First Time Buyer Mortgages 

Coronavirus (COVID-19) update

Last updated: Thursday 26 March

In light of latest government instructions around the coronavirus (COVID-19) situation, the market is temporarily suspending all face-to-face property valuations. This means we are temporarily unable to offer any new mortgages for residential or buy-to-let purchases, and may not be able to proceed with remortgage applications requiring a physical valuation.

We will continue to update this message as the situation develops and hopefully will have products to offer you in the near future.

Borrow up to 95% of your property value

Fixed and variable rates available

No fees for application

With a fixed rate mortgage your rate stays the same for the duration of the fixed term, which protects you against interest rate rises but won't fall if external rates fall. In contrast, a variable rate mortgage means your monthly payments could go up or down.

As the maximum loan amount is 95% of your property value, you will need a minimum 5% deposit.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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