Moving house

Initial rate payable	3.59% Fixed until 31/12/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.6% APRC
Early Repayment Charges	2% until 31 December 2020, then 1% until 31 December 2021
Max LTV	95%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 27 years 5 months initially on a rate fixed until 31/12/2021 at 3.59% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £644.83 and 36 monthly payments of £672.89 and 268 monthly payments of £738.88 followed by a final payment of £357.16. The total amount payable would be £238,076.96 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.59% Fixed until 31/01/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 31 January 2021, then 1% until 31 January 2022
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £365,000 payable over 28 years 11 months initially on a rate fixed until 31/01/2022 at 2.59% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,494.22 and 36 monthly payments of £1,755.08 and 286 monthly payments of £1,936.84 followed by a final payment of £743.80. The total amount payable would be £653,724.20 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.65% Fixed until 31/01/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 31 January 2021, then 1% until 31 January 2022
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £315,000 payable over 30 years 8 months initially on a rate fixed until 31/01/2022 at 2.65% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,250.20 and 36 monthly payments of £1,470.09 and 307 monthly payments of £1,631.52 followed by a final payment of £501.80. The total amount payable would be £584,306.48 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.84% Fixed until 31/01/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 31 January 2021, then 1% until 31 January 2022
Max LTV	95%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 4 months initially on a rate fixed until 31/01/2022 at 2.84% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £657.50 and 36 monthly payments of £744.85 and 267 monthly payments of £817.65 followed by a final payment of £366.25. The total amount payable would be £261,273.40 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	3.29% Fixed until 31/01/2022
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.6% APRC
Early Repayment Charges	2% until 31 January 2021, then 1% until 31 January 2022
Max LTV	95%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £225,000 payable over 25 years 9 months initially on a rate fixed until 31/01/2022 at 3.29% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,079.49 and 36 monthly payments of £1,159.02 and 248 monthly payments of £1,265.37 followed by a final payment of £650.42. The total amount payable would be £382,094.66 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.43% Fixed until 31/12/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.2% APRC
Early Repayment Charges	2% until 31 December 2020, then 1% until 31 December 2021
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £100,000 payable over 17 years 7 months initially on a rate fixed until 31/12/2021 at 2.43% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £582.10 and 36 monthly payments of £650.67 and 150 monthly payments of £688.70 followed by a final payment of £556.33. The total amount payable would be £141,255.85 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.54% Fixed until 31/12/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	2% until 31 December 2020, then 1% until 31 December 2021
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 2 months initially on a rate fixed until 31/12/2021 at 2.54% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £622.85 and 36 monthly payments of £717.35 and 229 monthly payments of £778.78 followed by a final payment of £471.14. The total amount payable would be £219,584.76 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.68% Fixed until 31/12/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 31 December 2020, then 1% until 31 December 2021
Max LTV	80%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 26 years 8 months initially on a rate fixed until 31/12/2021 at 2.68% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £634.05 and 36 monthly payments of £729.03 and 259 monthly payments of £798.46 followed by a final payment of £415.54. The total amount payable would be £248,678.96 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.75% Fixed until 31/12/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 31 December 2020, then 1% until 31 December 2021
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 2 months initially on a rate fixed until 31/12/2021 at 2.75% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £653.14 and 36 monthly payments of £746.84 and 265 monthly payments of £819.39 followed by a final payment of £408.25. The total amount payable would be £260,108.20 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.99% Fixed until 31/12/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.6% APRC
Early Repayment Charges	2% until 31 December 2020, then 1% until 31 December 2021
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 28 years 11 months initially on a rate fixed until 31/12/2021 at 2.99% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £624.19 and 36 monthly payments of £699.32 and 286 monthly payments of £771.75 followed by a final payment of £329.13. The total amount payable would be £261,205.71 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.65% Fixed until 31/12/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.0% APRC
Early Repayment Charges	2% until 31 December 2020, then 1% until 31 December 2021
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £100,000 payable over 17 years 7 months initially on a rate fixed until 31/12/2021 at 1.65% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £545.79 and 36 monthly payments of £646.20 and 150 monthly payments of £683.96 followed by a final payment of £550.78. The total amount payable would be £139,506.94 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.52% Fixed until 31/12/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.2% APRC
Early Repayment Charges	2% until 31 December 2020, then 1% until 31 December 2021
Max LTV	60%
Mortgage fees	Application:£0 Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £215,000 payable over 21 years 4 months initially on a rate fixed until 31/12/2021 at 1.52% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £988.00 and 36 monthly payments of £1,227.58 and 195 monthly payments of £1,318.75 followed by a final payment of £920.73. The total amount payable would be £325,981.86 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.91% Fixed until 31/12/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	2% until 31 December 2020, then 1% until 31 December 2021
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 2 months initially on a rate fixed until 31/12/2021 at 1.91% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £581.19 and 36 monthly payments of £713.60 and 229 monthly payments of £774.72 followed by a final payment of £469.79. The total amount payable would be £217,518.83 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.89% Fixed until 31/12/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	2% until 31 December 2020, then 1% until 31 December 2021
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 2 months initially on a rate fixed until 31/12/2021 at 1.89% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £579.71 and 36 monthly payments of £713.51 and 229 monthly payments of £774.61 followed by a final payment of £471.02. The total amount payable would be £217,456.11 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.59% Fixed until 31/12/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	2% until 31 December 2020, then 1% until 31 December 2021
