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Buy to Let

Find a Buy to Let mortgage to suit you

If you want to invest in property and buy a house to let, you'll need a Buy to Let mortgage.

Buy to Let mortgages can be fixed rate or variable rate and the let property will be expected to achieve a minimum rental income in relation to the mortgage payment, for the property to qualify for a mortgage. Our Buy to Let mortgages allow landlords to build a maximum of up to 5 properties with a total borrowing of £1,500,000 with the Society.

IF YOU FAIL TO KEEP UP WITH PAYMENTS ON YOUR MORTGAGE A 'RECEIVER OF RENT' MAY BE APPOINTED AND/OR YOUR RENTAL PROPERTY MAY BE REPOSSESSED. MOST BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FCA.

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2 Year Buy to Let Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

Initial rate payable	2.03% Fixed until 30/09/2021
Then changing to	Not Applicable
Changing to	5.19% our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.9% APRC
Early Repayment Charges	2% until 30 September 2020, then 1% until 30 September 2021
Max LTV	75%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: An interest only mortgage of £110,000 payable over 22 years 1 month initially on a fixed rate until 30/09/2021 at 2.03% and then on our variable BMVR rate currently 5.19% for the remaining term would require 24 monthly payments of £187.77 and 241 monthly payments of £480.08. The total amount payable would be £231,215.29 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

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2 Year Buy to Let Fixed Rate Mortgage High Fee for Purchases and Remortgages

Initial rate payable	1.58% Fixed until 30/09/2021
Then changing to	Not Applicable
Changing to	5.19% our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.8% APRC
Early Repayment Charges	2% until 30 September 2020, then 1% until 30 September 2021
Max LTV	60%
Mortgage fees	Application:£0 Completion:£1,995
Find out more
The APRC is calculated based on the following: An interest only mortgage of £205,000 payable over 20 years initially on a fixed rate until 30/09/2021 at 1.58% and then on our variable BMVR rate currently 5.19% for the remaining term would require 24 monthly payments of £272.55 and 216 monthly payments of £895.27. The total amount payable would be £406,921.65 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

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2 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages

Initial rate payable	2.33% Fixed until 30/09/2021
Then changing to	Not Applicable
Changing to	5.19% our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.9% APRC
Early Repayment Charges	2% until 30 September 2020, then 1% until 30 September 2021
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: An interest only mortgage of £85,000 payable over 17 years 5 months initially on a fixed rate until 30/09/2021 at 2.33% and then on our variable BMVR rate currently 5.19% for the remaining term would require 24 monthly payments of £165.05 and 185 monthly payments of £367.65. The total amount payable would be £156,969.06 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

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2 Year Buy to Let Fixed Rate Mortgage Standard Fee for Purchases and Remortgages

Initial rate payable	1.91% Fixed until 30/09/2021
Then changing to	Not Applicable
Changing to	5.19% our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.9% APRC
Early Repayment Charges	2% until 30 September 2020, then 1% until 30 September 2021
Max LTV	70%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: An interest only mortgage of £125,000 payable over 21 years 3 months initially on a fixed rate until 30/09/2021 at 1.91% and then on our variable BMVR rate currently 5.19% for the remaining term would require 24 monthly payments of £200.55 and 231 monthly payments of £544.95. The total amount payable would be £256,713.39 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

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2 Year Buy to Let Fixed Rate Mortgage High Fee for Purchases and Remortgages

Initial rate payable	1.83% Fixed until 30/09/2021
Then changing to	Not Applicable
Changing to	5.19% our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.9% APRC
Early Repayment Charges	2% until 30 September 2020, then 1% until 30 September 2021
Max LTV	70%
Mortgage fees	Application:£0 Completion:£1,995
Find out more
The APRC is calculated based on the following: An interest only mortgage of £185,000 payable over 21 years 10 months initially on a fixed rate until 30/09/2021 at 1.83% and then on our variable BMVR rate currently 5.19% for the remaining term would require 24 monthly payments of £285.17 and 238 monthly payments of £808.78. The total amount payable would be £386,326.60 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

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2 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages

Initial rate payable	2.58% Fixed until 30/09/2021
Then changing to	Not Applicable
Changing to	5.19% our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.9% APRC
Early Repayment Charges	2% until 30 September 2020, then 1% until 30 September 2021
Max LTV	70%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: An interest only mortgage of £85,000 payable over 20 years 3 months initially on a fixed rate until 30/09/2021 at 2.58% and then on our variable BMVR rate currently 5.19% for the remaining term would require 24 monthly payments of £182.76 and 219 monthly payments of £367.65. The total amount payable would be £169,916.82 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

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2 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages (Includes Cashback) New customers only.

