5 Year Fixed Rate Help to Buy Mortgage No fee (Scotland only)

2.89% Fixed until 31/01/2023

4.74% our current RMVR a variable rate for the remainder of the term

4.2% APRC

5% until 31 January 2019, then 5% until 31 January 2020, then 4% until 31 January 2021, then 3% until 31 January 2022, then 2% until 31 January 2023

80%

Application: No fee Completion: No fee.
Includes a free standard valuation, £500 cashback

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The APRC is calculated based on the following: A repayment mortgage of £140,000 payable over 29 years 6 months initially on a rate fixed until 31/01/2023 at 2.89% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £587.69 and 293 monthly payments of £711.87 followed by a final payment of £307.48.
The total amount payable would be £244,146.79 made up of the loan amount plus interest, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.

2 Year Fixed Rate Help to Buy Mortgage No fee (Scotland only)

2.42% Fixed until 31/01/2020

4.74% our current RMVR a variable rate for the remainder of the term

4.5% APRC

2% until 31 January 2019, then 1% until 31 January 2020

80%

Application: No fee Completion: No fee
Includes a free standard valuation, £500 cashback.

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The APRC is calculated based on the following: A repayment mortgage of £140,000 payable over 29 years 6 months initially on a rate fixed until 31/01/2020 at 2.42% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £553.33 and 329 monthly payments of £723.01 followed by a final payment of £217.82.
The total amount payable would be £251,368.03 made up of the loan amount plus interest, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.

2 Year Base Rate Tracker Mortgage Standard Fee

1.17% Variable (BoEBR + 0.92%). The pay rate will not go below a floor of 1.17%.

4.74% our current RMVR a variable rate for the remainder of the term

4.0% APRC

0.5% for 2 years

60%

Application: No fee Completion: £495

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The APRC is calculated based on the following: A repayment mortgage of £105,000 payable over 15 years 10 months on our variable tracker rate for 2 years at 0.92% above BoEBR and then on our current RMVR variable rate of 4.74% (variable) would require 24 monthly payments of £608.12 and 165 monthly payments of £765.28 followed by a final payment of £652.23. The total amount payable would be £141,518.31 made up of the loan amount plus interest, Completion fee of £495, Chaps fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.

2 Year Base Rate Tracker Mortgage Standard Fee

1.40% Variable (BoEBR + 1.15%). The pay rate will not go below a floor of 1.40%.

4.74% our current RMVR a variable rate for the remainder of the term

4.2% APRC

0.5% for 2 years

75%

Application: No fee Completion: £495

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The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 23 years on our variable tracker rate for 2 years at 1.15% above BoEBR and then on our current RMVR variable rate of 4.74% (variable) would require 24 monthly payments of £616.72 and 251 monthly payments of £843.25 followed by a final payment of £575.95. The total amount payable would be £227,032.98 made up of the loan amount plus interest, Completion fee of £495, Chaps fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.

2 Year Base Rate Tracker Mortgage Standard Fee

1.51% Variable (BoEBR + 1.26%). The pay rate will not go below a floor of 1.51%.

4.74% our current RMVR a variable rate for the remainder of the term

4.3% APRC

0.5% for 2 years

80%

Application: No fee Completion: £495

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The APRC is calculated based on the following: A repayment mortgage of £115,000 payable over 25 years 4 months on our variable tracker rate for 2 years at 1.26% above BoEBR and then on our current RMVR variable rate of 4.74% (variable) would require 24 monthly payments of £457.21 and 279 monthly payments of £636.86 followed by a final payment of £393.95. The total amount payable would be £189,050.93 made up of the loan amount plus interest, Completion fee of £495, Chaps fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.

2 Year Base Rate Tracker Mortgage Standard Fee

1.71% Variable (BoEBR + 1.46%). The pay rate will not go below a floor of 1.71%.

4.74% our current RMVR a variable rate for the remainder of the term

4.3% APRC

0.5% for 2 years

85%

Application: No fee Completion: £495

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The APRC is calculated based on the following: A repayment mortgage of £130,000 payable over 26 years 2 months on our variable tracker rate for 2 years at 1.46%% above BoEBR and then on our current RMVR variable rate of 4.74% (variable) would require 24 monthly payments of £515.37 and 289 monthly payments of £709.20 followed by a final payment of £421.08. The total amount payable would be £217,748.76 made up of the loan amount plus interest, Completion fee of £495, Chaps fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.

