There are many organisations which offer free, independent money advice. Their advisors can assess your situation and devise the best course of action for you.
0800 280 2816
Payplan offers free debt solutions, including free debt management plans and individual Voluntary Arrangements or IVA's.
0300 777 0107
All members provide free and confidential advice, but not all provide money advice.
Money Advice Service (MAS)
Phone the helpline on 0800 138 7777.
Set up by the Government, the Money Advice Service offers free, impartial advice on everything from budgeting to managing periods of financial difficulty.
The MAS Money Navigator Tool can provide helpful guidance personalised to your financial needs, and highlight areas where you should consider taking action now to avoid money problems in the future.
Money Advice Scotland
0141 572 0237
A helpline that provides signposting to free confidential and independent advice on how to deal with debt problems.
Citizens Advice Bureau (CAB), England and Wales
0800 144 8848 (England)
0800 702 2020 (Wales)
The Citizens Advice Bureau offers free, impartial advice on a wide range of subjects, including specific help with mortgage problems.
0808 808 4000
Provides a free, confidential and independent telephone advice service.
Step Change Debt Charity
0800 138 1111
Step Change offers free, impartial advice to people currently struggling with money, and gives tips on budgeting and managing credit commitments.
0800 197 6026
Free, confidential and independent advice for self-employed people and small businesses.
Christians against poverty
0800 328 0006
Other helpful contacts
Jobcentre Plus Office
Find your nearest job centre
Your local office can tell you if you are eligible for any State benefits.
For information about benefits.
Council Tax Reduction
To find out if you may be eligible for a reduction in your council tax or to apply, visit www.gov.uk/apply-council-tax-reduction