Initial rate payable	2.58% Fixed until 30/09/2021
Then changing to	Not Applicable
Changing to	5.19% our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.9% APRC
Early Repayment Charges	2% until 30 September 2020, then 1% until 30 September 2021
Max LTV	70%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: An interest only mortgage of £85,000 payable over 20 years 3 months initially on a fixed rate until 30/09/2021 at 2.58% and then on our variable BMVR rate currently 5.19% for the remaining term would require 24 monthly payments of £182.76 and 219 monthly payments of £367.65. The total amount payable would be £169,916.82 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

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2 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages

Initial rate payable	2.69% Fixed until 30/09/2021
Then changing to	Not Applicable
Changing to	5.19% our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is	5.0% APRC
Early Repayment Charges	2% until 30 September 2020, then 1% until 30 September 2021
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: An interest only mortgage of £70,000 payable over 21 years 5 months initially on a fixed rate until 30/09/2021 at 2.69% and then on our variable BMVR rate currently 5.19% for the remaining term would require 24 monthly payments of £156.93 and 233 monthly payments of £302.77. The total amount payable would be £144,309.68 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

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2 Year Buy to Let Base Rate Tracker Mortgage for Purchases & Remortgages

Initial rate payable	2.48% Variable (BoEBR + 1.73%) for 2 years from completion. The pay rate will not go below a floor of 2.48%.
Then changing to	Not Applicable
Changing to	5.19% our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.9% APRC
Early Repayment Charges	None
Max LTV	60%
Mortgage fees	Application:£0 Completion:£495
Find out more
The APRC is calculated based on the following: An interest only mortgage of £155,000 payable over 19 years 7 months on our variable tracker rate for 2 years at 2.48% and then on our current BMVR rate of 5.19% (variable) would require 24 monthly payments of £321.36 and 211 monthly payments of £672.54. The total amount payable would be £305,155.79 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

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2 Year Buy to Let Base Rate Tracker Mortgage for Purchases & Remortgages

Initial rate payable	2.59% Variable (BoEBR + 1.84%) for 2 years from completion. The pay rate will not go below a floor of 2.59%.
Then changing to	Not Applicable
Changing to	5.19% our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is	5.0% APRC
Early Repayment Charges	None
Max LTV	75%
Mortgage fees	Application:£0 Completion:£495
Find out more
The APRC is calculated based on the following: An interest only mortgage of £110,000 payable over 22 years 1 month on our variable tracker rate for 2 years at 2.59% and then on our current BMVR rate of 5.19% (variable) would require 24 monthly payments of £238.49 and 241 monthly payments of £477.91. The total amount payable would be £231,406.68 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

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2 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages (Includes Cashback) New customers only.

Initial rate payable	2.33% Fixed until 30/09/2021
Then changing to	Not Applicable
Changing to	5.19% our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.9% APRC
Early Repayment Charges	2% until 30 September 2020, then 1% until 30 September 2021
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: An interest only mortgage of £85,000 payable over 17 years 5 months initially on a fixed rate until 30/09/2021 at 2.33% and then on our variable BMVR rate currently 5.19% for the remaining term would require 24 monthly payments of £165.05 and 185 monthly payments of £367.65. The total amount payable would be £156,969.06 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Show / hide

2 Year Buy to Let Fixed Rate Mortgage Standard Fee for Purchases and Remortgages

Initial rate payable	1.71% Fixed until 30/09/2021
Then changing to	Not Applicable
Changing to	5.19% our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.8% APRC
Early Repayment Charges	2% until 30 September 2020, then 1% until 30 September 2021
Max LTV	60%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: An interest only mortgage of £155,000 payable over 19 years 7 months initially on a fixed rate until 30/09/2021 at 1.71% and then on our variable BMVR rate currently 5.19% for the remaining term would require 24 monthly payments of £222.30 and 211 monthly payments of £674.70. The total amount payable would be £303,678.83 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Show / hide

2 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages (Includes Cashback) New customers only.

