Savings

Fixed Rate Cash ISAs

Our Online Fixed Rate Cash ISAs may be right for you if:

• you have a lump sum to invest and you don’t want to continue to pay in after the first seven days of the account opening
• you want a fixed rate of interest that's guaranteed for the fixed term
• you don’t want to withdraw money before the end of the fixed term
• you want to be able to transfer in ISA savings from current and/or previous tax years.

When your fixed term ends your account will transfer into a 1 Year Online Fixed Rate Cash ISA unless you tell us otherwise.

Cash ISA Tracker

Our Online Cash ISA Tracker may be right for you if:

• you have a lump sum of £1,000 or more to deposit
• you want a variable rate of interest that is guaranteed to track 0.46% above the Bank of England Base Rate until 6 May 2020
• you’re happy to accept limited access to your money, with only three partial withdrawals until 6 May 2019 and a further three between 7 May 2019 - 6 May 2020.

Our Special Edition Cash ISA Tracker may be right for you if:

• you have a lump sum of £20,000 or more to deposit
• you want a variable rate of interest that is guaranteed to track 0.61% above the Bank of England Base Rate until 6 June 2021
• you’re happy to accept limited access to your money.

Easy Access Cash ISA

• you're happy with a variable rate of interest that can go up or down
• you want access to be able to withdraw money or add to your account
• you'd like easy, flexible access to your money without affecting your ISA allowance
• you want to be able to transfer in ISA savings from previous tax years

Compare our wide range of savings accounts here.

If you’d prefer to speak to one of our colleagues face-to-face, pop into your local Skipton branch and you’ll find that where similar branch-based accounts are available, the rates are exactly the same.

Easy Access

Our Easy Access accounts may be right for you if:

• you're happy with a variable rate of interest that can go up or down
• you want access to be able to withdraw money or add to your account.

Compare our wide range of savings accounts here.

If you’d prefer to speak to one of our colleagues face-to-face, pop into your local Skipton branch and you’ll find that where similar branch-based accounts are available, the rates are exactly the same.

Fixed Rate Bonds

Our Fixed Rate E-Bonds may be right for you if:

• you have a lump sum to invest of £500 or more and you don't want to continue to pay in after the first seven days of the account opening
• you want a fixed rate of interest that's guaranteed for the fixed term
• you don't want to withdraw money before the end of the fixed term.

When your fixed term ends, your account will transfer to a 1 Year Fixed Rate E-Bond unless you tell us otherwise.

Below is our full range of Fixed Rate E-Bonds, but if you'd prefer to open and manage your account in your local branch, by telephone or by post, we also offer branch-based Fixed Rate Bonds here.

Compare our wide range of savings accounts here.

If you’d prefer to speak to one of our colleagues face-to-face, pop into your local Skipton branch and you’ll find that where similar branch-based accounts are available, the rates are exactly the same.

Lifetime ISA

Our Online Cash Lifetime ISA might be right for you if:

• you’re aged 18-39
• you want to save up to £4,000 each year towards buying your first home or helping to fund your retirement
• you won't need to access your money for any other purpose before you turn 60
• you accept that, unless you are using it to buy your first home, accessing your Lifetime ISA savings before you turn 60 will incur a 25% government withdrawal charge, meaning you'd get back less than you paid in.
• you accept that any withdrawals, for any purpose, within 12 months of your first payment into a Lifetime ISA will also incur the government withdrawal charge.

Find out more about our Online Cash Lifetime ISA here.

Compare our wide range of savings accounts here.

If you’d prefer to speak to one of our colleagues face-to-face, pop into your local Skipton branch and you’ll find that where similar branch-based accounts are available, the rates are exactly the same.

Children's accounts

If you're under 18, you can open a Children's Saver or Junior Cash ISA in branch or by post with just £1, or transfer an existing Child Trust Fund to Skipton from another provider.

Please see below our children's savings accounts and their current rates.