Welcome to our Buy to Let mortgage products

Buy to Let Mortgages

If you’re thinking of investing in a property, we have a range of Buy to Let mortgages over a variety of terms to meet your individual needs.

IF YOU FAIL TO KEEP UP WITH PAYMENTS ON YOUR MORTGAGE A 'RECEIVER OF RENT' MAY BE APPOINTED AND/OR YOUR RENTAL PROPERTY MAY BE REPOSSESSED.

Find a Buy to Let mortgage to suit you

If you want to invest in property and buy a house to let, you'll need a Buy to Let mortgage.

Buy to Let mortgages can be fixed rate or variable rate and the let property will be expected to achieve a minimum rental income in relation to the mortgage payment, for the property to qualify for a mortgage. Our Buy to Let mortgages allow landlords to build a maximum of up to 5 properties with a total borrowing of £1,500,000 with the Society.

Initial rate payable 2.30% Variable (BoEBR + 1.80%) for 2 years from completion. The pay rate will not go below a floor of 2.05%.
Changing to 4.94%
our current BMVR, a variable rate, for the remainder of the term
The overall cost for comparison is 4.6% APRC
Early Repayment Charges None
Max LTV 60%
Mortgage fees Application:£0
Completion:£495
Find out more
The APRC is calculated based on the following: An interest only mortgage of £105,000 payable over 16 years 10 months on our variable tracker rate for 2 years at 1.80% above BoEBR and then on our current BMVR variable rate of 4.94%(variable) would require 24 monthly payments of £202.21 and 178 monthly payments of £434.31. The total amount payable would be £187,657.41 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.40% Variable (BoEBR + 1.90%) for 2 years from completion. The pay rate will not go below a floor of 2.15%.
Changing to 4.94%
our current BMVR, a variable rate, for the remainder of the term
The overall cost for comparison is 4.7% APRC
Early Repayment Charges None
Max LTV 75%
Mortgage fees Application:£0
Completion:£495
Find out more
The APRC is calculated based on the following: An interest only mortgage of £145,000 payable over 21 years 10 months on our variable tracker rate for 2 years at 1.90% above BoEBR and then on our current BMVR variable rate of 4.94%(variable) would require 24 monthly payments of £291.00 and 238 monthly payments of £598.97. The total amount payable would be £295,034.53 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.59% Fixed until 31/07/2020
Changing to 4.94%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.7% APRC
Early Repayment Charges 2% until 31 July 2019,
then
1% until 31 July 2020
Max LTV 70%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: An interest only mortgage of £75,000 payable over 19 years 7 months initially on a fixed rate until 31/07/2020 at 2.59% and then on our variable BMVR rate currently 4.94% for the remaining term would require 24 monthly payments of £161.88 and 211 monthly payments of £308.77. The total amount payable would be £144,036.31 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.55% Variable (BoEBR + 2.05%) for 3 years from completion. The pay rate will not go below a floor of 2.55%.
Changing to 4.94%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.6% APRC
Early Repayment Charges 0.5% for 3 years from completion
Max LTV 75%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: An interest only mortgage of £160,000 payable over 21 years 10 months on our variable tracker rate for 3 years at 2.05% above BoEBR and then on our current BMVR variable rate of 4.94%(variable) would require 36 monthly payments of £340.01 and 226 monthly payments of £658.69. The total amount payable would be £321,102.39 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.69% Fixed until 31/07/2023
Changing to 4.94%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.2% APRC
Early Repayment Charges 5% until 31 July 2019,
then
5% until 31 July 2020,
then
4% until 31 July 2021,
then
3% until 31 July 2022,
then
2% until 31 July 2023
Max LTV 60%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: An interest only mortgage of £75,000 payable over 16 years 9 months initially on a fixed rate until 31/07/2023 at 2.69% and then on our variable BMVR rate currently 4.94% for the remaining term would require 60 monthly payments of £168.13 and 141 monthly payments of £308.77. The total amount payable would be £128,626.28 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.99% Fixed until 31/07/2023
Changing to 4.94%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.4% APRC
Early Repayment Charges 5% until 31 July 2019,
then
5% until 31 July 2020,
then
4% until 31 July 2021,
then
3% until 31 July 2022,
then
2% until 31 July 2023
Max LTV 70%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: An interest only mortgage of £75,000 payable over 19 years 7 months initially on a fixed rate until 31/07/2023 at 2.99% and then on our variable BMVR rate currently 4.94% for the remaining term would require 60 monthly payments of £186.88 and 175 monthly payments of £308.77. The total amount payable would be £140,248.49 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 1.73% Fixed until 31/07/2020
Changing to 4.94%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.7% APRC
Early Repayment Charges 2% until 31 July 2019,
then
1% until 31 July 2020
Max LTV 70%
Mortgage fees Application:£0
Completion:£1,995
Find out more
The APRC is calculated based on the following: An interest only mortgage of £165,000 payable over 22 years initially on a fixed rate until 31/07/2020 at 1.73% and then on our variable BMVR rate currently 4.94% for the remaining term would require 24 monthly payments of £240.75 and 240 monthly payments of £687.48. The total amount payable would be £337,784.40 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.47% Fixed until 31/07/2020