Initial rate payable	2.69% Fixed until 30/09/2021
Then changing to	Not Applicable
Changing to	5.19% our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is	5.0% APRC
Early Repayment Charges	2% until 30 September 2020, then 1% until 30 September 2021
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: An interest only mortgage of £70,000 payable over 21 years 5 months initially on a fixed rate until 30/09/2021 at 2.69% and then on our variable BMVR rate currently 5.19% for the remaining term would require 24 monthly payments of £156.93 and 233 monthly payments of £302.77. The total amount payable would be £144,309.68 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Product name	Initial rate payable	Then changing to	Changing to	The overall cost for comparison is	Early Repayment Charges	Max LTV	Mortgage fees
2 Year Buy to Let Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	2.03% Fixed until 30/09/2021	Not Applicable	5.19% our current BMVR a variable rate for the remainder of the term	4.9% APRC	2% until 30 September 2020, then 1% until 30 September 2021	75%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: An interest only mortgage of £110,000 payable over 22 years 1 month initially on a fixed rate until 30/09/2021 at 2.03% and then on our variable BMVR rate currently 5.19% for the remaining term would require 24 monthly payments of £187.77 and 241 monthly payments of £480.08. The total amount payable would be £231,215.29 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Buy to Let Fixed Rate Mortgage High Fee for Purchases and Remortgages	1.58% Fixed until 30/09/2021	Not Applicable	5.19% our current BMVR a variable rate for the remainder of the term	4.8% APRC	2% until 30 September 2020, then 1% until 30 September 2021	60%	Application:£0 Completion:£1,995	Find out more
The APRC is calculated based on the following: An interest only mortgage of £205,000 payable over 20 years initially on a fixed rate until 30/09/2021 at 1.58% and then on our variable BMVR rate currently 5.19% for the remaining term would require 24 monthly payments of £272.55 and 216 monthly payments of £895.27. The total amount payable would be £406,921.65 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages	2.33% Fixed until 30/09/2021	Not Applicable	5.19% our current BMVR a variable rate for the remainder of the term	4.9% APRC	2% until 30 September 2020, then 1% until 30 September 2021	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: An interest only mortgage of £85,000 payable over 17 years 5 months initially on a fixed rate until 30/09/2021 at 2.33% and then on our variable BMVR rate currently 5.19% for the remaining term would require 24 monthly payments of £165.05 and 185 monthly payments of £367.65. The total amount payable would be £156,969.06 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Buy to Let Fixed Rate Mortgage Standard Fee for Purchases and Remortgages	1.91% Fixed until 30/09/2021	Not Applicable	5.19% our current BMVR a variable rate for the remainder of the term	4.9% APRC	2% until 30 September 2020, then 1% until 30 September 2021	70%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: An interest only mortgage of £125,000 payable over 21 years 3 months initially on a fixed rate until 30/09/2021 at 1.91% and then on our variable BMVR rate currently 5.19% for the remaining term would require 24 monthly payments of £200.55 and 231 monthly payments of £544.95. The total amount payable would be £256,713.39 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Buy to Let Fixed Rate Mortgage High Fee for Purchases and Remortgages	1.83% Fixed until 30/09/2021	Not Applicable	5.19% our current BMVR a variable rate for the remainder of the term	4.9% APRC	2% until 30 September 2020, then 1% until 30 September 2021	70%	Application:£0 Completion:£1,995	Find out more
The APRC is calculated based on the following: An interest only mortgage of £185,000 payable over 21 years 10 months initially on a fixed rate until 30/09/2021 at 1.83% and then on our variable BMVR rate currently 5.19% for the remaining term would require 24 monthly payments of £285.17 and 238 monthly payments of £808.78. The total amount payable would be £386,326.60 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages	2.58% Fixed until 30/09/2021	Not Applicable	5.19% our current BMVR a variable rate for the remainder of the term	4.9% APRC	2% until 30 September 2020, then 1% until 30 September 2021	70%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: An interest only mortgage of £85,000 payable over 20 years 3 months initially on a fixed rate until 30/09/2021 at 2.58% and then on our variable BMVR rate currently 5.19% for the remaining term would require 24 monthly payments of £182.76 and 219 monthly payments of £367.65. The total amount payable would be £169,916.82 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages (Includes Cashback) New customers only.	2.58% Fixed until 30/09/2021	Not Applicable	5.19% our current BMVR a variable rate for the remainder of the term	4.9% APRC	2% until 30 September 2020, then 1% until 30 September 2021	70%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: An interest only mortgage of £85,000 payable over 20 years 3 months initially on a fixed rate until 30/09/2021 at 2.58% and then on our variable BMVR rate currently 5.19% for the remaining term would require 24 monthly payments of £182.76 and 219 monthly payments of £367.65. The total amount payable would be £169,916.82 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages	2.69% Fixed until 30/09/2021	Not Applicable	5.19% our current BMVR a variable rate for the remainder of the term	5.0% APRC	2% until 30 September 2020, then 1% until 30 September 2021	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: An interest only mortgage of £70,000 payable over 21 years 5 months initially on a fixed rate until 30/09/2021 at 2.69% and then on our variable BMVR rate currently 5.19% for the remaining term would require 24 monthly payments of £156.93 and 233 monthly payments of £302.77. The total amount payable would be £144,309.68 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Buy to Let Base Rate Tracker Mortgage for Purchases & Remortgages	2.48% Variable (BoEBR + 1.73%) for 2 years from completion. The pay rate will not go below a floor of 2.48%.	Not Applicable	5.19% our current BMVR a variable rate for the remainder of the term	4.9% APRC	None	60%	Application:£0 Completion:£495	Find out more
The APRC is calculated based on the following: An interest only mortgage of £155,000 payable over 19 years 7 months on our variable tracker rate for 2 years at 2.48% and then on our current BMVR rate of 5.19% (variable) would require 24 monthly payments of £321.36 and 211 monthly payments of £672.54. The total amount payable would be £305,155.79 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Buy to Let Base Rate Tracker Mortgage for Purchases & Remortgages	2.59% Variable (BoEBR + 1.84%) for 2 years from completion. The pay rate will not go below a floor of 2.59%.	Not Applicable	5.19% our current BMVR a variable rate for the remainder of the term	5.0% APRC	None	75%	Application:£0 Completion:£495	Find out more
The APRC is calculated based on the following: An interest only mortgage of £110,000 payable over 22 years 1 month on our variable tracker rate for 2 years at 2.59% and then on our current BMVR rate of 5.19% (variable) would require 24 monthly payments of £238.49 and 241 monthly payments of £477.91. The total amount payable would be £231,406.68 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages (Includes Cashback) New customers only.	2.33% Fixed until 30/09/2021	Not Applicable	5.19% our current BMVR a variable rate for the remainder of the term	4.9% APRC	2% until 30 September 2020, then 1% until 30 September 2021	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: An interest only mortgage of £85,000 payable over 17 years 5 months initially on a fixed rate until 30/09/2021 at 2.33% and then on our variable BMVR rate currently 5.19% for the remaining term would require 24 monthly payments of £165.05 and 185 monthly payments of £367.65. The total amount payable would be £156,969.06 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Buy to Let Fixed Rate Mortgage Standard Fee for Purchases and Remortgages	1.71% Fixed until 30/09/2021	Not Applicable	5.19% our current BMVR a variable rate for the remainder of the term	4.8% APRC	2% until 30 September 2020, then 1% until 30 September 2021	60%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: An interest only mortgage of £155,000 payable over 19 years 7 months initially on a fixed rate until 30/09/2021 at 1.71% and then on our variable BMVR rate currently 5.19% for the remaining term would require 24 monthly payments of £222.30 and 211 monthly payments of £674.70. The total amount payable would be £303,678.83 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages (Includes Cashback) New customers only.	2.69% Fixed until 30/09/2021	Not Applicable	5.19% our current BMVR a variable rate for the remainder of the term	5.0% APRC	2% until 30 September 2020, then 1% until 30 September 2021	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: An interest only mortgage of £70,000 payable over 21 years 5 months initially on a fixed rate until 30/09/2021 at 2.69% and then on our variable BMVR rate currently 5.19% for the remaining term would require 24 monthly payments of £156.93 and 233 monthly payments of £302.77. The total amount payable would be £144,309.68 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

