First Time Buyer Mortgages 

Fixed and variable rates available

No fees for application

With a fixed rate mortgage your rate stays the same for the duration of the fixed term, which protects you against interest rate rises but won't fall if external rates fall. In contrast, a variable rate mortgage means your monthly payments could go up or down.

If you're thinking about Shared Ownership or Help to Buy, find out more by visiting our Help to Buy - Equity loans and Shared Ownership page.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Need help?

Book a video appointment

Arrange an online mortgage appointment via video with one of our qualified advisers

Call us

Speak to a member of our mortgage team

Webchat

Chat to us online 

How much could I borrow?

Use our mortgage affordability calculator to get an idea of how much you could potentially borrow, based on your income and outgoings, and to request a Decision in Principle when you’re ready.

Affordability Calculator
Your home may be repossessed if you do not keep up repayments on your mortgage.

Best National Building Society

We're proud to have been named Best National Building Society in the 2020 What Mortgage Awards for the 7th year running, following four month's of consumer voting.

Why choose Skipton?
Best National Building Society
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