Welcome to our remortgaging page

Remortgaging

Thinking of switching to a new mortgage deal? Take a look at our remortgage product range.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE REPAYMENTS. IF YOU HAVE A BUY TO LET MORTGAGE AND YOU FAIL TO KEEP UP WITH THE PAYMENTS ON YOUR MORTGAGE A 'RECEIVER OF RENT' MAY BE APPOINTED AND/OR YOUR RENTAL PROPERTY MAY BE REPOSSESSED.

Thinking of remortgaging your existing property?

If you’re thinking of remortgaging your existing property, we have a range of fixed and variable rate remortgage products that could be suitable for you. What’s more, if you remortgage with Skipton, and choose a remortgage product with free legal fees, you won't have to pay anything for the standard legal costs, providing a home conveyancing service free of charge. You will also not normally be required to pay for a valuation of your property.

Please note that in some cases you may be required to pay certain legal costs which are not usually involved in a standard remortgage. These include transfers of equity or deeds of postponement.

Initial rate payable 1.99% Fixed until 30/06/2020
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.1% APRC
Early Repayment Charges 2% until 30 June 2019,
then
1% until 30 June 2020
Max LTV 60%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £105,000 payable over 16 years 3 months initially on a rate fixed until 30/06/2020 at 1.99% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £630.04 and 170 monthly payments of £754.29 followed by a final payment of £635.00. The total amount payable would be £143,985.26 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.29% Fixed until 30/06/2020
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.4% APRC
Early Repayment Charges 2% until 30 June 2019,
then
1% until 30 June 2020
Max LTV 75%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £147,900 payable over 22 years 7 months initially on a rate fixed until 30/06/2020 at 2.29% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £698.82 and 246 monthly payments of £872.48 followed by a final payment of £606.19. The total amount payable would be £232,007.95 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.09% Fixed until 30/06/2020
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.3% APRC
Early Repayment Charges 2% until 30 June 2019,
then
1% until 30 June 2020
Max LTV 75%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 22 years 7 months initially on a rate fixed until 30/06/2020 at 2.09% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £624.90 and 246 monthly payments of £795.03 followed by a final payment of £550.54. The total amount payable would be £211,125.52 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.49% Fixed until 30/06/2020
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.4% APRC
Early Repayment Charges 2% until 30 June 2019,
then
1% until 30 June 2020
Max LTV 85%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £164,333 payable over 24 years 10 months initially on a rate fixed until 30/06/2020 at 2.49% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £739.16 and 273 monthly payments of £922.96 followed by a final payment of £581.56. The total amount payable would be £270,289.48 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.29% Fixed until 30/06/2020
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.4% APRC
Early Repayment Charges 2% until 30 June 2019,
then
1% until 30 June 2020
Max LTV 85%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £125,000 payable over 24 years 10 months initially on a rate fixed until 30/06/2020 at 2.29% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £549.87 and 273 monthly payments of £700.91 followed by a final payment of £443.55. The total amount payable would be £204,988.86 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.35% Fixed until 30/06/2020
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.5% APRC
Early Repayment Charges 2% until 30 June 2019,
then
1% until 30 June 2020
Max LTV 90%
Mortgage fees Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 27 years 10 months initially on a rate fixed until 30/06/2020 at 2.35% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £860.53 and 309 monthly payments of £1,118.64 followed by a final payment of £613.07. The total amount payable would be £366,925.55 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 1.89% Fixed until 30/06/2021
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 3.8% APRC
Early Repayment Charges 3% until 30 June 2019,
then
2% until 30 June 2020,
then
1% until 30 June 2021
Max LTV 60%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £100,000 payable over 17 years 5 months initially on a rate fixed until 30/06/2021 at 1.89% and then our RMVR variable rate currently 4.74% for the remaining term would require 36 monthly payments of £561.30 and 172 monthly payments of £678.06 followed by a final payment of £568.03. The total amount payable would be £137,401.15 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 1.96% Fixed until 30/06/2021
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 3.8% APRC
Early Repayment Charges 3% until 30 June 2019,
then
2% until 30 June 2020,
then
1% until 30 June 2021
Max LTV 60%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £105,000 payable over 16 years 3 months initially on a rate fixed until 30/06/2021 at 1.96% and then our RMVR variable rate currently 4.74% for the remaining term would require 36 monthly payments of £628.59 and 158 monthly payments of £745.19 followed by a final payment of £642.66. The total amount payable would be £141,011.92 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 1.69% Fixed until 30/06/2021
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.0% APRC
Early Repayment Charges 3% until 30 June 2019,
then
2% until 30 June 2020,
then
1% until 30 June 2021
Max LTV 60%
Mortgage fees Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £225,000 payable over 21 years 5 months initially on a rate fixed until 30/06/2021 at 1.69% and then our RMVR variable rate currently 4.74% for the remaining term would require 36 monthly payments of £1,047.90 and 220 monthly payments of £1,349.65 followed by a final payment of £1,007.43. The total amount payable would be £335,654.83 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.39% Fixed until 30/06/2021
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.2% APRC
Early Repayment Charges 3% until 30 June 2019,
then
2% until 30 June 2020,
then
1% until 30 June 2021
Max LTV 75%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £147,900 payable over 22 years 7 months initially on a rate fixed until 30/06/2021 at 2.39% and then our RMVR variable rate currently 4.74% for the remaining term would require 36 monthly payments of £706.14 and 234 monthly payments of £865.32 followed by a final payment of £620.48. The total amount payable would be £228,526.40 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 1.99% Fixed until 30/06/2021
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.1% APRC
Early Repayment Charges 3% until 30 June 2019,
then
2% until 30 June 2020,
then
1% until 30 June 2021
