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How much could I borrow?

Before we (or any lender) can give you a mortgage, we need to make sure you can afford to pay it back. Our mortgage calculators are designed to help you understand how much you could borrow and afford to repay. They are for illustrative purposes only and don't provide all the information you need to choose a mortgage.

Affordability Quick Check

Get a high level idea of how much you might be able to borrow in seconds.

Quick Check
Affordability Calculator

Affordability calculator

Work out how much you might be able to afford to borrow, based on your income and outgoings

Affordability Calculator

Decision in Principle (DIP)

Ready to make an offer on a property? Request a Decision in Principle for an indication as to how much you could borrow.

Getting a DIP
Your home may be repossessed if you do not keep up repayments on your mortgage.
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