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5 Year Buy to Let Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

Initial rate payable	2.55% Fixed until 30/09/2024
Then changing to	Not Applicable
Changing to	5.19% our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	5% until 30 September 2020, then 5% until 30 September 2021, then 4% until 30 September 2022, then 3% until 30 September 2023, then 2% until 30 September 2024
Max LTV	70%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: An interest only mortgage of £125,000 payable over 21 years 3 months initially on a fixed rate until 30/09/2024 at 2.55% and then on our variable BMVR rate currently 5.19% for the remaining term would require 59 monthly payments of £267.75 and 196 monthly payments of £544.92. The total amount payable would be £248,623.99 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

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5 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages (Includes Cashback) New customers only.

Initial rate payable	2.81% Fixed until 30/09/2024
Then changing to	Not Applicable
Changing to	5.19% our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	5% until 30 September 2020, then 5% until 30 September 2021, then 4% until 30 September 2022, then 3% until 30 September 2023, then 2% until 30 September 2024
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: An interest only mortgage of £70,000 payable over 21 years 5 months initially on a fixed rate until 30/09/2024 at 2.81% and then on our variable BMVR rate currently 5.19% for the remaining term would require 59 monthly payments of £163.93 and 198 monthly payments of £302.76. The total amount payable would be £139,615.98 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

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5 Year Buy to Let Fixed Rate Mortgage High Fee for Purchases and Remortgages

Initial rate payable	2.04% Fixed until 30/09/2024
Then changing to	Not Applicable
Changing to	5.19% our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	5% until 30 September 2020, then 5% until 30 September 2021, then 4% until 30 September 2022, then 3% until 30 September 2023, then 2% until 30 September 2024
Max LTV	60%
Mortgage fees	Application:£0 Completion:£1,995
Find out more
The APRC is calculated based on the following: An interest only mortgage of £205,000 payable over 20 years initially on a fixed rate until 30/09/2024 at 2.04% and then on our variable BMVR rate currently 5.19% for the remaining term would require 59 monthly payments of £351.90 and 181 monthly payments of £895.24. The total amount payable would be £389,811.93 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

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5 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages

Initial rate payable	2.44% Fixed until 30/09/2024
Then changing to	Not Applicable
Changing to	5.19% our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	5% until 30 September 2020, then 5% until 30 September 2021, then 4% until 30 September 2022, then 3% until 30 September 2023, then 2% until 30 September 2024
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: An interest only mortgage of £85,000 payable over 17 years 5 months initially on a fixed rate until 30/09/2024 at 2.44% and then on our variable BMVR rate currently 5.19% for the remaining term would require 59 monthly payments of £172.84 and 150 monthly payments of £367.63. The total amount payable would be £150,339.87 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

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5 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages (Includes cashback) New customers only.

Initial rate payable	2.49% Fixed until 30/09/2024
Then changing to	Not Applicable
Changing to	5.19% our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	5% until 30 September 2020, then 5% until 30 September 2021, then 4% until 30 September 2022, then 3% until 30 September 2023, then 2% until 30 September 2024
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: An interest only mortgage of £85,000 payable over 17 years 5 months initially on a fixed rate until 30/09/2024 at 2.49% and then on our variable BMVR rate currently 5.19% for the remaining term would require 59 monthly payments of £176.38 and 150 monthly payments of £367.63. The total amount payable would be £150,548.94 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

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5 Year Buy to Let Fixed Rate Mortgage Standard Fee for Purchases and Remortgages

Initial rate payable	2.16% Fixed until 30/09/2024
Then changing to	Not Applicable
Changing to	5.19% our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	5% until 30 September 2020, then 5% until 30 September 2021, then 4% until 30 September 2022, then 3% until 30 September 2023, then 2% until 30 September 2024
Max LTV	60%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: An interest only mortgage of £155,000 payable over 19 years 7 months initially on a fixed rate until 30/09/2024 at 2.16% and then on our variable BMVR rate currently 5.19% for the remaining term would require 59 monthly payments of £280.80 and 176 monthly payments of £674.67. The total amount payable would be £291,298.00 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

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5 Year Buy to Let Fixed Rate Mortgage High Fee for Purchases and Remortgages

Initial rate payable	2.41% Fixed until 30/09/2024
Then changing to	Not Applicable
Changing to	5.19% our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	5% until 30 September 2020, then 5% until 30 September 2021, then 4% until 30 September 2022, then 3% until 30 September 2023, then 2% until 30 September 2024
Max LTV	70%
Mortgage fees	Application:£0 Completion:£1,995
Find out more
The APRC is calculated based on the following: An interest only mortgage of £185,000 payable over 21 years 10 months initially on a fixed rate until 30/09/2024 at 2.41% and then on our variable BMVR rate currently 5.19% for the remaining term would require 59 monthly payments of £375.56 and 203 monthly payments of £808.74. The total amount payable would be £373,336.06 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