Max LTV 75%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £130,000 payable over 23 years 7 months initially on a rate fixed until 30/06/2021 at 1.99% and then our RMVR variable rate currently 4.74% for the remaining term would require 36 monthly payments of £575.45 and 246 monthly payments of £739.26 followed by a final payment of £512.10. The total amount payable would be £203,086.26 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.05% Fixed until 30/06/2021
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.1% APRC
Early Repayment Charges 3% until 30 June 2019,
then
2% until 30 June 2020,
then
1% until 30 June 2021
Max LTV 75%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 22 years 7 months initially on a rate fixed until 30/06/2021 at 2.05% and then our RMVR variable rate currently 4.74% for the remaining term would require 36 monthly payments of £622.21 and 234 monthly payments of £786.47 followed by a final payment of £563.59. The total amount payable would be £206,997.13 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 1.79% Fixed until 30/06/2021
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.1% APRC
Early Repayment Charges 3% until 30 June 2019,
then
2% until 30 June 2020,
then
1% until 30 June 2021
Max LTV 75%
Mortgage fees Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £245,000 payable over 25 years 7 months initially on a rate fixed until 30/06/2021 at 1.79% and then our RMVR variable rate currently 4.74% for the remaining term would require 36 monthly payments of £998.73 and 270 monthly payments of £1,337.78 followed by a final payment of £852.79. The total amount payable would be £398,007.67 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.29% Fixed until 30/06/2021
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.2% APRC
Early Repayment Charges 3% until 30 June 2019,
then
2% until 30 June 2020,
then
1% until 30 June 2021
Max LTV 85%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 26 years 10 months initially on a rate fixed until 30/06/2021 at 2.29% and then our RMVR variable rate currently 4.74% for the remaining term would require 36 monthly payments of £602.64 and 285 monthly payments of £775.10 followed by a final payment of £467.27. The total amount payable would be £243,065.81 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.19% Fixed until 30/06/2021
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.2% APRC
Early Repayment Charges 3% until 30 June 2019,
then
2% until 30 June 2020,
then
1% until 30 June 2021
Max LTV 85%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £105,000 payable over 24 years 10 months initially on a rate fixed until 30/06/2021 at 2.19% and then our RMVR variable rate currently 4.74% for the remaining term would require 36 monthly payments of £456.66 and 261 monthly payments of £582.68 followed by a final payment of £386.23. The total amount payable would be £168,905.47 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 1.99% Fixed until 30/06/2021
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.2% APRC
Early Repayment Charges 3% until 30 June 2019,
then
2% until 30 June 2020,
then
1% until 30 June 2021
Max LTV 85%
Mortgage fees Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £250,000 payable over 27 years 8 months initially on a rate fixed until 30/06/2021 at 1.99% and then our RMVR variable rate currently 4.74% for the remaining term would require 36 monthly payments of £982.96 and 295 monthly payments of £1,317.37 followed by a final payment of £762.96. The total amount payable would be £424,773.67 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.49% Fixed until 30/06/2021
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.3% APRC
Early Repayment Charges 3% until 30 June 2019,
then
2% until 30 June 2020,
then
1% until 30 June 2021
Max LTV 90%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 28 years 4 months initially on a rate fixed until 30/06/2021 at 2.49% and then our RMVR variable rate currently 4.74% for the remaining term would require 36 monthly payments of £553.31 and 303 monthly payments of £704.98 followed by a final payment of £394.94. The total amount payable would be £233,923.04 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.49% Fixed until 30/06/2021
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.3% APRC
Early Repayment Charges 3% until 30 June 2019,
then
2% until 30 June 2020,
then
1% until 30 June 2021
Max LTV 90%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 26 years 7 months initially on a rate fixed until 30/06/2021 at 2.49% and then our RMVR variable rate currently 4.74% for the remaining term would require 36 monthly payments of £578.42 and 282 monthly payments of £726.69 followed by a final payment of £446.28. The total amount payable would be £226,195.98 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.25% Fixed until 30/06/2021
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.3% APRC
Early Repayment Charges 3% until 30 June 2019,
then
2% until 30 June 2020,
then
1% until 30 June 2021
Max LTV 90%
Mortgage fees Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £235,000 payable over 29 years 8 months initially on a rate fixed until 30/06/2021 at 2.25% and then our RMVR variable rate currently 4.74% for the remaining term would require 36 monthly payments of £908.33 and 319 monthly payments of £1,203.52 followed by a final payment of £620.82. The total amount payable would be £417,243.58 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 1.83% Fixed until 30/06/2023
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 3.6% APRC
Early Repayment Charges 5% until 30 June 2019,
then
5% until 30 June 2020,
then
4% until 30 June 2021,
then
3% until 30 June 2022,
then
2% until 30 June 2023
Max LTV 60%
Mortgage fees Application:£0
Completion:£1,995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £320,000 payable over 21 years 11 months initially on a rate fixed until 30/06/2023 at 1.83% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £1,485.64 and 202 monthly payments of £1,857.44 followed by a final payment of £1,453.05. The total amount payable would be £465,794.33 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 1.95% Fixed until 30/06/2023
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 3.6% APRC
Early Repayment Charges 5% until 30 June 2019,
then
5% until 30 June 2020,
then
4% until 30 June 2021,
then
3% until 30 June 2022,
then
2% until 30 June 2023
Max LTV 60%
Mortgage fees Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £225,000 payable over 20 years 5 months initially on a rate fixed until 30/06/2023 at 1.95% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £1,117.75 and 184 monthly payments of £1,360.45 followed by a final payment of £1,109.84. The total amount payable would be £318,497.64 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.29% Fixed until 30/06/2023
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 3.8% APRC
Early Repayment Charges 5% until 30 June 2019,
then
5% until 30 June 2020,
then
4% until 30 June 2021,
then
3% until 30 June 2022,
then
2% until 30 June 2023