2 Year Fixed Rate Mortgage No fee for Purchases

2.77% fixed until 30/09/2019

4.74% our current RMVR a variable rate for the remainder of the term

4.5% APRC

2% until 30 September 2018, then 1% until 30 September 2019

90%

Application: No fee Completion: No fee

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The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 28 years 6 months initially on a rate fixed until 30/09/2019 at 2.77% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £613.07 and 317 monthly payments of £762.78 followed by a final payment of £358.20.
The total amount payable would be £256,873.14 made up of the loan amount plus interest, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.

2 Year Fixed Rate Mortgage Standard fee for Purchases

2.41% fixed until 30/09/2019

4.74% our current RMVR a variable rate for the remainder of the term

4.5% APRC

2% until 30 September 2018, then 1% until 30 September 2019

90%

Application: No fee Completion: £995

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The APRC is calculated based on the following: A repayment mortgage of £200,000 payable over 29 years 6 months initially on a rate fixed until 30/09/2019 at 2.41% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £793.25 and 329 monthly payments of £1,037.91 followed by a final payment of £442.05.
The total amount payable would be £360,952.44 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.

5 Year Fixed Rate Mortgage High fee for Purchases

1.64% fixed until 30/09/2022

4.74% our current RMVR a variable rate for the remainder of the term

3.5% APRC

5% until 30 September 2019, then 4% until 30 September 2020, then 3% until 30 September 2021, then 2% until 30 September 2022

60%

Application: No fee Completion: £1,995

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The APRC is calculated based on the following: A repayment mortgage of £300,000 payable over 20 years 10 months initially on a rate fixed until 30/09/2022 at 1.64% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £1,426.16 and 189 monthly payments of £1,784.44 followed by a final payment of £1,391.65.
The total amount payable would be £424,220.41 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.

5 Year Fixed Rate Mortgage Standard fee for Purchases

1.75% fixed until 30/09/2022

4.74% our current RMVR a variable rate for the remainder of the term

3.5% APRC

5% until 30 September 2019, then 4% until 30 September 2020, then 3% until 30 September 2021, then 2% until 30 September 2022

60%

Application: No fee Completion: £995

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The APRC is calculated based on the following: A repayment mortgage of £165,000 payable over 21 years 8 months initially on a rate fixed until 30/09/2022 at 1.75% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £767.02 and 199 monthly payments of £961.94 followed by a final payment of £730.53.
The total amount payable would be £238,177.79 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.

5 Year Fixed Rate Mortgage No fee for Purchases

1.99% fixed until 30/09/2022

4.74% our current RMVR a variable rate for the remainder of the term

3.5% APRC

5% until 30 September 2019, then 4% until 30 September 2020, then 3% until 30 September 2021, then 2% until 30 September 2022

60%

Application: No fee Completion: No fee

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The APRC is calculated based on the following: A repayment mortgage of £85,000 payable over 20 years 2 months initially on a rate fixed until 30/09/2022 at 1.99% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £426.38 and 181 monthly payments of £515.84 followed by a final payment of £411.09.
The total amount payable would be £119,360.93 made up of the loan amount plus interest, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.

5 Year Fixed Rate Mortgage High fee for Purchases

1.84% fixed until 30/09/2022

4.74% our current RMVR a variable rate for the remainder of the term

3.7% APRC

5% until 30 September 2019, then 4% until 30 September 2020, then 3% until 30 September 2021, then 2% until 30 September 2022

70%

Application: No fee Completion: £1,995

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The APRC is calculated based on the following: A repayment mortgage of £195,000 payable over 22 years 11 months initially on a rate fixed until 30/09/2022 at 1.84% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £877.84 and 214 monthly payments of £1,109.39 followed by a final payment of £807.62.
The total amount payable would be £290,887.48 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.

5 Year Fixed Rate Mortgage Standard fee for Purchases

1.94% fixed until 30/09/2022

4.74% our current RMVR a variable rate for the remainder of the term

3.8% APRC

5% until 30 September 2019, then 4% until 30 September 2020, then 3% until 30 September 2021, then 2% until 30 September 2022

70%

Application: No fee Completion: £995

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The APRC is calculated based on the following: A repayment mortgage of £200,000 payable over 25 years 7 months initially on a rate fixed until 30/09/2022 at 1.94% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £830.60 and 246 monthly payments of £1,071.86 followed by a final payment of £697.04.
The total amount payable would be £314,210.60 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.

5 Year Fixed Rate Mortgage No fee for Purchases

2.29% fixed until 31/08/2022

4.74% our current RMVR a variable rate for the remainder of the term

3.8% APRC

5% until 30 September 2019, then 4% until 30 September 2020, then 3% until 30 September 2021, then 2% until 30 September 2022

70%

Application: No fee Completion: No fee

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The APRC is calculated based on the following: A repayment mortgage of £120,000 payable over 23 years 3 months initially on a rate fixed until 31/08/2022 at 2.29% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £545.64 and 218 monthly payments of £677.14 followed by a final payment of £474.91.
The total amount payable would be £181,369.83 made up of the loan amount plus interest, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.

