First Time Buyer mortgages 

Borrow up to 95% of your property value

Fixed and variable rates available

No fees for application

We have a range of fixed and variable rate mortgages available to first time buyers starting with a minimum 5% deposit.

With a fixed rate mortgage your rate stays the same for the duration of the fixed term, which protects you against interest rate rises but won't fall if external rates fall. In contrast, a variable rate mortgage means your monthly payments could go up or down.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

£1,000 cashback and no upfront fees - exclusive mortgage for those using a Lifetime ISA to buy their first home

Find out more
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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