Max LTV 75%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 22 years 7 months initially on a rate fixed until 30/06/2023 at 2.29% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £637.87 and 210 monthly payments of £773.73 followed by a final payment of £594.87. The total amount payable would be £201,350.37 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.13% Fixed until 30/06/2023
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 3.8% APRC
Early Repayment Charges 5% until 30 June 2019,
then
5% until 30 June 2020,
then
4% until 30 June 2021,
then
3% until 30 June 2022,
then
2% until 30 June 2023
Max LTV 75%
Mortgage fees Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £235,000 payable over 25 years initially on a rate fixed until 30/06/2023 at 2.13% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £1,014.25 and 239 monthly payments of £1,278.26 followed by a final payment of £902.48. The total amount payable would be £367,261.62 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.56% Fixed until 30/06/2023
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 3.9% APRC
Early Repayment Charges 5% until 30 June 2019,
then
5% until 30 June 2020,
then
4% until 30 June 2021,
then
3% until 30 June 2022,
then
2% until 30 June 2023
Max LTV 85%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £125,000 payable over 24 years 10 months initially on a rate fixed until 30/06/2023 at 2.56% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £566.71 and 237 monthly payments of £685.39 followed by a final payment of £488.99. The total amount payable would be £196,929.02 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.29% Fixed until 30/06/2023
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 3.9% APRC
Early Repayment Charges 5% until 30 June 2019,
then
5% until 30 June 2020,
then
4% until 30 June 2021,
then
3% until 30 June 2022,
then
2% until 30 June 2023
Max LTV 85%
Mortgage fees Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £235,000 payable over 26 years 8 months initially on a rate fixed until 30/06/2023 at 2.29% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £985.25 and 259 monthly payments of £1,242.43 followed by a final payment of £823.17. The total amount payable would be £381,727.54 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.75% Fixed until 30/06/2023
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.1% APRC
Early Repayment Charges 5% until 30 June 2019,
then
5% until 30 June 2020,
then
4% until 30 June 2021,
then
3% until 30 June 2022,
then
2% until 30 June 2023
Max LTV 90%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 27 years 10 months initially on a rate fixed until 30/06/2023 at 2.75% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £899.69 and 273 monthly payments of £1,093.37 followed by a final payment of £688.90. The total amount payable would be £353,160.31 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.49% Fixed until 30/06/2023
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 3.8% APRC
Early Repayment Charges 5% until 30 June 2019,
then
5% until 30 June 2020,
then
4% until 30 June 2021,
then
3% until 30 June 2022,
then
2% until 30 June 2023
Max LTV 75%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £147,900 payable over 22 years 7 months initially on a rate fixed until 30/06/2023 at 2.49% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £713.24 and 210 monthly payments of £851.27 followed by a final payment of £651.19. The total amount payable would be £222,212.29 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.48% Fixed until 30/06/2025
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 3.7% APRC
Early Repayment Charges 7% until 30 June 2019,
then
7% until 30 June 2020,
then
7% until 30 June 2021,
then
6% until 30 June 2022,
then
5% until 30 June 2023,
then
4% until 30 June 2024,
then
3% until 30 June 2025
Max LTV 75%
Mortgage fees Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £245,000 payable over 25 years 7 months initially on a rate fixed until 30/06/2025 at 2.48% and then our RMVR variable rate currently 4.74% for the remaining term would require 84 monthly payments of £1,082.07 and 222 monthly payments of £1,303.53 followed by a final payment of £969.26. The total amount payable would be £381,246.80 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.73% Fixed until 30/06/2025
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 3.8% APRC
Early Repayment Charges 7% until 30 June 2019,
then
7% until 30 June 2020,
then
7% until 30 June 2021,
then
6% until 30 June 2022,
then
5% until 30 June 2023,
then
4% until 30 June 2024,
then
3% until 30 June 2025
Max LTV 85%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 26 years 10 months initially on a rate fixed until 30/06/2025 at 2.73% and then our RMVR variable rate currently 4.74% for the remaining term would require 84 monthly payments of £635.03 and 237 monthly payments of £756.33 followed by a final payment of £538.51. The total amount payable would be £233,131.24 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.99% Fixed until 30/06/2025
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.0% APRC
Early Repayment Charges 7% until 30 June 2019,
then
7% until 30 June 2020,
then
7% until 30 June 2021,
then
6% until 30 June 2022,
then
5% until 30 June 2023,
then
4% until 30 June 2024,
then
3% until 30 June 2025
Max LTV 90%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 28 years 4 months initially on a rate fixed until 30/06/2025 at 2.99% and then our RMVR variable rate currently 4.74% for the remaining term would require 84 monthly payments of £588.67 and 255 monthly payments of £691.46 followed by a final payment of £463.46. The total amount payable would be £226,234.04 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.59% Fixed until 31/08/2020
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.5% APRC
Early Repayment Charges 2% until 31 August 2019,
then
1% until 31 August 2020
Max LTV 75%
Mortgage fees Application:£0
Completion:£0

Includes a free standard valuation, £1000 cashback
Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 29 years 7 months initially on a rate fixed until 31/08/2020 at 2.59% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £584.64 and 330 monthly payments of £748.80 followed by a final payment of £295.69. The total amount payable would be £261,431.05 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.69% Fixed until 31/08/2023
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.1% APRC
Early Repayment Charges 5% until 31 August 2019,
then
5% until 31 August 2020,
then
4% until 31 August 2021,
then
3% until 31 August 2022,
then
2% until 31 August 2023
Max LTV 75%
Mortgage fees Application:£0
Completion:£0

Includes a free standard valuation, £1000 cashback
Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 29 years 7 months initially on a rate fixed until 31/08/2023 at 2.69% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £592.27 and 294 monthly payments of £733.56 followed by a final payment of £365.01. The total amount payable would be £251,567.85 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 1.32% Variable (BoEBR + 0.82%). The pay rate will not go below a floor of 1.32%.
