Fraudsters are encouraging savers to move their money into higher risk cryptocurrency investments. Skipton does not endorse any cryptocurrency investments.
Be cautious of uninvited investment offers. If something doesn’t feel right, trust your instincts and take the time to investigate.
Think of it as a map for your money: you know where you want to end up – a bigger pension, an earlier retirement, or more freedom later in life. What you might not know is how to get there.
That’s where investment planning and advice comes in. It can give you a clear way forward, guided by an expert who knows the terrain. We’ll focus on what matters to you, your goals, and help you build a personalised plan designed to move you in the right direction.
Investing can offer stronger long-term returns than cash, but you usually need to put your money away for at least five years. The value of your investment can move up and down. Any tax you pay on your investments and pensions depends on your own situation – and rules could change. The Financial Conduct Authority doesn't regulate most forms of Inheritance Tax planning.
In other words, what are your goals? People invest for lots of different reasons, like:
Whatever the future looks like for you, your investment plan should be built around it.
You might be wondering what types of investments we advise on.
We offer Restricted Advice. This means we don’t advise on every type of investment that exists. Instead, we focus on areas we know well and the providers we trust.
What does that mean for you?
Well, your adviser spends less time trawling the whole market, and more time finding suitable options for your needs. This usually includes a mix of investments matched to your goals and how comfortable you are taking risks with your money.
The best investment plan is one that’s built around you.
Most personalised investment plans spread your money across different types of investments or asset classes. This helps manage risk, because not everything rises or falls at the same time.
We’ll typically recommend you put your money into an investment fund that invests in a range of different assets. This means you’re likely to come across things like:
You don’t need to know the ins and outs of everything. That’s our job. When we meet, we’ll explain how it all works and how this approach could help you reach your goals.
We keep things simple and focused on you.
If you already have investments, pensions or ISAs, we can review them to see if they still fit your life today. What once looked like the right place for your money might no longer be your best option. We’ll explain where you might benefit from making changes – with no pressure to act.
Here’s the good news: there are no upfront costs to get your recommendations. You’ll only pay if you decide to go ahead with the advice.
All charges are clearly explained before you decide to go ahead and are included in your Personal Financial Planning Report.
Risk is a normal part of investing.
Watch our short video which explains what investment risk is, why it matters and how it could affect your returns.
Book your free initial consultation to see if our investment advice is right for you. Fill in your details and we'll be in touch at a time that suits you.
Arrange your appointment by calling us on 0345 731 5342.
Explore our articles on investing and learn how you could make more of your money.