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5 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages

Initial rate payable	2.74% Fixed until 30/09/2024
Then changing to	Not Applicable
Changing to	5.19% our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	5% until 30 September 2020, then 5% until 30 September 2021, then 4% until 30 September 2022, then 3% until 30 September 2023, then 2% until 30 September 2024
Max LTV	70%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: An interest only mortgage of £85,000 payable over 20 years 3 months initially on a fixed rate until 30/09/2024 at 2.74% and then on our variable BMVR rate currently 5.19% for the remaining term would require 59 monthly payments of £194.09 and 184 monthly payments of £367.63. The total amount payable would be £164,114.67 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Show / hide

5 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages (Includes cashback) New customers only.

Initial rate payable	2.74% Fixed until 30/09/2024
Then changing to	Not Applicable
Changing to	5.19% our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	5% until 30 September 2020, then 5% until 30 September 2021, then 4% until 30 September 2022, then 3% until 30 September 2023, then 2% until 30 September 2024
Max LTV	70%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: An interest only mortgage of £85,000 payable over 20 years 3 months initially on a fixed rate until 30/09/2024 at 2.74% and then on our variable BMVR rate currently 5.19% for the remaining term would require 59 monthly payments of £194.09 and 184 monthly payments of £367.63. The total amount payable would be £164,114.67 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Show / hide

5 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages

Initial rate payable	2.81% Fixed until 30/09/2024
Then changing to	Not Applicable
Changing to	5.19% our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	5% until 30 September 2020, then 5% until 30 September 2021, then 4% until 30 September 2022, then 3% until 30 September 2023, then 2% until 30 September 2024
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: An interest only mortgage of £70,000 payable over 21 years 5 months initially on a fixed rate until 30/09/2024 at 2.81% and then on our variable BMVR rate currently 5.19% for the remaining term would require 59 monthly payments of £163.93 and 198 monthly payments of £302.76. The total amount payable would be £139,615.98 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

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5 Year Buy to Let Fixed Rate Mortgage Standard Fee for Purchases and Remortgages