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.1% APRC
Early Repayment Charges 0.5% for 2 years from completion
Max LTV 60%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £170,000 payable over 18 years 10 months on our variable tracker rate for 2 years at 0.82% above BoEBR and then on our current RMVR variable rate of 4.74%(variable) would require 24 monthly payments of £849.30 and 201 monthly payments of £1,105.22 followed by a final payment of £874.62. The total amount payable would be £243,407.04 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 1.35% Variable (BoEBR + 0.85%). The pay rate will not go below a floor of 1.35%.
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.2% APRC
Early Repayment Charges 0.5% for 2 years from completion
Max LTV 75%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £200,000 payable over 22 years 7 months on our variable tracker rate for 2 years at 0.85% above BoEBR and then on our current RMVR variable rate of 4.74%(variable) would require 24 monthly payments of £855.93 and 246 monthly payments of £1,170.25 followed by a final payment of £818.03. The total amount payable would be £309,241.85 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 1.44% Variable (BoEBR + 0.94%). The pay rate will not go below a floor of 1.44%.
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.2% APRC
Early Repayment Charges None
Max LTV 75%
Mortgage fees Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £200,000 payable over 22 years 7 months on our variable tracker rate for 2 years at 0.94% above BoEBR and then on our current RMVR variable rate of 4.74%(variable) would require 24 monthly payments of £868.51 and 246 monthly payments of £1,177.02 followed by a final payment of £822.86. The total amount payable would be £311,214.02 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 1.44% Variable (BoEBR + 0.94%). The pay rate will not go below a floor of 1.44%.
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.3% APRC
Early Repayment Charges 0.5% for 2 years from completion
Max LTV 80%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £185,000 payable over 26 years 1 month on our variable tracker rate for 3 years at 0.94% above BoEBR and then on our current RMVR variable rate of 4.74%(variable) would require 24 monthly payments of £708.78 and 288 monthly payments of £1,004.57 followed by a final payment of £611.49. The total amount payable would be £306,938.37 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 1.66% Variable (BoEBR + 1.16%). The pay rate will not go below a floor of 1.66%.
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.3% APRC
Early Repayment Charges 0.5% for 2 years from completion
Max LTV 85%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £190,000 payable over 25 years 9 months on our variable tracker rate for 2 years at 1.16% above BoEBR and then on our current RMVR variable rate of 4.74%(variable) would require 24 monthly payments of £755.54 and 284 monthly payments of £1,040.35 followed by a final payment of £637.76. The total amount payable would be £314,230.12 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 1.77% Variable (BoEBR + 1.27%). The pay rate will not go below a floor of 1.77%.
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.4% APRC
Early Repayment Charges None
Max LTV 85%
Mortgage fees Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £190,000 payable over 25 years 9 months on our variable tracker rate for 2 years at 1.27% above BoEBR and then on our current RMVR variable rate of 4.74%(variable) would require 24 monthly payments of £769.38 and 284 monthly payments of £1,046.80 followed by a final payment of £645.43. The total amount payable would be £316,401.75 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 1.97% Variable (BoEBR + 1.47%). The pay rate will not go below a floor of 1.97%.
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.4% APRC
Early Repayment Charges 0.5% for 2 years from completion
Max LTV 90%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £235,000 payable over 28 years 3 months on our variable tracker rate for 2 years at 1.47% above BoEBR and then on our current RMVR variable rate of 4.74%(variable) would require 24 monthly payments of £903.91 and 314 monthly payments of £1,233.42 followed by a final payment of £676.16. The total amount payable would be £409,663.88 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.11% Variable (BoEBR + 1.61%). The pay rate will not go below a floor of 2.11%.
