Life Insurance

Life Insurance that's right for you

We all want to look after the people that are most precious to us in case the worst happens or we're no longer able to provide for them. That's why we now offer Life Insurance and Critical 3 with Life Insurance, provided by AIG Life Limited (AIG).

At Skipton Building Society, we are passionate about helping people feel like they are in a good place with their finances. That's why we have teamed up with AIG, which is the UK Life Insurance division of American International Group, Inc. – a leading global insurance organisation with 100 years of experience. They have a dedicated UK-based claims team ready to help whenever you need them.

Latest information and updates for both new and existing customers taking out life insurance policies amid the coronavirus pandemic can be found on the Coronavirus updates page on AIG's website.

Before you start your quote, please read our Terms of Business

While it's something no-one likes to think about, taking out Life Insurance could help to put your mind at rest. Features of our Life Insurance include:

• Pays a single cash lump sum on diagnosis of a terminal illness or death
• You choose the amount and length of insurance to suit your needs
• Available from the ages of 17 to 86
• Single or joint insurance available
• Unlimited access to a 24/7 virtual GP as well as a range of other health and wellbeing experts through the Smart Health App.

For joint insurance the policy will pay out if one of you dies or is diagnosed with a terminal illness before your insurance ends. Once we've made a payment your insurance will end.

Critical 3 with Life Insurance covers you against the 3 most common critical illnesses:

• Cancer
• Heart attack
• Stroke

Conditions must be of a specified severity. A full definition of these conditions is explained in the insurance details document.

Why take our Critical 3 with Life Insurance?

• Pays a single cash lump sum on diagnosis of a critical illness, terminal illness or death
• A single lump sum to spend on whatever you need it for
• A choice of the amount and length of insurance you would like to suit your needs
• Available from the ages of 17 to 75
• Single or joint insurance available

For joint insurance the policy will pay out if one of you dies or is diagnosed with a terminal illness, cancer, heart attack or stroke before your insurance ends. Both types of insurance only protect you against events that happen while you're insured. If something happens outside that time you won't be insured.

Skipton Building Society acts as an intermediary for the purposes of introducing its customers to AIG Life Limited in connection with Life Insurance and Critical 3 with Life Insurance, both of which are administered and underwritten by AIG Life Limited, registration number 473752. AIG is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England and Wales number 6367921. Registered address: The AIG Building, 58 Fenchurch Street, London EC3M 4AB