Important - Rise in scam attempts

Fraudsters are encouraging savers to move their money into higher risk cryptocurrency investments. Skipton does not endorse any cryptocurrency investments.

Be cautious of uninvited investment offers. If something doesn’t feel right, trust your instincts and take the time to investigate.

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  1. Home
  2. Mortgages
  3. Government Schemes

Government Schemes for homeowners and first-time buyers

Buying a property is rarely easy, but with a number of government-backed schemes available to give you a helping hand, home ownership could be closer than you think.

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Which scheme could be right for you?

First Homes England Scheme

A scheme designed to help first-time buyers onto the property ladder by offering homes at a discount of at least 30% (compared to the market price set by an independent valuer).

Shared Ownership

Shared Ownership allows you to buy a share in a property rather than pay the entire market price.

Lifetime ISA

If you’re aged 18 to 39, a Lifetime ISA helps you save towards buying your first home. The government pay a bonus on your contributions, but withdrawal restrictions apply.

Armed Forces

The Forces Help to Buy scheme allows service personnel to borrow up to 50% of their salary interest free, to help them buy a property with a mortgage.

Help to Buy Wales

Help to Buy Wales equity loans are available for both first-time buyers and existing homeowners.

First-time buyers

Beyond the government schemes, we offer other first-time buyer mortgage options that could help you take the first step onto the property ladder.

You could lose your home if you don't keep up your mortgage repayments.

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Skipton Building Society is a member of the Building Societies Association.

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, under registration number 153706, for accepting deposits, advising on and arranging mortgages and providing Restricted financial advice.

Principal Office, The Bailey, Skipton, North Yorkshire, BD23 1DN

 

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Eligible savings deposits are protected under the Financial Services Compensation Scheme

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