Skipton Home Insurance is designed to cover certain unforeseen events. But it doesn't cover everything and an excess is payable on each claim you make. For more details of what is and isn't covered, please check your policy summaries and booklets. These documents are also available to download from our existing customers page and our landlords existing customers page.
Buildings and contents policies cover you for loss or damage caused by storm, fire, theft or other listed unforeseen events.
When you apply for buildings and contents insurance, you can personalise your Protect or Protect Plus quote with additional cover options:
- Extended Accidental Damage
- Personal Possessions (in and away from your home)
- Specified articles (like jewellery including watches)
- Pedal cycle cover (in and away from your home)
- Family Legal Protection.
These policies don't cover everything – for example, general wear and tear and damage that happens gradually over a period of time aren't covered.