Changing to 4.94%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.7% APRC
Early Repayment Charges 2% until 31 July 2019,
then
1% until 31 July 2020
Max LTV 70%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: An interest only mortgage of £70,000 payable over 20 years 4 months initially on a fixed rate until 31/07/2020 at 2.47% and then on our variable BMVR rate currently 4.94% for the remaining term would require 24 monthly payments of £144.09 and 220 monthly payments of £288.19. The total amount payable would be £136,871.31 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.03% Fixed until 31/07/2021
Changing to 4.94%
our current BMVR, a variable rate, for the remainder of the term
The overall cost for comparison is 4.5% APRC
Early Repayment Charges 3% until 31 July 2019,
then
2% until 31 July 2020,
then
1% until 31 July 2021
Max LTV 60%
Mortgage fees Application:£0
Completion:£1,995
Find out more
The APRC is calculated based on the following: An interest only mortgage of £215,000 payable over 19 years initially on a fixed rate until 31/07/2021 at 2.03% and then on our variable BMVR rate currently 4.94% for the remaining term would require 36 monthly payments of £367.09 and 192 monthly payments of £893.32. The total amount payable would be £401,739.48 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.42% Fixed until 31/07/2021
Changing to 4.94%
our current BMVR, a variable rate, for the remainder of the term
The overall cost for comparison is 4.4% APRC
Early Repayment Charges 3% until 31 July 2019,
then
2% until 31 July 2020,
then
1% until 31 July 2021
Max LTV 60%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: An interest only mortgage of £65,000 payable over 16 years 7 months initially on a fixed rate until 31/07/2021 at 2.42% and then on our variable BMVR rate currently 4.94% for the remaining term would require 36 monthly payments of £131.09 and 163 monthly payments of £267.60. The total amount payable would be £113,338.80 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.61% Fixed until 31/07/2021
Changing to 4.94%
our current BMVR, a variable rate, for the remainder of the term
The overall cost for comparison is 4.5% APRC
Early Repayment Charges 3% until 31 July 2019,
then
2% until 31 July 2020,
then
1% until 31 July 2021
Max LTV 60%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: An interest only mortgage of £75,000 payable over 16 years 9 months initially on a fixed rate until 31/07/2021 at 2.61% and then on our variable BMVR rate currently 4.94% for the remaining term would require 36 monthly payments of £163.13 and 165 monthly payments of £308.77. The total amount payable would be £131,821.55 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.13% Fixed until 31/07/2021
Changing to 4.94%
our current BMVR, a variable rate, for the remainder of the term
The overall cost for comparison is 4.5% APRC
Early Repayment Charges 3% until 31 July 2019,
then
2% until 31 July 2020,
then
1% until 31 July 2021
Max LTV 60%
Mortgage fees Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: An interest only mortgage of £150,000 payable over 19 years 3 months initially on a fixed rate until 31/07/2021 at 2.13% and then on our variable BMVR rate currently 4.94% for the remaining term would require 36 monthly payments of £268.02 and 195 monthly payments of £621.62. The total amount payable would be £281,885.83 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.85% Fixed until 31/07/2021
Changing to 4.94%
our current BMVR, a variable rate, for the remainder of the term
The overall cost for comparison is 4.6% APRC
Early Repayment Charges 3% until 31 July 2019,
then
2% until 31 July 2020,
then
1% until 31 July 2021
Max LTV 70%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: An interest only mortgage of £75,000 payable over 19 years 7 months initially on a fixed rate until 31/07/2021 at 2.85% and then on our variable BMVR rate currently 4.94% for the remaining term would require 36 monthly payments of £178.13 and 199 monthly payments of £308.77. The total amount payable would be £142,858.95 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.93% Fixed until 31/07/2021
Changing to 4.94%
our current BMVR, a variable rate, for the remainder of the term
The overall cost for comparison is 4.6% APRC
Early Repayment Charges 3% until 31 July 2019,
then
2% until 31 July 2020,
then
1% until 31 July 2021
Max LTV 75%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: An interest only mortgage of £60,000 payable over 21 years 7 months initially on a fixed rate until 31/07/2021 at 2.93% and then on our variable BMVR rate currently 4.94% for the remaining term would require 36 monthly payments of £146.51 and 223 monthly payments of £247.02. The total amount payable would be £120,363.20 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.86% Fixed until 31/07/2021
Changing to 4.94%
our current BMVR, a variable rate, for the remainder of the term
The overall cost for comparison is 4.6% APRC
Early Repayment Charges 3% until 31 July 2019,
then
2% until 31 July 2020,
then
1% until 31 July 2021
Max LTV 75%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: An interest only mortgage of £70,000 payable over 20 years 8 months initially on a fixed rate until 31/07/2021 at 2.86% and then on our variable BMVR rate currently 4.94% for the remaining term would require 36 monthly payments of £166.84 and 212 monthly payments of £288.19. The total amount payable would be £137,107.51 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.35% Fixed until 31/07/2021
