Investment Planning

When it comes to investments, it’s a good idea to make sure you understand the opportunities, risks and how everything works.

That’s where our friendly and experienced team are on hand. With a face to face video appointment via Skipton Link, we can give you a better understanding of what you could achieve from investing.

What is Investment Planning?

Like many people, you probably have long-term ambitions. And they’ll usually come with certain financial considerations. Investing your money could prove a successful way of achieving your long-term goals.

Whilst putting your cash into savings accounts is a very sensible approach, savings alone could limit how much your money is able to grow. Investing offers the potential to achieve stronger longer-term returns.

Got a question? Give us a call

The key is to invest in a way that makes you feel comfortable. We’re right here to help you make informed decisions.

Our experienced team of advisers have a proven track record of helping a wide range of people. From experienced and savvy investors, to people thinking about doing it for the first time.

This includes helping you to understand your appetite towards risk and reward. We don’t have a one-size-fits all approach. Different investments take different levels of risk. We’ll help you to establish your own risk appetite, and we will only recommend an investment plan based on these.

Call us

0800 731 5342

Alternatively you can request a call back or chat to us online with webchat.

Frequently Asked Questions

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What does investing your money mean?

The key is to invest in a way that makes you feel comfortable. We’re right here to help you make informed decisions.

Our experienced team of advisers have a proven track record of helping a wide range of people. From experienced and savvy investors, to people thinking about doing it for the first time.

  • You’ll hear clear, plain English explanations about what investing your money might involve.
  • We’ll also spend plenty of time getting to know you better and your individual financial needs.
  • That way, you’ll receive investment advice that’s tailored to your needs.

This includes helping you to understand your appetite towards risk and reward. We don’t have a one-size-fits all approach. Different investments take different levels of risk. We’ll help you to establish your own risk appetite, and we will only recommend an investment plan based on these.

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How is your money invested?

When you think of investing, you might associate it with the ups and downs of the stock market. But in reality, that’s not the whole story.

At Skipton we typically recommend you invest into a fund, which itself invests into a wide range of assets. It means some of your money will be invested into shares, but not all of it. Funds will also feature assets like corporate and government bonds, and even cash.

This helps to reduce the level of risk your money is exposed to. Because if one asset class or area isn’t performing well, other assets might still be generating stronger performance. It’s what we call a balanced approach to investing, and it can potentially mean a smoother financial journey for you.

With our research and advice, you can receive recommendations suited to you.

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Why should you only invest for the long term?

If you’ve been following the coronavirus situation closely, you’ve probably seen headlines about stock market falls.

It’s true to say the first few months of 2020 were difficult for investment funds. However, with investing it’s all about the long-term. We always recommend you invest for at least five years. This is because markets can at times experience short-term dips and volatility. But over the long-term, they usually rise.

Investing doesn’t come with guarantees. But if you’re able to tie up some of your savings for five or more years, it could prove a worthwhile approach.

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How can you be confident of making the right decision?

If you’d like an idea of how investing could help you reach your financial goals, try our investment calculator.

Alternatively, it’s free to find out if financial advice could be right for you. So why not get in touch to arrange a complimentary video consultation.

No pressure promise

We’ll never push you into taking up a recommendation or service you don't want or need.

No implementation no charge

You'll only be charged if you decide to implement your financial plan

Investment planning experts

Your adviser will discuss with you your current lifestyle and financial situation, and build a plan tailored to your needs

Important information

By investing with our advice, our aim is to grow your money by a greater extent than is available through cash savings accounts to help you achieve your goals. Although funds are not like bank and building society savings accounts. It does mean placing your capital at risk, as its value can fall as well as rise and you may get back less than you originally invest.

Get in touch

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Call us on

0800 731 5342

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Site intended for UK residents only. Skipton Building Society is a member of the Building Societies Association. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, under registration number 153706, for accepting deposits, advising on and arranging mortgages and providing Restricted financial advice. Principal Office, The Bailey, Skipton, North Yorkshire, BD23 1DN.

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