Initial rate payable	2.63% Fixed until 30/09/2024
Then changing to	Not Applicable
Changing to	5.19% our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	5% until 30 September 2020, then 5% until 30 September 2021, then 4% until 30 September 2022, then 3% until 30 September 2023, then 2% until 30 September 2024
Max LTV	75%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: An interest only mortgage of £110,000 payable over 22 years 1 month initially on a fixed rate until 30/09/2024 at 2.63% and then on our variable BMVR rate currently 5.19% for the remaining term would require 59 monthly payments of £243.27 and 206 monthly payments of £480.05. The total amount payable would be £224,243.57 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Product name	Initial rate payable	Then changing to	Changing to	The overall cost for comparison is	Early Repayment Charges	Max LTV	Mortgage fees
5 Year Buy to Let Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	2.55% Fixed until 30/09/2024	Not Applicable	5.19% our current BMVR a variable rate for the remainder of the term	4.5% APRC	5% until 30 September 2020, then 5% until 30 September 2021, then 4% until 30 September 2022, then 3% until 30 September 2023, then 2% until 30 September 2024	70%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: An interest only mortgage of £125,000 payable over 21 years 3 months initially on a fixed rate until 30/09/2024 at 2.55% and then on our variable BMVR rate currently 5.19% for the remaining term would require 59 monthly payments of £267.75 and 196 monthly payments of £544.92. The total amount payable would be £248,623.99 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages (Includes Cashback) New customers only.	2.81% Fixed until 30/09/2024	Not Applicable	5.19% our current BMVR a variable rate for the remainder of the term	4.5% APRC	5% until 30 September 2020, then 5% until 30 September 2021, then 4% until 30 September 2022, then 3% until 30 September 2023, then 2% until 30 September 2024	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: An interest only mortgage of £70,000 payable over 21 years 5 months initially on a fixed rate until 30/09/2024 at 2.81% and then on our variable BMVR rate currently 5.19% for the remaining term would require 59 monthly payments of £163.93 and 198 monthly payments of £302.76. The total amount payable would be £139,615.98 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Buy to Let Fixed Rate Mortgage High Fee for Purchases and Remortgages	2.04% Fixed until 30/09/2024	Not Applicable	5.19% our current BMVR a variable rate for the remainder of the term	4.3% APRC	5% until 30 September 2020, then 5% until 30 September 2021, then 4% until 30 September 2022, then 3% until 30 September 2023, then 2% until 30 September 2024	60%	Application:£0 Completion:£1,995	Find out more
The APRC is calculated based on the following: An interest only mortgage of £205,000 payable over 20 years initially on a fixed rate until 30/09/2024 at 2.04% and then on our variable BMVR rate currently 5.19% for the remaining term would require 59 monthly payments of £351.90 and 181 monthly payments of £895.24. The total amount payable would be £389,811.93 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages	2.44% Fixed until 30/09/2024	Not Applicable	5.19% our current BMVR a variable rate for the remainder of the term	4.3% APRC	5% until 30 September 2020, then 5% until 30 September 2021, then 4% until 30 September 2022, then 3% until 30 September 2023, then 2% until 30 September 2024	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: An interest only mortgage of £85,000 payable over 17 years 5 months initially on a fixed rate until 30/09/2024 at 2.44% and then on our variable BMVR rate currently 5.19% for the remaining term would require 59 monthly payments of £172.84 and 150 monthly payments of £367.63. The total amount payable would be £150,339.87 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages (Includes cashback) New customers only.	2.49% Fixed until 30/09/2024	Not Applicable	5.19% our current BMVR a variable rate for the remainder of the term	4.3% APRC	5% until 30 September 2020, then 5% until 30 September 2021, then 4% until 30 September 2022, then 3% until 30 September 2023, then 2% until 30 September 2024	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: An interest only mortgage of £85,000 payable over 17 years 5 months initially on a fixed rate until 30/09/2024 at 2.49% and then on our variable BMVR rate currently 5.19% for the remaining term would require 59 monthly payments of £176.38 and 150 monthly payments of £367.63. The total amount payable would be £150,548.94 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Buy to Let Fixed Rate Mortgage Standard Fee for Purchases and Remortgages	2.16% Fixed until 30/09/2024	Not Applicable	5.19% our current BMVR a variable rate for the remainder of the term	4.3% APRC	5% until 30 September 2020, then 5% until 30 September 