Life Insurance

Life Insurance to protect what matters most

We all want to look after the people that are most precious to us in case the worst happens or we're no longer able to provide for them. That's why we offer Life Insurance and Critical 3 with Life Insurance, provided by AIG Life Limited (AIG).

At Skipton Building Society, we are passionate about helping people feel like they are in a good place with their finances. That's why we've teamed up with AIG - a multi-award-winning life insurance provider. AIG has 1.75 million customers and were recently crowned 'Organisation of the Year' at the 2021 Protection Review Awards.

All AIG customers also get 24/7 access to Smart Health, which includes remote access to online, telephone and video GP appointments as well as a range of health and wellbeing services - all at no extra cost. Smart Health is provided to AIG Life Limited customers by Teladoc Health, these services are non-contractual which means they don’t form part of the insurance contract with AIG. If AIG’s partnership with Teladoc Health ends, these services could be changed or withdrawn in the future.

Before you start your quote, please read our Terms of Business

While it's something no-one likes to think about, taking out Life Insurance could help to put your mind at rest. Features of AIG Life Insurance include:

• Pays a single cash lump sum on diagnosis of a terminal illness or death
• You choose the amount and length of insurance to suit your needs
• Available from the ages of 17 to 86
• Single or joint insurance available
• Unlimited access to a 24/7 remote GP as well as a range of other health and wellbeing experts through Smart Health.

For joint insurance the policy will pay out if one of you dies or is diagnosed with a terminal illness before your insurance ends. Once we've made a payment your insurance will end.

Critical 3 with Life Insurance covers you against the 3 most common critical illnesses:

• Cancer
• Heart attack
• Stroke

Conditions must be of a specified severity. A full definition of these conditions is explained in the insurance details document.

Why take out Critical 3 with Life Insurance?

• Pays a single cash lump sum on diagnosis of a critical illness, terminal illness or death
• A single lump sum to spend on whatever you need it for
• A choice of the amount and length of insurance you would like to suit your needs
• Available from the ages of 17 to 75
• Single or joint insurance available

For joint insurance the policy will pay out if one of you dies or is diagnosed with a terminal illness, cancer, heart attack or stroke before your insurance ends. Both types of insurance only protect you against events that happen while you're insured. If something happens outside that time you won't be insured.