Pension Planning

Investing into a pension is a great way to save for retirement, and the earlier you start saving, the greater the chance you have of enjoying the retirement you want.

If you’re already contributing into a pension, this is a really good start, but there’s more to it than just putting money aside. Making sure you're saving enough and are on track to reach your goals could make all the difference to the amount you build up over time.

How do you want to spend your retirement?

It’s never too early to start thinking about what you really want to get out of retirement. The chance to fulfil life-long ambitions, take more regular holidays, or simply to have the ability to treat yourself more often – and what about your family?

Whatever your aspirations, retiring should be your reward for years of hard work. So let’s start planning your future.

Why are your savings so important?

As retiring means you no longer receive an employee salary, it’s going to fall entirely on you to provide your own retirement income. The state pension, paid by the government, will certainly help, but research shows full-career average earners can only expect 29% of their previous net earnings. †

If you have certain financial ambitions you want to achieve in retirement you might need to have more plans in place. With the UK life expectancy on the rise, you also need to consider how long you'll need your savings to last.

It’s no wonder people often say your pension is the most important investment you’ll ever make.

I’d definitely recommend Skipton to anyone else looking for expert help with pensions and investing. We feel much more comfortable we’re doing the right thing for our retirement now.

Financial advice customer Ms Silcock, West Yorkshire

How can we help?

By reviewing your pension and retirement plans, we can help you find out whether your savings could be doing more for you. If your money isn’t working hard enough, or is invested in a way that isn’t suited to your personal circumstances, we’ll take a look at other options for you to consider.

Alternatively, if you don’t yet have a pension it isn’t too late to set one up. We can sit down with you, assess your situation, and help you invest in a pension that’s right for you.

† December 2017 findings by The Organisation for Economic Co-operation and Development

Important information

Our recommendations are likely to include stock market-based investments. These are not like bank and building society savings accounts as your capital is at risk and you may get back less than you invested. The value of your investments and any income from them may fall as well as rise.

Call now for a free consultation

For more information on our service and to find out whether you could benefit from financial advice, call our specialist team today for a free consultation over the phone. Find out if you could benefit from financial advice. Call today for a free telephone consultation.

0800 731 5342 Request a call back

Important information

Our recommendations are likely to include stock market-based investments. These are not like bank and building society savings accounts as your capital is at risk and you may get back less than you invested. The value of your investments and any income from them may fall as well as rise.

Call now for a free consultation

For more information on our service and to find out whether you could benefit from financial advice, call our specialist team today for a free consultation over the phone. Find out if you could benefit from financial advice. Call today for a free telephone consultation.

0800 731 5342 Request a call back

If you've got questions, we've got time to help

Why choose Skipton?

Learn more about our financial advice service and why investing with Skipton could be right for you.

Why invest with advice from Skipton?

Investing

We’ll help you invest in a way you understand and feel most comfortable with.

Investment planning

Inheritance tax

We can help you ensure that as much of your legacy as possible is passed onto your loved ones.

Inheritance tax planning

Inheritance tax thresholds depend on your individual circumstances and may change in the future. Some areas of inheritance tax planning are not regulated by the Financial Conduct Authority.

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