2021, then 4% until 30 September 2022, then 3% until 30 September 2023, then 2% until 30 September 2024	60%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: An interest only mortgage of £155,000 payable over 19 years 7 months initially on a fixed rate until 30/09/2024 at 2.16% and then on our variable BMVR rate currently 5.19% for the remaining term would require 59 monthly payments of £280.80 and 176 monthly payments of £674.67. The total amount payable would be £291,298.00 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Buy to Let Fixed Rate Mortgage High Fee for Purchases and Remortgages	2.41% Fixed until 30/09/2024	Not Applicable	5.19% our current BMVR a variable rate for the remainder of the term	4.5% APRC	5% until 30 September 2020, then 5% until 30 September 2021, then 4% until 30 September 2022, then 3% until 30 September 2023, then 2% until 30 September 2024	70%	Application:£0 Completion:£1,995	Find out more
The APRC is calculated based on the following: An interest only mortgage of £185,000 payable over 21 years 10 months initially on a fixed rate until 30/09/2024 at 2.41% and then on our variable BMVR rate currently 5.19% for the remaining term would require 59 monthly payments of £375.56 and 203 monthly payments of £808.74. The total amount payable would be £373,336.06 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages	2.74% Fixed until 30/09/2024	Not Applicable	5.19% our current BMVR a variable rate for the remainder of the term	4.5% APRC	5% until 30 September 2020, then 5% until 30 September 2021, then 4% until 30 September 2022, then 3% until 30 September 2023, then 2% until 30 September 2024	70%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: An interest only mortgage of £85,000 payable over 20 years 3 months initially on a fixed rate until 30/09/2024 at 2.74% and then on our variable BMVR rate currently 5.19% for the remaining term would require 59 monthly payments of £194.09 and 184 monthly payments of £367.63. The total amount payable would be £164,114.67 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages (Includes cashback) New customers only.	2.74% Fixed until 30/09/2024	Not Applicable	5.19% our current BMVR a variable rate for the remainder of the term	4.5% APRC	5% until 30 September 2020, then 5% until 30 September 2021, then 4% until 30 September 2022, then 3% until 30 September 2023, then 2% until 30 September 2024	70%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: An interest only mortgage of £85,000 payable over 20 years 3 months initially on a fixed rate until 30/09/2024 at 2.74% and then on our variable BMVR rate currently 5.19% for the remaining term would require 59 monthly payments of £194.09 and 184 monthly payments of £367.63. The total amount payable would be £164,114.67 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages	2.81% Fixed until 30/09/2024	Not Applicable	5.19% our current BMVR a variable rate for the remainder of the term	4.5% APRC	5% until 30 September 2020, then 5% until 30 September 2021, then 4% until 30 September 2022, then 3% until 30 September 2023, then 2% until 30 September 2024	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: An interest only mortgage of £70,000 payable over 21 years 5 months initially on a fixed rate until 30/09/2024 at 2.81% and then on our variable BMVR rate currently 5.19% for the remaining term would require 59 monthly payments of £163.93 and 198 monthly payments of £302.76. The total amount payable would be £139,615.98 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Buy to Let Fixed Rate Mortgage Standard Fee for Purchases and Remortgages	2.63% Fixed until 30/09/2024	Not Applicable	5.19% our current BMVR a variable rate for the remainder of the term	4.5% APRC	5% until 30 September 2020, then 5% until 30 September 2021, then 4% until 30 September 2022, then 3% until 30 September 2023, then 2% until 30 September 2024	75%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: An interest only mortgage of £110,000 payable over 22 years 1 month initially on a fixed rate until 30/09/2024 at 2.63% and then on our variable BMVR rate currently 5.19% for the remaining term would require 59 monthly payments of £243.27 and 206 monthly payments of £480.05. The total amount payable would be £224,243.57 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Once the fixed, discounted or tracker period of the mortgage ends, the interest rate you pay will change to the Residential Mortgage Variable Rate (RMVR), (or if you have a Buy to Let Mortgage, the Buy to Let Variable Rate (BMVR)) which was introduced on 14 November 2012. These are different interest rates to the Society's Residential Standard Variable Rate (RSVR) or Buy to Let Standard Variable Rate (BSVR) although both MVR’s and SVR’s are set by the Society. These interest rates may change by different amounts at different times. RMVR and BMVR do not have any ceiling. For further details please see Skipton Variable Rates page.

