Investment Planning

The key is to invest in a way that makes you feel comfortable. We’re right here to help you make informed decisions.

You’ll hear clear, plain English explanations about what investing your money might involve. We’ll also spend plenty of time getting to know you better and your individual financial needs. That way, you’ll receive investment advice that’s tailored to your needs.

This includes helping you to understand your appetite towards risk and reward. We don’t have a one-size-fits all approach. Different investments take different levels of risk. We’ll help you to establish your own risk appetite, and we will only recommend an investment plan based on these.

When you think of investing, you might associate it with the ups and downs of the stock market. But in reality, that’s not the whole story.

At Skipton we typically recommend you invest into a fund, which itself invests into a wide range of assets. It means some of your money will be invested into shares, but not all of it. Funds will also feature assets like corporate and government bonds, and even cash.

This helps to reduce the level of risk your money is exposed to. Because if one asset class or area isn’t performing well, other assets might still be generating stronger performance. It’s what we call a balanced approach to investing, and it can potentially mean a smoother financial journey for you.

With our research and advice, you can receive recommendations suited to you.

With investing it’s all about the long-term. We always recommend you invest for at least five years. This is because markets can at times experience short-term dips and volatility. But over the long-term, they usually rise.

Investing doesn’t come with guarantees. But if you’re able to tie up some of your savings for five or more years, it could prove a worthwhile approach.

If you’d like an idea of how investing could help you reach your financial goals, try our investment calculator.

Alternatively, it’s free to find out if financial advice could be right for you. So why not get in touch to arrange a complimentary video consultation.