Moving House

We have a range of mortgages available if you’re moving house, and calculators to help you work out how much you could borrow and afford to repay.

Mortgage calculators

Use our mortgage calculators to get a rough idea of how much your mortgage repayments might be every month, how much you might be able to borrow, and to work out the impact that different deposit amounts could have on a mortgage.

Got a Skipton mortgage already?

There are a few things you could do if you already have a mortgage with us:

Transfer it to your new property (known as ‘porting’).
Increase the amount you’ve borrowed to pay for things like home improvements (known as ‘Additional Borrowing’).
Switch over to a new mortgage deal when your existing one is coming to an end. Check out our remortgage range.

Your home may be repossessed if you do not keep up repayments on your mortgage.

2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages (min. loan £1million)

Initial rate payable	2.19% Fixed until 31/01/2023
Then changing to	3.64% (variable), our current RMVR of 4.64% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.64% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.0% APRC
Early Repayment Charges	2% until 31 January 2022, then 1% until 31 January 2023
Max LTV	60%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £1,500,000 payable over 20 years 8 months initially on a rate fixed until 31/01/2023 at 2.19% and then 3.64% until 60 months from the date of completion followed by our RMVR, currently 4.64%. This mortgage would require 24 monthly payments of £7,521.74 and 36 monthly payments of £8,507.30 and 187 monthly payments of £9,121.81 followed by a final payment of £6,498.24. The total amount payable would be £2,199,686.27 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages (min. loan £1million)

Initial rate payable	2.49% Fixed until 31/01/2023
Then changing to	3.64% (variable), our current RMVR of 4.64% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.64% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.1% APRC
Early Repayment Charges	2% until 31 January 2022, then 1% until 31 January 2023
Max LTV	75%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £1,500,000 payable over 25 years 4 months initially on a rate fixed until 31/01/2023 at 2.49% and then 3.64% until 60 months from the date of completion followed by our RMVR, currently 4.64%. This mortgage would require 24 monthly payments of £6,655.02 and 36 monthly payments of £7,491.33 and 243 monthly payments of £8,176.13 followed by a final payment of £4,567.79. The total amount payable would be £2,421,125.74 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

Initial rate payable	1.99% Fixed until 31/01/2023
Then changing to	3.64% (variable), our current RMVR of 4.64% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.64% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.8% APRC
Early Repayment Charges	2% until 31 January 2022, then 1% until 31 January 2023
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £95,000 payable over 17 years 2 months initially on a rate fixed until 31/01/2023 at 1.99% and then 3.64% until 60 months from the date of completion followed by our RMVR, currently 4.64%. This mortgage would require 24 monthly payments of £544.27 and 36 monthly payments of £611.20 and 145 monthly payments of £646.07 followed by a final payment of £523.49. The total amount payable would be £129,269.32 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

Initial rate payable	2.14% Fixed until 31/01/2023
Then changing to	3.64% (variable), our current RMVR of 4.64% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.64% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.0% APRC
Early Repayment Charges	2% until 31 January 2022, then 1% until 31 January 2023
Max LTV	70%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £130,000 payable over 24 years initially on a rate fixed until 31/01/2023 at 2.14% and then 3.64% until 60 months from the date of completion followed by our RMVR, currently 4.64%. This mortgage would require 24 monthly payments of £577.07 and 36 monthly payments of £668.81 and 227 monthly payments of £726.37 followed by a final payment of £438.78. The total amount payable would be £203,251.61 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

Initial rate payable	1.34% Fixed until 31/01/2023
Then changing to	3.64% (variable), our current RMVR of 4.64% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.64% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.8% APRC
Early Repayment Charges	2% until 31 January 2022, then 1% until 31 January 2023
Max LTV	60%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £205,000 payable over 20 years 8 months initially on a rate fixed until 31/01/2023 at 1.34% and then 3.64% until 60 months from the date of completion followed by our RMVR, currently 4.64%. This mortgage would require 24 monthly payments of £951.12 and 36 monthly payments of £1,158.76 and 187 monthly payments of £1,242.46 followed by a final payment of £884.53. The total amount payable would be £297,766.79 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

