Welcome to Skipton Building Society

Earn 4.51% with our 18 Month Fixed Rate Cash ISA

  • 4.51% tax-free pa/AER fixed, paid annually and on maturity, monthly interest option available
  • Save from £500, pay in up to your £20,000 ISA allowance for current tax year and request ISA transfers in until 02/09/2026
  • No partial withdrawals, early closure subject to 90 days' interest penalty so you may get back less than paid in
  • Transfers into a 1 year fixed rate Cash ISA on maturity, unless you choose otherwise

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AER explained

AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and each year. All ISA interest is paid tax-free, which means it's exempt from income tax. We pay all non-ISA savings interest gross, which means no tax is deducted. It's your responsibility to pay any tax due, based on your individual circumstances. Tax rules may change in the future. Please be aware that products can be withdrawn at any time without notice.