Remortgaging

If you’re thinking of remortgaging your existing property, we have a range of fixed and variable rate remortgage products that could be suitable for you. Some of them even come with free standard legal fees.

Free standard legal fees on some of our remortgage deals

If you choose a Skipton remortgage product that offers free legal fees, you won't have to pay anything for the standard legal costs for the conveyancing service. What's more, you won't normally be charged for a valuation of your property for mortgage purposes unless your property is worth over £1.5 million. Find out more about our remortgage conveyancing service.

Please note that in some cases you may be required to pay certain legal costs which are not usually involved in a standard remortgage. These include transfers of equity or deeds of postponement.

Borrowing more on your mortgage

If you want for example, to make some home improvements and need some extra money to cover the costs, you might be eligible to borrow more on your mortgage, which is called Additional Borrowing. If you're eligible, you could borrow up to 90% of the value of your property with no upfront fees to pay. Discover more about Additional Borrowing.

Many of our remortgage products, except those with cashback, are available for Skipton mortgage customers looking to apply for additional borrowing. However, free standard legal fees and no-charge valuations don’t apply for Additional Borrowing applications.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

How much could I borrow?

Use our mortgage affordability calculator to get an idea of how much you could potentially borrow, based on your income and outgoings, and to request a Decision in Principle when you’re ready.

Affordability Calculator
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Our Mortgages

We can help you find a mortgage from our range.

See our mortgage range

What's on your homebuyer wish list? 

For some it’s proximity to schools. For others it’s the commute to work.

Find out more

How to buy a house

From finding a surveyor to exchanging contracts.

Read our guide
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