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Skipton mortgage customers

We hope you feel right at home as part of our Society. As a Skipton customer, we want to make sure that your mortgage is right for you, now and in the future. We know that your circumstances can change and you might need the flexibility to change or increase your mortgage to suit you.

Whether you want to borrow more to pay for things like home improvements, or you're coming to the end of your initial deal period and are looking to switch your mortgage, select the relevant link below for help and more information.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Porting your mortgage

If you’re moving home and you’d like to keep your existing Skipton mortgage, our porting service could help you do just that. You can find out more by calling our team on 0345 607 9825, but before you do, you may want to take a note of some of these key porting points:

  • When you ‘port’ your mortgage, you’re actually repaying your existing mortgage and then resuming it on the same terms.
  • Early repayment charges may apply if you’re moving to a cheaper property and reducing the amount you want to borrow.
  • If you’re moving to a more expensive property, you might have to borrow more (subject to eligibility criteria). Be aware that this could be at a higher rate than you're currently paying.
  • You may have to reapply for your mortgage because of affordability rules. There might also be different terms and conditions. Both you and your new property must fulfil Skipton’s lending criteria at the time of your move in order for a new mortgage to be approved.

Managing your mortgage

Help guides icon

Help and guides

Financial difficulties icon

Financial difficulties

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Useful links and information

Need help?

Request a call back

We'll call you back at a suitable time to chat through how we might be able to help you.

Call us

Phone our friendly team for help with all your mortgage questions

Video appointment service

It’s easy to speak face to face with one of our mortgage advisers via a Skipton Link video call.

Your home may be repossessed if you do not keep up repayments on your mortgage.
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