4.00% until 31/12/2026
  • 3.00% until 31/12/2027
  • 1.50% until 31/12/2028

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £995
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

3 Years Fixed - Residential

  • Initial Rate

    4.36%

    Fixed until 31/12/2028

  • APRC

    6.10%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    60%

    Loan to value

Features

  • Available for purchases.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £5,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.36% fixed until 31/12/2028
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 4.00% until 31/12/2026
  • 3.00% until 31/12/2027
  • 1.50% until 31/12/2028

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

3 Years Fixed - Residential

  • Initial Rate

    4.39%

    Fixed until 31/12/2028

  • APRC

    6.20%

    Overall cost for comparison

  • Product fees

    £995

  • Max LTV

    85%

    Loan to value

Features

  • Available for purchases.
  • Available for Repayment.
  • Borrow from £5,000 - £1,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.39% fixed until 31/12/2028
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 4.00% until 31/12/2026
  • 3.00% until 31/12/2027
  • 1.50% until 31/12/2028

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £995
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

3 Years Fixed - Residential

  • Initial Rate

    4.43%

    Fixed until 31/12/2028

  • APRC

    6.20%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    75%

    Loan to value

Features

  • Available for purchases.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £3,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.43% fixed until 31/12/2028
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 4.00% until 31/12/2026
  • 3.00% until 31/12/2027
  • 1.50% until 31/12/2028

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

3 Years Fixed - Residential

  • Initial Rate

    4.56%

    Fixed until 31/12/2028

  • APRC

    6.20%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    85%

    Loan to value

Features

  • Available for purchases.
  • Available for Repayment.
  • Borrow from £5,000 - £1,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.56% fixed until 31/12/2028
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 4.00% until 31/12/2026
  • 3.00% until 31/12/2027
  • 1.50% until 31/12/2028

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

3 Years Fixed - Residential

  • Initial Rate

    4.59%

    Fixed until 31/12/2028

  • APRC

    6.20%

    Overall cost for comparison

  • Product fees

    £995

  • Max LTV

    90%

    Loan to value

Features

  • Available for purchases.
  • Available for Repayment.
  • Borrow from £5,000 - £750,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.59% fixed until 31/12/2028
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 4.00% until 31/12/2026
  • 3.00% until 31/12/2027
  • 1.50% until 31/12/2028

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £995
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

3 Years Fixed - Residential

  • Initial Rate

    4.79%

    Fixed until 31/12/2028

  • APRC

    6.20%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    90%

    Loan to value

Features

  • Available for purchases.
  • Available for Repayment.
  • Borrow from £5,000 - £750,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.79% fixed until 31/12/2028
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 4.00% until 31/12/2026
  • 3.00% until 31/12/2027
  • 1.50% until 31/12/2028

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

3 Years Fixed - Residential

  • Initial Rate

    4.82%

    Fixed until 31/12/2028

  • APRC

    6.30%

    Overall cost for comparison

  • Product fees

    £995

  • Max LTV

    95%

    Loan to value

Features

  • Available for purchases.
  • Available for Repayment.
  • Borrow from £5,000 - £600,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.82% fixed until 31/12/2028
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 4.00% until 31/12/2026
  • 3.00% until 31/12/2027
  • 1.50% until 31/12/2028

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £995
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

3 Years Fixed - Residential

  • Initial Rate

    4.99%

    Fixed until 31/12/2028

  • APRC

    6.30%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    95%

    Loan to value

Features

  • Available for purchases.
  • Available for Repayment.
  • Borrow from £5,000 - £600,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.99% fixed until 31/12/2028
  • Then our Residential Mortgage Variable Rate (RMVR) discounted by 0.55% (currently 5.99% variable) until 5 years after your mortgage started
  • Then our RMVR (currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 4.00% until 31/12/2026
  • 3.00% until 31/12/2027
  • 1.50% until 31/12/2028

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.23%

    Fixed until 31/12/2030

  • APRC

    6.00%

    Overall cost for comparison

  • Product fees

    £2,995

  • Max LTV

    60%

    Loan to value

Features

  • Available for purchases.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £5,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.23% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £2,995
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.30%

    Fixed until 31/12/2030

  • APRC

    5.90%

    Overall cost for comparison

  • Product fees

    £1,295

  • Max LTV

    60%

    Loan to value

Features

  • Available for purchases.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £5,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.30% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £1,295
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.31%

    Fixed until 31/12/2030

  • APRC

    5.90%

    Overall cost for comparison

  • Product fees

    £1,295

  • Max LTV

    60%

    Loan to value

Features

  • Available for remortgages.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £5,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.31% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £1,295
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.32%

