Helpful contacts

There are many organisations which offer free, independent money advice. Their advisors can assess your situation and devise the best course of action for you.

Payplan

0800 280 2816
www.payplan.com

Payplan offers free debt solutions, including free debt management plans and individual Voluntary Arrangements or IVA's.

Advice UK

0300 777 0107
www.adviceuk.org.uk
All members provide free and confidential advice, but not all provide money advice.

Money Advice Service (MAS)

Phone the helpline on 0800 138 7777.
www.moneyadviceservice.org.uk

Set up by the Government, the Money Advice Service offers free, impartical advice on everything from budgeting to managing periods of financial difficulty.

Money Advice Scotland

0800 731 4722
www.moneyadvicescotland.org.uk/content/find-adviser
A helpline that provides signposting to free confidential and independent advice on how to deal with debt problems.

Citizens Advice Bureau (CAB), UK and Northern Ireland

03444 111 444
www.adviceguide.org.uk

The Citizens Advice Bureau offers free, impartial advice on a wide range of subjects, including specific help with mortgage problems.

National Debtline

0808 808 4000
www.nationaldebtline.co.uk
Provides a free, confidential and independent telephone advice service.

Step Change Debt Charity

0800 138 1111
www.stepchange.org

Step Change offers free, impartial advice to people currently struggling with money, and gives tips on budgeting and managing credit commitments.

Business Debtline

0800 197 6026
www.bdl.org.uk
Free, confidential and independent advice for self-employed people and small businesses.

Christian's against poverty

01274 760720
https://www.capuk.org

Other helpful contacts

Jobcentre Plus Office

Find your nearest job centre

Your local office can tell you if you are eligible for any State benefits.

Directgov

www.gov.uk

For information about benefits.

Council Tax Benefit

To see if you are eligible for help with your council tax bill, phone Jobcentre Plus on 0800 055 6688 or contact your local council.

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