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Welcome to our Buy to Let mortgage products

Buy to Let Mortgages

If you’re thinking of investing in a property, we have a range of Buy to Let mortgages over a variety of terms to meet your individual needs.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Find a Buy to Let mortgage to suit you

If you want to invest in property and buy a house to let, you'll need a Buy to Let mortgage.

Buy to Let mortgages can be fixed rate or variable rate and the let property will be expected to achieve a minimum rental income in relation to the mortgage payment, for the property to qualify for a mortgage. Our Buy to Let mortgages allow landlords to build a portfolio of up to 5 properties with a total borrowing of £1,000,000 with the Society.

Below is a selection of our Buy to Let mortgages. To view the full range of mortgages available, please download the full Skipton mortgage product range guide for either Purchases or Remortgages or contact one of our mortgage team on 0345 850 1711*.

Inital rate payable 2.49% Fixed until 31 January 2017
Changing to 5.19%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.2% APR
Early Repayment Charges 3% until 31 January 2016,
then
2% until 31 January 2017
Max LTV 60%
Mortgage fees Application: £195
Completion: £1,800
Find out more
Inital rate payable 3.39% Fixed until 31 January 2017
Changing to 5.19%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.1% APR
Early Repayment Charges 3% until 31 January 2016,
then
2% until 31 January 2017
Max LTV 60%
Mortgage fees Application: No fee
Completion: No fee
Find out more
Inital rate payable 2.69% Fixed until 31 January 2017
Changing to 5.19%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.2% APR
Early Repayment Charges 3% until 31 January 2016,
then
2% until 31 January 2017
Max LTV 60%
Mortgage fees Application: £195
Completion: £800
Find out more
Inital rate payable 2.79% Fixed until 31 January 2017
Changing to 5.19%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.1% APR
Early Repayment Charges 3% until 31 January 2016,
then
2% until 31 January 2017
Max LTV 70%
Mortgage fees Application: £195
Completion: £1,800
Find out more
Inital rate payable 3.59% Fixed until 31 January 2017
Changing to 5.19%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.1% APR
Early Repayment Charges 3% until 31 January 2016,
then
2% until 31 January 2017
Max LTV 70%
Mortgage fees Application: No fee
Completion: No fee
Find out more
Inital rate payable 3.69% Fixed until 31 January 2017
Changing to 5.19%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.1% APR
Early Repayment Charges 3% until 31 January 2016,
then
2% until 31 January 2017
Max LTV 70%
Mortgage fees Application: No fee
Completion: No fee
Find out more
Inital rate payable 3.09% Fixed until 31 January 2017
Changing to 5.19%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.1% APR
Early Repayment Charges 3% until 31 January 2016,
then
2% until 31 January 2017
Max LTV 70%
Mortgage fees Application: £195
Completion: £800
Find out more
Inital rate payable 3.09% Fixed until 31 January 2017
Changing to 5.19%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.1% APR
Early Repayment Charges 3% until 31 January 2016,
then
2% until 31 January 2017
Max LTV 70%
Mortgage fees Application: £195
Completion: £1,800
Find out more
Inital rate payable 3.89% Fixed until 31 January 2017
Changing to 5.19%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.1% APR
Early Repayment Charges 3% until 31 January 2016,
then
2% until 31 January 2017
Max LTV 75%
Mortgage fees Application: No fee
Completion: No fee
Find out more
Inital rate payable 3.75% Fixed until 31 January 2018
Changing to 5.19%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.1% APR
Early Repayment Charges 4% until 31 January 2016,
then
3% until 31 January 2017,
then
2% until 31 January 2018
Max LTV 60%
Mortgage fees Application: No fee
Completion: No fee
Find out more
Inital rate payable 3.29% Fixed until 31 January 2018
Changing to 5.19%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.2% APR
Early Repayment Charges 4% until 31 January 2016,
then
3% until 31 January 2017,
then
2% until 31 January 2018
Max LTV 60%
Mortgage fees Application: £195
Completion: £800
Find out more
Inital rate payable 3.45% Fixed until 31 January 2018
Changing to 5.19%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.0% APR
Early Repayment Charges 4% until 31 January 2016,
then
3% until 31 January 2017,
then
2% until 31 January 2018
Max LTV 70%
Mortgage fees Application: £195
Completion: £1,800
Find out more
Inital rate payable 4.09% Fixed until 31 January 2018
Changing to 5.19%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.0% APR
Early Repayment Charges 4% until 31 January 2016,
then
3% until 31 January 2017,
then
2% until 31 January 2018
Max LTV 70%
Mortgage fees Application: No fee
Completion: No fee
Find out more
Inital rate payable 3.59% Fixed until 31 January 2018
Changing to 5.19%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.1% APR
Early Repayment Charges 4% until 31 January 2016,
then
3% until 31 January 2017,
then
2% until 31 January 2018
Max LTV 70%
Mortgage fees Application: £195
Completion: £800
Find out more
Inital rate payable 3.75% Fixed until 31 January 2018
Changing to 5.19%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.1% APR
Early Repayment Charges 4% until 31 January 2016,
then
3% until 31 January 2017,
then
2% until 31 January 2018
Max LTV 75%
Mortgage fees Application: £195
Completion: £1,800
Find out more
Inital rate payable 4.40% Fixed until 31 January 2018
Changing to 5.19%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.1% APR
Early Repayment Charges 4% until 31 January 2016,
then
3% until 31 January 2017,
then
2% until 31 January 2018
Max LTV 75%
Mortgage fees Application: No fee
Completion: No fee
Find out more
Inital rate payable 3.95% Fixed until 31 January 2018
Changing to 5.19%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.1% APR
Early Repayment Charges 4% until 31 January 2016,
then
3% until 31 January 2017,
then
2% until 31 January 2018
Max LTV 75%
Mortgage fees Application: £195
Completion: £800
Find out more
Inital rate payable 4.15% Fixed until 31 January 2020
Changing to 5.19%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.2% APR
Early Repayment Charges 5% until 31 January 2016,
then
5% until 31 January 2017,
then
5% until 31 January 2018,
then
4% until 31 January 2019,
then
3% until 31 January 2020
Max LTV 60%
Mortgage fees Application: No fee
Completion: No fee
Find out more
Inital rate payable 4.25% Fixed until 31 January 2020
Changing to 5.19%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.2% APR
Early Repayment Charges 5% until 31 January 2016,
then
5% until 31 January 2017,
then
5% until 31 January 2018,
then
4% until 31 January 2019,
then
3% until 31 January 2020
Max LTV 60%
Mortgage fees Application: No fee
Completion: No fee
Find out more
Inital rate payable 4.49% Fixed until 31 January 2020
Changing to 5.19%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.0% APR
Early Repayment Charges 5% until 31 January 2016,
then
5% until 31 January 2017,
then
5% until 31 January 2018,
then
4% until 31 January 2019,
then
3% until 31 January 2020
Max LTV 70%
Mortgage fees Application: No fee
Completion: No fee
Find out more
Inital rate payable 4.09% Fixed until 31 January 2020
Changing to 5.19%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.0% APR
Early Repayment Charges 5% until 31 January 2016,
then
5% until 31 January 2017,
then
5% until 31 January 2018,
then
4% until 31 January 2019,
then
3% until 31 January 2020
Max LTV 70%
Mortgage fees Application: £195
Completion: £800
Find out more
Inital rate payable 4.19% Fixed until 31 January 2020
Changing to 5.19%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.1% APR
Early Repayment Charges 5% until 31 January 2016,
then
5% until 31 January 2017,
then
5% until 31 January 2018,
then
4% until 31 January 2019,
then
3% until 31 January 2020
Max LTV 75%
Mortgage fees Application: £195
Completion: £1,800
Find out more
Inital rate payable 4.79% Fixed until 31 January 2020
Changing to 5.19%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.1% APR
Early Repayment Charges 5% until 31 January 2016,
then
5% until 31 January 2017,
then
5% until 31 January 2018,
then
4% until 31 January 2019,
then
3% until 31 January 2020
Max LTV 75%
Mortgage fees Application: No fee
Completion: No fee
Find out more
Inital rate payable 3.09% Fixed until 31 January 2017
Changing to 5.19%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.1% APR
Early Repayment Charges 3% until 31 January 2016,
then
2% until 31 January 2017
Max LTV 60%
Mortgage fees Application: No fee
Completion: No fee
Find out more
Product name Inital rate payable Changing to The overall cost for comparison is Early Repayment Charges Max LTV Mortgage fees  
2 Year Buy to Let Fixed Rate Mortgage High fee for Purchases 2.49% Fixed until 31 January 2017 5.19%
our current BMVR a variable rate for the remainder of the term
5.2% APR 3% until 31 January 2016,
then
2% until 31 January 2017
60% Application: £195
Completion: £1,800
Find out more
2 Year Buy to Let Fixed Rate Mortgage No fee for Remortgages 3.39% Fixed until 31 January 2017 5.19%
our current BMVR a variable rate for the remainder of the term
5.1% APR 3% until 31 January 2016,
then
2% until 31 January 2017
60% Application: No fee
Completion: No fee
Find out more
2 Year Buy to Let Fixed Rate Mortgage Standard fee for Purchases 2.69% Fixed until 31 January 2017 5.19%
our current BMVR a variable rate for the remainder of the term
5.2% APR 3% until 31 January 2016,
then
2% until 31 January 2017
60% Application: £195
Completion: £800
Find out more
2 Year Buy to Let Fixed Rate Mortgage High fee for Purchases 2.79% Fixed until 31 January 2017 5.19%
our current BMVR a variable rate for the remainder of the term
5.1% APR 3% until 31 January 2016,
then
2% until 31 January 2017
70% Application: £195
Completion: £1,800
Find out more
2 Year Buy to Let Fixed Rate Mortgage No fee for Purchases 3.59% Fixed until 31 January 2017 5.19%
our current BMVR a variable rate for the remainder of the term
5.1% APR 3% until 31 January 2016,
then
2% until 31 January 2017
70% Application: No fee
Completion: No fee
Find out more
2 Year Buy to Let Fixed Rate Mortgage No fee for Remortgages 3.69% Fixed until 31 January 2017 5.19%
our current BMVR a variable rate for the remainder of the term
5.1% APR 3% until 31 January 2016,
then
2% until 31 January 2017
70% Application: No fee
Completion: No fee
Find out more
2 Year Buy to Let Fixed Rate Mortgage Standard fee for Purchases 3.09% Fixed until 31 January 2017 5.19%
our current BMVR a variable rate for the remainder of the term
5.1% APR 3% until 31 January 2016,
then
2% until 31 January 2017
70% Application: £195
Completion: £800
Find out more
2 Year Buy to Let Fixed Rate Mortgage High fee for Purchases 3.09% Fixed until 31 January 2017 5.19%
our current BMVR a variable rate for the remainder of the term
5.1% APR 3% until 31 January 2016,
then
2% until 31 January 2017
70% Application: £195
Completion: £1,800
Find out more
2 Year Buy to Let Fixed Rate Mortgage No fee for Remortgages 3.89% Fixed until 31 January 2017 5.19%
our current BMVR a variable rate for the remainder of the term
5.1% APR 3% until 31 January 2016,
then
2% until 31 January 2017
75% Application: No fee
Completion: No fee
Find out more
3 Year Buy to Let Fixed Rate Mortgage No fee for Remortgages 3.75% Fixed until 31 January 2018 5.19%
our current BMVR a variable rate for the remainder of the term
5.1% APR 4% until 31 January 2016,
then
3% until 31 January 2017,
then
2% until 31 January 2018
60% Application: No fee
Completion: No fee
Find out more
3 Year Buy to Let Fixed Rate Mortgage Standard fee for Purchases 3.29% Fixed until 31 January 2018 5.19%
our current BMVR a variable rate for the remainder of the term
5.2% APR 4% until 31 January 2016,
then
3% until 31 January 2017,
then
2% until 31 January 2018
60% Application: £195
Completion: £800
Find out more
3 Year Buy to Let Fixed Rate Mortgage High fee for Purchases 3.45% Fixed until 31 January 2018 5.19%
our current BMVR a variable rate for the remainder of the term
5.0% APR 4% until 31 January 2016,
then
3% until 31 January 2017,
then
2% until 31 January 2018
70% Application: £195
Completion: £1,800
Find out more
3 Year Buy to Let Fixed Rate Mortgage No fee for Remortgages 4.09% Fixed until 31 January 2018 5.19%
our current BMVR a variable rate for the remainder of the term
5.0% APR 4% until 31 January 2016,
then
3% until 31 January 2017,
then
2% until 31 January 2018
70% Application: No fee
Completion: No fee
Find out more
3 Year Buy to Let Fixed Rate Mortgage Standard fee for Purchases 3.59% Fixed until 31 January 2018 5.19%
our current BMVR a variable rate for the remainder of the term
5.1% APR 4% until 31 January 2016,
then
3% until 31 January 2017,