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.4% APRC
Early Repayment Charges None
Max LTV 90%
Mortgage fees Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £235,000 payable over 28 years 3 months on our variable tracker rate for 2 years at 1.61% above BoEBR and then on our current RMVR variable rate of 4.74%(variable) would require 24 monthly payments of £923.97 and 314 monthly payments of £1,240.09 followed by a final payment of £674.73. The total amount payable would be £412,238.27 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Product name Initial rate payable Changing to The overall cost for comparison is Early Repayment Charges Max LTV Mortgage fees  
2 Year Fixed Rate Mortgage No fee for Remortgages 1.99% Fixed until 30/06/2020 4.74%
our current RMVR a variable rate for the remainder of the term
4.1% APRC 2% until 30 June 2019,
then
1% until 30 June 2020
60% Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £105,000 payable over 16 years 3 months initially on a rate fixed until 30/06/2020 at 1.99% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £630.04 and 170 monthly payments of £754.29 followed by a final payment of £635.00. The total amount payable would be £143,985.26 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Remortgages (Includes Cashback) New customers only. 2.29% Fixed until 30/06/2020 4.74%
our current RMVR a variable rate for the remainder of the term
4.4% APRC 2% until 30 June 2019,
then
1% until 30 June 2020
75% Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £147,900 payable over 22 years 7 months initially on a rate fixed until 30/06/2020 at 2.29% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £698.82 and 246 monthly payments of £872.48 followed by a final payment of £606.19. The total amount payable would be £232,007.95 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No fee for Remortgages 2.09% Fixed until 30/06/2020 4.74%
our current RMVR a variable rate for the remainder of the term
4.3% APRC 2% until 30 June 2019,
then
1% until 30 June 2020
75% Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 22 years 7 months initially on a rate fixed until 30/06/2020 at 2.09% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £624.90 and 246 monthly payments of £795.03 followed by a final payment of £550.54. The total amount payable would be £211,125.52 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No fee for Remortgages (Includes Cashback) 2.49% Fixed until 30/06/2020 4.74%
our current RMVR a variable rate for the remainder of the term
4.4% APRC 2% until 30 June 2019,
then
1% until 30 June 2020
85% Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £164,333 payable over 24 years 10 months initially on a rate fixed until 30/06/2020 at 2.49% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £739.16 and 273 monthly payments of £922.96 followed by a final payment of £581.56. The total amount payable would be £270,289.48 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No fee for Remortgages 2.29% Fixed until 30/06/2020 4.74%
our current RMVR a variable rate for the remainder of the term
4.4% APRC 2% until 30 June 2019,
then
1% until 30 June 2020
85% Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £125,000 payable over 24 years 10 months initially on a rate fixed until 30/06/2020 at 2.29% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £549.87 and 273 monthly payments of £700.91 followed by a final payment of £443.55. The total amount payable would be £204,988.86 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Standard fee for Remortgages 2.35% Fixed until 30/06/2020 4.74%
our current RMVR a variable rate for the remainder of the term
4.5% APRC 2% until 30 June 2019,
then
1% until 30 June 2020
90% Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 27 years 10 months initially on a rate fixed until 30/06/2020 at 2.35% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £860.53 and 309 monthly payments of £1,118.64 followed by a final payment of £613.07. The total amount payable would be £366,925.55 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
3 Year Fixed Rate Mortgage No fee for Purchases & Remortgages 1.89% Fixed until 30/06/2021 4.74%
our current RMVR a variable rate for the remainder of the term
3.8% APRC 3% until 30 June 2019,
then
2% until 30 June 2020,
then
1% until 30 June 2021
60% Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £100,000 payable over 17 years 5 months initially on a rate fixed until 30/06/2021 at 1.89% and then our RMVR variable rate currently 4.74% for the remaining term would require 36 monthly payments of £561.30 and 172 monthly payments of £678.06 followed by a final payment of £568.03. The total amount payable would be £137,401.15 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
3 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) 1.96% Fixed until 30/06/2021 4.74%
our current RMVR a variable rate for the remainder of the term
3.8% APRC 3% until 30 June 2019,
then
2% until 30 June 2020,
then
1% until 30 June 2021
60% Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £105,000 payable over 16 years 3 months initially on a rate fixed until 30/06/2021 at 1.96% and then our RMVR variable rate currently 4.74% for the remaining term would require 36 monthly payments of £628.59 and 158 monthly payments of £745.19 followed by a final payment of £642.66. The total amount payable would be £141,011.92 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
3 Year Fixed Rate Mortgage Standard fee for Purchases & Remortgages 1.69% Fixed until 30/06/2021 4.74%
our current RMVR a variable rate for the remainder of the term
4.0% APRC 3% until 30 June 2019,
then
2% until 30 June 2020,
then
1% until 30 June 2021
60% Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £225,000 payable over 21 years 5 months initially on a rate fixed until 30/06/2021 at 1.69% and then our RMVR variable rate currently 4.74% for the remaining term would require 36 monthly payments of £1,047.90 and 220 monthly payments of £1,349.65 followed by a final payment of £1,007.43. The total amount payable would be £335,654.83 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
3 Year Fixed Rate No fee for Remortgage (Includes Cashback) 2.39% Fixed until 30/06/2021 4.74%
our current RMVR a variable rate for the remainder of the term
4.2% APRC 3% until 30 June 2019,
then
2% until 30 June 2020,
then
1% until 30 June 2021
75% Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £147,900 payable over 22 years 7 months initially on a rate fixed until 30/06/2021 at 2.39% and then our RMVR variable rate currently 4.74% for the remaining term would require 36 monthly payments of £706.14 and 234 monthly payments of £865.32 followed by a final payment of £620.48. The total amount payable would be £228,526.40 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