Max LTV	75%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £270,000 payable over 25 years 11 months initially on a rate fixed until 31/12/2021 at 1.59% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,062.85 and 36 monthly payments of £1,372.12 and 250 monthly payments of £1,498.92 followed by a final payment of £813.09. The total amount payable would be £450,447.81 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.99% Fixed until 31/12/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	2% until 31 December 2020, then 1% until 31 December 2021
Max LTV	80%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 26 years 8 months initially on a rate fixed until 31/12/2021 at 1.99% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £583.84 and 36 monthly payments of £725.00 and 259 monthly payments of £794.07 followed by a final payment of £405.25. The total amount payable would be £246,181.54 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.69% Fixed until 31/12/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	2% until 31 December 2020, then 1% until 31 December 2021
Max LTV	80%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £270,000 payable over 26 years 9 months initially on a rate fixed until 31/12/2021 at 1.69% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,049.23 and 36 monthly payments of £1,349.20 and 260 monthly payments of £1,478.15 followed by a final payment of £754.63. The total amount payable would be £458,826.35 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.09% Fixed until 31/12/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	2% until 31 December 2020, then 1% until 31 December 2021
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 2 months initially on a rate fixed until 31/12/2021 at 2.09% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £603.03 and 36 monthly payments of £742.96 and 265 monthly payments of £815.12 followed by a final payment of £406.94. The total amount payable would be £257,633.02 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.79% Fixed until 31/12/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	2% until 31 December 2020, then 1% until 31 December 2021
Max LTV	85%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 28 years 11 months initially on a rate fixed until 31/12/2021 at 1.79% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £945.10 and 36 monthly payments of £1,223.10 and 286 monthly payments of £1,349.79 followed by a final payment of £575.54. The total amount payable would be £453,329.48 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.79% Fixed until 31/12/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 31 December 2020, then 1% until 31 December 2021
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 28 years 11 months initially on a rate fixed until 31/12/2021 at 2.79% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £608.70 and 36 monthly payments of £698.31 and 286 monthly payments of £770.63 followed by a final payment of £328.07. The total amount payable would be £260,476.21 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.47% Fixed until 31/12/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 31 December 2020, then 1% until 31 December 2021
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £155,000 payable over 29 years 4 months initially on a rate fixed until 31/12/2021 at 2.47% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £618.87 and 36 monthly payments of £739.09 and 291 monthly payments of £816.74 followed by a final payment of £338.69. The total amount payable would be £279,470.15 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.89% Fixed until 31/12/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 31 December 2020, then 1% until 31 December 2021
Max LTV	95%
Mortgage fees	Application:£0 Completion:£495
Find out more
The APRC is calculated based on the following: A repayment mortgage of £220,000 payable over 27 years 9 months initially on a rate fixed until 31/12/2021 at 2.89% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £962.60 and 36 monthly payments of £1,086.32 and 272 monthly payments of £1,194.19 followed by a final payment of £565.48. The total amount payable would be £387,595.08 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.99% Fixed until 31/12/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 31 December 2020, then 1% until 31 December 2021
Max LTV	95%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 4 months initially on a rate fixed until 31/12/2021 at 2.99% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £669.31 and 36 monthly payments of £745.69 and 267 monthly payments of £818.58 followed by a final payment of £400.93. The total amount payable would be £261,870.07 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.99% Variable (BoEBR + 1.24%) for 2 years from completion. The pay rate will not go below a floor of 1.99%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.1% APRC
Early Repayment Charges	0.5% for 2 years from completion
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 17 years 1 month on our variable tracker rate for 2 years at 1.99% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £776.60 and 36 monthly payments of £892.57 and 144 monthly payments of £942.80 followed by a final payment of £782.63. The total amount payable would be £187,316.75 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.61% Variable (BoEBR + 0.86%) for 2 years from completion. The pay rate will not go below a floor of 1.61%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.1% APRC
Early Repayment Charges	None
Max LTV	60%
Mortgage fees	Application:£0 Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £200,000 payable over 19 years 9 months on our variable tracker rate for 2 years at 1.61% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £990.09 and 36 monthly payments of £1,201.14 and 176 monthly payments of £1,282.46 followed by a final payment of £963.41. The total amount payable would be £293,679.57 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.14% Variable (BoEBR + 1.39%) for 2 years from completion. The pay rate will not go below a floor of 2.14%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	0.5% for 2 years from completion
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £195,000 payable over 23 years 9 months on our variable tracker rate for 2 years at 2.14% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £872.57 and 36 monthly payments of £1,043.46 and 224 monthly payments of £1,131.12 followed by a final payment of £721.80. The total amount payable would be £312,598.92 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.94% Variable (BoEBR + 1.19%) for 2 years from completion. The pay rate will not go below a floor of 1.94%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	None
Max LTV	75%
Mortgage fees	Application:£0 Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £230,000 payable over 25 years 3 months on our variable tracker rate for 2 years at 1.94% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £964.25 and 36 monthly payments of £1,190.58 and 242 monthly payments of £1,297.58 followed by a final payment of £760.05. The total amount payable would be £380,777.29 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.27% Variable (BoEBR + 1.52%) for 2 years from completion. The pay rate will not go below a floor of 2.27%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	0.5% for 2 years from completion
