Moving house

Initial rate payable	3.59% Fixed until 30/11/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.6% APRC
Early Repayment Charges	2% until 30 November 2020, then 1% until 30 November 2021
Max LTV	95%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 27 years 5 months initially on a rate fixed until 30/11/2021 at 3.59% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £644.83 and 36 monthly payments of £672.89 and 268 monthly payments of £738.90 followed by a final payment of £384.91. The total amount payable would be £238,110.07 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.43% Fixed until 30/11/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.2% APRC
Early Repayment Charges	2% until 30 November 2020, then 1% until 30 November 2021
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £100,000 payable over 17 years 7 months initially on a rate fixed until 30/11/2021 at 2.43% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £582.10 and 36 monthly payments of £650.68 and 150 monthly payments of £688.72 followed by a final payment of £566.90. The total amount payable would be £141,269.78 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.54% Fixed until 30/11/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	2% until 30 November 2020, then 1% until 30 November 2021
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 2 months initially on a rate fixed until 30/11/2021 at 2.54% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £622.85 and 36 monthly payments of £717.35 and 229 monthly payments of £778.80 followed by a final payment of £493.64. The total amount payable would be £219,611.84 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.81% Fixed until 30/11/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 30 November 2020, then 1% until 30 November 2021
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 2 months initially on a rate fixed until 30/11/2021 at 2.81% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £657.83 and 36 monthly payments of £747.19 and 265 monthly payments of £819.78 followed by a final payment of £439.02. The total amount payable would be £260,367.48 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	3.12% Fixed until 30/11/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.6% APRC
Early Repayment Charges	2% until 30 November 2020, then 1% until 30 November 2021
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 28 years 11 months initially on a rate fixed until 30/11/2021 at 3.12% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £634.19 and 36 monthly payments of £699.99 and 286 monthly payments of £772.51 followed by a final payment of £361.73. The total amount payable would be £261,719.79 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.82% Fixed until 30/11/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.0% APRC
Early Repayment Charges	2% until 30 November 2020, then 1% until 30 November 2021
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £100,000 payable over 17 years 7 months initially on a rate fixed until 30/11/2021 at 1.82% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £553.79 and 36 monthly payments of £647.15 and 150 monthly payments of £684.99 followed by a final payment of £563.93. The total amount payable would be £139,900.79 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.66% Fixed until 30/11/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.2% APRC
Early Repayment Charges	2% until 30 November 2020, then 1% until 30 November 2021
Max LTV	60%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £215,000 payable over 21 years 4 months initially on a rate fixed until 30/11/2021 at 1.66% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,001.76 and 36 monthly payments of £1,229.15 and 195 monthly payments of £1,320.47 followed by a final payment of £951.31. The total amount payable would be £326,734.60 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.01% Fixed until 30/11/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	2% until 30 November 2020, then 1% until 30 November 2021
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 2 months initially on a rate fixed until 30/11/2021 at 2.01% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £587.50 and 36 monthly payments of £714.24 and 229 monthly payments of £775.42 followed by a final payment of £492.60. The total amount payable would be £217,876.42 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.99% Fixed until 30/11/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	2% until 30 November 2020, then 1% until 30 November 2021
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 2 months initially on a rate fixed until 30/11/2021 at 1.99% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £586.28 and 36 monthly payments of £714.11 and 229 monthly payments of £775.28 followed by a final payment of £490.48. The total amount payable would be £217,808.28 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.69% Fixed until 30/11/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	2% until 30 November 2020, then 1% until 30 November 2021
Max LTV	75%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £270,000 payable over 25 years 11 months initially on a rate fixed until 30/11/2021 at 1.69% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,075.93 and 36 monthly payments of £1,373.28 and 250 monthly payments of £1,500.22 followed by a final payment of £863.55. The total amount payable would be £451,178.95 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.21% Fixed until 30/11/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	2% until 30 November 2020, then 1% until 30 November 2021
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 2 months initially on a rate fixed until 30/11/2021 at 2.21% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £611.97 and 36 monthly payments of £743.69 and 265 monthly payments of £815.94 followed by a final payment of £431.33. The total amount payable would be £258,115.55 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.89% Fixed until 30/11/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	2% until 30 November 2020, then 1% until 30 November 2021
Max LTV	85%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 28 years 11 months initially on a rate fixed until 30/11/2021 at 1.89% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £957.32 and 36 monthly payments of £1,224.16 and 286 monthly payments of £1,350.97 followed by a final payment of £636.82. The total amount payable would be £454,059.68 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.89% Fixed until 30/11/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 30 November 2020, then 1% until 30 November 2021
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 28 years 11 months initially on a rate fixed until 30/11/2021 at 2.89% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £616.42 and 36 monthly payments of £698.82 and 286 monthly payments of £771.21 followed by a final payment of £362.94. The total amount payable would be £260,880.60 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.44% Fixed until 30/11/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 30 November 2020, then 1% until 30 November 2021
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 28 years 11 months initially on a rate fixed until 30/11/2021 at 2.44% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £582.39 and 36 monthly payments of £696.44 and 286 monthly payments of £768.59 followed by a final payment of £363.18. The total amount payable would be £259,229.12 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.14% Fixed until 30/11/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 30 November 2020, then 1% until 30 November 2021
Max LTV	90%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £240,000 payable over 29 years 9 months initially on a rate fixed until 30/11/2021 at 2.14% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £912.45 and 36 monthly payments of £1,137.81 and 296 monthly payments of £1,259.09 followed by a final payment of £551.52. The total amount payable would be £436,102.12 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.92% Fixed until 30/11/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.6% APRC
Early Repayment Charges	2% until 30 November 2020, then 1% until 30 November 2021
Max LTV	95%
Mortgage fees	Application:£0 Completion:£495
Find out more
The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 27 years 9 months initially on a rate fixed until 30/11/2021 at 2.92% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £922.26 and 36 monthly payments of £1,037.29 and 272 monthly payments of £1,140.31 followed by a final payment of £586.23. The total amount payable would be £370,227.23 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.99% Fixed until 30/11/2021
