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Our ISA products

The story of the ISA

ISAs for Simple, tax-free savings

ISAs, or Individual Savings Accounts, are an ideal way to stop the taxman eating away at your savings. They protect your savings and investments from both Personal Income Tax and Capital Gains Tax and, as long as your money is in an ISA, you don’t need to declare it on a tax return.

Branch Cash ISAs

Online Cash ISAs

What about Stocks and Shares ISAs?

Skipton Financial Services (SFS), a wholly-owned subsidiary of the Society, is able to help you invest your Stocks and Shares ISA allowance with confidence.

Through SFS Invest Direct**, you can have access to 1,642 ISAs provided by 70 different Fund Managers. With dedicated research tools on the Top Selling and Highly Rated Funds available, you can make an informed decision when it comes to selecting the right Stocks and Shares ISA for your needs. Stocks and Shares ISAs - find out more »

(Please note: this link will take you through to the SFS Invest Direct website. It’s terms and conditions may differ from Skipton’s, so please read them carefully.)

The Stock and Shares ISA products and funds available from SFS Invest Direct are not like building society accounts, as they can rise and fall in value and your capital is at risk.

Your tax treatment will depend on your individual circumstances and may be subject to change in future.

^ Tax free means the interest paid where interest is exempt from Income Tax.


Gross means the interest paid before the deduction of income tax at 20%.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.

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