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Repayment calculator

Our monthly payment calculator allows you to compare up to three different mortgages in order to see how different interest rates might affect your monthly payments.

Simply enter the interest rate, the amount you wish to borrow and the term of your mortgage for up to three different products and select calculate. We'll then show you the monthly payment options for both a repayment mortgage and an interest only mortgage. The maximum term for interest only and part and part (part interest only, part repayment) is 25 years.

This page contains some technical terms, see our mortgage jargon buster page if you need to check their meanings.

Our mortgage calculators are for illustrative purposes only and are not mortgage advice. The information they provide does not contain all of the details you need to choose a mortgage. Before proceeding with your loan application, make sure that you read your Mortgage Illustration (MIL) which is provided before you apply.

Calculate and compare

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*With an interest only mortgage, the monthly payments over the term of the mortgage cover only the interest charged on the amount borrowed. This means that the original amount borrowed, together with any fees or charges debited to your account will be owed in full at the end of the term. It is entirely your responsibility to ensure that at the end of the term the remaining balance on your mortgage is repaid in full by your repayment strategy.

You could lose your home if you don’t keep up your mortgage repayments.

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