Max LTV	80%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £190,000 payable over 24 years 10 months on our variable tracker rate for 2 years at 2.27% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £834.02 and 36 monthly payments of £991.47 and 237 monthly payments of £1,078.96 followed by a final payment of £648.35. The total amount payable would be £312,071.27 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.04% Variable (BoEBR + 1.29%) for 2 years from completion. The pay rate will not go below a floor of 2.04%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	None
Max LTV	80%
Mortgage fees	Application:£0 Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £260,000 payable over 26 years on our variable tracker rate for 2 years at 2.04% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,077.53 and 36 monthly payments of £1,324.14 and 251 monthly payments of £1,446.95 followed by a final payment of £809.38. The total amount payable would be £437,523.59 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.37% Variable (BoEBR + 1.62%) for 2 years from completion. The pay rate will not go below a floor of 2.37%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	0.5% for 2 years from completion
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £190,000 payable over 27 years 9 months on our variable tracker rate for 2 years at 2.37% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £778.39 and 36 monthly payments of £932.36 and 272 monthly payments of £1,024.96 followed by a final payment of £510.71. The total amount payable would be £331,546.15 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.12% Variable (BoEBR + 1.37%) for 2 years from completion. The pay rate will not go below a floor of 2.12%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	None
Max LTV	85%
Mortgage fees	Application:£0 Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £310,000 payable over 28 years 2 months on our variable tracker rate for 2 years at 2.12% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,221.95 and 36 monthly payments of £1,510.83 and 277 monthly payments of £1,663.19 followed by a final payment of £801.94. The total amount payable would be £545,222.25 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.57% Variable (BoEBR + 1.82%) for 2 years from completion. The pay rate will not go below a floor of 2.57%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	0.5% for 2 years from completion
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £165,000 payable over 27 years 4 months on our variable tracker rate for 2 years at 2.57% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £700.20 and 36 monthly payments of £817.64 and 267 monthly payments of £897.59 followed by a final payment of £457.23. The total amount payable would be £286,353.60 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.34% Variable (BoEBR + 1.59%) for 2 years from completion. The pay rate will not go below a floor of 2.34%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	None
Max LTV	90%
Mortgage fees	Application:£0 Completion:£995
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The APRC is calculated based on the following: A repayment mortgage of £275,000 payable over 29 years 3 months on our variable tracker rate for 2 years at 2.34% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,085.56 and 36 monthly payments of £1,316.64 and 290 monthly payments of £1,454.61 followed by a final payment of £644.72. The total amount payable would be £495,934.10 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Product name	Initial rate payable	Then changing to	Changing to	The overall cost for comparison is	Early Repayment Charges	Max LTV	Mortgage fees
2 Year Fixed Rate Mortgage No fee for Purchases (Includes Cashback)	3.59% Fixed until 31/12/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.6% APRC	2% until 31 December 2020, then 1% until 31 December 2021	95%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 27 years 5 months initially on a rate fixed until 31/12/2021 at 3.59% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £644.83 and 36 monthly payments of £672.89 and 268 monthly payments of £738.88 followed by a final payment of £357.16. The total amount payable would be £238,076.96 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases (Includes Cashback) Skipton LISA customers only	2.59% Fixed until 31/01/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 31 January 2021, then 1% until 31 January 2022	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £365,000 payable over 28 years 11 months initially on a rate fixed until 31/01/2022 at 2.59% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,494.22 and 36 monthly payments of £1,755.08 and 286 monthly payments of £1,936.84 followed by a final payment of £743.80. The total amount payable would be £653,724.20 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases (Includes Cashback) Skipton LISA customers only	2.65% Fixed until 31/01/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 31 January 2021, then 1% until 31 January 2022	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £315,000 payable over 30 years 8 months initially on a rate fixed until 31/01/2022 at 2.65% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,250.20 and 36 monthly payments of £1,470.09 and 307 monthly payments of £1,631.52 followed by a final payment of £501.80. The total amount payable would be £584,306.48 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases (Skipton LISA customers only)	2.84% Fixed until 31/01/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 31 January 2021, then 1% until 31 January 2022	95%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 4 months initially on a rate fixed until 31/01/2022 at 2.84% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £657.50 and 36 monthly payments of £744.85 and 267 monthly payments of £817.65 followed by a final payment of £366.25. The total amount payable would be £261,273.40 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases (Includes Cashback) Skipton LISA customers only	3.29% Fixed until 31/01/2022	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.6% APRC	2% until 31 January 2021, then 1% until 31 January 2022	95%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £225,000 payable over 25 years 9 months initially on a rate fixed until 31/01/2022 at 3.29% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,079.49 and 36 monthly payments of £1,159.02 and 248 monthly payments of £1,265.37 followed by a final payment of £650.42. The total amount payable would be £382,094.66 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) New customers only	2.43% Fixed until 31/12/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.2% APRC	2% until 31 December 2020, then 1% until 31 December 2021	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £100,000 payable over 17 years 7 months initially on a rate fixed until 31/12/2021 at 2.43% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £582.10 and 36 monthly payments of £650.67 and 150 monthly payments of £688.70 followed by a final payment of £556.33. The total amount payable would be £141,255.85 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) New customers only	2.54% Fixed until 31/12/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	2% until 31 December 2020, then 1% until 31 December 2021	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 2 months initially on a rate fixed until 31/12/2021 at 2.54% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £622.85 and 36 monthly payments of £717.35 and 229 monthly payments of £778.78 followed by a final payment of £471.14. The total amount payable would be £219,584.76 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback) New customers only	2.68% Fixed until 31/12/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 31 December 2020, then 1% until 31 December 2021	80%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 26 years 8 months initially on a rate