3 Year Fixed Rate Mortgage No fee for Purchases & Remortgages 1.99% Fixed until 30/06/2021 4.74%
our current RMVR a variable rate for the remainder of the term
4.1% APRC 3% until 30 June 2019,
then
2% until 30 June 2020,
then
1% until 30 June 2021
75% Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £130,000 payable over 23 years 7 months initially on a rate fixed until 30/06/2021 at 1.99% and then our RMVR variable rate currently 4.74% for the remaining term would require 36 monthly payments of £575.45 and 246 monthly payments of £739.26 followed by a final payment of £512.10. The total amount payable would be £203,086.26 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
3 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) 2.05% Fixed until 30/06/2021 4.74%
our current RMVR a variable rate for the remainder of the term
4.1% APRC 3% until 30 June 2019,
then
2% until 30 June 2020,
then
1% until 30 June 2021
75% Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 22 years 7 months initially on a rate fixed until 30/06/2021 at 2.05% and then our RMVR variable rate currently 4.74% for the remaining term would require 36 monthly payments of £622.21 and 234 monthly payments of £786.47 followed by a final payment of £563.59. The total amount payable would be £206,997.13 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
3 Year Fixed Rate Mortgage Standard fee for Purchases & Remortgages 1.79% Fixed until 30/06/2021 4.74%
our current RMVR a variable rate for the remainder of the term
4.1% APRC 3% until 30 June 2019,
then
2% until 30 June 2020,
then
1% until 30 June 2021
75% Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £245,000 payable over 25 years 7 months initially on a rate fixed until 30/06/2021 at 1.79% and then our RMVR variable rate currently 4.74% for the remaining term would require 36 monthly payments of £998.73 and 270 monthly payments of £1,337.78 followed by a final payment of £852.79. The total amount payable would be £398,007.67 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
3 Year Fixed Rate Mortgage No fee for Purchases & Remortgages 2.29% Fixed until 30/06/2021 4.74%
our current RMVR a variable rate for the remainder of the term
4.2% APRC 3% until 30 June 2019,
then
2% until 30 June 2020,
then
1% until 30 June 2021
85% Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 26 years 10 months initially on a rate fixed until 30/06/2021 at 2.29% and then our RMVR variable rate currently 4.74% for the remaining term would require 36 monthly payments of £602.64 and 285 monthly payments of £775.10 followed by a final payment of £467.27. The total amount payable would be £243,065.81 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
3 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) 2.19% Fixed until 30/06/2021 4.74%
our current RMVR a variable rate for the remainder of the term
4.2% APRC 3% until 30 June 2019,
then
2% until 30 June 2020,
then
1% until 30 June 2021
85% Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £105,000 payable over 24 years 10 months initially on a rate fixed until 30/06/2021 at 2.19% and then our RMVR variable rate currently 4.74% for the remaining term would require 36 monthly payments of £456.66 and 261 monthly payments of £582.68 followed by a final payment of £386.23. The total amount payable would be £168,905.47 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
3 Year Fixed Rate Mortgage Standard fee for Purchases & Remortgages 1.99% Fixed until 30/06/2021 4.74%
our current RMVR a variable rate for the remainder of the term
4.2% APRC 3% until 30 June 2019,
then
2% until 30 June 2020,
then
1% until 30 June 2021
85% Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £250,000 payable over 27 years 8 months initially on a rate fixed until 30/06/2021 at 1.99% and then our RMVR variable rate currently 4.74% for the remaining term would require 36 monthly payments of £982.96 and 295 monthly payments of £1,317.37 followed by a final payment of £762.96. The total amount payable would be £424,773.67 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
3 Year Fixed Rate Mortgage No fee for Purchases & Remortgages 2.49% Fixed until 30/06/2021 4.74%
our current RMVR a variable rate for the remainder of the term
4.3% APRC 3% until 30 June 2019,
then
2% until 30 June 2020,
then
1% until 30 June 2021
90% Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 28 years 4 months initially on a rate fixed until 30/06/2021 at 2.49% and then our RMVR variable rate currently 4.74% for the remaining term would require 36 monthly payments of £553.31 and 303 monthly payments of £704.98 followed by a final payment of £394.94. The total amount payable would be £233,923.04 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
3 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) 2.49% Fixed until 30/06/2021 4.74%
our current RMVR a variable rate for the remainder of the term
4.3% APRC 3% until 30 June 2019,
then
2% until 30 June 2020,
then
1% until 30 June 2021
90% Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 26 years 7 months initially on a rate fixed until 30/06/2021 at 2.49% and then our RMVR variable rate currently 4.74% for the remaining term would require 36 monthly payments of £578.42 and 282 monthly payments of £726.69 followed by a final payment of £446.28. The total amount payable would be £226,195.98 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
3 Year Fixed Rate Mortgage Standard fee for Purchases & Remortgages 2.25% Fixed until 30/06/2021 4.74%
our current RMVR a variable rate for the remainder of the term
4.3% APRC 3% until 30 June 2019,
then
2% until 30 June 2020,
then
1% until 30 June 2021
90% Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £235,000 payable over 29 years 8 months initially on a rate fixed until 30/06/2021 at 2.25% and then our RMVR variable rate currently 4.74% for the remaining term would require 36 monthly payments of £908.33 and 319 monthly payments of £1,203.52 followed by a final payment of £620.82. The total amount payable would be £417,243.58 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage High fee for Remortgages 1.83% Fixed until 30/06/2023 4.74%
our current RMVR a variable rate for the remainder of the term
3.6% APRC 5% until 30 June 2019,
then
5% until 30 June 2020,
then
4% until 30 June 2021,
then
3% until 30 June 2022,
then
2% until 30 June 2023
60% Application:£0
Completion:£1,995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £320,000 payable over 21 years 11 months initially on a rate fixed until 30/06/2023 at 1.83% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £1,485.64 and 202 monthly payments of £1,857.44 followed by a final payment of £1,453.05. The total amount payable would be £465,794.33 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard fee for Remortgages 1.95% Fixed until 30/06/2023 4.74%