5 Year Fixed Rate Mortgage High fee for Purchases

1.90% fixed until 30/09/2022

4.74% our current RMVR a variable rate for the remainder of the term

3.8% APRC

5% until 30 September 2019, then 4% until 30 September 2020, then 3% until 30 September 2021, then 2% until 30 September 2022

75%

Application: No fee Completion: £1,995

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The APRC is calculated based on the following: A repayment mortgage of £275,000 payable over 26 years 9 months initially on a rate fixed until 30/09/2022 at 1.90% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £1,100.56 and 260 monthly payments of £1,444.37 followed by a final payment of £892.03.
The total amount payable would be £442,461.83 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.

5 Year Fixed Rate Mortgage Standard fee for Purchases

1.98% fixed until 30/09/2022

4.74% our current RMVR a variable rate for the remainder of the term

3.8% APRC

5% until 30 September 2019, then 4% until 30 September 2020, then 3% until 30 September 2021, then 2% until 30 September 2022

75%

Application: No fee Completion: £995

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The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 25 years 10 months initially on a rate fixed until 30/09/2022 at 1.98% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £869.22 and 249 monthly payments of £1,120.89 followed by a final payment of £718.79.
The total amount payable would be £331,973.60 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.

5 Year Fixed Rate Mortgage No fee for Purchases

2.08% fixed until 30/09/2022

4.74% our current RMVR a variable rate for the remainder of the term

3.7% APRC

5% until 30 September 2019, then 4% until 30 September 2020, then 3% until 30 September 2021, then 2% until 30 September 2022

75%

Application: No fee Completion: No fee

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The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 25 years 1 month initially on a rate fixed until 30/09/2022 at 2.08% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £639.52 and 240 monthly payments of £810.28 followed by a final payment of £537.53.
The total amount payable would be £233,375.93 made up of the loan amount plus interest, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.

5 Year Fixed Rate Mortgage High fee for Purchases

2.00% fixed until 30/09/2022

4.74% our current RMVR a variable rate for the remainder of the term

3.9% APRC

5% until 30 September 2019, then 4% until 30 September 2020, then 3% until 30 September 2021, then 2% until 30 September 2022

80%

Application: No fee Completion: £1,995

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The APRC is calculated based on the following: A repayment mortgage of £340,000 payable over 29 years 7 months initially on a rate fixed until 30/09/2022 at 2.00% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £1,276.34 and 294 monthly payments of £1,706.74 followed by a final payment of £901.67.
The total amount payable would be £579,263.63 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.

5 Year Fixed Rate Mortgage Standard fee for Purchases

2.07% fixed until 30/09/2022

4.74% our current RMVR a variable rate for the remainder of the term

3.9% APRC

5% until 30 September 2019, then 4% until 30 September 2020, then 3% until 30 September 2021, then 2% until 30 September 2022

80%

Application: No fee Completion: £995

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The APRC is calculated based on the following: A repayment mortgage of £225,000 payable over 27 years 6 months initially on a rate fixed until 30/09/2022 at 2.07% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £897.91 and 269 monthly payments of £1,167.40 followed by a final payment of £694.27.
The total amount payable would be £368,599.47 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.

5 Year Fixed Rate Mortgage No fee for Purchases

2.20% fixed until 30/09/2022

4.74% our current RMVR a variable rate for the remainder of the term

3.8% APRC

5% until 30 September 2019, then 4% until 30 September 2020, then 3% until 30 September 2021, then 2% until 30 September 2022

80%

Application: No fee Completion: No fee

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The APRC is calculated based on the following: A repayment mortgage of £160,000 payable over 26 years 11 months initially on a rate fixed until 30/09/2022 at 2.20% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £656.34 and 262 monthly payments of £837.11 followed by a final payment of £510.04.
The total amount payable would be £259,213.26 made up of the loan amount plus interest, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.

5 Year Fixed Rate Mortgage High fee for Purchases

2.07% fixed until 30/09/2022

4.74% our current RMVR a variable rate for the remainder of the term

3.9% APRC

5% until 30 September 2019, then 4% until 30 September 2020, then 3% until 30 September 2021, then 2% until 30 September 2022

85%

Application: No fee Completion: £1,995

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The APRC is calculated based on the following: A repayment mortgage of £300,000 payable over 29 years initially on a rate fixed until 30/09/2022 at 2.07% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £1,153.87 and 287 monthly payments of £1,522.71 followed by a final payment of £828.85.
The total amount payable would be £507,078.82 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.