IF YOU FAIL TO KEEP UP WITH PAYMENTS ON YOUR MORTGAGE A 'RECEIVER OF RENT' MAY BE APPOINTED AND/OR YOUR RENTAL PROPERTY MAY BE REPOSSESSED. MOST BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FCA.

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Site intended for UK residents only. Skipton Building Society is a member of the Building Societies Association. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, under registration number 153706, for accepting deposits, advising on and arranging mortgages and providing Restricted financial advice. Principal Office, The Bailey, Skipton, North Yorkshire, BD23 1DN.

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2 Year Buy to Let Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

2 Year Buy to Let Fixed Rate Mortgage High Fee for Purchases and Remortgages

2 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages

2 Year Buy to Let Fixed Rate Mortgage Standard Fee for Purchases and Remortgages

2 Year Buy to Let Fixed Rate Mortgage High Fee for Purchases and Remortgages

2 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages

2 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages (Includes Cashback) New customers only.

2 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages

2 Year Buy to Let Base Rate Tracker Mortgage for Purchases & Remortgages

2 Year Buy to Let Base Rate Tracker Mortgage for Purchases & Remortgages

2 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages (Includes Cashback) New customers only.

2 Year Buy to Let Fixed Rate Mortgage Standard Fee for Purchases and Remortgages

2 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages (Includes Cashback) New customers only.

5 Year Buy to Let Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

5 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages (Includes Cashback) New customers only.

5 Year Buy to Let Fixed Rate Mortgage High Fee for Purchases and Remortgages

5 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages

5 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages (Includes cashback) New customers only.

5 Year Buy to Let Fixed Rate Mortgage Standard Fee for Purchases and Remortgages

5 Year Buy to Let Fixed Rate Mortgage High Fee for Purchases and Remortgages

5 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages

5 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages (Includes cashback) New customers only.

5 Year Buy to Let Fixed Rate Mortgage No Fee for Purchases and Remortgages

5 Year Buy to Let Fixed Rate Mortgage Standard Fee for Purchases and Remortgages

How to buy a house - our guide

Our Affordability Calculator

Skipton Mortgage Range