fixed until 31/12/2021 at 2.68% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £634.05 and 36 monthly payments of £729.03 and 259 monthly payments of £798.46 followed by a final payment of £415.54. The total amount payable would be £248,678.96 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) New customers only	2.75% Fixed until 31/12/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 31 December 2020, then 1% until 31 December 2021	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 2 months initially on a rate fixed until 31/12/2021 at 2.75% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £653.14 and 36 monthly payments of £746.84 and 265 monthly payments of £819.39 followed by a final payment of £408.25. The total amount payable would be £260,108.20 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) New customers only	2.99% Fixed until 31/12/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.6% APRC	2% until 31 December 2020, then 1% until 31 December 2021	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 28 years 11 months initially on a rate fixed until 31/12/2021 at 2.99% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £624.19 and 36 monthly payments of £699.32 and 286 monthly payments of £771.75 followed by a final payment of £329.13. The total amount payable would be £261,205.71 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgage	1.65% Fixed until 31/12/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.0% APRC	2% until 31 December 2020, then 1% until 31 December 2021	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £100,000 payable over 17 years 7 months initially on a rate fixed until 31/12/2021 at 1.65% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £545.79 and 36 monthly payments of £646.20 and 150 monthly payments of £683.96 followed by a final payment of £550.78. The total amount payable would be £139,506.94 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.52% Fixed until 31/12/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.2% APRC	2% until 31 December 2020, then 1% until 31 December 2021	60%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £215,000 payable over 21 years 4 months initially on a rate fixed until 31/12/2021 at 1.52% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £988.00 and 36 monthly payments of £1,227.58 and 195 monthly payments of £1,318.75 followed by a final payment of £920.73. The total amount payable would be £325,981.86 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) New customers only.	1.91% Fixed until 31/12/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	2% until 31 December 2020, then 1% until 31 December 2021	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 2 months initially on a rate fixed until 31/12/2021 at 1.91% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £581.19 and 36 monthly payments of £713.60 and 229 monthly payments of £774.72 followed by a final payment of £469.79. The total amount payable would be £217,518.83 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	1.89% Fixed until 31/12/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	2% until 31 December 2020, then 1% until 31 December 2021	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 2 months initially on a rate fixed until 31/12/2021 at 1.89% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £579.71 and 36 monthly payments of £713.51 and 229 monthly payments of £774.61 followed by a final payment of £471.02. The total amount payable would be £217,456.11 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.59% Fixed until 31/12/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	2% until 31 December 2020, then 1% until 31 December 2021	75%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £270,000 payable over 25 years 11 months initially on a rate fixed until 31/12/2021 at 1.59% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,062.85 and 36 monthly payments of £1,372.12 and 250 monthly payments of £1,498.92 followed by a final payment of £813.09. The total amount payable would be £450,447.81 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	1.99% Fixed until 31/12/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	2% until 31 December 2020, then 1% until 31 December 2021	80%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 26 years 8 months initially on a rate fixed until 31/12/2021 at 1.99% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £583.84 and 36 monthly payments of £725.00 and 259 monthly payments of £794.07 followed by a final payment of £405.25. The total amount payable would be £246,181.54 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.69% Fixed until 31/12/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	2% until 31 December 2020, then 1% until 31 December 2021	80%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £270,000 payable over 26 years 9 months initially on a rate fixed until 31/12/2021 at 1.69% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,049.23 and 36 monthly payments of £1,349.20 and 260 monthly payments of £1,478.15 followed by a final payment of £754.63. The total amount payable would be £458,826.35 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgage	2.09% Fixed until 31/12/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	2% until 31 December 2020, then 1% until 31 December 2021	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 2 months initially on a rate fixed until 31/12/2021 at 2.09% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £603.03 and 36 monthly payments of £742.96 and 265 monthly payments of £815.12 followed by a final payment of £406.94. The total amount payable would be £257,633.02 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.79% Fixed until 31/12/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	2% until 31 December 2020, then 1% until 31 December 2021	85%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 28 years 11 months initially on a rate fixed until 31/12/2021 at 1.79% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £945.10 and 36 monthly payments of £1,223.10 and 286 monthly payments of £1,349.79 followed by a final payment of £575.54. The total amount payable would be £453,329.48 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) New customers only.	2.79% Fixed until 31/12/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 31 December 2020, then 1% until 31 December 2021	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 28 years 11 months initially on a rate fixed until 31/12/2021 at 2.79% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £608.70 and 36 monthly payments of £698.31 and 286 monthly payments of £770.63 followed by a final payment of £328.07. The total amount payable would be £260,476.21 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.47% Fixed until 31/12/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 31 December 2020, then 1% until 31 December 2021	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £155,000 payable over 29 years 4 months initially on a rate fixed until 31/12/2021 at 2.47% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £618.87 and 36 monthly payments of £739.09 and 291 monthly payments of £816.74 followed by a final payment of £338.69. The total amount payable would be £279,470.15 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Low Fee for Purchases	2.89% Fixed until 31/12/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 31 December 2020, then 1% until 31 December 2021	95%	Application:£0 Completion:£495	Find out more
