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Website terms and conditions

This website is owned and maintained by Skipton Building Society (Skipton). Its content, including these terms and conditions, are subject to change without notification, it is intended for personal use only and not for distribution to others.

You should also read these terms in conjunction with our Security Policy, Data Privacy Notice, Cookie Policy and Accessibility page.

The products, services and information referred to are only prepared for and available in the United Kingdom (UK) to UK residents. If you use the website from outside the UK, you are responsible for compliance with applicable local laws.

The information provided does not constitute financial or other professional advice.

Availability of services

All the products and services described are subject to availability and may be withdrawn or varied at any time (unless a contract has been entered into between us).They all have their own terms and conditions which you should read carefully before using or applying for them. In particular, the secure area of this website, Skipton Online, has its own terms and conditions of use.

Access to this website may be suspended temporarily and without notice in the case of system failure, maintenance or repair or for reasons beyond Skipton's reasonable control.

Mortgage Application Tracking

You may access most areas of this website without providing your account number and postcode. However, the application tracking system is only available if you provide a specific mortgage account number and postcode. You must not allow anyone else to access this area by allowing them to use your details.

While every care is taken to ensure that the information provided is correct, no warranty is given as to its accuracy. Furthermore, while Skipton endeavours to keep the application tracking system updated to reflect the actual status of applications, delays can occur and no warranty can be given as to its accuracy.

While we endeavour to ensure that the application tracking system is available for use, Skipton shall not be liable, if, for any reason, the application tracking system, or website, or both of these are unavailable at any time or for any period.


All of the contents that may be available on this website including but not limited to layout, text, graphics, links, marks, logos and trademarks are the intellectual property of Skipton or its licensors and may not be used, copied, downloaded, distributed or published in any way without Skipton's prior written consent except where otherwise specifically indicated on the website for the use of customers, registered intermediaries, or the press. Where copying is allowed, copyright notices, proprietary notices and disclaimers should also be copied.

Software Downloads

Please note that any software downloaded is at your own risk. If you are unsure about the suitability of software to be downloaded from this website, please obtain specialist advice before downloading. It is also your responsibility to ensure that no viruses or other malicious software or programs enter your computer system.

Limitation of liability and disclaimer

Skipton Building Society excludes its liability to the extent permitted by law for any losses or damage whatsoever from the use or inability to use this website or from any electronic or telecommunication failure, or any errors or omissions caused by abnormal circumstances that we could not have foreseen and were unavoidable and beyond our control, or were caused by our compliance with our legal obligations. We do not exclude liability for death or personal injury, fraudulent misrepresentation (unless by others ), our duties and liabilities under the Financial Services and Markets Act 2000, or any conduct of business rules we are bound to comply with.

English law

These terms shall be governed by English law.

Links from other websites

Where other websites include links to Skipton’s website, the third party site is not part of the Skipton’s website. Skipton in no way endorses the content or policies of any third party website. Skipton will not accept any liability for any claim as a result of the content or activity of any third party website.

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