First Time Buyer Mortgages 

Fixed and variable rates available

No fees for application

With a fixed rate mortgage your rate stays the same for the duration of the fixed term, which protects you against interest rate rises but won't fall if external rates fall. In contrast, a variable rate mortgage means your monthly payments could go up or down.

With a maximum loan amount of 75% of your property value for new purchases you will need a minimum of 25% deposit.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Need help?

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Arrange an online mortgage appointment via video with one of our qualified advisers

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How much could I borrow?

Use our mortgage affordability calculator to get an idea of how much you could potentially borrow, based on your income and outgoings, and to request a Decision in Principle when you’re ready.

Affordability Calculator
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