our current RMVR a variable rate for the remainder of the term
3.6% APRC 5% until 30 June 2019,
then
5% until 30 June 2020,
then
4% until 30 June 2021,
then
3% until 30 June 2022,
then
2% until 30 June 2023
60% Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £225,000 payable over 20 years 5 months initially on a rate fixed until 30/06/2023 at 1.95% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £1,117.75 and 184 monthly payments of £1,360.45 followed by a final payment of £1,109.84. The total amount payable would be £318,497.64 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No fee for Remortgages 2.29% Fixed until 30/06/2023 4.74%
our current RMVR a variable rate for the remainder of the term
3.8% APRC 5% until 30 June 2019,
then
5% until 30 June 2020,
then
4% until 30 June 2021,
then
3% until 30 June 2022,
then
2% until 30 June 2023
75% Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 22 years 7 months initially on a rate fixed until 30/06/2023 at 2.29% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £637.87 and 210 monthly payments of £773.73 followed by a final payment of £594.87. The total amount payable would be £201,350.37 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard fee for Remortgages 2.13% Fixed until 30/06/2023 4.74%
our current RMVR a variable rate for the remainder of the term
3.8% APRC 5% until 30 June 2019,
then
5% until 30 June 2020,
then
4% until 30 June 2021,
then
3% until 30 June 2022,
then
2% until 30 June 2023
75% Application:£0
Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £235,000 payable over 25 years initially on a rate fixed until 30/06/2023 at 2.13% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £1,014.25 and 239 monthly payments of £1,278.26 followed by a final payment of £902.48. The total amount payable would be £367,261.62 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No fee for Remortgages 2.56% Fixed until 30/06/2023 4.74%
our current RMVR a variable rate for the remainder of the term
3.9% APRC 5% until 30 June 2019,
then
5% until 30 June 2020,
then
4% until 30 June 2021,
then
3% until 30 June 2022,
then
2% until 30 June 2023
85% Application:£0
Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £125,000 payable over 24 years 10 months initially on a rate fixed until 30/06/2023 at 2.56% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £566.71 and 237 monthly payments of £685.39 followed by a final payment of £488.99. The total amount payable would be £196,929.02 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard fee for Remortgages 2.29% Fixed until 30/06/2023 4.74%
our current RMVR a variable rate for the remainder of the term
3.9% APRC 5% until 30 June 2019,
then
5% until 30 June 2020,
then
4% until 30 June 2021,
then
3% until 30 June 2022,
then
2% until 30 June 2023
85% Application:£0
Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £235,000 payable over 26 years 8 months initially on a rate fixed until 30/06/2023 at 2.29% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £985.25 and 259 monthly payments of £1,242.43 followed by a final payment of £823.17. The total amount payable would be £381,727.54 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No fee for Remortgages 2.75% Fixed until 30/06/2023 4.74%
our current RMVR a variable rate for the remainder of the term
4.1% APRC 5% until 30 June 2019,
then
5% until 30 June 2020,
then
4% until 30 June 2021,
then
3% until 30 June 2022,
then
2% until 30 June 2023
90% Application:£0
Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 27 years 10 months initially on a rate fixed until 30/06/2023 at 2.75% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £899.69 and 273 monthly payments of £1,093.37 followed by a final payment of £688.90. The total amount payable would be £353,160.31 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate No fee for Remortgage (Includes Cashback) 2.49% Fixed until 30/06/2023 4.74%
our current RMVR a variable rate for the remainder of the term
3.8% APRC 5% until 30 June 2019,
then
5% until 30 June 2020,
then
4% until 30 June 2021,
then
3% until 30 June 2022,
then
2% until 30 June 2023
75% Application:£0
Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £147,900 payable over 22 years 7 months initially on a rate fixed until 30/06/2023 at 2.49% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £713.24 and 210 monthly payments of £851.27 followed by a final payment of £651.19. The total amount payable would be £222,212.29 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
7 Year Fixed Rate Mortgage Standard fee for Purchase & Remortgage 2.48% Fixed until 30/06/2025 4.74%
our current RMVR a variable rate for the remainder of the term
3.7% APRC 7% until 30 June 2019,
then
7% until 30 June 2020,
then
7% until 30 June 2021,
then
6% until 30 June 2022,
then
5% until 30 June 2023,
then
4% until 30 June 2024,
then
3% until 30 June 2025
75% Application:£0
Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £245,000 payable over 25 years 7 months initially on a rate fixed until 30/06/2025 at 2.48% and then our RMVR variable rate currently 4.74% for the remaining term would require 84 monthly payments of £1,082.07 and 222 monthly payments of £1,303.53 followed by a final payment of £969.26. The total amount payable would be £381,246.80 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
7 Year Fixed Rate Mortgage No fee for Purchase & Remortgage 2.73% Fixed until 30/06/2025 4.74%
our current RMVR a variable rate for the remainder of the term
3.8% APRC 7% until 30 June 2019,
then
7% until 30 June 2020,
then
7% until 30 June 2021,
then
6% until 30 June 2022,
then
5% until 30 June 2023,
then
4% until 30 June 2024,
then
3% until 30 June 2025
85% Application:£0
Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 26 years 10 months initially on a rate fixed until 30/06/2025 at 2.73% and then our RMVR variable rate currently 4.74% for the remaining term would require 84 monthly payments of £635.03 and 237 monthly payments of £756.33 followed by a final payment of £538.51. The total amount payable would be £233,131.24 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
7 Year Fixed Rate Mortgage No fee for Purchase & Remortgage 2.99% Fixed until 30/06/2025 4.74%
our current RMVR a variable rate for the remainder of the term
4.0% APRC 7% until 30 June 2019,
then
7% until 30 June 2020,
then
7% until 30 June 2021,
then
6% until 30 June 2022,
then
5% until 30 June 2023,
then
4% until 30 June 2024,
then
3% until 30 June 2025
90% Application:£0
Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 28 years 4 months initially on a rate fixed until 30/06/2025 at 2.99% and then our RMVR variable rate currently 4.74% for the remaining term would require 84 monthly payments of £588.67 and 255 monthly payments of £691.46 followed by a final payment of £463.46. The total amount payable would be £226,234.04 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Help to Buy Remortgage No fee 2.59% Fixed until 31/08/2020 4.74%
