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Fixed Rate ISAs

Score for Skipton Building Society

Our Fixed Rate ISAs allow you to save tax-free, knowing the rate of interest won't change for the fixed term. You won't be able to continue to transfer in or pay in throughout the fixed term, but our Fixed Rate ISAs do allow payments and ISA transfers in when opening the account. If you close your account early you will incur an interest penalty so you may get back less than you paid in.

Our range of Fixed Rate Cash ISAs

Account name Interest rate Product overview Ways to apply
2 Year Fixed Rate Cash ISA Issue 232.5
4.80% tax-free pa/AER fixed
  • Save from £500
  • No withdrawals
  • Early closure subject to 180 days' interest penalty

What happens on maturity?

When your fixed term ends, your account will transfer into a similar product with a 1 year fixed term, unless you tell us otherwise.

Frequently asked questions

You can't make a partial withdrawal from a Fixed Rate Cash ISA during the fixed term. However, you can withdraw the full balance and close your account early. It's important to note that if you do this after 14 days from account opening you'll have to pay an interest penalty, which may mean you get back less than you paid in.

If you want to understand what those charges are likely to be, you can find out more by logging into Skipton Online, or our app.

Other ways to save

If a Fixed Rate ISA is not right for you we have a range of other types of savings accounts.

You're protected up to £85,000

Your eligible deposits with Skipton Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme.

Learn more about the FSCS

FSCS - Protecting Your Money
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