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Affordability Quick Check

See how much you could borrow to help you plan your next steps.

Mortgage affordability quick check calculator 

Find out how much you might be able to borrow based on your declared earnings and the number of people planning to apply for a mortgage. 

Number of applicants:

Total annual income:

£
£
£
£

Please correct the following errors and try again:

You could borrow up to:
£0

Important information

  • This calculator is designed to give you an idea of the amount you may be able to borrow and is for illustrative purposes only. This is not a mortgage offer. 
  • The actual amount we are prepared to lend may be less than this, depending on the size of your loan and your income.
  • Any lending decision by Skipton is based on your affordability, credit score and suitability of property as security. You can find more information on our  Credit Scoring Guide [PDF].

You could lose your home if you don’t keep up your mortgage repayments.

Want a more detailed affordability calculation?

We also have a more in-depth affordability calculator if you’re looking for a more detailed idea of what you could borrow. This includes giving you the option of requesting a Decision in Principle (DIP) afterwards.  

Affordability Calculator
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