    Fixed until 31/12/2030

  • APRC

    6.00%

    Overall cost for comparison

  • Product fees

    £2,995

  • Max LTV

    75%

    Loan to value

Features

  • Available for purchases.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £3,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.32% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £2,995
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.36%

    Fixed until 31/12/2030

  • APRC

    6.00%

    Overall cost for comparison

  • Product fees

    £1,295

  • Max LTV

    60%

    Loan to value

Features

  • Existing Skipton borrowers only. Available for purchases and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £5,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.36% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £1,295
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.37%

    Fixed until 31/12/2030

  • APRC

    6.00%

    Overall cost for comparison

  • Product fees

    £1,295

  • Max LTV

    75%

    Loan to value

Features

  • Available for purchases.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £3,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.37% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £1,295
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.39%

    Fixed until 31/12/2030

  • APRC

    6.00%

    Overall cost for comparison

  • Product fees

    £1,295

  • Max LTV

    75%

    Loan to value

Features

  • Available for remortgages.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £3,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.39% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £1,295
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.40%

    Fixed until 31/12/2030

  • APRC

    5.90%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    60%

    Loan to value

Features

  • Available for purchases.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £5,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.40% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.42%

    Fixed until 31/12/2030

  • APRC

    5.90%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    60%

    Loan to value

Features

  • Available for remortgages.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £5,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.42% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Buy to Let

  • Initial Rate

    4.43%

    Fixed until 31/12/2030

  • APRC

    6.10%

    Overall cost for comparison

  • Product fees

    £1,295

  • Max LTV

    60%

    Loan to value

Features

  • Available for purchases, remortgages and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £1,500,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.43% Fixed until 31/12/2030.
  • Then our Buy to Let Mortgage Variable Rate (BMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £1,295
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.44%

    Fixed until 31/12/2030

  • APRC

    6.00%

    Overall cost for comparison

  • Product fees

    £1,295

  • Max LTV

    75%

    Loan to value

Features

  • Existing Skipton borrowers only. Available for purchases and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £3,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.44% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £1,295
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.44%

    Fixed until 31/12/2030

  • APRC

    5.90%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    60%

    Loan to value

Features

  • Existing Skipton borrowers only. Available for purchases and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £5,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.44% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.45%

    Fixed until 31/12/2030

  • APRC

    6.10%

    Overall cost for comparison

  • Product fees

    £2,995

  • Max LTV

    85%

    Loan to value

Features

  • Available for purchases.
  • Available for Repayment.
  • Borrow from £5,000 - £1,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.45% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £2,995
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.45%

    Fixed until 31/12/2030

  • APRC

    5.90%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    75%

    Loan to value

Features

  • Available for purchases.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £3,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.45% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.48%

    Fixed until 31/12/2030

  • APRC

    6.00%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    75%

    Loan to value

Features

  • Available for remortgages.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £3,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.48% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.54%

    Fixed until 31/12/2030

  • APRC

    6.00%

    Overall cost for comparison

  • Product fees

    £1,295

  • Max LTV

    85%

    Loan to value

Features

  • Available for purchases.
  • Available for Repayment.
  • Borrow from £5,000 - £1,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.54% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £1,295
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.56%

    Fixed until 31/12/2030

  • APRC

    6.00%

    Overall cost for comparison

  • Product fees

    £1,295

  • Max LTV

    85%

    Loan to value

Features

  • Available for remortgages.
  • Available for Repayment.
  • Borrow from £5,000 - £1,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.56% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £1,295
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.57%

    Fixed until 31/12/2030

  • APRC

    6.00%

    Overall cost for comparison

  • Product fees

    £1,295

  • Max LTV

    85%

    Loan to value

Features

  • Existing Skipton borrowers only. Available for purchases and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £1,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.57% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £1,295
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.57%

    Fixed until 31/12/2030

  • APRC

    6.10%

    Overall cost for comparison

  • Product fees

    £2,995

  • Max LTV

    90%

    Loan to value

Features

  • Available for purchases.
  • Available for Repayment.
  • Borrow from £5,000 - £750,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.57% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £2,995
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Buy to Let

  • Initial Rate

    4.59%

    Fixed until 31/12/2030

  • APRC

    6.10%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    60%

    Loan to value

Features

  • Available for purchases, remortgages and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £1,500,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.59% Fixed until 31/12/2030.
  • Then our Buy to Let Mortgage Variable Rate (BMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.59%

    Fixed until 31/12/2030

  • APRC

    6.00%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    75%

    Loan to value

Features

  • Existing Skipton borrowers only. Available for purchases and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £3,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.59% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.62%

