Remortgaging

Product range update

Last updated: Monday 1 June

Please note: Interest Only mortgages are now only available from our new Interest Only range.

If you are buying a property in Scotland, in addition to our standard range, we also have a range of Scotland only mortgages available.

If you’re thinking of remortgaging your existing property, we have a range of fixed and variable rate remortgage products that could be suitable for you. Some of them even come with free standard legal fees.

Free standard legal fees on some of our remortgage deals

If you choose a Skipton remortgage product that offers free legal fees, you won't have to pay anything for the standard legal costs for the conveyancing service. What's more, you won't normally be charged for a valuation of your property for mortgage purposes unless your property is worth over £1.5 million. Find out more about our remortgage conveyancing service.

Please note that in some cases you may be required to pay certain legal costs which are not usually involved in a standard remortgage. These include transfers of equity or deeds of postponement.

Borrowing more on your mortgage

If you want for example, to make some home improvements and need some extra money to cover the costs, you might be eligible to borrow more on your mortgage, which is called Additional Borrowing. Discover more about Additional Borrowing.

Many of our remortgage products are available for Skipton mortgage customers looking to apply for additional borrowing. However, free standard legal fees and no-charge valuations don’t apply for Additional Borrowing applications.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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How much could I borrow?

Use our mortgage affordability calculator to get an idea of how much you could potentially borrow, based on your income and outgoings, and to request a Decision in Principle when you’re ready.

Affordability Calculator
Your home may be repossessed if you do not keep up repayments on your mortgage.
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