Limited Access Savings

Limited access savings – put your goals within reach

Limited access savings accounts are not designed to be used as an emergency fund – but they often have a higher interest rate than easy access accounts which can help you reach your savings goal faster.

Please see below for our Limited Access savings accounts and their current rates.

Withdrawals One partial withdrawal per year
Save from £25,000
Annual interest rate 1.35% gross pa/AER variable
Ways to apply
Withdrawals Withdrawals permitted subject to 45 days' notice
Save from £1
Annual interest rate 1.00% gross pa/AER variable
Ways to apply
Withdrawals Withdrawals permitted subject to 90 days' notice
Save from £1
Annual interest rate 1.20% gross pa/AER variable
Ways to apply
Withdrawals Withdrawals permitted subject to 120 days' notice
Save from £1
Annual interest rate 1.35% gross pa/AER variable
Ways to apply
Account Name Withdrawals Save from Annual interest rate Ways to apply
Limited Access Saver Issue 2 One partial withdrawal per year £25,000 1.35% gross pa/AER variable
45 Day Notice Account Issue 5 Withdrawals permitted subject to 45 days' notice £1 1.00% gross pa/AER variable
90 Day Notice Account Issue 4 Withdrawals permitted subject to 90 days' notice £1 1.20% gross pa/AER variable
120 Day Notice Account Withdrawals permitted subject to 120 days' notice £1 1.35% gross pa/AER variable

Our expert says...

Kris Brewster

If you have a specific savings goal in mind – perhaps you’re saving to pay for a wedding, or home improvements – and you don’t mind having to give a little notice to withdraw your savings, a Notice account could make sense for you.

Kris Brewster, Head of Products

Financial Services Compensation Scheme

Your eligible deposits with Skipton Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme.

Learn more about the FSCS

FSCS - Protecting Your Money
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