Branch-based accounts

We understand some people prefer the face-to-face service offered by our friendly colleagues, so we have a range of savings accounts you can open and manage in-branch, by telephone or by post. Find your nearest branch right here.

Prefer to open your account online? Discover our range of online accounts here.

Fixed Rate Cash ISAs

If you have a lump sum you don't need access to immediately, take a look at our Fixed Rate Cash ISAs which offer a tax-free guaranteed rate of interest for between one and five years. ISAs can be opened in branch or by post, but can't be opened over the phone.

Withdrawals No withdrawals. Early closure subject to 120 days' interest penalty
Save from £500
Interest rate 1.20% tax-free pa/AER fixed
Access Branch/Post
Find out more
Withdrawals No withdrawals. Early closure subject to 180 days' interest penalty
Save from £500
Interest rate 1.35% tax-free pa/AER fixed
Access Branch/Post
Find out more
Withdrawals No withdrawals. Early closure subject to 240 days' interest penalty
Save from £500
Interest rate 1.51% tax-free pa/AER fixed
Access Branch/Post
Find out more
Withdrawals No withdrawals. Early closure subject to 365 days' interest penalty
Save from £500
Interest rate 1.81% tax-free pa/AER fixed
Access Branch/Post
Find out more
Account Name Withdrawals Save from Interest rate Access  
1 Year Fixed Rate Cash ISA Issue 74 No withdrawals. Early closure subject to 120 days' interest penalty £500 1.20% tax-free pa/AER fixed Branch/Post Find out more
2 Year Fixed Rate Cash ISA Issue 74 No withdrawals. Early closure subject to 180 days' interest penalty £500 1.35% tax-free pa/AER fixed Branch/Post Find out more
3 Year Fixed Rate Cash ISA Issue 74 No withdrawals. Early closure subject to 240 days' interest penalty £500 1.51% tax-free pa/AER fixed Branch/Post Find out more
5 Year Fixed Rate Cash ISA Issue 74 No withdrawals. Early closure subject to 365 days' interest penalty £500 1.81% tax-free pa/AER fixed Branch/Post Find out more

Fixed Rate Bonds

Bonds can be a great way to save if you're happy to lock your money away from one to five years and want to know exactly how much interest you'll earn. Explore our range of Fixed Rate Bonds.

Withdrawals No withdrawals or early closure
Save from £500
Interest rate 1.20% gross pa/AER fixed
Access Branch/Post/Phone
Find out more
Withdrawals No withdrawals or early closure
Save from £500
Interest rate 1.35% gross pa/AER fixed
Access Branch/Post/Phone
Find out more
Withdrawals No withdrawals or early closure
Save from £500
Interest rate 1.51% gross pa/AER fixed
Access Branch/Post/Phone
Find out more
Withdrawals No withdrawals or early closure
Save from £500
Interest rate 1.81% gross pa/AER fixed
Access Branch/Post/Phone
Find out more
Account Name Withdrawals Save from Interest rate Access  
1 Year Fixed Rate Bond Issue 74 No withdrawals or early closure £500 1.20% gross pa/AER fixed Branch/Post/Phone Find out more
2 Year Fixed Rate Bond Issue 74 No withdrawals or early closure £500 1.35% gross pa/AER fixed Branch/Post/Phone Find out more
3 Year Fixed Rate Bond Issue 74 No withdrawals or early closure £500 1.51% gross pa/AER fixed Branch/Post/Phone Find out more
5 Year Fixed Rate Bond Issue 74 No withdrawals or early closure £500 1.81% gross pa/AER fixed Branch/Post/Phone Find out more

Easy Access Accounts

Our Easy Access accounts let you get hold of your money when you need it. Add an Easy Access account to your savings portfolio or find out if it’s right for you. Our Cash ISA Saver can be opened in branch or by post, but can't be opened over the phone.

