Voting rights
If you have a personal savings account, mortgage or hold Permanent Interest Bearing Shares with us, it means you’re a member of the Society, as long as you keep a minimum balance of £1.
However, to be able to vote you need to maintain a minimum balance of £100, be the first named account holder and meet the voting conditions below.
If you operate an account on someone else’s behalf, for example, as an attorney or personal representative, you’re not the member. Instead, membership stays with the customer named on the account.
Full details about membership and voting are available in the Rules of the Society [PDF].
Voting conditions for AGM 2026
- You can vote if you're 18 or over on Monday 27 April 2026 and either:
- had at least £100 in your savings account(s) (including Permanent Interest Bearing Shares (PIBS)) on 31 December 2025 and have a savings account with us from that date until the voting date; or
- owed at least £100 on your mortgage(s) with us on both 31 December 2025 and the voting date.
For joint accounts, only the first-named account holder is eligible to vote.
- The voting date referred to above is:
- Wednesday 22 April 2026 if you're appointing a representative; or
- Monday 27 April 2026 if you attend and vote at the AGM in Skipton or online.
- Regardless of how many savings or mortgage accounts you have, in any capacity, you're only entitled to one vote on each item of business.
Corporate representatives
A body corporate entitled to vote may:
a) authorise a person to act as its Corporate Representative at the meeting by way of a resolution of its directors or governing body. The original or certified copy of the resolution must be received by 5pm on 22 April 2026 or the right to vote is not exercisable. The appointed Corporate Representative is not entitled to appoint a representative; or
b) use the voting form (or vote online) to appoint a representative to attend and vote at the AGM as it instructs (please read the Voting Notes on your voting form or the voting site for further details). The voting form must be signed by a duly authorised officer of the body corporate.
Power of Attorney
If a Power of Attorney for a member entitled to vote has been registered with the Society; and the power allows, the attorney may either:
a) attend and vote at the AGM on the member’s behalf; or
b) appoint a representative to attend and vote on the member’s behalf, by completing the voting form (or voting online).
Alternatively, the member can attend and vote at the AGM, or appoint a representative to attend and vote, instead of their attorney. Attendance and voting at the AGM can either be in person in Skipton or online.