Changing to 4.94%
our current BMVR, a variable rate, for the remainder of the term
The overall cost for comparison is 4.6% APRC
Early Repayment Charges 3% until 31 July 2019,
then
2% until 31 July 2020,
then
1% until 31 July 2021
Max LTV 75%
Mortgage fees Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: An interest only mortgage of £85,000 payable over 22 years 2 months initially on a fixed rate until 31/07/2021 at 2.35% and then on our variable BMVR rate currently 4.94% for the remaining term would require 36 monthly payments of £168.41 and 230 monthly payments of £354.03. The total amount payable would be £173,496.93 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.30% Fixed until 31/07/2021
Changing to 4.94%
our current BMVR, a variable rate, for the remainder of the term
The overall cost for comparison is 4.6% APRC
Early Repayment Charges 3% until 31 July 2019,
then
2% until 31 July 2020,
then
1% until 31 July 2021
Max LTV 75%
Mortgage fees Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: An interest only mortgage of £100,000 payable over 22 years initially on a fixed rate until 31/07/2021 at 2.30% and then on our variable BMVR rate currently 4.94% for the remaining term would require 36 monthly payments of £193.58 and 228 monthly payments of £415.78. The total amount payable would be £202,775.81 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.92% Fixed until 31/07/2020
Changing to 4.94%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.8% APRC
Early Repayment Charges 2% until 31 July 2019,
then
1% until 31 July 2020
Max LTV 75%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: An interest only mortgage of £60,000 payable over 21 years 7 months initially on a fixed rate until 31/07/2020 at 2.92% and then on our variable BMVR rate currently 4.94% for the remaining term would require 24 monthly payments of £146.01 and 235 monthly payments of £247.02. The total amount payable would be £121,557.27 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.67% Fixed until 31/07/2020
Changing to 4.94%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.7% APRC
Early Repayment Charges 2% until 31 July 2019,
then
1% until 31 July 2020
Max LTV 75%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: An interest only mortgage of £70,000 payable over 20 years 8 months initially on a fixed rate until 31/07/2020 at 2.67% and then on our variable BMVR rate currently 4.94% for the remaining term would require 24 monthly payments of £155.76 and 224 monthly payments of £288.19. The total amount payable would be £138,297.76 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 1.99% Fixed until 31/07/2020
Changing to 4.94%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.7% APRC
Early Repayment Charges 2% until 31 July 2019,
then
1% until 31 July 2020
Max LTV 75%
Mortgage fees Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: An interest only mortgage of £85,000 payable over 22 years 2 months initially on a fixed rate until 31/07/2020 at 1.99% and then on our variable BMVR rate currently 4.94% for the remaining term would require 24 monthly payments of £142.61 and 242 monthly payments of £354.03. The total amount payable would be £175,105.89 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.18% Fixed until 31/07/2023
Changing to 4.94%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.1% APRC
Early Repayment Charges 5% until 31 July 2019,
then
5% until 31 July 2020,
then
4% until 31 July 2021,
then
3% until 31 July 2022,
then
2% until 31 July 2023
Max LTV 60%
Mortgage fees Application:£0
Completion:£1,995
Find out more
The APRC is calculated based on the following: An interest only mortgage of £215,000 payable over 19 years initially on a fixed rate until 31/07/2023 at 2.18% and then on our variable BMVR rate currently 4.94% for the remaining term would require 60 monthly payments of £394.21 and 168 monthly payments of £893.32. The total amount payable would be £390,736.67 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.57% Fixed until 31/07/2023
Changing to 4.94%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.1% APRC
Early Repayment Charges 5% until 31 July 2019,
then
5% until 31 July 2020,
then
4% until 31 July 2021,
then
3% until 31 July 2022,
then
2% until 31 July 2023
Max LTV 60%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: An interest only mortgage of £65,000 payable over 16 years 7 months initially on a fixed rate until 31/07/2023 at 2.57% and then on our variable BMVR rate currently 4.94% for the remaining term would require 60 monthly payments of £139.22 and 139 monthly payments of £267.60. The total amount payable would be £110,550.13 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.70% Fixed until 31/07/2023
Changing to 4.94%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.2% APRC
Early Repayment Charges 5% until 31 July 2019,
then
5% until 31 July 2020,
then
4% until 31 July 2021,
then
3% until 31 July 2022,
then
2% until 31 July 2023
Max LTV 60%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: An interest only mortgage of £75,000 payable over 16 years 9 months initially on a fixed rate until 31/07/2023 at 2.70% and then on our variable BMVR rate currently 4.94% for the remaining term would require 60 monthly payments of £168.76 and 141 monthly payments of £308.77. The total amount payable would be £128,662.77 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.29% Fixed until 31/07/2023
Changing to 4.94%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.1% APRC
Early Repayment Charges 5% until 31 July 2019,
then
5% until 31 July 2020,
then
4% until 31 July 2021,
then
3% until 31 July 2022,