Withdrawals Withdrawals permitted
Save from £1
Interest rate 0.75% gross pa/AER variable
Access Branch/Post/Phone
Find out more
Withdrawals Flexible withdrawals permitted
Save from £1
Interest rate 1.05% tax-free pa/AER variable
Access Branch/Post
Find out more
Account Name Withdrawals Save from Interest rate Access  
Everyday Saver Issue 4 Withdrawals permitted £1 0.75% gross pa/AER variable Branch/Post/Phone Find out more
Cash ISA Saver Issue 8 Flexible withdrawals permitted £1 1.05% tax-free pa/AER variable Branch/Post Find out more

Children's accounts

It’s never too early to start saving. Open a Children's Savings account in branch or by post with just £1. You can also transfer a Child Trust Fund or Junior Cash ISA from another provider. Childrens accounts can be opened in branch or by post, but can't be opened over the phone.

Withdrawals Withdrawals permitted
Save from £1
Interest rate 2.25% gross pa/AER variable
Access Branch/Post
Find out more
Withdrawals Withdrawals or closure by child permitted once they are 18
Save from £1
Interest rate 2.50% tax-free pa/AER variable
Access Branch/Post
Find out more
Withdrawals Withdrawals or closure by child permitted once they are 18
Save from £1
Interest rate 2.50% tax-free pa/AER variable
Access Branch/Post
Find out more
Account Name Withdrawals Save from Interest rate Access  
Children's Saver Issue 3 Withdrawals permitted £1 2.25% gross pa/AER variable Branch/Post Find out more
Junior Cash ISA Issue 4 Withdrawals or closure by child permitted once they are 18 £1 2.50% tax-free pa/AER variable Branch/Post Find out more
Child Trust Fund Issue 3 Withdrawals or closure by child permitted once they are 18 £1 2.50% tax-free pa/AER variable Branch/Post Find out more

Community accounts

Offering easy access to savings and a variable interest rate, our Community Saver account is designed for the needs of clubs, charities or other unincorporated associations. This account can be opened in branch or by post, but can't be opened over the phone.

Withdrawals Withdrawals permitted
Save from £1
Interest rate 1.00% gross pa/AER variable
Access Branch/Post
Find out more
Account Name Withdrawals Save from Interest rate Access  
Community Saver Issue 3 Withdrawals permitted £1 1.00% gross pa/AER variable Branch/Post Find out more

Limited Access accounts

With a limited access account you'll need to give notice before making a withdrawal.

Withdrawals Withdrawals permitted subject to 45 days' notice
Save from From £1
Interest rate 1.00% gross pa/AER variable
Access Branch/Post/Phone
Find out more
Account Name Withdrawals Save from Interest rate Access  
45 Day Notice Account Issue 5 Withdrawals permitted subject to 45 days' notice From £1 1.00% gross pa/AER variable Branch/Post/Phone Find out more

Legacy accounts (additional permitted subscriptions)

Our Specialist ISA helps you make use of the Additional Permitted Subscription (APS) if you've inherited tax-free entitlements from your husband, wife or civil partner who died on or after 3 December 2014. This account can be opened in branch or by post, but can't be opened over the phone.

Withdrawals Flexible withdrawals permitted
Save from £1
Interest rate 1.00% tax-free pa/AER variable
Access Branch/Post
Find out more
Account Name Withdrawals Save from Interest rate Access  
Legacy Cash ISA Issue 3 (Additional Permitted Subscriptions only) Flexible withdrawals permitted £1 1.00% tax-free pa/AER variable Branch/Post Find out more

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If you've got questions, we've got the time to help

Life Goals Tool

Savings Calculator

It only takes a few seconds to find out how much you could save over a period of time and how much interest you could earn with our handy savings calculator.

Talk to us

Either in Branch or via Video Appointment, a financial review is a great way to check whether your savings plans are on track.

Branch Finder 

If you’re interested in any of our branch-based accounts, you can search for your nearest branch using our Branch Finder tool.

Financial Services Compensation Scheme

Your eligible deposits with Skipton Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme.

Learn more about the FSCS

FSCS - Protecting Your Money
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