There are several different ways to pay your monthly mortgage payments or to make a contribution to any outstanding arrears that may have accrued. If your payment is not received in the month it is due, this could lead to a monthly arrears charge of £30 being debited to your account and your credit rating being affected.
You can make debit card payments by calling Skipton Direct on 0345 850 1711. Please note that we do not accept credit card payments.
If you pay by Direct Debit you may be eligible for a 0.25% discount on your mortgage interest rate (terms and conditions apply - please ask us for further details). If the Direct Debit is subsequently cancelled, the discount will be removed.
How to set up a Direct Debit
You can complete our Direct Debit Mandate form online. Once we receive it, we'll set up the Direct Debit and let you know when it's done.
Direct Debit Mandate
You can set-up a Direct Debit over the phone by calling our Credit Management team on 0345 850 1766.
Download the Direct Debit mandate PDF and return to the address within the form.
Direct Debit Mandate [PDF]
Payment dates available are the 1st, 10th, 12th, 15th, 20th and the last working day of the month. All payments set up for the 1st of the month will be collected on the third working day. Customers with a payment date after the 1st of the month may incur additional daily interest.
Payments can also be made using internet banking or by requesting your bank to make the payment. For electronic payments please use our bank details below:
- Account number: 70798924
- Sort code: 20-78-91
- Reference number: Your nine digit mortgage account number
Please be aware that payments can take up to two business days to show on your mortgage account, after we have received them. Faster payments will normally be received by us no later than the next working day. For example, a payment initiated on a Monday will normally be received by us no later than close of business on the Tuesday. A payment initiated after the cut-off point on a Friday will normally be received on the following Monday.
An Internal Transfer enables you to pay your monthly mortgage payment from your Skipton savings account. A transfer is made automatically from the savings account and is set up following a request from you. Internal Transfers can be set up to collect on any day in the month up to the 26th of the month.
You may receive 0.25% discount on your mortgage interest rate for paying by Internal Transfer. If the Internal Transfer is subsequently cancelled, the discount will be removed (terms and conditions apply – please ask us for further details).
You can set up an Internal Transfer over the phone by calling us on 0345 850 1766.
If you would prefer to write, then please include the Skipton savings account number you wish to pay from, your Skipton mortgage account number and ensure the letter is signed. Please address the letter to:
Credit Management Department
Skipton Building Society
If you are sending a cheque to cover your monthly payments, please address it to:
Customer Delivery Team
Skipton Building Society
Please quote your mortgage account number on the back of the cheque.
You can also make mortgage payments at your local branch, over the counter using cash, debit card or cheque.