our current RMVR a variable rate for the remainder of the term
4.5% APRC 2% until 31 August 2019,
then
1% until 31 August 2020
75% Application:£0
Completion:£0

Includes a free standard valuation, £1000 cashback
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The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 29 years 7 months initially on a rate fixed until 31/08/2020 at 2.59% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £584.64 and 330 monthly payments of £748.80 followed by a final payment of £295.69. The total amount payable would be £261,431.05 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Help to Buy Remortgage No fee 2.69% Fixed until 31/08/2023 4.74%
our current RMVR a variable rate for the remainder of the term
4.1% APRC 5% until 31 August 2019,
then
5% until 31 August 2020,
then
4% until 31 August 2021,
then
3% until 31 August 2022,
then
2% until 31 August 2023
75% Application:£0
Completion:£0

Includes a free standard valuation, £1000 cashback
Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 29 years 7 months initially on a rate fixed until 31/08/2023 at 2.69% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £592.27 and 294 monthly payments of £733.56 followed by a final payment of £365.01. The total amount payable would be £251,567.85 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage No Fee 1.32% Variable (BoEBR + 0.82%). The pay rate will not go below a floor of 1.32%. 4.74%
our current RMVR a variable rate for the remainder of the term
4.1% APRC 0.5% for 2 years from completion 60% Application:£0
Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £170,000 payable over 18 years 10 months on our variable tracker rate for 2 years at 0.82% above BoEBR and then on our current RMVR variable rate of 4.74%(variable) would require 24 monthly payments of £849.30 and 201 monthly payments of £1,105.22 followed by a final payment of £874.62. The total amount payable would be £243,407.04 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage No Fee 1.35% Variable (BoEBR + 0.85%). The pay rate will not go below a floor of 1.35%. 4.74%
our current RMVR a variable rate for the remainder of the term
4.2% APRC 0.5% for 2 years from completion 75% Application:£0
Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £200,000 payable over 22 years 7 months on our variable tracker rate for 2 years at 0.85% above BoEBR and then on our current RMVR variable rate of 4.74%(variable) would require 24 monthly payments of £855.93 and 246 monthly payments of £1,170.25 followed by a final payment of £818.03. The total amount payable would be £309,241.85 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage Standard Fee 1.44% Variable (BoEBR + 0.94%). The pay rate will not go below a floor of 1.44%. 4.74%
our current RMVR a variable rate for the remainder of the term
4.2% APRC None 75% Application:£0
Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £200,000 payable over 22 years 7 months on our variable tracker rate for 2 years at 0.94% above BoEBR and then on our current RMVR variable rate of 4.74%(variable) would require 24 monthly payments of £868.51 and 246 monthly payments of £1,177.02 followed by a final payment of £822.86. The total amount payable would be £311,214.02 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker No Fee for Purchase & Remortgage 1.44% Variable (BoEBR + 0.94%). The pay rate will not go below a floor of 1.44%. 4.74%
our current RMVR a variable rate for the remainder of the term
4.3% APRC 0.5% for 2 years from completion 80% Application:£0
Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £185,000 payable over 26 years 1 month on our variable tracker rate for 3 years at 0.94% above BoEBR and then on our current RMVR variable rate of 4.74%(variable) would require 24 monthly payments of £708.78 and 288 monthly payments of £1,004.57 followed by a final payment of £611.49. The total amount payable would be £306,938.37 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage No Fee 1.66% Variable (BoEBR + 1.16%). The pay rate will not go below a floor of 1.66%. 4.74%
our current RMVR a variable rate for the remainder of the term
4.3% APRC 0.5% for 2 years from completion 85% Application:£0
Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £190,000 payable over 25 years 9 months on our variable tracker rate for 2 years at 1.16% above BoEBR and then on our current RMVR variable rate of 4.74%(variable) would require 24 monthly payments of £755.54 and 284 monthly payments of £1,040.35 followed by a final payment of £637.76. The total amount payable would be £314,230.12 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage Standard Fee 1.77% Variable (BoEBR + 1.27%). The pay rate will not go below a floor of 1.77%. 4.74%
our current RMVR a variable rate for the remainder of the term
4.4% APRC None 85% Application:£0
Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £190,000 payable over 25 years 9 months on our variable tracker rate for 2 years at 1.27% above BoEBR and then on our current RMVR variable rate of 4.74%(variable) would require 24 monthly payments of £769.38 and 284 monthly payments of £1,046.80 followed by a final payment of £645.43. The total amount payable would be £316,401.75 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage No Fee 1.97% Variable (BoEBR + 1.47%). The pay rate will not go below a floor of 1.97%. 4.74%
our current RMVR a variable rate for the remainder of the term
4.4% APRC 0.5% for 2 years from completion 90% Application:£0
Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £235,000 payable over 28 years 3 months on our variable tracker rate for 2 years at 1.47% above BoEBR and then on our current RMVR variable rate of 4.74%(variable) would require 24 monthly payments of £903.91 and 314 monthly payments of £1,233.42 followed by a final payment of £676.16. The total amount payable would be £409,663.88 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage Standard Fee 2.11% Variable (BoEBR + 1.61%). The pay rate will not go below a floor of 2.11%. 4.74%
our current RMVR a variable rate for the remainder of the term
4.4% APRC None 90% Application:£0
Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £235,000 payable over 28 years 3 months on our variable tracker rate for 2 years at 1.61% above BoEBR and then on our current RMVR variable rate of 4.74%(variable) would require 24 monthly payments of £923.97 and 314 monthly payments of £1,240.09 followed by a final payment of £674.73. The total amount payable would be £412,238.27 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
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