Branch-based accounts

Fixed Rate Cash ISAs

If you have a lump sum you don't need access to immediately, take a look at our Fixed Rate Cash ISAs which offer a tax-free guaranteed rate of interest for between one and five years. ISAs can be opened in branch or by post, but can't be opened over the phone.

Withdrawals No withdrawals. Early closure subject to 120 days' interest penalty
Save from £500
Interest rate 1.36% tax-free pa/AER fixed
Ways to apply
Withdrawals No withdrawals. Early closure subject to 180 days' interest penalty
Save from £500
Interest rate 1.56% tax-free pa/AER fixed
Ways to apply
Withdrawals No withdrawals. Early closure subject to 240 days' interest penalty
Save from £500
Interest rate 1.76% tax-free pa/AER fixed
Ways to apply
Withdrawals No withdrawals. Early closure subject to 365 days' interest penalty
Save from £500
Interest rate 2.05% tax-free pa/AER fixed
Ways to apply
Account Name Withdrawals Save from Interest rate Ways to apply
1 Year Fixed Rate Cash ISA Issue 78 No withdrawals. Early closure subject to 120 days' interest penalty £500 1.36% tax-free pa/AER fixed
2 Year Fixed Rate Cash ISA Issue 78 No withdrawals. Early closure subject to 180 days' interest penalty £500 1.56% tax-free pa/AER fixed
3 Year Fixed Rate Cash ISA Issue 78 No withdrawals. Early closure subject to 240 days' interest penalty £500 1.76% tax-free pa/AER fixed
5 Year Fixed Rate Cash ISA Issue 78 No withdrawals. Early closure subject to 365 days' interest penalty £500 2.05% tax-free pa/AER fixed

Cash ISA Tracker

Our Cash ISA Tracker may be right for you if you have a lump sum of £1,000 or more to deposit, you want a variable rate of interest that is guaranteed to track 0.46% above the Bank of England Base Rate until 6 May 2020, and you’re happy to accept limited access to your money, with only three partial withdrawals until 6 May 2019 and a further three between 7 May 2019 - 6 May 2020.

Withdrawals 3 partial withdrawals allowed until 6 May 19, then 3 more allowed until 6 May 2020.
Save from £1000
Interest rate 1.21% tax-free pa/AER variable
Ways to apply
Account Name Withdrawals Save from Interest rate Ways to apply
Cash ISA Tracker 3 partial withdrawals allowed until 6 May 19, then 3 more allowed until 6 May 2020. £1000 1.21% tax-free pa/AER variable

Fixed Rate Bonds

Bonds can be a great way to save if you're happy to lock your money away from one to five years and want to know exactly how much interest you'll earn. Explore our range of Fixed Rate Bonds.

Withdrawals No withdrawals or early closure
Save from £500
Interest rate 1.36% gross pa/AER fixed
Ways to apply
Withdrawals No withdrawals or early closure
Save from £500
Interest rate 1.56% gross pa/AER fixed
Ways to apply
Withdrawals No withdrawals or early closure
Save from £500
Interest rate 1.76% gross pa/AER fixed
Ways to apply
Withdrawals No withdrawals or early closure
Save from £500
Interest rate 2.05% gross pa/AER fixed
Ways to apply
Account Name Withdrawals Save from Interest rate Ways to apply
1 Year Fixed Rate Bond Issue 78 No withdrawals or early closure £500 1.36% gross pa/AER fixed
2 Year Fixed Rate Bond Issue 78 No withdrawals or early closure £500 1.56% gross pa/AER fixed
3 Year Fixed Rate Bond Issue 78 No withdrawals or early closure £500 1.76% gross pa/AER fixed
5 Year Fixed Rate Bond Issue 78 No withdrawals or early closure £500 2.05% gross pa/AER fixed

Easy Access Accounts

Our Easy Access accounts let you get hold of your money when you need it. Add an Easy Access account to your savings portfolio or find out if it’s right for you. Our Cash ISA Saver can be opened in branch or by post, but can't be opened over the phone.

