Our mortgage product switching process involves a personal telephone review with a Skipton Direct Mortgage Adviser, who will provide you with advice to get the mortgage that is right for you. Because we know you, there’s no need to provide identification or get a conveyancer involved. In most cases, the current valuation we hold will be applicable so we won’t need to get your home re-valued either (although you have the option to do this if you want to). But, if you do require or would like a valuation, we offer a free valuation check, or we can arrange for an updated valuation at a cost of £60.
If you are coming to the end of your current deal you may be eligible for a product switch - call us on 0345 600 8085*.
Please note, if you wish to switch products and you are still within a product deal period (e.g. if your fixed rate has not yet ended), you will have to pay any early repayment charges which apply to your existing product.
If you would like our Customer Focus Team in Skipton Direct to contact you to discuss your mortgage, please complete our callback request form.
As part of our advice process, we will provide you with a Mortgage Illustration and offer, which explain the terms of any new mortgage product.