The APRC is calculated based on the following: A repayment mortgage of £220,000 payable over 27 years 9 months initially on a rate fixed until 31/12/2021 at 2.89% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £962.60 and 36 monthly payments of £1,086.32 and 272 monthly payments of £1,194.19 followed by a final payment of £565.48. The total amount payable would be £387,595.08 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases	2.99% Fixed until 31/12/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 31 December 2020, then 1% until 31 December 2021	95%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 4 months initially on a rate fixed until 31/12/2021 at 2.99% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £669.31 and 36 monthly payments of £745.69 and 267 monthly payments of £818.58 followed by a final payment of £400.93. The total amount payable would be £261,870.07 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages	1.99% Variable (BoEBR + 1.24%) for 2 years from completion. The pay rate will not go below a floor of 1.99%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.1% APRC	0.5% for 2 years from completion	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 17 years 1 month on our variable tracker rate for 2 years at 1.99% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £776.60 and 36 monthly payments of £892.57 and 144 monthly payments of £942.80 followed by a final payment of £782.63. The total amount payable would be £187,316.75 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages	1.61% Variable (BoEBR + 0.86%) for 2 years from completion. The pay rate will not go below a floor of 1.61%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.1% APRC	None	60%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £200,000 payable over 19 years 9 months on our variable tracker rate for 2 years at 1.61% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £990.09 and 36 monthly payments of £1,201.14 and 176 monthly payments of £1,282.46 followed by a final payment of £963.41. The total amount payable would be £293,679.57 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages	2.14% Variable (BoEBR + 1.39%) for 2 years from completion. The pay rate will not go below a floor of 2.14%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	0.5% for 2 years from completion	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £195,000 payable over 23 years 9 months on our variable tracker rate for 2 years at 2.14% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £872.57 and 36 monthly payments of £1,043.46 and 224 monthly payments of £1,131.12 followed by a final payment of £721.80. The total amount payable would be £312,598.92 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages	1.94% Variable (BoEBR + 1.19%) for 2 years from completion. The pay rate will not go below a floor of 1.94%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	None	75%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £230,000 payable over 25 years 3 months on our variable tracker rate for 2 years at 1.94% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £964.25 and 36 monthly payments of £1,190.58 and 242 monthly payments of £1,297.58 followed by a final payment of £760.05. The total amount payable would be £380,777.29 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker No Fee for Purchases & Remortgages	2.27% Variable (BoEBR + 1.52%) for 2 years from completion. The pay rate will not go below a floor of 2.27%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	0.5% for 2 years from completion	80%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £190,000 payable over 24 years 10 months on our variable tracker rate for 2 years at 2.27% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £834.02 and 36 monthly payments of £991.47 and 237 monthly payments of £1,078.96 followed by a final payment of £648.35. The total amount payable would be £312,071.27 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Standard Fee for Purchases & Remortgages	2.04% Variable (BoEBR + 1.29%) for 2 years from completion. The pay rate will not go below a floor of 2.04%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	None	80%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £260,000 payable over 26 years on our variable tracker rate for 2 years at 2.04% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,077.53 and 36 monthly payments of £1,324.14 and 251 monthly payments of £1,446.95 followed by a final payment of £809.38. The total amount payable would be £437,523.59 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages	2.37% Variable (BoEBR + 1.62%) for 2 years from completion. The pay rate will not go below a floor of 2.37%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	0.5% for 2 years from completion	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £190,000 payable over 27 years 9 months on our variable tracker rate for 2 years at 2.37% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £778.39 and 36 monthly payments of £932.36 and 272 monthly payments of £1,024.96 followed by a final payment of £510.71. The total amount payable would be £331,546.15 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages	2.12% Variable (BoEBR + 1.37%) for 2 years from completion. The pay rate will not go below a floor of 2.12%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	None	85%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £310,000 payable over 28 years 2 months on our variable tracker rate for 2 years at 2.12% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,221.95 and 36 monthly payments of £1,510.83 and 277 monthly payments of £1,663.19 followed by a final payment of £801.94. The total amount payable would be £545,222.25 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages	2.57% Variable (BoEBR + 1.82%) for 2 years from completion. The pay rate will not go below a floor of 2.57%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	0.5% for 2 years from completion	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £165,000 payable over 27 years 4 months on our variable tracker rate for 2 years at 2.57% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £700.20 and 36 monthly payments of £817.64 and 267 monthly payments of £897.59 followed by a final payment of £457.23. The total amount payable would be £286,353.60 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages	2.34% Variable (BoEBR + 1.59%) for 2 years from completion. The pay rate will not go below a floor of 2.34%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	None	90%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £275,000 payable over 29 years 3 months on our variable tracker rate for 2 years at 2.34% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,085.56 and 36 monthly payments of £1,316.64 and 290 monthly payments of £1,454.61 followed by a final payment of £644.72. The total amount payable would be £495,934.10 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.95% Fixed until 31/01/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	5% until 31 January 2021, then 5% until 31 January 2022, then 4% until 31 January 2023, then 3% until 31 January 2024, then 2% until 31 January 2025
Max LTV	95%
Mortgage fees	Application:£0 Completion:£495
Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 28 years 3 months initially on a rate fixed until 31/01/2025 at 2.95% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £654.21 and 278 monthly payments of £799.94 followed by a final payment of £325.44. The total amount payable would be £261,961.36 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	3.09% Fixed until 31/01/2025
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	5% until 31 January 2021, then 5% until 31 January 2022, then 4% until 31 January 2023, then 3% until 31 January 2024, then 2% until 31 January 2025
Max LTV	95%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 4 months initially on a rate fixed until 31/01/2025 at 3.09% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £677.14 and 267 monthly payments of £811.22 followed by a final payment of £363.33. The total amount payable would be £257,587.47 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.75% Fixed until 31/12/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.7% APRC
Early Repayment Charges	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024
Max LTV	60%
Mortgage fees	Application:£0 Completion:£1,995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £295,000 payable over 22 years initially on a rate fixed until 31/12/2024 at 1.75% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,355.15 and 204 monthly payments of £1,740.06 followed by a final payment of £1,174.83. The total amount payable would be £436,100.92 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.95% Fixed until 31/12/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.5% APRC
Early Repayment Charges	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £100,000 payable over 17 years 7 months initially on a rate fixed until 31/12/2024 at 1.95% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £559.59 and 151 monthly payments of £668.71 followed by a final payment of £539.15. The total amount payable would be £134,530.17 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.79% Fixed until 31/12/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.7% APRC
Early Repayment Charges	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024
Max LTV	60%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £215,000 payable over 21 years 4 months initially on a rate fixed until 31/12/2024 at 1.79% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,015.04 and 196 monthly payments of £1,287.57 followed by a final payment of £893.18. The total amount payable would be £313,144.26 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.87% Fixed until 31/12/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.0% APRC
Early Repayment Charges	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024
Max LTV	75%
Mortgage fees	Application:£0 Completion:£1,995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £320,000 payable over 27 years 2 months initially on a rate fixed until 31/12/2024 at 1.87% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,259.55 and 266 monthly payments of £1,705.84 followed by a final payment of £837.60. The total amount payable would be £528,904.49 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.05% Fixed until 31/12/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.9% APRC
Early Repayment Charges	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 2 months initially on a rate fixed until 31/12/2024 at 2.05% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £590.20 and 230 monthly payments of £758.64 followed by a final payment of £454.82. The total amount payable would be £209,763.82 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.01% Fixed until 31/12/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.1% APRC
Early Repayment Charges	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024
Max LTV	80%
Mortgage fees	Application:£0 Completion:£1,995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £335,000 payable over 29 years 5 months initially on a rate fixed until 31/12/2024 at 2.01% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,264.17 and 293 monthly payments of £1,730.00 followed by a final payment of £695.17. The total amount payable would be £582,171.20 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.20% Fixed until 31/12/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.0% APRC
Early Repayment Charges	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024
Max LTV	80%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 26 years 8 months initially on a rate fixed until 31/12/2024 at 2.20% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £598.86 and 260 monthly payments of £779.92 followed by a final payment of £398.82. The total amount payable would be £238,510.76 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.08% Fixed until 31/12/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.0% APRC
Early Repayment Charges	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024
Max LTV	80%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £270,000 payable over 26 years 9 months initially on a rate fixed until 31/12/2024 at 2.08% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,100.55 and 261 monthly payments of £1,451.99 followed by a final payment of £733.42. The total amount payable would be £444,635.26 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.13% Fixed until 31/12/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.9% APRC
Early Repayment Charges	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 2 months initially on a rate fixed until 31/12/2024 at 2.13% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £595.36 and 230 monthly payments of £759.94 followed by a final payment of £456.71. The total amount payable would be £210,369.15 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.92% Fixed until 31/12/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.9% APRC
Early Repayment Charges	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024
Max LTV	75%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £270,000 payable over 25 years 11 months initially on a rate fixed until 31/12/2024 at 1.92% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,105.70 and 251 monthly payments of £1,468.53 followed by a final payment of £795.08. The total amount payable would be £434,632.41 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.14% Fixed until 31/12/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.1% APRC
Early Repayment Charges	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024
Max LTV	85%
Mortgage fees	Application:£0 Completion:£1,995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £335,000 payable over 29 years 6 months initially on a rate fixed until 31/12/2024 at 2.14% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,283.66 and 294 monthly payments of £1,732.39 followed by a final payment of £693.21. The total amount payable would be £585,751.81 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.35% Fixed until 31/12/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.1% APRC
Early Repayment Charges	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 2 months initially on a rate fixed until 31/12/2024 at 2.35% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £622.41 and 266 monthly payments of £802.45 followed by a final payment of £397.83. The total amount payable would be £250,571.72 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.24% Fixed until 31/12/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.1% APRC
Early Repayment Charges	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024
Max LTV	85%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 28 years 11 months initially on a rate fixed until 31/12/2024 at 2.24% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,002.24 and 287 monthly payments of £1,329.66 followed by a final payment of £562.46. The total amount payable would be £441,307.04 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.31% Fixed until 31/12/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.2% APRC
Early Repayment Charges	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024
Max LTV	90%
Mortgage fees	Application:£0 Completion:£1,995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £305,000 payable over 29 years 9 months initially on a rate fixed until 31/12/2024 at 2.31% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,188.66 and 297 monthly payments of £1,577.98 followed by a final payment of £613.95. The total amount payable would be £539,404.95 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

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Initial rate payable	2.64% Fixed until 31/12/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.2% APRC
Early Repayment Charges	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £155,000 payable over 29 years 4 months initially on a rate fixed until 31/12/2024 at 2.64% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £632.47 and 291 monthly payments of £805.98 followed by a final payment of £328.08. The total amount payable would be £272,816.46 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.89% Fixed until 31/12/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 28 years 11 months initially on a rate fixed until 31/12/2024 at 2.89% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £616.42 and 287 monthly payments of £762.56 followed by a final payment of £326.96. The total amount payable would be £255,550.46 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.46% Fixed until 31/12/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.2% APRC
Early Repayment Charges	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024
Max LTV	90%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £240,000 payable over 29 years 9 months initially on a rate fixed until 31/12/2024 at 2.46% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £951.68 and 297 monthly payments of £1,242.32 followed by a final payment of £484.93. The total amount payable would be £425,603.09 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	3.09% Fixed until 31/12/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024
Max LTV	95%
Mortgage fees	Application:£0 Completion:£495
Find out more
The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 27 years 9 months initially on a rate fixed until 31/12/2024 at 3.09% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £941.15 and 273 monthly payments of £1,131.25 followed by a final payment of £533.54. The total amount payable would be £364,892.64 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	3.15% Fixed until 31/12/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024
Max LTV	95%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 27 years 5 months initially on a rate fixed until 31/12/2024 at 3.15% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £612.57 and 269 monthly payments of £730.27 followed by a final payment of £354.05. The total amount payable would be £232,938.31 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Product name	Initial rate payable	Then changing to	Changing to	The overall cost for comparison is	Early Repayment Charges	Max LTV	Mortgage fees
5 Year Fixed Rate Mortgage Low Fee for Purchases (Skipton LISA customers only)	2.95% Fixed until 31/01/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	5% until 31 January 2021, then 5% until 31 January 2022, then 4% until 31 January 2023, then 3% until 31 January 2024, then 2% until 31 January 2025	95%	Application:£0 Completion:£495	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 28 years 3 months initially on a rate fixed until 31/01/2025 at 2.95% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £654.21 and 278 monthly payments of £799.94 followed by a final payment of £325.44. The total amount payable would be £261,961.36 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases (Skipton LISA customers only)	3.09% Fixed until 31/01/2025	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	5% until 31 January 2021, then 5% until 31 January 2022, then 4% until 31 January 2023, then 3% until 31 January 2024, then 2% until 31 January 2025	95%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 4 months initially on a rate fixed until 31/01/2025 at 3.09% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £677.14 and 267 monthly payments of £811.22 followed by a final payment of £363.33. The total amount payable would be £257,587.47 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages	1.75% Fixed until 31/12/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.7% APRC	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024	60%	Application:£0 Completion:£1,995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £295,000 payable over 22 years initially on a rate fixed until 31/12/2024 at 1.75% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,355.15 and 204 monthly payments of £1,740.06 followed by a final payment of £1,174.83. The total amount payable would be £436,100.92 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	1.95% Fixed until 31/12/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.5% APRC	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £100,000 payable over 17 years 7 months initially on a rate fixed until 31/12/2024 at 1.95% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £559.59 and 151 monthly payments of £668.71 followed by a final payment of £539.15. The total amount payable would be £134,530.17 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.79% Fixed until 31/12/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.7% APRC	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024	60%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £215,000 payable over 21 years 4 months initially on a rate fixed until 31/12/2024 at 1.79% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,015.04 and 196 monthly payments of £1,287.57 followed by a final payment of £893.18. The total amount payable would be £313,144.26 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage High fee for Purchases & Remortgages	1.87% Fixed until 31/12/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.0% APRC	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024	75%	Application:£0 Completion:£1,995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £320,000 payable over 27 years 2 months initially on a rate fixed until 31/12/2024 at 1.87% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,259.55 and 266 monthly payments of £1,705.84 followed by a final payment of £837.60. The total amount payable would be £528,904.49 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.05% Fixed until 31/12/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.9% APRC	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 2 months initially on a rate fixed until 31/12/2024 at 2.05% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £590.20 and 230 monthly payments of £758.64 followed by a final payment of £454.82. The total amount payable would be £209,763.82 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages	2.01% Fixed until 31/12/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.1% APRC	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024	80%	Application:£0 Completion:£1,995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £335,000 payable over 29 years 5 months initially on a rate fixed until 31/12/2024 at 2.01% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,264.17 and 293 monthly payments of £1,730.00 followed by a final payment of £695.17. The total amount payable would be £582,171.20 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.20% Fixed until 31/12/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.0% APRC	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024	80%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 26 years 8 months initially on a rate fixed until 31/12/2024 at 2.20% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £598.86 and 260 monthly payments of £779.92 followed by a final payment of £398.82. The total amount payable would be £238,510.76 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	2.08% Fixed until 31/12/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.0% APRC	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024	80%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £270,000 payable over 26 years 9 months initially on a rate fixed until 31/12/2024 at 2.08% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,100.55 and 261 monthly payments of £1,451.99 followed by a final payment of £733.42. The total amount payable would be £444,635.26 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback) New customers only	2.13% Fixed until 31/12/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.9% APRC	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 2 months initially on a rate fixed until 31/12/2024 at 2.13% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £595.36 and 230 monthly payments of £759.94 followed by a final payment of £456.71. The total amount payable would be £210,369.15 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.92% Fixed until 31/12/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.9% APRC	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024	75%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £270,000 payable over 25 years 11 months initially on a rate fixed until 31/12/2024 at 1.92% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,105.70 and 251 monthly payments of £1,468.53 followed by a final payment of £795.08. The total amount payable would be £434,632.41 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages	2.14% Fixed until 31/12/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.1% APRC	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024	85%	Application:£0 Completion:£1,995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £335,000 payable over 29 years 6 months initially on a rate fixed until 31/12/2024 at 2.14% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,283.66 and 294 monthly payments of £1,732.39 followed by a final payment of £693.21. The total amount payable would be £585,751.81 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.35% Fixed until 31/12/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.1% APRC	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 2 months initially on a rate fixed until 31/12/2024 at 2.35% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £622.41 and 266 monthly payments of £802.45 followed by a final payment of £397.83. The total amount payable would be £250,571.72 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	2.24% Fixed until 31/12/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.1% APRC	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024	85%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 28 years 11 months initially on a rate fixed until 31/12/2024 at 2.24% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,002.24 and 287 monthly payments of £1,329.66 followed by a final payment of £562.46. The total amount payable would be £441,307.04 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages	2.31% Fixed