Withdrawals Withdrawals permitted
Save from £1
Interest rate 0.75% gross pa/AER variable
Ways to apply
Withdrawals Flexible withdrawals permitted
Save from £1
Interest rate 1.05% tax-free pa/AER variable
Ways to apply
Account Name Withdrawals Save from Interest rate Ways to apply
Everyday Saver Issue 4 Withdrawals permitted £1 0.75% gross pa/AER variable
Cash ISA Saver Issue 8 Flexible withdrawals permitted £1 1.05% tax-free pa/AER variable

Children's accounts

It’s never too early to start saving. Open a Children's Savings account in branch or by post with just £1. You can also transfer a Child Trust Fund or Junior Cash ISA from another provider. Childrens accounts can be opened in branch or by post, but can't be opened over the phone.

Withdrawals Withdrawals permitted
Save from £1
Interest rate 1.80% gross pa/AER variable
Ways to apply
Withdrawals Withdrawals or closure by child permitted once they are 18
Save from £1
Interest rate 2.50% tax-free pa/AER variable
Ways to apply
Withdrawals Withdrawals or closure by child permitted once they are 18
Save from £1
Interest rate 2.50% tax-free pa/AER variable
Ways to apply
Account Name Withdrawals Save from Interest rate Ways to apply
Children's Saver Issue 4 Withdrawals permitted £1 1.80% gross pa/AER variable
Junior Cash ISA Issue 4 Withdrawals or closure by child permitted once they are 18 £1 2.50% tax-free pa/AER variable
Child Trust Fund Issue 3 Withdrawals or closure by child permitted once they are 18 £1 2.50% tax-free pa/AER variable

Community accounts

Offering easy access to savings and a variable interest rate, our Community Saver account is designed for the needs of clubs, charities or other unincorporated associations. This account can be opened in branch or by post, but can't be opened over the phone.

Withdrawals Withdrawals permitted
Save from £1
Interest rate 1.00% gross pa/AER variable
Ways to apply
Account Name Withdrawals Save from Interest rate Ways to apply
Community Saver Issue 3 Withdrawals permitted £1 1.00% gross pa/AER variable

Notice accounts

With a notice account you'll need to give notice before making a withdrawal.

Withdrawals Withdrawals permitted subject to 45 days' notice
Save from From £1
Interest rate 1.00% gross pa/AER variable
Ways to apply
Withdrawals Withdrawals permitted subject to 90 days' notice
Save from £1
Interest rate 1.20% gross pa/AER variable
Ways to apply
Account Name Withdrawals Save from Interest rate Ways to apply
45 Day Notice Account Issue 5 Withdrawals permitted subject to 45 days' notice From £1 1.00% gross pa/AER variable
90 Day Notice Account Issue 4 Withdrawals permitted subject to 90 days' notice £1 1.20% gross pa/AER variable

Legacy accounts (additional permitted subscriptions)

Our Specialist ISA helps you make use of the Additional Permitted Subscription (APS) if you've inherited tax-free entitlements from your husband, wife or civil partner who died on or after 3 December 2014. This account can be opened in branch or by post, but can't be opened over the phone.

Withdrawals Flexible withdrawals permitted
Save from £1
Interest rate 1.00% tax-free pa/AER variable
Ways to apply
Account Name Withdrawals Save from Interest rate Ways to apply
Legacy Cash ISA Issue 3 (Additional Permitted Subscriptions only) Flexible withdrawals permitted £1 1.00% tax-free pa/AER variable

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It only takes a few seconds to find out how much you could save over a period of time and how much interest you could earn with our handy savings calculator.

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Either in Branch or via Video Appointment, a financial review is a great way to check whether your savings plans are on track.

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If you’re interested in any of our branch-based accounts, you can search for your nearest branch using our Branch Finder tool.

Financial Services Compensation Scheme

Your eligible deposits with Skipton Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme.

Learn more about the FSCS

FSCS - Protecting Your Money
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