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Life Insurance

Life Insurance to protect what matters most

We all want to look after the people that are most precious to us in case the worst happens or we're no longer able to provide for them. That's why we offer Life Insurance and Critical 3 with Life Insurance, provided by AIG Life Limited (AIG).

At Skipton Building Society, we are passionate about helping people feel like they are in a good place with their finances. That's why we've teamed up with AIG - a multi-award-winning life insurance provider. AIG has 1.75 million customers and were recently crowned 'Organisation of the Year' at the 2021 Protection Review Awards.

All AIG customers also get 24/7 access to Smart Health, which includes remote access to online, telephone and video GP appointments as well as a range of health and wellbeing services - all at no extra cost. Smart Health is provided to AIG Life Limited customers by Teladoc Health, these services are non-contractual which means they don’t form part of the insurance contract with AIG. If AIG’s partnership with Teladoc Health ends, these services could be changed or withdrawn in the future.

Before you start your quote, please read our Terms of Business

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Life Insurance made simple

  • Two levels of insurance

    Choose either Life Insurance or Critical 3 with Life Insurance.

  • Single and joint insurance

    Protection available for you, or you and your partner.

  • Insurance you can rely on

    AIG paid out on 99% of Life Insurance claims in 2020.

Life Insurance

While it's something no-one likes to think about, taking out Life Insurance could help to put your mind at rest. Features of AIG Life Insurance include:

  • Pays a single cash lump sum on diagnosis of a terminal illness or death
  • You choose the amount and length of insurance to suit your needs
  • Available from the ages of 17 to 86
  • Single or joint insurance available
  • Unlimited access to a 24/7 remote GP as well as a range of other health and wellbeing experts through Smart Health.

For joint insurance the policy will pay out if one of you dies or is diagnosed with a terminal illness before your insurance ends. Once we've made a payment your insurance will end.

Critical 3 with Life Insurance

Critical 3 with Life Insurance covers you against the 3 most common critical illnesses:

  • Cancer
  • Heart attack
  • Stroke

Conditions must be of a specified severity. A full definition of these conditions is explained in the insurance details document.

Why take out Critical 3 with Life Insurance?

  • Pays a single cash lump sum on diagnosis of a critical illness, terminal illness or death
  • A single lump sum to spend on whatever you need it for
  • A choice of the amount and length of insurance you would like to suit your needs
  • Available from the ages of 17 to 75
  • Single or joint insurance available

For joint insurance the policy will pay out if one of you dies or is diagnosed with a terminal illness, cancer, heart attack or stroke before your insurance ends. Both types of insurance only protect you against events that happen while you're insured. If something happens outside that time you won't be insured.

Get your quote

Before you start your quote, please read our Terms of Business

Apply online

Learn more about the type of insurance that is right for you and apply online

Call AIG

Lines open 8:00am-7:00pm Monday - Friday and 10:00am-3:30pm on Saturdays, except on bank holidays

Important information

Typically life insurance plans have no cash in value, and if you stop paying premiums, cover ceases. Critical illness plans may not cover all the definitions of a critical illness. The definitions will be described in the key features and policy document if you go ahead with a plan.

Skipton Building Society acts as an intermediary for the purposes of introducing its customers to AIG Life Limited in connection with Life Insurance and Critical 3 with Life Insurance, both of which are administered and underwritten by AIG Life Limited, registration number 473752. AIG is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England and Wales number 6367921. Registered address: The AIG Building, 58 Fenchurch Street, London EC3M 4AB

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