until 31/12/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.2% APRC	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024	90%	Application:£0 Completion:£1,995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £305,000 payable over 29 years 9 months initially on a rate fixed until 31/12/2024 at 2.31% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,188.66 and 297 monthly payments of £1,577.98 followed by a final payment of £613.95. The total amount payable would be £539,404.95 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.64% Fixed until 31/12/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.2% APRC	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £155,000 payable over 29 years 4 months initially on a rate fixed until 31/12/2024 at 2.64% and then our RMVR variable rate currently 4.99% for the remaining term would require 60 monthly payments of £632.47 and 291 monthly payments of £805.98 followed by a final payment of £328.08. The total amount payable would be £272,816.46 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback) New customers only	2.89% Fixed until 31/12/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 28 years 11 months initially on a rate fixed until 31/12/2024 at 2.89% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £616.42 and 287 monthly payments of £762.56 followed by a final payment of £326.96. The total amount payable would be £255,550.46 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	2.46% Fixed until 31/12/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.2% APRC	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024	90%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £240,000 payable over 29 years 9 months initially on a rate fixed until 31/12/2024 at 2.46% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £951.68 and 297 monthly payments of £1,242.32 followed by a final payment of £484.93. The total amount payable would be £425,603.09 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Low Fee for Purchase	3.09% Fixed until 31/12/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024	95%	Application:£0 Completion:£495	Find out more
The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 27 years 9 months initially on a rate fixed until 31/12/2024 at 3.09% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £941.15 and 273 monthly payments of £1,131.25 followed by a final payment of £533.54. The total amount payable would be £364,892.64 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgages No Fee for Purchase	3.15% Fixed until 31/12/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	5% until 31 December 2020, then 5% until 31 December 2021, then 4% until 31 December 2022, then 3% until 31 December 2023, then 2% until 31 December 2024	95%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 27 years 5 months initially on a rate fixed until 31/12/2024 at 3.15% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £612.57 and 269 monthly payments of £730.27 followed by a final payment of £354.05. The total amount payable would be £232,938.31 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.36% Fixed until 31/12/2026
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.3% APRC
Early Repayment Charges	7% until 31 December 2020, then 7% until 31 December 2021, then 7% until 31 December 2022, then 6% until 31 December 2023, then 5% until 31 December 2024, then 4% until 31 December 2025, then 3% until 31 December 2026
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £100,000 payable over 17 years 7 months initially on a rate fixed until 31/12/2026 at 2.36% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £578.95 and 126 monthly payments of £658.77 followed by a final payment of £564.75. The total amount payable would be £132,201.57 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.47% Fixed until 31/12/2026
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.7% APRC
Early Repayment Charges	7% until 31 December 2020, then 7% until 31 December 2021, then 7% until 31 December 2022, then 6% until 31 December 2023, then 5% until 31 December 2024, then 4% until 31 December 2025, then 3% until 31 December 2026
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 2 months initially on a rate fixed until 31/12/2026 at 2.47% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £618.06 and 205 monthly payments of £749.66 followed by a final payment of £501.50. The total amount payable would be £206,098.84 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.64% Fixed until 31/12/2026
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.9% APRC
Early Repayment Charges	7% until 31 December 2020, then 7% until 31 December 2021, then 7% until 31 December 2022, then 6% until 31 December 2023, then 5% until 31 December 2024, then 4% until 31 December 2025, then 3% until 31 December 2026
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 2 months initially on a rate fixed until 31/12/2026 at 2.64% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £644.49 and 241 monthly payments of £792.56 followed by a final payment of £447.84. The total amount payable would be £245,591.96 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.85% Fixed until 31/12/2026
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.0% APRC
Early Repayment Charges	7% until 31 December 2020, then 7% until 31 December 2021, then 7% until 31 December 2022, then 6% until 31 December 2023, then 5% until 31 December 2024, then 4% until 31 December 2025, then 3% until 31 December 2026
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
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The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 28 years 11 months initially on a rate fixed until 31/12/2026 at 2.85% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £613.29 and 262 monthly payments of £750.04 followed by a final payment of £374.30. The total amount payable would be £248,401.14 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Product name	Initial rate payable	Then changing to	Changing to	The overall cost for comparison is	Early Repayment Charges	Max LTV	Mortgage fees
7 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.36% Fixed until 31/12/2026	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.3% APRC	7% until 31 December 2020, then 7% until 31 December 2021, then 7% until 31 December 2022, then 6% until 31 December 2023, then 5% until 31 December 2024, then 4% until 31 December 2025, then 3% until 31 December 2026	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £100,000 payable over 17 years 7 months initially on a rate fixed until 31/12/2026 at 2.36% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £578.95 and 126 monthly payments of £658.77 followed by a final payment of £564.75. The total amount payable would be £132,201.57 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
7 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.47% Fixed until 31/12/2026	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.7% APRC	7% until 31 December 2020, then 7% until 31 December 2021, then 7% until 31 December 2022, then 6% until 31 December 2023, then 5% until 31 December 2024, then 4% until 31 December 2025, then 3% until 31 December 2026	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 2 months initially on a rate fixed until 31/12/2026 at 2.47% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £618.06 and 205 monthly payments of £749.66 followed by a final payment of £501.50. The total amount payable would be £206,098.84 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
7 Year Fixed Rate Mortgage No fee for Purchases & Remortgages	2.64% Fixed until 31/12/2026	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.9% APRC	7% until 31 December 2020, then 7% until 31 December 2021, then 7% until 31 December 2022, then 6% until 31 December 2023, then 5% until 31 December 2024, then 4% until 31 December 2025, then 3% until 31 December 2026	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 2 months initially on a rate fixed until 31/12/2026 at 2.64% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £644.49 and 241 monthly payments of £792.56 followed by a final payment of £447.84. The total amount payable would be £245,591.96 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
7 Year Fixed Rate Mortgage No fee for Purchases & Remortgages	2.85% Fixed until 31/12/2026	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.0% APRC	7% until 31 December 2020, then 7% until 31 December 2021, then 7% until 31 December 2022, then 6% until 31 December 2023, then 5% until 31 December 2024, then 4% until 31 December 2025, then 3% until 31 December 2026	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 28 years 11 months initially on a rate fixed until 31/12/2026 at 2.85% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £613.29 and 262 monthly payments of £750.04 followed by a final payment of £374.30. The total amount payable would be £248,401.14 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

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2 Year Fixed Rate Mortgage No fee for Purchases (Includes Cashback)

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2 Year Fixed Rate Mortgage No Fee for Purchases (Skipton LISA customers only)

2 Year Fixed Rate Mortgage No Fee for Purchases (Includes Cashback) Skipton LISA customers only

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2 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) New customers only

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgage

2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) New customers only.

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgage

2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) New customers only.

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

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2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages

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2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages

2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage Low Fee for Purchases (Skipton LISA customers only)

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5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback) New customers only

5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback) New customers only

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5 Year Fixed Rate Mortgage Low Fee for Purchase

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7 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages