Life insurance

Look after your loved ones’ financial future with Life and Critical Illness Insurance from Aviva.      

An older couple on a beach with the Aviva logo overlayed.

Looking after your loved ones

Life insurance is about giving yourself, and loved ones, valuable peace of mind. It provides your loved ones with financial support when you pass away, with the aim of reducing the financial impact. Helping your family continue managing everyday financial matters, like household bills or mortgage payments.

We're pleased to offer Life Insurance and Critical 3 with Life Insurance, provided by Aviva.

All Aviva customers also get 24/7 access to Aviva Smart Health. This gives you access to online, telephone, and video GP appointments as well as a range of health and wellbeing services - all at no extra cost. 

Aviva Smart Health is provided to Aviva customers by Teladoc Health. These services are non-contractual, which means they don't form part of the insurance contract with Aviva. If Aviva's agreement with Teladoc Health ends, these services could be changed or withdrawn in the future.

Before you start your quote, please read our Terms of Business [PDF].

Start your quote

Life insurance made simple

Two levels of insurance

Choose either Life Insurance or Critical 3 with Life Insurance.

Single and joint insurance

Protection available for you, or you and your partner.

Insurance you can rely on

Aviva paid out on 98.8% of life insurance and terminal illness claims in 2024.^

^Aviva annual claims publication, 2024.

Life Insurance

Taking out insurance with Aviva could help to look after the people you love. Features of Aviva Insurance include:

  • Pays a single cash lump sum on diagnosis of a terminal illness or death.
  • You choose the amount and length of insurance to suit your needs.
  • Available from the ages of 17 to 86.
  • Single or joint insurance available.

For joint insurance, the policy will pay out if one of you passes away or is diagnosed with a terminal illness before your insurance ends. Your insurance will end when a payment is made.

Critical 3 with Life Insurance

Critical 3 with Life Insurance covers you against the 3 most common critical illnesses:

  • Cancer
  • Heart attack
  • Stroke.

All 3 conditions above must be of specified severity. A full definition of these conditions can be seen when starting your quote and in the PDFs below.

 

Why take out Critical 3 with Life Insurance?

  • Pays a single cash lump sum on diagnosis of a specified critical illness, terminal illness or death.
  • A single lump sum to spend on whatever you need it for.
  • A choice of the amount and length of insurance you would like to suit your needs.
  • Available from the ages of 17 to 75.
  • Single or joint insurance available.

For joint insurance the policy will pay out if one of you dies or is diagnosed with a terminal illness, cancer, heart attack or stroke before your insurance ends. Both types of insurance only protect you against events that happen while you're insured. If something happens outside that time you won't be insured.

Important information

Typically, life insurance and critical illness plans have no cash value. If you stop paying premiums, your cover will end. Inflation may impact the future buying power of money. The specific critical illnesses covered are set out in the key features and policy document.

Get your quote

Before you start your quote, please read our Terms of Business [PDF].

Apply online

Learn more about the type of insurance that is right for you and apply online.

Start your quote

Call Aviva

Monday - Friday 8am-7pm
Saturdays 10am-3:30pm
except on bank holidays.

0330 390 0522

Skipton Building Society acts as an intermediary for the purposes of introducing its customers to Aviva in connection with Life Insurance and Critical 3 with Life Insurance, both of which are administered and underwritten by Aviva, registration number 473752. Aviva is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England and Wales number 6367921. Registered address: Aviva, Wellington Row, York, YO90 1WR.