5 Year Fixed Rate Mortgage Standard fee for Purchases

2.17% fixed until 30/09/2022

4.74% our current RMVR a variable rate for the remainder of the term

3.9% APRC

5% until 30 September 2019, then 4% until 30 September 2020, then 3% until 30 September 2021, then 2% until 30 September 2022

85%

Application: No fee Completion: £995

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The APRC is calculated based on the following: A repayment mortgage of £225,000 payable over 28 years 11 months initially on a rate fixed until 30/09/2022 at 2.17% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £876.75 and 286 monthly payments of £1,143.27 followed by a final payment of £623.42.
The total amount payable would be £380,203.64 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.

5 Year Fixed Rate Mortgage No fee for Purchases

2.30% fixed until 30/09/2022

4.74% our current RMVR a variable rate for the remainder of the term

3.9% APRC

5% until 30 September 2019, then 4% until 30 September 2020, then 3% until 30 September 2021, then 2% until 30 September 2022

85%

Application: No fee Completion: No fee

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The APRC is calculated based on the following: A repayment mortgage of £175,000 payable over 27 years 6 months initially on a rate fixed until 30/09/2022 at 2.30% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £715.58 and 269 monthly payments of £908.20 followed by a final payment of £535.41.
The total amount payable would be £287,776.01 made up of the loan amount plus interest, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.

5 Year Fixed Rate Mortgage High fee for Purchases

2.75% fixed until 30/09/2022

4.74% our current RMVR a variable rate for the remainder of the term

4.2% APRC

5% until 30 September 2019, then 4% until 30 September 2020, then 3% until 30 September 2021, then 2% until 30 September 2022

90%

Application: No fee Completion: £1,995

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The APRC is calculated based on the following: A repayment mortgage of £185,000 payable over 28 years 6 months initially on a rate fixed until 30/09/2022 at 2.75% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £788.73 and 281 monthly payments of £963.09 followed by a final payment of £539.26.
The total amount payable would be £318.491.35 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.

5 Year Fixed Rate Mortgage Standard fee for Purchases

2.94% fixed until 30/09/2022

4.74% our current RMVR a variable rate for the remainder of the term

4.2% APRC

5% until 30 September 2019, then 4% until 30 September 2020, then 3% until 30 September 2021, then 2% until 30 September 2022

90%

Application: No fee Completion: £995

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The APRC is calculated based on the following: A repayment mortgage of £200,000 payable over 29 years 6 month initially on a rate fixed until 30/09/2022 at 2.94% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £849.00 and 293 monthly payments of £1,022.98 followed by a final payment of £545.29.
The total amount payable would be £351,218.43 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.

5 Year Fixed Rate Mortgage No fee for Purchases

3.09% fixed until 30/09/2022

4.74% our current RMVR a variable rate for the remainder of the term

4.2% APRC

5% until 30 September 2019, then 4% until 30 September 2020, then 3% until 30 September 2021, then 2% until 30 September 2022

90%

Application: No fee Completion: No fee

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The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 28 years 6 months initially on a rate fixed until 30/09/2022 at 3.09% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £637.61 and 281 monthly payments of £751.64 followed by a final payment of £420.83.
The total amount payable would be £249,888.27 made up of the loan amount plus interest, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.

2 Year Fixed Rate Help to Buy Mortgage No fee

2.05% Fixed until 31/01/2020

4.74% our current RMVR a variable rate for the remainder of the term

4.4% APRC

2% until 31 January 2019, then 1% until 31 January 2020

75%

Application: No fee Completion: No fee
Includes a free standard valuation, £500 cashback.

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The APRC is calculated based on the following: A repayment mortgage of £140,000 payable over 30 years 2 months initially on a rate fixed until 31/01/2020 at 2.05% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £518.55 and 337 monthly payments of £713.76 followed by a final payment of £203.33.
The total amount payable would be £253,185.65 made up of the loan amount plus interest, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.

5 Year Fixed Rate Help to Buy Mortgage No fee

2.51% Fixed until 31/01/2023

4.74% our current RMVR a variable rate for the remainder of the term

4.0% APRC

5% until 31 January 2019, then 5% until 31 January 2020, then 4% until 31 January 2021, then 3% until 31 January 2022, then 2% until 31 January 2023

75%

Application: No fee Completion: No fee
Includes a free standard valuation, £500 cashback.

Find out more

The APRC is calculated based on the following: A repayment mortgage of £140,000 payable over 30 years 2 months initially on a rate fixed until 31/01/2023 at 2.51% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £551.48 and 301 monthly payments of £699.89 followed by a final payment of £283.75.
The total amount payable would be £244,039.44 made up of the loan amount plus interest, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.