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	2% until 30 November 2020, then 1% until 30 November 2021
Max LTV	95%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 27 years 5 months initially on a rate fixed until 30/11/2021 at 2.99% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £601.20 and 36 monthly payments of £670.00 and 268 monthly payments of £735.72 followed by a final payment of £387.72. The total amount payable would be £236,109.48 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.99% Variable (BoEBR + 1.24%) for 2 years from completion. The pay rate will not go below a floor of 1.99%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.1% APRC
Early Repayment Charges	0.5% for 1 years from completion
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 17 years 1 month on our variable tracker rate for 2 years at 1.99% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £776.60 and 36 monthly payments of £892.57 and 144 monthly payments of £942.80 followed by a final payment of £782.63. The total amount payable would be £187,316.75 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.89% Variable (BoEBR + 1.14%) for 2 years from completion. The pay rate will not go below a floor of 1.89%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.2% APRC
Early Repayment Charges	None
Max LTV	60%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £175,000 payable over 20 years 4 months on our variable tracker rate for 2 years at 1.89% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £868.40 and 36 monthly payments of £1,034.72 and 183 monthly payments of £1,107.31 followed by a final payment of £833.39. The total amount payable would be £261,562.64 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.14% Variable (BoEBR + 1.39%) for 2 years from completion. The pay rate will not go below a floor of 2.14%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	0.5% for 2 years from completion
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £195,000 payable over 23 years 9 months on our variable tracker rate for 2 years at 2.14% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £872.57 and 36 monthly payments of £1,043.46 and 224 monthly payments of £1,131.12 followed by a final payment of £721.80. The total amount payable would be £312,598.92 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.94% Variable (BoEBR + 1.19%) for 2 years from completion. The pay rate will not go below a floor of 1.94%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	None
Max LTV	75%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £230,000 payable over 25 years 3 months on our variable tracker rate for 2 years at 1.94% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £964.25 and 36 monthly payments of £1,190.58 and 242 monthly payments of £1,297.58 followed by a final payment of £760.05. The total amount payable would be £380,777.29 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.27% Variable (BoEBR + 1.52%) for 2 years from completion. The pay rate will not go below a floor of 2.27%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	0.5% for 2 years from completion
Max LTV	80%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £190,000 payable over 24 years 10 months on our variable tracker rate for 2 years at 2.27% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £834.02 and 36 monthly payments of £991.47 and 237 monthly payments of £1,078.96 followed by a final payment of £648.35. The total amount payable would be £312,071.27 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.04% Variable (BoEBR + 1.29%) for 2 years from completion. The pay rate will not go below a floor of 2.04%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	None
Max LTV	80%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £260,000 payable over 26 years on our variable tracker rate for 2 years at 2.04% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,077.53 and 36 monthly payments of £1,324.14 and 251 monthly payments of £1,446.95 followed by a final payment of £809.38. The total amount payable would be £437,523.59 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.37% Variable (BoEBR + 1.62%) for 2 years from completion. The pay rate will not go below a floor of 2.37%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	0.5% for 2 years from completion
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £190,000 payable over 27 years 9 months on our variable tracker rate for 2 years at 2.37% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £778.39 and 36 monthly payments of £932.36 and 272 monthly payments of £1,024.96 followed by a final payment of £510.71. The total amount payable would be £331,546.15 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.12% Variable (BoEBR + 1.37%) for 2 years from completion. The pay rate will not go below a floor of 2.12%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	None
Max LTV	85%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £310,000 payable over 28 years 2 months on our variable tracker rate for 2 years at 2.12% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,221.95 and 36 monthly payments of £1,510.83 and 277 monthly payments of £1,663.19 followed by a final payment of £801.94. The total amount payable would be £545,222.25 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.57% Variable (BoEBR + 1.82%) for 2 years from completion. The pay rate will not go below a floor of 2.57%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	0.5% for 2 years from completion
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £165,000 payable over 27 years 4 months on our variable tracker rate for 2 years at 2.57% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £700.20 and 36 monthly payments of £817.64 and 267 monthly payments of £897.59 followed by a final payment of £457.23. The total amount payable would be £286,353.60 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.34% Variable (BoEBR + 1.59%) for 2 years from completion. The pay rate will not go below a floor of 2.34%.
Then changing to	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.5% APRC
Early Repayment Charges	None
Max LTV	90%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £275,000 payable over 29 years 3 months on our variable tracker rate for 2 years at 2.34% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,085.56 and 36 monthly payments of £1,316.64 and 290 monthly payments of £1,454.61 followed by a final payment of £644.72. The total amount payable would be £495,934.10 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Product name	Initial rate payable	Then changing to	Changing to	The overall cost for comparison is	Early Repayment Charges	Max LTV	Mortgage fees
2 Year Fixed Rate Mortgage No fee for Purchases (Includes Cashback)	3.59% Fixed until 30/11/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.6% APRC	2% until 30 November 2020, then 1% until 30 November 2021	95%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 27 years 5 months initially on a rate fixed until 30/11/2021 at 3.59% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £644.83 and 36 monthly payments of £672.89 and 268 monthly payments of £738.90 followed by a final payment of £384.91. The total amount payable would be £238,110.07 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) New customers only	2.43% Fixed until 30/11/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.2% APRC	2% until 30 November 2020, then 1% until 30 November 2021	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £100,000 payable over 17 years 7 months initially on a rate fixed until 30/11/2021 at 2.43% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £582.10 and 36 monthly payments of £650.68 and 150 monthly payments of £688.72 followed by a final payment of £566.90. The total amount payable would be £141,269.78 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) New customers only	2.54% Fixed until 30/11/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	2% until 30 November 2020, then 1% until 30 November 2021	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 2 months initially on a rate fixed until 30/11/2021 at 2.54% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £622.85 and 36 monthly payments of £717.35 and 229 monthly payments of £778.80 followed by a final payment of £493.64. The total amount payable would be £219,611.84 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) New customers only	2.81% Fixed until 30/11/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 30 November 2020, then 1% until 30 November 2021	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 2 months initially on a rate fixed until 30/11/2021 at 2.81% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £657.83 and 36 monthly payments of £747.19 and 265 monthly payments of £819.78 followed by a final payment of £439.02. The total amount payable would be £260,367.48 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) New customers only	3.12% Fixed until 30/11/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.6% APRC	2% until 30 November 2020, then 1% until 30 November 2021	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 28 years 11 months initially on a rate fixed until 30/11/2021 at 3.12% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £634.19 and 36 monthly payments of £699.99 and 286 monthly payments of £772.51 followed by a final payment of £361.73. The total amount payable would be £261,719.79 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgage	1.82% Fixed until 30/11/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.0% APRC	2% until 30 November 2020, then 1% until 30 November 2021	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £100,000 payable over 17 years 7 months initially on a rate fixed until 30/11/2021 at 1.82% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £553.79 and 36 monthly payments of £647.15 and 150 monthly payments of £684.99 followed by a final payment of £563.93. The total amount payable would be £139,900.79 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.66% Fixed until 30/11/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.2% APRC	2% until 30 November 2020, then 1% until 30 November 2021	60%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £215,000 payable over 21 years 4 months initially on a rate fixed until 30/11/2021 at 1.66% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,001.76 and 36 monthly payments of £1,229.15 and 195 monthly payments of £1,320.47 followed by a final payment of £951.31. The total amount payable would be £326,734.60 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) New customers only.	2.01% Fixed until 30/11/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	2% until 30 November 2020, then 1% until 30 November 2021	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 2 months initially on a rate fixed until 30/11/2021 at 2.01% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £587.50 and 36 monthly payments of £714.24 and 229 monthly payments of £775.42 followed by a final payment of £492.60. The total amount payable would be £217,876.42 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	1.99% Fixed until 30/11/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	2% until 30 November 2020, then 1% until 30 November 2021	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 2 months initially on a rate fixed until 30/11/2021 at 1.99% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £586.28 and 36 monthly payments of £714.11 and 229 monthly payments of £775.28 followed by a final payment of £490.48. The total amount payable would be £217,808.28 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.69% Fixed until 30/11/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	2% until 30 November 2020, then 1% until 30 November 2021	75%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £270,000 payable over 25 years 11 months initially on a rate fixed until 30/11/2021 at 1.69% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,075.93 and 36 monthly payments of £1,373.28 and 250 monthly payments of £1,500.22 followed by a final payment of £863.55. The total amount payable would be £451,178.95 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgage	2.21% Fixed until 30/11/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	2% until 30 November 2020, then 1% until 30 November 2021	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 2 months initially on a rate fixed until 30/11/2021 at 2.21% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £611.97 and 36 monthly payments of £743.69 and 265 monthly payments of £815.94 followed by a final payment of £431.33. The total amount payable would be £258,115.55 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.89% Fixed until 30/11/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	2% until 30 November 2020, then 1% until 30 November 2021	85%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 28 years 11 months initially on a rate fixed until 30/11/2021 at 1.89% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £957.32 and 36 monthly payments of £1,224.16 and 286 monthly payments of £1,350.97 followed by a final payment of £636.82. The total amount payable would be £454,059.68 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) New customers only.	2.89% Fixed until 30/11/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 30 November 2020, then 1% until 30 November 2021	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 28 years 11 months initially on a rate fixed until 30/11/2021 at 2.89% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £616.42 and 36 monthly payments of £698.82 and 286 monthly payments of £771.21 followed by a final payment of £362.94. The total amount payable would be £260,880.60 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.44% Fixed until 30/11/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 30 November 2020, then 1% until 30 November 2021	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 28 years 11 months initially on a rate fixed until 30/11/2021 at 2.44% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £582.39 and 36 monthly payments of £696.44 and 286 monthly payments of £768.59 followed by a final payment of £363.18. The total amount payable would be £259,229.12 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	2.14% Fixed until 30/11/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 30 November 2020, then 1% until 30 November 2021	90%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £240,000 payable over 29 years 9 months initially on a rate fixed until 30/11/2021 at 2.14% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £912.45 and 36 monthly payments of £1,137.81 and 296 monthly payments of £1,259.09 followed by a final payment of £551.52. The total amount payable would be £436,102.12 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Low Fee for Purchases	2.92% Fixed until 30/11/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.6% APRC	2% until 30 November 2020, then 1% until 30 November 2021	95%	Application:£0 Completion:£495	Find out more
The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 27 years 9 months initially on a rate fixed until 30/11/2021 at 2.92% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £922.26 and 36 monthly payments of £1,037.29 and 272 monthly payments of £1,140.31 followed by a final payment of £586.23. The total amount payable would be £370,227.23 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases	2.99% Fixed until 30/11/2021	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	2% until 30 November 2020, then 1% until 30 November 2021	95%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 27 years 5 months initially on a rate fixed until 30/11/2021 at 2.99% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £601.20 and 36 monthly payments of £670.00 and 268 monthly payments of £735.72 followed by a final payment of £387.72. The total amount payable would be £236,109.48 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages	1.99% Variable (BoEBR + 1.24%) for 2 years from completion. The pay rate will not go below a floor of 1.99%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.1% APRC	0.5% for 1 years from completion	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 17 years 1 month on our variable tracker rate for 2 years at 1.99% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £776.60 and 36 monthly payments of £892.57 and 144 monthly payments of £942.80 followed by a final payment of £782.63. The total amount payable would be £187,316.75 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages	1.89% Variable (BoEBR + 1.14%) for 2 years from completion. The pay rate will not go below a floor of 1.89%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.2% APRC	None	60%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £175,000 payable over 20 years 4 months on our variable tracker rate for 2 years at 1.89% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £868.40 and 36 monthly payments of £1,034.72 and 183 monthly payments of £1,107.31 followed by a final payment of £833.39. The total amount payable would be £261,562.64 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages	2.14% Variable (BoEBR + 1.39%) for 2 years from completion. The pay rate will not go below a floor of 2.14%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	0.5% for 2 years from completion	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £195,000 payable over 23 years 9 months on our variable tracker rate for 2 years at 2.14% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £872.57 and 36 monthly payments of £1,043.46 and 224 monthly payments of £1,131.12 followed by a final payment of £721.80. The total amount payable would be £312,598.92 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages	1.94% Variable (BoEBR + 1.19%) for 2 years from completion. The pay rate will not go below a floor of 1.94%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	None	75%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £230,000 payable over 25 years 3 months on our variable tracker rate for 2 years at 1.94% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £964.25 and 36 monthly payments of £1,190.58 and 242 monthly payments of £1,297.58 followed by a final payment of £760.05. The total amount payable would be £380,777.29 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker No Fee for Purchases & Remortgages	2.27% Variable (BoEBR + 1.52%) for 2 years from completion. The pay rate will not go below a floor of 2.27%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	0.5% for 2 years from completion	80%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £190,000 payable over 24 years 10 months on our variable tracker rate for 2 years at 2.27% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £834.02 and 36 monthly payments of £991.47 and 237 monthly payments of £1,078.96 followed by a final payment of £648.35. The total amount payable would be £312,071.27 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Standard Fee for Purchases & Remortgages	2.04% Variable (BoEBR + 1.29%) for 2 years from completion. The pay rate will not go below a floor of 2.04%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	None	80%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £260,000 payable over 26 years on our variable tracker rate for 2 years at 2.04% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,077.53 and 36 monthly payments of £1,324.14 and 251 monthly payments of £1,446.95 followed by a final payment of £809.38. The total amount payable would be £437,523.59 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages	2.37% Variable (BoEBR + 1.62%) for 2 years from completion. The pay rate will not go below a floor of 2.37%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	0.5% for 2 years from completion	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £190,000 payable over 27 years 9 months on our variable tracker rate for 2 years at 2.37% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £778.39 and 36 monthly payments of £932.36 and 272 monthly payments of £1,024.96 followed by a final payment of £510.71. The total amount payable would be £331,546.15 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages	2.12% Variable (BoEBR + 1.37%) for 2 years from completion. The pay rate will not go below a floor of 2.12%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	None	85%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £310,000 payable over 28 years 2 months on our variable tracker rate for 2 years at 2.12% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,221.95 and 36 monthly payments of £1,510.83 and 277 monthly payments of £1,663.19 followed by a final payment of £801.94. The total amount payable would be £545,222.25 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages	2.57% Variable (BoEBR + 1.82%) for 2 years from completion. The pay rate will not go below a floor of 2.57%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	0.5% for 2 years from completion	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £165,000 payable over 27 years 4 months on our variable tracker rate for 2 years at 2.57% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £700.20 and 36 monthly payments of £817.64 and 267 monthly payments of £897.59 followed by a final payment of £457.23. The total amount payable would be £286,353.60 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages	2.34% Variable (BoEBR + 1.59%) for 2 years from completion. The pay rate will not go below a floor of 2.34%.	3.99% (variable), our current RMVR of 4.99% discounted by 1.0%, until 5 years after your mortgage start date.	4.99% our current RMVR a variable rate for the remainder of the term	4.5% APRC	None	90%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £275,000 payable over 29 years 3 months on our variable tracker rate for 2 years at 2.34% and then 3.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 24 monthly payments of £1,085.56 and 36 monthly payments of £1,316.64 and 290 monthly payments of £1,454.61 followed by a final payment of £644.72. The total amount payable would be £495,934.10 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	3.69% Fixed until 30/11/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.6% APRC
Early Repayment Charges	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024
Max LTV	95%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 27 years 5 months initially on a rate fixed until 30/11/2024 at 3.69% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £652.18 and 269 monthly payments of £737.29 followed by a final payment of £389.92. The total amount payable would be £237,199.55 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.48% Fixed until 30/11/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.8% APRC
Early Repayment Charges	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £100,000 payable over 17 years 7 months initially on a rate fixed until 30/11/2024 at 2.48% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £584.64 and 151 monthly payments of £676.39 followed by a final payment of £557.29. The total amount payable would be £137,185.94 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.56% Fixed until 30/11/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.1% APRC
Early Repayment Charges	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 2 months initially on a rate fixed until 30/11/2024 at 2.56% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £624.14 and 230 monthly payments of £766.60 followed by a final payment of £485.77. The total amount payable would be £213,628.03 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.73% Fixed until 30/11/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.2% APRC
Early Repayment Charges	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 2 months initially on a rate fixed until 30/11/2024 at 2.73% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £651.47 and 266 monthly payments of £808.44 followed by a final payment of £428.07. The total amount payable would be £253,909.84 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.88% Fixed until 30/11/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 28 years 11 months initially on a rate fixed until 30/11/2024 at 2.88% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £615.60 and 287 monthly payments of £762.45 followed by a final payment of £358.99. The total amount payable would be £255,502.54 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.77% Fixed until 30/11/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.7% APRC
Early Repayment Charges	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024
Max LTV	60%
Mortgage fees	Application:£0 Completion:£1,995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £295,000 payable over 22 years initially on a rate fixed until 30/11/2024 at 1.77% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,357.68 and 204 monthly payments of £1,740.95 followed by a final payment of £1,219.13. The total amount payable would be £436,476.05 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.01% Fixed until 30/11/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.5% APRC
Early Repayment Charges	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £100,000 payable over 17 years 7 months initially on a rate fixed until 30/11/2024 at 2.01% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £562.37 and 151 monthly payments of £669.61 followed by a final payment of £549.98. The total amount payable would be £134,840.92 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.85% Fixed until 30/11/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.7% APRC
Early Repayment Charges	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024
Max LTV	60%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £215,000 payable over 21 years 4 months initially on a rate fixed until 30/11/2024 at 1.85% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,021.11 and 196 monthly payments of £1,289.26 followed by a final payment of £929.84. The total amount payable would be £313,870.29 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.89% Fixed until 30/11/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.0% APRC