    Fixed until 31/12/2030

  • APRC

    6.00%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    85%

    Loan to value

Features

  • Available for purchases.
  • Available for Repayment.
  • Borrow from £5,000 - £1,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.62% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.65%

    Fixed until 31/12/2030

  • APRC

    6.00%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    85%

    Loan to value

Features

  • Existing Skipton borrowers only. Available for purchases and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £1,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.65% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.67%

    Fixed until 31/12/2030

  • APRC

    6.00%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    85%

    Loan to value

Features

  • Available for remortgages.
  • Available for Repayment.
  • Borrow from £5,000 - £1,000,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.67% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.68%

    Fixed until 31/12/2030

  • APRC

    6.10%

    Overall cost for comparison

  • Product fees

    £1,295

  • Max LTV

    90%

    Loan to value

Features

  • Available for purchases.
  • Available for Repayment.
  • Borrow from £5,000 - £750,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.68% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £1,295
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.71%

    Fixed until 31/12/2030

  • APRC

    6.00%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    85%

    Loan to value

Features

  • Available for purchases.
  • Available for Repayment.
  • Borrow from £80,000 - £1,000,000.
  • Cashback: £500 paid following completion.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.71% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Buy to Let

  • Initial Rate

    4.76%

    Fixed until 31/12/2030

  • APRC

    6.20%

    Overall cost for comparison

  • Product fees

    £1,295

  • Max LTV

    75%

    Loan to value

Features

  • Available for purchases, remortgages and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £1,500,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.76% Fixed until 31/12/2030.
  • Then our Buy to Let Mortgage Variable Rate (BMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £1,295
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.78%

    Fixed until 31/12/2030

  • APRC

    6.10%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    90%

    Loan to value

Features

  • Available for purchases.
  • Available for Repayment.
  • Borrow from £5,000 - £750,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.78% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.79%

    Fixed until 31/12/2030

  • APRC

    6.10%

    Overall cost for comparison

  • Product fees

    £1,295

  • Max LTV

    95%

    Loan to value

Features

  • Available for purchases.
  • Available for Repayment.
  • Borrow from £5,000 - £600,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.79% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £1,295
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.81%

    Fixed until 31/12/2030

  • APRC

    6.10%

    Overall cost for comparison

  • Product fees

    £1,295

  • Max LTV

    90%

    Loan to value

Features

  • Available for remortgages.
  • Available for Repayment.
  • Borrow from £5,000 - £750,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.81% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £1,295
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.82%

    Fixed until 31/12/2030

  • APRC

    6.10%

    Overall cost for comparison

  • Product fees

    £1,295

  • Max LTV

    90%

    Loan to value

Features

  • Existing Skipton borrowers only. Available for purchases and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £750,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.82% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £1,295
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.83%

    Fixed until 31/12/2030

  • APRC

    6.10%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    90%

    Loan to value

Features

  • Available for purchases.
  • Available for Repayment.
  • Borrow from £80,000 - £750,000.
  • Cashback: £500 paid following completion.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.83% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.88%

    Fixed until 31/12/2030

  • APRC

    6.10%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    95%

    Loan to value

Features

  • Available for purchases.
  • Available for Repayment.
  • Borrow from £5,000 - £600,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.88% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.89%

    Fixed until 31/12/2030

  • APRC

    6.10%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    90%

    Loan to value

Features

  • Existing Skipton borrowers only. Available for purchases and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £750,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.89% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.92%

    Fixed until 31/12/2030

  • APRC

    6.10%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    90%

    Loan to value

Features

  • Available for remortgages.
  • Available for Repayment.
  • Borrow from £5,000 - £750,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.92% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Buy to Let

  • Initial Rate

    4.93%

    Fixed until 31/12/2030

  • APRC

    6.20%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    75%

    Loan to value

Features

  • Available for purchases, remortgages and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £1,500,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.
  • Fee-assisted conveyancing for remortgages.

Rate details

  • 4.93% Fixed until 31/12/2030.
  • Then our Buy to Let Mortgage Variable Rate (BMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.96%

    Fixed until 31/12/2030

  • APRC

    6.10%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    90%

    Loan to value

Features

  • First-time buyers only.
  • Available for Repayment.
  • Borrow from £5,000 - £750,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Key Criteria:

  • This product is available for applications where at least one of the applicants is a First-time buyer.

Important Information:

  • Delayed Start Mortgage - no mortgage repayments due for the first 3 months.
  • Interest will continue to accrue in the first 3 months and be added to the mortgage balance.
  • This means you would pay more over the term of the mortgage and your payments will be slightly higher than if you had started paying in month one.

