3 Year Base Rate Tracker New Build Mortgage

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

3 Year Base Rate Tracker New Build Mortgage (90% LTV) No Fee for Purchase

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Benefits of a Skipton Mortgage

When you take out a mortgage, you might appreciate some support on your journey. For this reason, we provide plenty the following benefits.

  • Daily interest - by calculating the interest you pay on a daily basis, we may be able to help you save thousands of pounds over the life of your mortgage.
  • If applicable, overpayments of up to 10% per year without charge even if there is an Early Repayment Charge (ERC) – this option could allow you to pay your mortgage off earlier than planned, potentially saving you thousands of pounds in interest.
  • Payment holidays - if you've made overpayments and are eligible, we offer payment holidays, giving you a break from mortgage payments for up to three consecutive months.
  • Part and part – you can also choose more than one repayment method, such as part repayment and part interest-only mortgage, if you are eligible.
  • One free standard valuation up to a maximum purchase price/estimated valuation/ultimate valuation of £1,500,000. See product specification for details.
  • Free standard legal costs for some products if you're remortgaging.
  • Cashback following completion on selected products
  • Portability - your product may be portable, meaning you may be able to move your mortgage deal with you (subject to lending criteria) if you choose to move house, without paying an ERC unless you are reducing the balance.
  • Personal Adviser - you will receive your own dedicated mortgage adviser to offer help, information and advice. Buy-to-let applicants will receive all the help and information they need to make a decision about their mortgage.
  • Protection - we can provide buildings insurance to protect your home and its contents as well as cover such as Critical Illness Cover. Buildings insurance can only be put in place for properties which are complete. For new builds, you may need to have 'property in the course of construction' insurance in place from exchange of contracts. Your conveyancer will advise you if this is the case.
  • Additional borrowing – if you want to increase your mortgage in the future, we offer the option of additional borrowing, subject to affordability, LTV and other lending criteria.

For further information, please visit our Benefits of a Skipton Mortgage guide.

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Call us

Alternatively, you can speak to a member of our mortgage team by telephone who will be happy to give you more details about this mortgage and the application process over the phone.

Call Skipton Direct

Mon - Thurs:
8am - 8pm
Friday:
8am - 5:30pm
Saturdays:
9am - 12pm

Phone0345 850 1755

Need help?

Phone Call Skipton Direct 0345 850 1755

Mon-Thurs
8am - 8pm
Fri
8am - 5.30pm
Sat
9am - 12pm
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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