Life and Money

Often, getting the confidence in managing your money comes from learning more about the things that might impact it - here's where we come in...

We're answering the most common questions, providing information and updates, to give you the insight into areas that may affect you, your goals and the lifestyle you'd like. And we'll keep adding more information on the areas you care about. Why not make a start below?

Savings & investing
Planning your legacy
Planning for retirement
Home buying
Home owning

Why money is a conversation worth having

Some conversations are difficult - but with our help, money doesn't need to be one of them.

Two men one older one younger sat in a car

What's the best product for your savings?

Choosing the right home for your savings is getting trickier. Our savings expert Alex Sitaras guides you through your options and whether it's better to fix or go for easy access.

Why now could be as good a time as any to invest

See why now could be as good a time as any to invest - especially with a little expert help.

Looking to invest in a Stocks and Shares ISA?

Investing in a Stocks and Shares ISA could support your long-term goals. Find out how they work.

What do lower interest rates mean for your money?

We take a look at what lower interest rates could mean for your savings and your mortgage, including what you can do to try and get the most from falling rates.

Our tips to make your money work harder

Two in five of is are feeling more anxious about money. Our Head of Savings and Partnerships, Alex, shares his tips on keeping your savings on track.

Do I need to pay tax on my savings?

Alanna Edmundson, our Senior Product and Pricing Leader, reveals how to pay less tax on your savings to give you a better chance of achieving your goals.

Man in kitchen on the phone while cooking

What to do with your savings when interest rates are falling

Worried about falling interest rates? Discover 4 smart tips to keep your savings working hard and explore your options for a brighter financial future.

Talking to your children about money

With many parents not feeling comfortable to talk to their children about money, our Head of FA Distribution, Helen McGinty, talks through some tips to help you make a start.

two dads holding their young daughter, and using a laptop

Why you should be talking about Inheritance Tax

We don't tend to like talking about what happens to our money after we die. But with an increase in Inheritance Tax receipts, it's important to plan properly.

Why a conversation about inheritance tax is worth having

Will the Autumn Budget rule changes mean your family has to pay inheritance tax? Find out what’s happening and how you could plan a stronger legacy for loved ones.

older couple stood together looking at phone

Could combining your pension pots work for you?

If you've had many different jobs, you might have built up a few pension pots. Senior financial adviser Ammad Jawaid looks at whether combining your pensions could boost your retirement.

Our top tips if you are worried about retirement

Unfortunately, not everyone gets to experience their ideal retirement, By planning ahead, there's no reason why your retirement can't be something you genuinely looked forward to.

Should you put money into an ISA or pension?

Both an ISA and a Pension are tax-efficient ways to save, but which option suits you best? Learn more with our specialist guide.

How to get a mortgage

Buying a first home is a major first step. Our mortgage expert Jen Lloyd takes you through the steps of getting a mortgage.

Is it better to prioritise getting married or buying a home together?

Our research of unwedded couples has found that buying a first home is a bigger priority than getting married. Why is this?

How much do I really need to save for my first home?

It can be hard to save to buy your first home, but it can also be hard to know how much to save. Do you know how much you really need to save to get you on the property ladder?

Woman's hand putting a key in a doorlock

7 ways to prepare for your mortgage application

Not sure where to start to get yourself ready to apply for a mortgage? Take a look at our top tips which could help you look good to lenders.

Do you need to move back in with your parents to save for your first home?

Research shows that some people are moving back in with parents to help save for their home. But here at Skipton we offer a range of options which could mean you're closer to getting on the property ladder than you think.

Mother and adult son smiling at each other

Your quick guide to home buying jargon

If you've never bought a home before then you can expect to come across words and phrases that everyone from estate agents to mortgage brokers use but you may not be absolutely sure what they mean.

How one couple used their Lifetime ISA to become first time buyers

Ashley and Katie explain how they bought their first home using a Lifetime ISA - and the extra bonus they got when arranging their mortgage.

Is it better to pay off your mortgage or save?

Our mortgage expert Emma Jaggar explores whether it's better to overpay on your mortgage or prioritise saving for your financial future.

Move or Improve?! By Tayo Oguntonade

Thinking about whether to stay in your home and improve it or take the plunge and move on can be a difficult decision to make. Property and finance expert, Tayo Oguntonade, looks at the pros and cons of moving vs improving your home.

Opportunities to make your home greener

Whether you're saving money or helping to save the planet, check our list next time you view a property to see if you can find ways to make it greener.

Tablet device showing home energy rating

Top tips for managing your mortgage

We asked Jen Lloyd, our Head of Mortgage Products and Proposition, for her expert tips for managing your mortgage and feeling more confident about paying for your home.

Tips to ease your home energy bills

It's difficult to keep your home warm without it costing a small fortune. But there are practical steps you could take to improve the energy efficiency of your home.

Woman adjusting digital house thermostat

The Financial Conduct Authority doesn't regulate Trust planning and most forms of Inheritance tax (IHT) planning.

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