Rate details

  • 4.96% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    4.99%

    Fixed until 31/12/2030

  • APRC

    6.20%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    95%

    Loan to value

Features

  • Available for purchases.
  • Available for Repayment.
  • Borrow from £80,000 - £600,000.
  • Cashback: £500 paid following completion.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 4.99% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    5.02%

    Fixed until 31/12/2030

  • APRC

    6.20%

    Overall cost for comparison

  • Product fees

    £1,295

  • Max LTV

    95%

    Loan to value

Features

  • Existing Skipton borrowers only. Available for purchases and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £600,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 5.02% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: £1,295
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    5.05%

    Fixed until 31/12/2030

  • APRC

    6.20%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    95%

    Loan to value

Features

  • First-time buyers only.
  • Available for Repayment.
  • Borrow from £5,000 - £600,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Key Criteria:

  • This product is available for applications where at least one of the applicants is a First-time buyer.

Important Information:

  • Delayed Start Mortgage - no mortgage repayments due for the first 3 months.
  • Interest will continue to accrue in the first 3 months and be added to the mortgage balance.
  • This means you would pay more over the term of the mortgage and your payments will be slightly higher than if you had started paying in month one.

Rate details

  • 5.05% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    5.11%

    Fixed until 31/12/2030

  • APRC

    6.20%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    95%

    Loan to value

Features

  • Existing Skipton borrowers only. Available for purchases and switching your Skipton mortgage deal.
  • Available for either Repayment or Interest Only.
  • Borrow from £5,000 - £600,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Rate details

  • 5.11% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    5.39%

    Fixed until 31/12/2030

  • APRC

    6.30%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    100%

    Loan to value

Features

  • Available for purchases.
  • Available for Repayment.
  • Borrow from £5,000 - £600,000.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Key Criteria:

  • You might be eligible for our Track Record mortgage if you're aged 21 or over with less than 5% deposit
  • You must not have owned a property in the UK in the last 3 years
  • You must have proof of having paid 12 months rent in a row, in the UK, within the last 18 months

Rate details

  • 5.39% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

5 Years Fixed - Residential

  • Initial Rate

    5.54%

    Fixed until 31/12/2030

  • APRC

    6.40%

    Overall cost for comparison

  • Product fees

    None

  • Max LTV

    100%

    Loan to value

Features

  • Available for purchases.
  • Available for Repayment.
  • Borrow from £100,000 - £600,000.
  • Cashback: £1,000 paid following completion.
  • No charge for a valuation, subject to criteria. For mortgage purposes only.

Key Criteria:

  • You might be eligible for our Track Record mortgage if you're aged 21 or over with less than 5% deposit
  • You must not have owned a property in the UK in the last 3 years
  • You must have proof of having paid 12 months rent in a row, in the UK, within the last 18 months

Rate details

  • 5.54% Fixed until 31/12/2030.
  • Then our Residential Mortgage Variable Rate (RMVR, currently 6.54% variable) for the rest of the term.

Early Repayment Charges

  • 6.00% until 31/12/2026
  • 6.00% until 31/12/2027
  • 5.00% until 31/12/2028
  • 4.00% until 31/12/2029
  • 1.75% until 31/12/2030

You can make overpayments of up to 10% of your original balance per year without incurring an Early Repayment Charge.

Fees

  • Completion fee: None
  • CHAPS fee: £20*

Fees are payable at different points in your application.

*Payable only for purchase, remortgage and additional borrowing applications.

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You could lose your home if you don't keep up your mortgage repayments. Mortgage valuations and most Buy to Let mortgages aren't regulated by the Financial Conduct Authority.

Representative examples

Residential mortgages

The APRC is calculated based on the following: A repayment mortgage of £225,000 payable over 32 years initially on a rate fixed until 31/12/2027 at 5.52% and then 5.99% variable until 60 months from the date of completion followed by our RMVR, currently 6.54% variable, for the remaining term. This mortgage would require 24 monthly payments of £1,248.58 and 36 monthly payments of £1,314.09 and 322 monthly payments of £1,387.04 followed by a final payment of £1,323.36. The total amount payable would be £525,223.40 made up of the loan amount plus interest and CHAPS fee of £20. Completion fee £0.

Buy to let mortgages

The APRC is calculated based on the following: An interest only mortgage of £165,000 payable over 25 years initially on a fixed rate until 31/12/2027 at 5.29% and then on our BMVR rate currently 6.54% for the remaining term would require 24 monthly payments of £991.64 and 275 monthly payments of £1,109.23, followed by a final payment of £217.17. The total amount payable would be £329,054.78 made up of the loan amount plus interest and CHAPS fee of £20. Completion fee £0.