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Planning For Retirement

Retirement plan checklist

A checklist can be a good place to start when it comes to making retirement plans. It could help you:

  • decide what sort of retirement you’d like to have
  • check how much your pension income might be and how much you might need to top it up
  • create a savings budget
  • explore methods of saving that suit your current circumstances and have the most potential to help you achieve your goals
  • booking regular reviews with a financial adviser can help (before or after you're retired) to see if your plans still suit your requirements.

A financial adviser might also recommend investing, which could be a good way to grow your funds. If they do, it’s important to understand that investing isn’t the same as putting your money in a savings account. It puts your capital at risk because the value of your investments can go down as well as up and you could get back less than you originally invested. If you invest then you should invest for at least five years, and be comfortable with the risk involved.

We’ve also created a Retirement Planning Budget Sheet designed to give you a rough idea of what your income and outgoings might be when you’re retired. It won’t give you definite answers though, so if you’d like a more detailed analysis, our financial adviser might be able to help.

It doesn’t cost anything to see if we could help you with your retirement plans. Call 0800 731 5342 to book your free initial chat to see if you could benefit from financial advice. There’s no obligation to act- our No Pressure Promise makes sure of that. You won’t incur any charges unless you act on our recommendations.

Book your FREE initial consultation about Retirement Planning

Why choose Skipton for financial planning

  • No pressure promise

    We'll never push you into taking up a recommendation or service you don't want or need.

  • No implementation no charge

    You'll only be charged if you decide to implement your financial plan.

  • Retirement planning experts

    Your adviser will discuss with you your current lifestyle and financial situation, and build a plan tailored to your needs.

Our recommendations are likely to include stock market-linked investments. These aren't like building society savings accounts, as your capital is at risk and you may get back less than you invest. The value of your investment and any income from them may fall as well as rise. Your eventual income will depend upon the size of fund at retirement, future interest rates and tax legislation.

Request a call back today

Book your FREE initial consultation to find out if financial advice might be right for you. Simply fill in your details and we’ll be in touch at a time that suits you.

What to expect

  • The call will take as little or as long as you need.
  • We'll ask a few questions to understand your situation.
  • You'll also be able to ask any questions you have and find out how we could help.
  • And, there's no obligation to take things any further.

Alternatively you can call us on 0345 607 9803

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