Early Repayment Charges	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024
Max LTV	75%
Mortgage fees	Application:£0 Completion:£1,995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £320,000 payable over 27 years 2 months initially on a rate fixed until 30/11/2024 at 1.89% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,262.48 and 266 monthly payments of £1,706.64 followed by a final payment of £907.04. The total amount payable would be £529,359.60 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.12% Fixed until 30/11/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.9% APRC
Early Repayment Charges	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 2 months initially on a rate fixed until 30/11/2024 at 2.12% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £594.87 and 230 monthly payments of £759.72 followed by a final payment of £480.00. The total amount payable would be £210,312.93 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.13% Fixed until 30/11/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.9% APRC
Early Repayment Charges	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 2 months initially on a rate fixed until 30/11/2024 at 2.13% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £595.36 and 230 monthly payments of £759.95 followed by a final payment of £479.89. The total amount payable would be £210,394.63 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	1.92% Fixed until 30/11/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.9% APRC
Early Repayment Charges	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024
Max LTV	75%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £270,000 payable over 25 years 11 months initially on a rate fixed until 30/11/2024 at 1.92% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,105.70 and 251 monthly payments of £1,468.54 followed by a final payment of £849.35. The total amount payable would be £434,689.19 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.14% Fixed until 30/11/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.1% APRC
Early Repayment Charges	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024
Max LTV	85%
Mortgage fees	Application:£0 Completion:£1,995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £335,000 payable over 29 years 6 months initially on a rate fixed until 30/11/2024 at 2.14% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,283.66 and 294 monthly payments of £1,732.40 followed by a final payment of £778.19. The total amount payable would be £585,839.73 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.44% Fixed until 30/11/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.1% APRC
Early Repayment Charges	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 2 months initially on a rate fixed until 30/11/2024 at 2.44% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £629.23 and 266 monthly payments of £803.89 followed by a final payment of £427.38. The total amount payable would be £251,386.69 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.24% Fixed until 30/11/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.1% APRC
Early Repayment Charges	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024
Max LTV	85%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 28 years 11 months initially on a rate fixed until 30/11/2024 at 2.24% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,002.24 and 287 monthly payments of £1,329.68 followed by a final payment of £618.65. The total amount payable would be £441,368.97 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.31% Fixed until 30/11/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.2% APRC
Early Repayment Charges	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024
Max LTV	90%
Mortgage fees	Application:£0 Completion:£1,995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £305,000 payable over 29 years 9 months initially on a rate fixed until 30/11/2024 at 2.31% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,188.66 and 297 monthly payments of £1,578.00 followed by a final payment of £687.26. The total amount payable would be £539,484.20 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.55% Fixed until 30/11/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.2% APRC
Early Repayment Charges	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 28 years 11 months initially on a rate fixed until 30/11/2024 at 2.55% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £590.54 and 287 monthly payments of £757.76 followed by a final payment of £354.61. The total amount payable would be £252,673.59 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.99% Fixed until 30/11/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 28 years 11 months initially on a rate fixed until 30/11/2024 at 2.99% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £624.19 and 287 monthly payments of £763.95 followed by a final payment of £357.34. The total amount payable would be £256,438.20 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.46% Fixed until 30/11/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.2% APRC
Early Repayment Charges	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024
Max LTV	90%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £240,000 payable over 29 years 9 months initially on a rate fixed until 30/11/2024 at 2.46% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £951.68 and 297 monthly payments of £1,242.34 followed by a final payment of £540.15. The total amount payable would be £425,664.25 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	3.19% Fixed until 30/11/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024
Max LTV	95%
Mortgage fees	Application:£0 Completion:£495
Find out more
The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 27 years 9 months initially on a rate fixed until 30/11/2024 at 3.19% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £952.49 and 273 monthly payments of £1,133.29 followed by a final payment of £580.64. The total amount payable would be £366,165.72 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	3.23% Fixed until 30/11/2024
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.4% APRC
Early Repayment Charges	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024
Max LTV	95%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 27 years 5 months initially on a rate fixed until 30/11/2024 at 3.23% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £618.45 and 269 monthly payments of £731.30 followed by a final payment of £384.58. The total amount payable would be £233,592.83 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Product name	Initial rate payable	Then changing to	Changing to	The overall cost for comparison is	Early Repayment Charges	Max LTV	Mortgage fees
5 Year Fixed Rate Mortgage No fee for Purchases (Includes Cashback)	3.69% Fixed until 30/11/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.6% APRC	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024	95%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 27 years 5 months initially on a rate fixed until 30/11/2024 at 3.69% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £652.18 and 269 monthly payments of £737.29 followed by a final payment of £389.92. The total amount payable would be £237,199.55 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) New customers only	2.48% Fixed until 30/11/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.8% APRC	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £100,000 payable over 17 years 7 months initially on a rate fixed until 30/11/2024 at 2.48% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £584.64 and 151 monthly payments of £676.39 followed by a final payment of £557.29. The total amount payable would be £137,185.94 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) New customers only	2.56% Fixed until 30/11/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.1% APRC	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 2 months initially on a rate fixed until 30/11/2024 at 2.56% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £624.14 and 230 monthly payments of £766.60 followed by a final payment of £485.77. The total amount payable would be £213,628.03 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) New customers only	2.73% Fixed until 30/11/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.2% APRC	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 2 months initially on a rate fixed until 30/11/2024 at 2.73% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £651.47 and 266 monthly payments of £808.44 followed by a final payment of £428.07. The total amount payable would be £253,909.84 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) New customers only	2.88% Fixed