then
2% until 31 July 2023
Max LTV 60%
Mortgage fees Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: An interest only mortgage of £135,000 payable over 18 years 6 months initially on a fixed rate until 31/07/2023 at 2.29% and then on our variable BMVR rate currently 4.94% for the remaining term would require 60 monthly payments of £259.53 and 162 monthly payments of £559.87. The total amount payable would be £242,302.51 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.50% Fixed until 31/07/2023
Changing to 4.94%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.3% APRC
Early Repayment Charges 5% until 31 July 2019,
then
5% until 31 July 2020,
then
4% until 31 July 2021,
then
3% until 31 July 2022,
then
2% until 31 July 2023
Max LTV 70%
Mortgage fees Application:£0
Completion:£1,995
Find out more
The APRC is calculated based on the following: An interest only mortgage of £165,000 payable over 22 years initially on a fixed rate until 31/07/2023 at 2.50% and then on our variable BMVR rate currently 4.94% for the remaining term would require 60 monthly payments of £347.91 and 204 monthly payments of £687.49. The total amount payable would be £328,129.45 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.81% Fixed until 31/07/2023
Changing to 4.94%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.3% APRC
Early Repayment Charges 5% until 31 July 2019,
then
5% until 31 July 2020,
then
4% until 31 July 2021,
then
3% until 31 July 2022,
then
2% until 31 July 2023
Max LTV 70%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: An interest only mortgage of £70,000 payable over 20 years 4 months initially on a fixed rate until 31/07/2023 at 2.81% and then on our variable BMVR rate currently 4.94% for the remaining term would require 60 monthly payments of £163.93 and 184 monthly payments of £288.19. The total amount payable would be £132,873.47 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 3.20% Fixed until 31/07/2023
Changing to 4.94%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.5% APRC
Early Repayment Charges 5% until 31 July 2019,
then
5% until 31 July 2020,
then
4% until 31 July 2021,
then
3% until 31 July 2022,
then
2% until 31 July 2023
Max LTV 75%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: An interest only mortgage of £60,000 payable over 21 years 7 months initially on a fixed rate until 31/07/2023 at 3.20% and then on our variable BMVR rate currently 4.94% for the remaining term would require 60 monthly payments of £160.01 and 199 monthly payments of £247.02. The total amount payable would be £118,760.98 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.94% Fixed until 31/07/2023
Changing to 4.94%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.4% APRC
Early Repayment Charges 5% until 31 July 2019,
then
5% until 31 July 2020,
then
4% until 31 July 2021,
then
3% until 31 July 2022,
then
2% until 31 July 2023
Max LTV 75%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: An interest only mortgage of £70,000 payable over 20 years 8 months initially on a fixed rate until 31/07/2023 at 2.94% and then on our variable BMVR rate currently 4.94% for the remaining term would require 60 monthly payments of £171.51 and 188 monthly payments of £288.19. The total amount payable would be £134,475.79 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.78% Fixed until 31/07/2023
Changing to 4.94%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.4% APRC
Early Repayment Charges 5% until 31 July 2019,
then
5% until 31 July 2020,
then
4% until 31 July 2021,
then
3% until 31 July 2022,
then
2% until 31 July 2023
Max LTV 75%
Mortgage fees Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: An interest only mortgage of £85,000 payable over 22 years 2 months initially on a fixed rate until 31/07/2023 at 2.78% and then on our variable BMVR rate currently 4.94% for the remaining term would require 60 monthly payments of £199.23 and 206 monthly payments of £354.03. The total amount payable would be £170,891.37 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.68% Fixed until 31/07/2023
Changing to 4.94%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.4% APRC
Early Repayment Charges 5% until 31 July 2019,
then
5% until 31 July 2020,
then
4% until 31 July 2021,
then
3% until 31 July 2022,
then
2% until 31 July 2023
Max LTV 75%
Mortgage fees Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: An interest only mortgage of £100,000 payable over 22 years initially on a fixed rate until 31/07/2023 at 2.68% and then on our variable BMVR rate currently 4.94% for the remaining term would require 60 monthly payments of £225.56 and 204 monthly payments of £415.79. The total amount payable would be £199,360.55 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Product name Initial rate payable Changing to The overall cost for comparison is Early Repayment Charges Max LTV Mortgage fees  
2 Year Buy to Let Base Rate Tracker Mortgage 2.30% Variable (BoEBR + 1.80%) for 2 years from completion. The pay rate will not go below a floor of 2.05%. 4.94%
our current BMVR, a variable rate, for the remainder of the term 		4.6% APRC None 60% Application:£0
Completion:£495 		Find out more
The APRC is calculated based on the following: An interest only mortgage of £105,000 payable over 16 years 10 months on our variable tracker rate for 2 years at 1.80% above BoEBR and then on our current BMVR variable rate of 4.94%(variable) would require 24 monthly payments of £202.21 and 178 monthly payments of £434.31. The total amount payable would be £187,657.41 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Buy to Let Base Rate Tracker Mortgage 2.40% Variable (BoEBR + 1.90%) for 2 years from completion. The pay rate will not go below a floor of 2.15%. 4.94%
our current BMVR, a variable rate, for the remainder of the term 		4.7% APRC None 75% Application:£0
Completion:£495 		Find out more
The APRC is calculated based on the following: An interest only mortgage of £145,000 payable over 21 years 10 months on our variable tracker rate for 2 years at 1.90% above BoEBR and then on our current BMVR variable rate of 4.94%(variable) would require 24 monthly payments of £291.00 and 238 monthly payments of £598.97. The total amount payable would be £295,034.53 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Buy to Let Fixed Rate Remortgage (Includes cashback) 2.59% Fixed until 31/07/2020 4.94%
our current BMVR a variable rate for the remainder of the term 		4.7% APRC 2% until 31 July 2019,
then
1% until 31 July 2020 		70% Application:£0
Completion:£0 		Find out more
The APRC is calculated based on the following: An interest only mortgage of £75,000 payable over 19 years 7 months initially on a fixed rate until 31/07/2020 at 2.59% and then on our variable BMVR rate currently 4.94% for the remaining term would require 24 monthly payments of £161.88 and 211 monthly payments of £308.77. The total amount payable would be £144,036.31 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
3 Year Buy to Let Base Rate Tracker Mortgage for Purchase & Remortgage 2.55% Variable (BoEBR + 2.05%) for 3 years from completion. The pay rate will not go below a floor of 2.55%. 4.94%
our current BMVR a variable rate for the remainder of the term 		4.6% APRC 0.5% for 3 years from completion 75% Application:£0
Completion:£0 		Find out more
The APRC is calculated based on the following: An interest only mortgage of £160,000 payable over 21 years 10 months on our variable tracker rate for 3 years at 2.05% above BoEBR and then on our current BMVR variable rate of 4.94%(variable) would require 36 monthly payments of £340.01 and 226 monthly payments of £658.69. The total amount payable would be £321,102.39 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Buy to Let Fixed Rate Remortgage (Includes cashback) 2.69% Fixed until 31/07/2023 4.94%
our current BMVR a variable rate for the remainder of the term 		4.2% APRC 5% until 31 July 2019,
then
5% until 31 July 2020,
then
4% until 31 July 2021,
then
3% until 31 July 2022,
then
2% until 31 July 2023 		60% Application:£0
Completion:£0 		Find out more
The APRC is calculated based on the following: An interest only mortgage of £75,000 payable over 16 years 9 months initially on a fixed rate until 31/07/2023 at 2.69% and then on our variable BMVR rate currently 4.94% for the remaining term would require 60 monthly payments of £168.13 and 141 monthly payments of £308.77. The total amount payable would be £128,626.28 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Buy to Let Fixed Rate Remortgage (Includes cashback) 2.99% Fixed until 31/07/2023 4.94%
our current BMVR a variable rate for the remainder of the term 		4.4% APRC 5% until 31 July 2019,
then
5% until 31 July 2020,
then
4% until 31 July 2021,
then
3% until 31 July 2022,
then
2% until 31 July 2023 		70% Application:£0
Completion:£0 		Find out more
The APRC is calculated based on the following: An interest only mortgage of £75,000 payable over 19 years 7 months initially on a fixed rate until 31/07/2023 at 2.99% and then on our variable BMVR rate currently 4.94% for the remaining term would require 60 monthly payments of £186.88 and 175 monthly payments of £308.77. The total amount payable would be £140,248.49 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Buy to Let Fixed Rate Mortgage High fee for Remortgages 1.73% Fixed until 31/07/2020 4.94%
our current BMVR a variable rate for the remainder of the term 		4.7% APRC 2% until 31 July 2019,
then
1% until 31 July 2020 		70% Application:£0
Completion:£1,995 		Find out more
The APRC is calculated based on the following: An interest only mortgage of £165,000 payable over 22 years initially on a fixed rate until 31/07/2020 at 1.73% and then on our variable BMVR rate currently 4.94% for the remaining term would require 24 monthly payments of £240.75 and 240 monthly payments of £687.48. The total amount payable would be £337,784.40 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Buy to Let Fixed Rate Mortgage No fee for Purchases 2.47% Fixed until 31/07/2020 4.94%
our current BMVR a variable rate for the remainder of the term 		4.7% APRC 2% until 31 July 2019,
then
1% until 31 July 2020 		70% Application:£0
Completion:£0 		Find out more
The APRC is calculated based on the following: An interest only mortgage of £70,000 payable over 20 years 4 months initially on a fixed rate until 31/07/2020 at 2.47% and then on our variable BMVR rate currently 4.94% for the remaining term would require 24 monthly payments of £144.09 and 220 monthly payments of £288.19. The total amount payable would be £136,871.31 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
3 Year Buy to Let Fixed Rate Mortgage High Fee for Remortgage 2.03% Fixed until 31/07/2021 4.94%
our current BMVR, a variable rate, for the remainder of the term 		4.5% APRC 3% until 31 July 2019,
then
2% until 31 July 2020,
then
1% until 31 July 2021 		60% Application:£0
Completion:£1,995 		Find out more
The APRC is calculated based on the following: An interest only mortgage of £215,000 payable over 19 years initially on a fixed rate until 31/07/2021 at 2.03% and then on our variable BMVR rate currently 4.94% for the remaining term would require 36 monthly payments of £367.09 and 192 monthly payments of £893.32. The total amount payable would be £401,739.48 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
3 Year Buy to Let Fixed Rate Mortgage No Fee for Purchase 2.42% Fixed until 31/07/2021 4.94%
our current BMVR, a variable rate, for the remainder of the term 		4.4% APRC 3% until 31 July 2019,
then
2% until 31 July 2020,
then
1% until 31 July 2021 		60% Application:£0
Completion:£0 		Find out more
The APRC is calculated based on the following: An interest only mortgage of £65,000 payable over 16 years 7 months initially on a fixed rate until 31/07/2021 at 2.42% and then on our variable BMVR rate currently 4.94% for the remaining term would require 36 monthly payments of £131.09 and 163 monthly payments of £267.60. The total amount payable would be £113,338.80 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
3 Year Buy to Let Fixed Rate Mortgage No fee for Remortgage (Includes Cashback) 2.61% Fixed until 31/07/2021 4.94%
our current BMVR, a variable rate, for the remainder of the term 		4.5% APRC 3% until 31 July 2019,
then
2% until 31 July 2020,
then
1% until 31 July 2021 		60% Application:£0
Completion:£0 		Find out more
The APRC is calculated based on the following: An interest only mortgage of £75,000 payable over 16 years 9 months initially on a fixed rate until 31/07/2021 at 2.61% and then on our variable BMVR rate currently 4.94% for the remaining term would require 36 monthly payments of £163.13 and 165 monthly payments of £308.77. The total amount payable would be £131,821.55 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
3 Year Buy to Let Fixed Rate Mortgage Standard fee for Remortgages 2.13% Fixed until 31/07/2021 4.94%
our current BMVR, a variable rate, for the remainder of the term 		4.5% APRC 3% until 31 July 2019,
then
2% until 31 July 2020,
then
1% until 31 July 2021 		60% Application:£0
Completion:£995 		Find out more
The APRC is calculated based on the following: An interest only mortgage of £150,000 payable over 19 years 3 months initially on a fixed rate until 31/07/2021 at 2.13% and then on our variable BMVR rate currently 4.94% for the remaining term would require 36 monthly payments of £268.02 and 195 monthly payments of £621.62. The total amount payable would be £281,885.83 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
3 Year Buy to Let Fixed Rate Mortgage No fee for Remortgages (Includes Cashback) 2.85% Fixed until 31/07/2021 4.94%
our current BMVR, a variable rate, for the remainder of the term 		4.6% APRC 3% until 31 July 2019,
then
2% until 31 July 2020,
then
1% until 31 July 2021 		70% Application:£0
Completion:£0 		Find out more
The APRC is calculated based on the following: An interest only mortgage of £75,000 payable over 19 years 7 months initially on a fixed rate until 31/07/2021 at 2.85% and then on our variable BMVR rate currently 4.94% for the remaining term would require 36 monthly payments of £178.13 and 199 monthly payments of £308.77. The total amount payable would be £142,858.95 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
3 Year Buy to Let Fixed Rate Mortgage No Fee for Purchase 2.93% Fixed until 31/07/2021 4.94%
our current BMVR, a variable rate, for the remainder of the term 		4.6% APRC 3% until 31 July 2019,
then
2% until 31 July 2020,
then
1% until 31 July 2021 		75% Application:£0
Completion:£0 		Find out more
The APRC is calculated based on the following: An interest only mortgage of £60,000 payable over 21 years 7 months initially on a fixed rate until 31/07/2021 at 2.93% and then on our variable BMVR rate currently 4.94% for the remaining term would require 36 monthly payments of £146.51 and 223 monthly payments of £247.02. The total amount payable would be £120,363.20 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
3 Year Buy to Let Fixed Rate Mortgage No Fee for Remortgages 2.86% Fixed until 31/07/2021 4.94%
our current BMVR, a variable rate, for the remainder of the term 		4.6% APRC 3% until 31 July 2019,
then
2% until 31 July 2020,
then
1% until 31 July 2021 		75% Application:£0
Completion:£0 		Find out more
The APRC is calculated based on the following: An interest only mortgage of £70,000 payable over 20 years 8 months initially on a fixed rate until 31/07/2021 at 2.86% and then on our variable BMVR rate currently 4.94% for the remaining term would require 36 monthly payments of £166.84 and 212 monthly payments of £288.19. The total amount payable would be £137,107.51 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
3 Year Buy to Let Fixed Rate Mortgage Standard Fee for Purchase 2.35% Fixed until 31/07/2021 4.94%
our current BMVR, a variable rate, for the remainder of the term 		4.6% APRC 3% until 31 July 2019,
then
2% until 31 July 2020,
then
1% until 31 July 2021 		75% Application:£0
Completion:£995 		Find out more
The APRC is calculated based on the following: An interest only mortgage of £85,000 payable over 22 years 2 months initially on a fixed rate until 31/07/2021 at 2.35% and then on our variable BMVR rate currently 4.94% for the remaining term would require 36 monthly payments of £168.41 and 230 monthly payments of £354.03. The total amount payable would be £173,496.93 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
3 Year Buy to Let Fixed Rate Mortgage Standard fee for Remortgages 2.30% Fixed until 31/07/2021 4.94%
our current BMVR, a variable rate, for the remainder of the term 		4.6% APRC 3% until 31 July 2019,
then
2% until 31 July 2020,
then
1% until 31 July 2021 		75% Application:£0
Completion:£995 		Find out more
The APRC is calculated based on the following: An interest only mortgage of £100,000 payable over 22 years initially on a fixed rate until 31/07/2021 at 2.30% and then on our variable BMVR rate currently 4.94% for the remaining term would require 36 monthly payments of £193.58 and 228 monthly payments of £415.78. The total amount payable would be £202,775.81 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Buy to Let Fixed Rate Mortgage No fee for Purchases 2.92% Fixed until 31/07/2020 4.94%
our current BMVR a variable rate for the remainder of the term 		4.8% APRC 2% until 31 July 2019,
then
1% until 31 July 2020 		75% Application:£0
Completion:£0 		Find out more
The APRC is calculated based on the following: An interest only mortgage of £60,000 payable over 21 years 7 months initially on a fixed rate until 31/07/2020 at 2.92% and then on our variable BMVR rate currently 4.94% for the remaining term would require 24 monthly payments of £146.01 and 235 monthly payments of £247.02. The total amount payable would be £121,557.27 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Buy to Let Fixed Rate Mortgage No fee for Remortgages 2.67% Fixed until 31/07/2020 4.94%
our current BMVR a variable rate for the remainder of the term 		4.7% APRC 2% until 31 July 2019,
then
1% until 31 July 2020 		75% Application:£0
Completion:£0 		Find out more
The APRC is calculated based on the following: An interest only mortgage of £70,000 payable over 20 years 8 months initially on a fixed rate until 31/07/2020 at 2.67% and then on our variable BMVR rate currently 4.94% for the remaining term would require 24 monthly payments of £155.76 and 224 monthly payments of £288.19. The total amount payable would be £138,297.76 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Buy to Let Fixed Rate Mortgage Standard fee for Purchases 1.99% Fixed until 31/07/2020 4.94%
our current BMVR a variable rate for the remainder of the term 		4.7% APRC 2% until 31 July 2019,
then
1% until 31 July 2020 		75% Application:£0
Completion:£995 		Find out more
The APRC is calculated based on the following: An interest only mortgage of £85,000 payable over 22 years 2 months initially on a fixed rate until 31/07/2020 at 1.99% and then on our variable BMVR rate currently 4.94% for the remaining term would require 24 monthly payments of £142.61 and 242 monthly payments of £354.03. The total amount payable would be £175,105.89 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Buy to Let Fixed Rate Mortgage High fee for Remortgages 2.18% Fixed until 31/07/2023 4.94%
our current BMVR a variable rate for the remainder of the term 		4.1% APRC 5% until 31 July 2019,
then
5% until 31 July 2020,
then
4% until 31 July 2021,
then
3% until 31 July 2022,
then
2% until 31 July 2023 		60% Application:£0
Completion:£1,995 		Find out more
The APRC is calculated based on the following: An interest only mortgage of £215,000 payable over 19 years initially on a fixed rate until 31/07/2023 at 2.18% and then on our variable BMVR rate currently 4.94% for the remaining term would require 60 monthly payments of £394.21 and 168 monthly payments of £893.32. The total amount payable would be £390,736.67 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 year Buy to Let Fixed Rate Mortgage No fee for Purchases 2.57% Fixed until 31/07/2023 4.94%
our current BMVR a variable rate for the remainder of the term 		4.1% APRC 5% until 31 July 2019,
then
5% until 31 July 2020,
then
4% until 31 July 2021,
then
3% until 31 July 2022,
then
2% until 31 July 2023 		60% Application:£0
Completion:£0 		Find out more
The APRC is calculated based on the following: An interest only mortgage of £65,000 payable over 16 years 7 months initially on a fixed rate until 31/07/2023 at 2.57% and then on our variable BMVR rate currently 4.94% for the remaining term would require 60 monthly payments of £139.22 and 139 monthly payments of £267.60. The total amount payable would be £110,550.13 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Buy to Let Fixed Rate Mortgage No fee for Remortgages 2.70% Fixed until 31/07/2023 4.94%
our current BMVR a variable rate for the remainder of the term 		4.2% APRC 5% until 31 July 2019,
then
5% until 31 July 2020,
then
4% until 31 July 2021,
then
3% until 31 July 2022,
then
2% until 31 July 2023 		60% Application:£0
Completion:£0 		Find out more
The APRC is calculated based on the following: An interest only mortgage of £75,000 payable over 16 years 9 months initially on a fixed rate until 31/07/2023 at 2.70% and then on our variable BMVR rate currently 4.94% for the remaining term would require 60 monthly payments of £168.76 and 141 monthly payments of £308.77. The total amount payable would be £128,662.77 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 year Buy to Let Fixed Rate Mortgage Standard fee for Purchases 2.29% Fixed until 31/07/2023 4.94%
our current BMVR a variable rate for the remainder of the term 		4.1% APRC 5% until 31 July 2019,
then
5% until 31 July 2020,
then
4% until 31 July 2021,
then
3% until 31 July 2022,
then
2% until 31 July 2023 		60% Application:£0
Completion:£995 		Find out more
The APRC is calculated based on the following: An interest only mortgage of £135,000 payable over 18 years 6 months initially on a fixed rate until 31/07/2023 at 2.29% and then on our variable BMVR rate currently 4.94% for the remaining term would require 60 monthly payments of £259.53 and 162 monthly payments of £559.87. The total amount payable would be £242,302.51 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Buy to Let Fixed Rate Mortgage High fee for Remortgages 2.50% Fixed until 31/07/2023 4.94%
our current BMVR a variable rate for the remainder of the term 		4.3% APRC 5% until 31 July 2019,
then
5% until 31 July 2020,
then
4% until 31 July 2021,
then
3% until 31 July 2022,
then
2% until 31 July 2023 		70% Application:£0
Completion:£1,995 		Find out more
The APRC is calculated based on the following: An interest only mortgage of £165,000 payable over 22 years initially on a fixed rate until 31/07/2023 at 2.50% and then on our variable BMVR rate currently 4.94% for the remaining term would require 60 monthly payments of £347.91 and 204 monthly payments of £687.49. The total amount payable would be £328,129.45 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 year Buy to Let Fixed Rate Mortgage No fee for Purchases 2.81% Fixed until 31/07/2023 4.94%
our current BMVR a variable rate for the remainder of the term 		4.3% APRC 5% until 31 July 2019,
then
5% until 31 July 2020,
then
4% until 31 July 2021,
then
3% until 31 July 2022,
then
2% until 31 July 2023 		70% Application:£0
Completion:£0 		Find out more
The APRC is calculated based on the following: An interest only mortgage of £70,000 payable over 20 years 4 months initially on a fixed rate until 31/07/2023 at 2.81% and then on our variable BMVR rate currently 4.94% for the remaining term would require 60 monthly payments of £163.93 and 184 monthly payments of £288.19. The total amount payable would be £132,873.47 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 year Buy to Let Fixed Rate Mortgage No fee for Purchases 3.20% Fixed until 31/07/2023 4.94%
our current BMVR a variable rate for the remainder of the term 		4.5% APRC 5% until 31 July 2019,
then
5% until 31 July 2020,
then
4% until 31 July 2021,
then
3% until 31 July 2022,
then
2% until 31 July 2023 		75% Application:£0
Completion:£0 		Find out more
The APRC is calculated based on the following: An interest only mortgage of £60,000 payable over 21 years 7 months initially on a fixed rate until 31/07/2023 at 3.20% and then on our variable BMVR rate currently 4.94% for the remaining term would require 60 monthly payments of £160.01 and 199 monthly payments of £247.02. The total amount payable would be £118,760.98 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Buy to Let Fixed Rate Mortgage No fee for Remortgages 2.94% Fixed until 31/07/2023 4.94%
our current BMVR a variable rate for the remainder of the term 		4.4% APRC 5% until 31 July 2019,
then
5% until 31 July 2020,
then
4% until 31 July 2021,
then
3% until 31 July 2022,
then
2% until 31 July 2023 		75% Application:£0
Completion:£0 		Find out more
The APRC is calculated based on the following: An interest only mortgage of £70,000 payable over 20 years 8 months initially on a fixed rate until 31/07/2023 at 2.94% and then on our variable BMVR rate currently 4.94% for the remaining term would require 60 monthly payments of £171.51 and 188 monthly payments of £288.19. The total amount payable would be £134,475.79 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 year Buy to Let Fixed Rate Mortgage Standard fee for Purchases 2.78% Fixed until 31/07/2023 4.94%
our current BMVR a variable rate for the remainder of the term 		4.4% APRC 5% until 31 July 2019,
then
5% until 31 July 2020,
then
4% until 31 July 2021,
then
3% until 31 July 2022,
then
2% until 31 July 2023 		75% Application:£0
Completion:£995 		Find out more
The APRC is calculated based on the following: An interest only mortgage of £85,000 payable over 22 years 2 months initially on a fixed rate until 31/07/2023 at 2.78% and then on our variable BMVR rate currently 4.94% for the remaining term would require 60 monthly payments of £199.23 and 206 monthly payments of £354.03. The total amount payable would be £170,891.37 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Buy to Let Fixed Rate Mortgage Standard fee for Remortgages 2.68% Fixed until 31/07/2023 4.94%
our current BMVR a variable rate for the remainder of the term 		4.4% APRC 5% until 31 July 2019,
then
5% until 31 July 2020,
then
4% until 31 July 2021,
then
3% until 31 July 2022,
then
2% until 31 July 2023 		75% Application:£0
Completion:£995 		Find out more
The APRC is calculated based on the following: An interest only mortgage of £100,000 payable over 22 years initially on a fixed rate until 31/07/2023 at 2.68% and then on our variable BMVR rate currently 4.94% for the remaining term would require 60 monthly payments of £225.56 and 204 monthly payments of £415.79. The total amount payable would be £199,360.55 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Once the fixed, discounted or tracker period of the mortgage ends, the interest rate you pay will change to the Residential Mortgage Variable Rate (RMVR), (or if you have a Buy to Let Mortgage, the Buy to Let Variable Rate (BMVR)) which was  introduced on 14 November 2012. These are different interest rates to the Society's Residential Standard Variable Rate (RSVR) or Buy to Let Standard Variable Rate (BSVR) although both MVR’s and SVR’s are set by the Society. These interest rates may change by different amounts at different times. RMVR and BMVR do not have any ceiling. For further details please see Skipton Variable Rates page.

IF YOU FAIL TO KEEP UP WITH PAYMENTS ON YOUR MORTGAGE A 'RECEIVER OF RENT' MAY BE APPOINTED AND/OR YOUR RENTAL PROPERTY MAY BE REPOSSESSED.

*To help maintain service and quality, some telephone calls may be recorded and monitored.

Site intended for UK residents only. Skipton Building Society is a member of the Building Societies Association. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, under registration number 153706, for accepting deposits, advising on and arranging mortgages and providing Restricted financial advice. Principal Office, The Bailey, Skipton, North Yorkshire, BD23 1DN.

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