then
2% until 31 January 2018
70% Application: £195
Completion: £800
Find out more
3 Year Buy to Let Fixed Rate Mortgage High fee for Purchases 3.75% Fixed until 31 January 2018 5.19%
our current BMVR a variable rate for the remainder of the term
5.1% APR 4% until 31 January 2016,
then
3% until 31 January 2017,
then
2% until 31 January 2018
75% Application: £195
Completion: £1,800
Find out more
3 Year Buy to Let Fixed Rate Mortgage No fee for Remortgages 4.40% Fixed until 31 January 2018 5.19%
our current BMVR a variable rate for the remainder of the term
5.1% APR 4% until 31 January 2016,
then
3% until 31 January 2017,
then
2% until 31 January 2018
75% Application: No fee
Completion: No fee
Find out more
3 Year Buy to Let Fixed Rate Mortgage Standard fee for Purchases 3.95% Fixed until 31 January 2018 5.19%
our current BMVR a variable rate for the remainder of the term
5.1% APR 4% until 31 January 2016,
then
3% until 31 January 2017,
then
2% until 31 January 2018
75% Application: £195
Completion: £800
Find out more
5 Year Buy to Let Fixed Rate Mortgage No fee for Purchases 4.15% Fixed until 31 January 2020 5.19%
our current BMVR a variable rate for the remainder of the term
5.2% APR 5% until 31 January 2016,
then
5% until 31 January 2017,
then
5% until 31 January 2018,
then
4% until 31 January 2019,
then
3% until 31 January 2020
60% Application: No fee
Completion: No fee
Find out more
5 Year Buy to Let Fixed Rate Mortgage No fee for Remortgages 4.25% Fixed until 31 January 2020 5.19%
our current BMVR a variable rate for the remainder of the term
5.2% APR 5% until 31 January 2016,
then
5% until 31 January 2017,
then
5% until 31 January 2018,
then
4% until 31 January 2019,
then
3% until 31 January 2020
60% Application: No fee
Completion: No fee
Find out more
5 Year Buy to Let Fixed Rate Mortgage No fee for Remortgages 4.49% Fixed until 31 January 2020 5.19%
our current BMVR a variable rate for the remainder of the term
5.0% APR 5% until 31 January 2016,
then
5% until 31 January 2017,
then
5% until 31 January 2018,
then
4% until 31 January 2019,
then
3% until 31 January 2020
70% Application: No fee
Completion: No fee
Find out more
5 Year Buy to Let Fixed Rate Mortgage Standard fee for Purchases 4.09% Fixed until 31 January 2020 5.19%
our current BMVR a variable rate for the remainder of the term
5.0% APR 5% until 31 January 2016,
then
5% until 31 January 2017,
then
5% until 31 January 2018,
then
4% until 31 January 2019,
then
3% until 31 January 2020
70% Application: £195
Completion: £800
Find out more
5 Year Buy to Let Fixed Rate Mortgage High fee for Purchases 4.19% Fixed until 31 January 2020 5.19%
our current BMVR a variable rate for the remainder of the term
5.1% APR 5% until 31 January 2016,
then
5% until 31 January 2017,
then
5% until 31 January 2018,
then
4% until 31 January 2019,
then
3% until 31 January 2020
75% Application: £195
Completion: £1,800
Find out more
5 Year Buy to Let Fixed Rate Mortgage No fee for Remortgages 4.79% Fixed until 31 January 2020 5.19%
our current BMVR a variable rate for the remainder of the term
5.1% APR 5% until 31 January 2016,
then
5% until 31 January 2017,
then
5% until 31 January 2018,
then
4% until 31 January 2019,
then
3% until 31 January 2020
75% Application: No fee
Completion: No fee
Find out more
2 Year Buy to Let Fixed Rate Mortgage No fee for Purchases 3.09% Fixed until 31 January 2017 5.19%
our current BMVR a variable rate for the remainder of the term
5.1% APR 3% until 31 January 2016,
then
2% until 31 January 2017
60% Application: No fee
Completion: No fee
Find out more

Once the fixed, discounted or tracker period of the mortgage ends, the interest rate you pay will change to the Residential Mortgage Variable Rate (RMVR), (or if you have a Buy to Let Mortgage, the Buy to Let Variable Rate (BMVR)) which was  introduced on 14 November 2012. These are different interest rates to the Society's Residential Standard Variable Rate (RSVR) or Buy to Let Standard Variable Rate (BSVR) although both MVR’s and SVR’s are set by the Society. These interest rates may change by different amounts at different times. RMVR and BMVR do not have any ceiling. For further details please see Skipton Variable Rates page.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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