until 30/11/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.3% APRC	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 28 years 11 months initially on a rate fixed until 30/11/2024 at 2.88% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £615.60 and 287 monthly payments of £762.45 followed by a final payment of £358.99. The total amount payable would be £255,502.54 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages	1.77% Fixed until 30/11/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.7% APRC	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024	60%	Application:£0 Completion:£1,995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £295,000 payable over 22 years initially on a rate fixed until 30/11/2024 at 1.77% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,357.68 and 204 monthly payments of £1,740.95 followed by a final payment of £1,219.13. The total amount payable would be £436,476.05 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.01% Fixed until 30/11/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.5% APRC	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £100,000 payable over 17 years 7 months initially on a rate fixed until 30/11/2024 at 2.01% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £562.37 and 151 monthly payments of £669.61 followed by a final payment of £549.98. The total amount payable would be £134,840.92 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.85% Fixed until 30/11/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.7% APRC	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024	60%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £215,000 payable over 21 years 4 months initially on a rate fixed until 30/11/2024 at 1.85% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,021.11 and 196 monthly payments of £1,289.26 followed by a final payment of £929.84. The total amount payable would be £313,870.29 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage High fee for Purchases & Remortgages	1.89% Fixed until 30/11/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.0% APRC	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024	75%	Application:£0 Completion:£1,995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £320,000 payable over 27 years 2 months initially on a rate fixed until 30/11/2024 at 1.89% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,262.48 and 266 monthly payments of £1,706.64 followed by a final payment of £907.04. The total amount payable would be £529,359.60 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.12% Fixed until 30/11/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.9% APRC	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 2 months initially on a rate fixed until 30/11/2024 at 2.12% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £594.87 and 230 monthly payments of £759.72 followed by a final payment of £480.00. The total amount payable would be £210,312.93 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback) New customers only	2.13% Fixed until 30/11/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.9% APRC	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 2 months initially on a rate fixed until 30/11/2024 at 2.13% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £595.36 and 230 monthly payments of £759.95 followed by a final payment of £479.89. The total amount payable would be £210,394.63 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.92% Fixed until 30/11/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.9% APRC	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024	75%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £270,000 payable over 25 years 11 months initially on a rate fixed until 30/11/2024 at 1.92% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,105.70 and 251 monthly payments of £1,468.54 followed by a final payment of £849.35. The total amount payable would be £434,689.19 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages	2.14% Fixed until 30/11/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.1% APRC	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024	85%	Application:£0 Completion:£1,995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £335,000 payable over 29 years 6 months initially on a rate fixed until 30/11/2024 at 2.14% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,283.66 and 294 monthly payments of £1,732.40 followed by a final payment of £778.19. The total amount payable would be £585,839.73 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.44% Fixed until 30/11/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.1% APRC	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 2 months initially on a rate fixed until 30/11/2024 at 2.44% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £629.23 and 266 monthly payments of £803.89 followed by a final payment of £427.38. The total amount payable would be £251,386.69 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	2.24% Fixed until 30/11/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.1% APRC	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024	85%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 28 years 11 months initially on a rate fixed until 30/11/2024 at 2.24% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,002.24 and 287 monthly payments of £1,329.68 followed by a final payment of £618.65. The total amount payable would be £441,368.97 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages	2.31% Fixed until 30/11/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.2% APRC	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024	90%	Application:£0 Completion:£1,995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £305,000 payable over 29 years 9 months initially on a rate fixed until 30/11/2024 at 2.31% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £1,188.66 and 297 monthly payments of £1,578.00 followed by a final payment of £687.26. The total amount payable would be £539,484.20 made up of the loan amount plus interest, Completion fee of £1,995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.55% Fixed until 30/11/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.2% APRC	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 28 years 11 months initially on a rate fixed until 30/11/2024 at 2.55% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £590.54 and 287 monthly payments of £757.76 followed by a final payment of £354.61. The total amount payable would be £252,673.59 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback) New customers only	2.99% Fixed until 30/11/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 28 years 11 months initially on a rate fixed until 30/11/2024 at 2.99% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £624.19 and 287 monthly payments of £763.95 followed by a final payment of £357.34. The total amount payable would be £256,438.20 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	2.46% Fixed until 30/11/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.2% APRC	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024	90%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £240,000 payable over 29 years 9 months initially on a rate fixed until 30/11/2024 at 2.46% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £951.68 and 297 monthly payments of £1,242.34 followed by a final payment of £540.15. The total amount payable would be £425,664.25 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Low Fee for Purchase	3.19% Fixed until 30/11/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024	95%	Application:£0 Completion:£495	Find out more
The APRC is calculated based on the following: A repayment mortgage of £210,000 payable over 27 years 9 months initially on a rate fixed until 30/11/2024 at 3.19% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £952.49 and 273 monthly payments of £1,133.29 followed by a final payment of £580.64. The total amount payable would be £366,165.72 made up of the loan amount plus interest, Completion fee of £495, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgages No Fee for Purchase	3.23% Fixed until 30/11/2024	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.4% APRC	5% until 30 November 2020, then 5% until 30 November 2021, then 4% until 30 November 2022, then 3% until 30 November 2023, then 2% until 30 November 2024	95%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 27 years 5 months initially on a rate fixed until 30/11/2024 at 3.23% and then our RMVR variable rate currently 4.99% for the remaining term would require 59 monthly payments of £618.45 and 269 monthly payments of £731.30 followed by a final payment of £384.58. The total amount payable would be £233,592.83 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

How much could I borrow?

Use our mortgage affordability calculator to get an idea of how much you could potentially borrow, based on your income and outgoings, and to request a Decision in Principle when you’re ready.

Affordability Calculator

Initial rate payable	2.43% Fixed until 30/11/2026
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.3% APRC
Early Repayment Charges	7% until 30 November 2020, then 7% until 30 November 2021, then 7% until 30 November 2022, then 6% until 30 November 2023, then 5% until 30 November 2024, then 4% until 30 November 2025, then 3% until 30 November 2026
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £100,000 payable over 17 years 7 months initially on a rate fixed until 30/11/2026 at 2.43% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £582.10 and 126 monthly payments of £660.38 followed by a final payment of £573.97. The total amount payable would be £132,678.25 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.56% Fixed until 30/11/2026
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.8% APRC
Early Repayment Charges	7% until 30 November 2020, then 7% until 30 November 2021, then 7% until 30 November 2022, then 6% until 30 November 2023, then 5% until 30 November 2024, then 4% until 30 November 2025, then 3% until 30 November 2026
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 2 months initially on a rate fixed until 30/11/2026 at 2.56% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £624.14 and 205 monthly payments of £751.62 followed by a final payment of £523.21. The total amount payable would be £207,033.07 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.64% Fixed until 30/11/2026
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.9% APRC
Early Repayment Charges	7% until 30 November 2020, then 7% until 30 November 2021, then 7% until 30 November 2022, then 6% until 30 November 2023, then 5% until 30 November 2024, then 4% until 30 November 2025, then 3% until 30 November 2026
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 2 months initially on a rate fixed until 30/11/2026 at 2.64% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £644.49 and 241 monthly payments of £792.57 followed by a final payment of £476.85. The total amount payable would be £245,623.38 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.85% Fixed until 30/11/2026
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.0% APRC
Early Repayment Charges	7% until 30 November 2020, then 7% until 30 November 2021, then 7% until 30 November 2022, then 6% until 30 November 2023, then 5% until 30 November 2024, then 4% until 30 November 2025, then 3% until 30 November 2026
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 28 years 11 months initially on a rate fixed until 30/11/2026 at 2.85% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £613.29 and 262 monthly payments of £750.05 followed by a final payment of £406.67. The total amount payable would be £248,436.13 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Product name	Initial rate payable	Then changing to	Changing to	The overall cost for comparison is	Early Repayment Charges	Max LTV	Mortgage fees
7 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.43% Fixed until 30/11/2026	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.3% APRC	7% until 30 November 2020, then 7% until 30 November 2021, then 7% until 30 November 2022, then 6% until 30 November 2023, then 5% until 30 November 2024, then 4% until 30 November 2025, then 3% until 30 November 2026	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £100,000 payable over 17 years 7 months initially on a rate fixed until 30/11/2026 at 2.43% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £582.10 and 126 monthly payments of £660.38 followed by a final payment of £573.97. The total amount payable would be £132,678.25 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
7 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.56% Fixed until 30/11/2026	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.8% APRC	7% until 30 November 2020, then 7% until 30 November 2021, then 7% until 30 November 2022, then 6% until 30 November 2023, then 5% until 30 November 2024, then 4% until 30 November 2025, then 3% until 30 November 2026	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 2 months initially on a rate fixed until 30/11/2026 at 2.56% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £624.14 and 205 monthly payments of £751.62 followed by a final payment of £523.21. The total amount payable would be £207,033.07 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
7 Year Fixed Rate Mortgage No fee for Purchases & Remortgages	2.64% Fixed until 30/11/2026	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.9% APRC	7% until 30 November 2020, then 7% until 30 November 2021, then 7% until 30 November 2022, then 6% until 30 November 2023, then 5% until 30 November 2024, then 4% until 30 November 2025, then 3% until 30 November 2026	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 2 months initially on a rate fixed until 30/11/2026 at 2.64% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £644.49 and 241 monthly payments of £792.57 followed by a final payment of £476.85. The total amount payable would be £245,623.38 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
7 Year Fixed Rate Mortgage No fee for Purchases & Remortgages	2.85% Fixed until 30/11/2026	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	4.0% APRC	7% until 30 November 2020, then 7% until 30 November 2021, then 7% until 30 November 2022, then 6% until 30 November 2023, then 5% until 30 November 2024, then 4% until 30 November 2025, then 3% until 30 November 2026	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 28 years 11 months initially on a rate fixed until 30/11/2026 at 2.85% and then our RMVR variable rate currently 4.99% for the remaining term would require 84 monthly payments of £613.29 and 262 monthly payments of £750.05 followed by a final payment of £406.67. The total amount payable would be £248,436.13 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.53% Fixed until 30/11/2029
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.0% APRC
Early Repayment Charges	8% until 30 November 2020, then 8% until 30 November 2021, then 7% until 30 November 2022, then 7% until 30 November 2023, then 6% until 30 November 2024, then 5% until 30 November 2025, then 5% until 30 November 2026, then 5% until 30 November 2027, then 4% until 30 November 2028, then 3% until 30 November 2029
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £100,000 payable over 17 years 7 months initially on a rate fixed until 30/11/2029 at 2.53% and then 4.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 120 monthly payments of £586.95 and 90 monthly payments of £640.62 followed by a final payment of £595.03. The total amount payable would be £128,684.83 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.66% Fixed until 30/11/2029
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.4% APRC
Early Repayment Charges	8% until 30 November 2020, then 8% until 30 November 2021, then 7% until 30 November 2022, then 7% until 30 November 2023, then 6% until 30 November 2024, then 5% until 30 November 2025, then 5% until 30 November 2026, then 5% until 30 November 2027, then 4% until 30 November 2028, then 3% until 30 November 2029
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 2 months initially on a rate fixed until 30/11/2029 at 2.66% and then 4.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 120 monthly payments of £630.99 and 169 monthly payments of £732.59 followed by a final payment of £575.36. The total amount payable would be £200,101.87 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.89% Fixed until 30/11/2029
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.7% APRC
Early Repayment Charges	8% until 30 November 2020, then 8% until 30 November 2021, then 7% until 30 November 2022, then 7% until 30 November 2023, then 6% until 30 November 2024, then 5% until 30 November 2025, then 5% until 30 November 2026, then 5% until 30 November 2027, then 4% until 30 November 2028, then 3% until 30 November 2029
Max LTV	85%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 2 months initially on a rate fixed until 30/11/2029 at 2.89% and then 4.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 120 monthly payments of £664.02 and 205 monthly payments of £778.88 followed by a final payment of £546.13. The total amount payable would be £239,898.93 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Initial rate payable	2.99% Fixed until 30/11/2029
Then changing to	Not Applicable
Changing to	4.99% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.8% APRC
Early Repayment Charges	8% until 30 November 2020, then 8% until 30 November 2021, then 7% until 30 November 2022, then 7% until 30 November 2023, then 6% until 30 November 2024, then 5% until 30 November 2025, then 5% until 30 November 2026, then 5% until 30 November 2027, then 4% until 30 November 2028, then 3% until 30 November 2029
Max LTV	90%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 28 years 11 months initially on a rate fixed until 30/11/2029 at 2.99% and then 4.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 120 monthly payments of £624.19 and 226 monthly payments of £736.13 followed by a final payment of £474.19. The total amount payable would be £241,742.37 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Product name	Initial rate payable	Then changing to	Changing to	The overall cost for comparison is	Early Repayment Charges	Max LTV	Mortgage fees
10 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.53% Fixed until 30/11/2029	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.0% APRC	8% until 30 November 2020, then 8% until 30 November 2021, then 7% until 30 November 2022, then 7% until 30 November 2023, then 6% until 30 November 2024, then 5% until 30 November 2025, then 5% until 30 November 2026, then 5% until 30 November 2027, then 4% until 30 November 2028, then 3% until 30 November 2029	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £100,000 payable over 17 years 7 months initially on a rate fixed until 30/11/2029 at 2.53% and then 4.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 120 monthly payments of £586.95 and 90 monthly payments of £640.62 followed by a final payment of £595.03. The total amount payable would be £128,684.83 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
10 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.66% Fixed until 30/11/2029	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.4% APRC	8% until 30 November 2020, then 8% until 30 November 2021, then 7% until 30 November 2022, then 7% until 30 November 2023, then 6% until 30 November 2024, then 5% until 30 November 2025, then 5% until 30 November 2026, then 5% until 30 November 2027, then 4% until 30 November 2028, then 3% until 30 November 2029	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 2 months initially on a rate fixed until 30/11/2029 at 2.66% and then 4.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 120 monthly payments of £630.99 and 169 monthly payments of £732.59 followed by a final payment of £575.36. The total amount payable would be £200,101.87 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
10 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.89% Fixed until 30/11/2029	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.7% APRC	8% until 30 November 2020, then 8% until 30 November 2021, then 7% until 30 November 2022, then 7% until 30 November 2023, then 6% until 30 November 2024, then 5% until 30 November 2025, then 5% until 30 November 2026, then 5% until 30 November 2027, then 4% until 30 November 2028, then 3% until 30 November 2029	85%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £150,000 payable over 27 years 2 months initially on a rate fixed until 30/11/2029 at 2.89% and then 4.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 120 monthly payments of £664.02 and 205 monthly payments of £778.88 followed by a final payment of £546.13. The total amount payable would be £239,898.93 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
10 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.99% Fixed until 30/11/2029	Not Applicable	4.99% our current RMVR a variable rate for the remainder of the term	3.8% APRC	8% until 30 November 2020, then 8% until 30 November 2021, then 7% until 30 November 2022, then 7% until 30 November 2023, then 6% until 30 November 2024, then 5% until 30 November 2025, then 5% until 30 November 2026, then 5% until 30 November 2027, then 4% until 30 November 2028, then 3% until 30 November 2029	90%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 28 years 11 months initially on a rate fixed until 30/11/2029 at 2.99% and then 4.99% until 60 months from the date of completion followed by our RMVR, currently 4.99%. This mortgage would require 120 monthly payments of £624.19 and 226 monthly payments of £736.13 followed by a final payment of £474.19. The total amount payable would be £241,742.37 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Our savings range

Help & Support

eSaver

Savings Hub

Our mortgage range

Help & Support

Which? Recommended Provider for mortgages

Mortgage Hub

Financial Planning & Advice

Investments

Financial Planning & Advice

Knowledge Centre

Our insurance range

Help & Support

Home Insurance

Partnerships Charter

Our services

Help & Support

Funeral Planning

Making a Will

About us

Get involved

Which? Recommended Provider for mortgages

Mortgage calculators

Got a Skipton mortgage already?

2 Year Fixed Rate Mortgage No fee for Purchases (Includes Cashback)

2 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) New customers only

2 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) New customers only

2 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) New customers only

2 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) New customers only

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgage

2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) New customers only.

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgage

2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) New customers only.

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

2 Year Fixed Rate Mortgage Low Fee for Purchases

2 Year Fixed Rate Mortgage No Fee for Purchases

2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages

2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages

2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages

2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages

2 Year Base Rate Tracker No Fee for Purchases & Remortgages

2 Year Base Rate Tracker Standard Fee for Purchases & Remortgages

2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages

2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages

2 Year Base Rate Tracker Mortgage No Fee for Purchases & Remortgages

2 Year Base Rate Tracker Mortgage Standard Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No fee for Purchases (Includes Cashback)

5 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) New customers only

5 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) New customers only

5 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) New customers only

5 Year Fixed Rate Mortgage No fee for Purchases & Remortgages (Includes Cashback) New customers only

5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage High fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback) New customers only

5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage High Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages (Includes Cashback) New customers only

5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

5 Year Fixed Rate Mortgage Low Fee for Purchase

5 Year Fixed Rate Mortgages No Fee for Purchase

7 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

7 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

7 Year Fixed Rate Mortgage No fee for Purchases & Remortgages

7 Year Fixed Rate Mortgage No fee for Purchases & Remortgages

10 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

10 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages