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Welcome to our Buy to Let mortgage products

Buy to Let Mortgages

If you’re thinking of investing in a property, we have a range of Buy to Let mortgages over a variety of terms to meet your individual needs.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Find a Buy to Let mortgage to suit you

If you want to invest in property and buy a house to let, you'll need a Buy to Let mortgage. Here at Skipton, we adopt a flexible approach to help our Buy to Let customers which means we lend on a range of tenancy and property types, as well as offering standard, low or no application and completion fees on our products.

Buy to Let mortgages can be fixed rate or variable rate and the let property will be expected to achieve a minimum rental income in relation to the mortgage payment, for the property to qualify for a mortgage. Our Buy to Let mortgages allow landlords to build a portfolio of up to 5 properties with a total borrowing of £1,000,000 with the Society. Below are our options for Buy to Let investors:

Inital rate payable 3.08%
fixed until 31/10/2016
Changing to 5.69%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.6% APR
Early Repayment Charges 3% until 31 October 2015,
then
2% until 31 October 2016
Max LTV 60%
Mortgage fees Application: £245
Completion: £750
Find out more
Inital rate payable 3.38%
fixed until 31/10/2016
Changing to 5.69%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.7% APR
Early Repayment Charges 3% until 31 October 2015,
then
2% until 31 October 2016
Max LTV 70%
Mortgage fees Application: £245
Completion: £750
Find out more
Inital rate payable 3.80%
fixed until 31/10/2016
Changing to 5.69%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.7% APR
Early Repayment Charges 3% until 31 October 2015,
then
2% until 31 October 2016
Max LTV 75%
Mortgage fees Application: £245
Completion: £750
Find out more
Inital rate payable 3.49%
fixed until 31/10/2017
Changing to 5.69%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.5% APR
Early Repayment Charges 4% until 31 October 2015
then
3% until 31 October 2016,
then
2% until 31 October 2017
Max LTV 60%
Mortgage fees Application: £245
Completion: £750
Find out more
Inital rate payable 3.69%
fixed until 31/10/2017
Changing to 5.69%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.6% APR
Early Repayment Charges 4% until 31 October 2015,
then
3% until 31 October 2016,
then
2% until 31 October 2017
Max LTV 70%
Mortgage fees Application: £245
Completion: £750
Find out more
Inital rate payable 4.19%
fixed until 31/10/2017
Changing to 5.69%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.6% APR
Early Repayment Charges 4% until 31 October 2015,
then
3% until 31 October 2016,
then
2% until 31 October 2017
Max LTV 75%
Mortgage fees Application: £245
Completion: £750
Find out more
Inital rate payable 3.99%
fixed until 31/10/2019
Changing to 5.69%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.4% APR
Early Repayment Charges 5% until 31 October 2017,
then
4% until 31 October 2018,
then
3% until 31 October 2019
Max LTV 60%
Mortgage fees Application: £245
Completion: £750
Find out more
Inital rate payable 4.29%
fixed until 31/10/2019
Changing to 5.69%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.5% APR
Early Repayment Charges 5% until 31 October 2017,
then
4% until 31 October 2018,
then
3% until 31 October 2019
Max LTV 70%
Mortgage fees Application: £245
Completion: £750
Find out more
Inital rate payable 4.69%
fixed until 31/10/2019
Changing to 5.69%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 5.6% APR
Early Repayment Charges 5% until 31 October 2017,
then
4% until 31 October 2018,
then
3% until 31 October 2019
Max LTV 75%
Mortgage fees Application: £245
Completion: £750
Find out more
Product name Inital rate payable Changing to The overall cost for comparison is Early Repayment Charges Max LTV Mortgage fees  
2 Year Buy to Let Fixed Rate Mortgage 3.08%
fixed until 31/10/2016
5.69%
our current BMVR a variable rate for the remainder of the term
5.6% APR 3% until 31 October 2015,
then
2% until 31 October 2016
60% Application: £245
Completion: £750
Find out more
2 Year Buy to Let Fixed Rate Mortgage 3.38%
fixed until 31/10/2016
5.69%
our current BMVR a variable rate for the remainder of the term
5.7% APR 3% until 31 October 2015,
then
2% until 31 October 2016
70% Application: £245
Completion: £750
Find out more
2 Year Buy to Let Fixed Rate Mortgage 3.80%
fixed until 31/10/2016
5.69%
our current BMVR a variable rate for the remainder of the term
5.7% APR 3% until 31 October 2015,
then
2% until 31 October 2016
75% Application: £245
Completion: £750
Find out more
3 Year Buy to Let Fixed Rate Mortgage 3.49%
fixed until 31/10/2017
5.69%
our current BMVR a variable rate for the remainder of the term
5.5% APR 4% until 31 October 2015
then
3% until 31 October 2016,
then
2% until 31 October 2017
60% Application: £245
Completion: £750
Find out more
3 Year Buy to Let Fixed Rate Mortgage 3.69%
fixed until 31/10/2017
5.69%
our current BMVR a variable rate for the remainder of the term
5.6% APR 4% until 31 October 2015,
then
3% until 31 October 2016,
then
2% until 31 October 2017
70% Application: £245
Completion: £750
Find out more
3 Year Buy to Let Fixed Rate Mortgage 4.19%
fixed until 31/10/2017
5.69%
our current BMVR a variable rate for the remainder of the term
5.6% APR 4% until 31 October 2015,
then
3% until 31 October 2016,
then
2% until 31 October 2017
75% Application: £245
Completion: £750
Find out more
5 Year Buy to Let Fixed Rate Mortgage 3.99%
fixed until 31/10/2019
5.69%
our current BMVR a variable rate for the remainder of the term
5.4% APR 5% until 31 October 2017,
then
4% until 31 October 2018,
then
3% until 31 October 2019
60% Application: £245
Completion: £750
Find out more
5 Year Buy to Let Fixed Rate Mortgage 4.29%
fixed until 31/10/2019
5.69%
our current BMVR a variable rate for the remainder of the term
5.5% APR 5% until 31 October 2017,
then
4% until 31 October 2018,
then
3% until 31 October 2019
70% Application: £245
Completion: £750
Find out more
5 Year Buy to Let Fixed Rate Mortgage 4.69%
fixed until 31/10/2019
5.69%
our current BMVR a variable rate for the remainder of the term
5.6% APR 5% until 31 October 2017,
then
4% until 31 October 2018,
then
3% until 31 October 2019
75% Application: £245
Completion: £750
Find out more

Once the fixed, discounted or tracker period of the mortgage ends, the interest rate you pay will change to the Residential Mortgage Variable Rate (RMVR), (or if you have a Buy to Let Mortgage, the Buy to Let Variable Rate (BMVR)) which was  introduced on 14 November 2012. These are different interest rates to the Society's Residential Standard Variable Rate (RSVR) or Buy to Let Standard Variable Rate (BSVR) although both MVR’s and SVR’s are set by the Society. These interest rates may change by different amounts at different times. RMVR and BMVR do not have any ceiling. For further details please see Skipton Variable Rates page.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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