If you’re looking to grow your money, our expert advisers can talk you through the options that might be right for you.
If you have long-term goals and aspirations, investing your money could give you a better chance of reaching them.
We’re here to help you work out if investment planning could help you achieve a brighter future.
Like many people, you probably have long-term ambitions and they’ll usually come with certain financial considerations. Investing your money could prove a successful way of achieving your long-term goals.
Whilst putting your cash into savings accounts is a very sensible approach, savings alone could limit how much your money is able to grow. Investing offers the potential to achieve stronger long term returns, so long as you are intending to invest for at least five years and are comfortable with the risks involved.
By investing with our advice, our aim is to grow your money by a greater extent than is available through cash savings accounts to help you achieve your goals. Although funds are not like bank and building society savings accounts. It does mean placing your capital at risk, as its value can fall as well as rise and you may get back less than you originally invest.
Having a good level of savings for the future is great. It can help you with short-term goals like going on holiday or buying a car. It’s also useful to have savings you can fall back on for just-in-case moments – like an unexpected bill.
When inflation is running high, it’s difficult to grow savings over the long-term. And that’s why investing offers you the opportunity to achieve higher returns over the long term.
Our financial advice service could be right for you if you have at least £20,000 to invest or £500 on a monthly basis. To have a better chance of making more of your money, investing means putting your capital at risk. There are different levels of risk you can take, and our advisers can help you consider an approach that’s right for you.
Watch our short video which explains what investment risk is, why it's important when investing your money and how it could affect your returns.
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At Skipton Building Society, the job of our financial advisers is to help you understand how risk and reward works, the benefits, and of course, the pitfalls. We do this by providing recommendations tailored to your circumstances.
To find out more read our understanding investment risk article.
At Skipton, we could help you build an investment portfolio suited to your circumstances. This typically means recommending you invest into a range of funds. These will invest into assets like shares, corporate and government bonds on your behalf.
A balanced mix of assets helps reduce the level of risk your money's exposed to because if one asset class or area isn't performing well, other assets might still be generating strong performance to offer you smoother returns.
First of all, you might like to know there are no upfront costs. We could help you build an investment plan and outline what the charges would be before you commit to taking up advice.
Our in-house team of research experts assess the market to develop a panel of investment
options. We'll use this panel to build an investment portfolio suited to your circumstances.
As a restricted financial adviser, we don't advise on as many areas of the market compared to some financial advisers.
If you already have investments, you might find it valuable if we take a look at them for you. In most cases, we can review them to check how they’re measuring up to your needs.
What was once the best place to invest won’t always remain the case, especially if your goals have changed since you set them up.
If we conclude you might be able to achieve better returns, we’ll explore options for you to consider – with no pressure to act.
Book your FREE initial consultation to find out if financial advice might be right for you. Simply fill in your details and we’ll be in touch at a time that suits you.
Alternatively you can call us on 0800 731 5342
Listen to our podcast experts explore the key factors when deciding whether to save or invest.
Learn how savings and investing go hand in hand with our free guide.
A balanced investing approach could help you feel more comfortable about your future goals.
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Site intended for UK residents only. Skipton Building Society is a member of the Building Societies Association. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, under registration number 153706, for accepting deposits, advising on and arranging mortgages and providing Restricted financial advice.Principal Office, The Bailey, Skipton, North Yorkshire, BD23 1DN.