Initial rate payable	1.76% Fixed until 31/01/2023
Then changing to	3.64% (variable), our current RMVR of 4.64% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.64% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.0% APRC
Early Repayment Charges	2% until 31 January 2022, then 1% until 31 January 2023
Max LTV	70%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £240,000 payable over 24 years 10 months initially on a rate fixed until 31/01/2023 at 1.76% and then 3.64% until 60 months from the date of completion followed by our RMVR, currently 4.64%. This mortgage would require 24 monthly payments of £998.29 and 36 monthly payments of £1,210.08 and 237 monthly payments of £1,318.29 followed by a final payment of £756.60. The total amount payable would be £380,713.17 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

Initial rate payable	1.99% Fixed until 31/01/2023
Then changing to	3.64% (variable), our current RMVR of 4.64% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.64% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.1% APRC
Early Repayment Charges	2% until 31 January 2022, then 1% until 31 January 2023
Max LTV	75%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £280,000 payable over 25 years 4 months initially on a rate fixed until 31/01/2023 at 1.99% and then 3.64% until 60 months from the date of completion followed by our RMVR, currently 4.64%. This mortgage would require 24 monthly payments of £1,176.58 and 36 monthly payments of £1,396.70 and 243 monthly payments of £1,524.37 followed by a final payment of £851.99. The total amount payable would be £449,793.02 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

Initial rate payable	2.64% Fixed until 31/01/2023
Then changing to	3.64% (variable), our current RMVR of 4.64% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.64% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.2% APRC
Early Repayment Charges	2% until 31 January 2022, then 1% until 31 January 2023
Max LTV	80%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £285,000 payable over 26 years 5 months initially on a rate fixed until 31/01/2023 at 2.64% and then 3.64% until 60 months from the date of completion followed by our RMVR, currently 4.64%. This mortgage would require 24 monthly payments of £1,248.31 and 36 monthly payments of £1,388.86 and 256 monthly payments of £1,521.76 followed by a final payment of £788.87. The total amount payable would be £470,317.83 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

Initial rate payable	2.85% Fixed until 31/01/2023
Then changing to	3.64% (variable), our current RMVR of 4.64% discounted by 1.0%, until 5 years after your mortgage start date.
Changing to	4.64% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.3% APRC
Early Repayment Charges	2% until 31 January 2022, then 1% until 31 January 2023
Max LTV	85%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £290,000 payable over 28 years 1 month initially on a rate fixed until 31/01/2023 at 2.85% and then 3.64% until 60 months from the date of completion followed by our RMVR, currently 4.64%. This mortgage would require 24 monthly payments of £1,254.31 and 36 monthly payments of £1,370.68 and 276 monthly payments of £1,510.67 followed by a final payment of £690.59. The total amount payable would be £497,083.43 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Product name	Initial rate payable	Then changing to	Changing to	The overall cost for comparison is	Early Repayment Charges	Max LTV	Mortgage fees
2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages (min. loan £1million)	2.19% Fixed until 31/01/2023	3.64% (variable), our current RMVR of 4.64% discounted by 1.0%, until 5 years after your mortgage start date.	4.64% our current RMVR a variable rate for the remainder of the term	4.0% APRC	2% until 31 January 2022, then 1% until 31 January 2023	60%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £1,500,000 payable over 20 years 8 months initially on a rate fixed until 31/01/2023 at 2.19% and then 3.64% until 60 months from the date of completion followed by our RMVR, currently 4.64%. This mortgage would require 24 monthly payments of £7,521.74 and 36 monthly payments of £8,507.30 and 187 monthly payments of £9,121.81 followed by a final payment of £6,498.24. The total amount payable would be £2,199,686.27 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages (min. loan £1million)	2.49% Fixed until 31/01/2023	3.64% (variable), our current RMVR of 4.64% discounted by 1.0%, until 5 years after your mortgage start date.	4.64% our current RMVR a variable rate for the remainder of the term	4.1% APRC	2% until 31 January 2022, then 1% until 31 January 2023	75%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £1,500,000 payable over 25 years 4 months initially on a rate fixed until 31/01/2023 at 2.49% and then 3.64% until 60 months from the date of completion followed by our RMVR, currently 4.64%. This mortgage would require 24 monthly payments of £6,655.02 and 36 monthly payments of £7,491.33 and 243 monthly payments of £8,176.13 followed by a final payment of £4,567.79. The total amount payable would be £2,421,125.74 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	1.99% Fixed until 31/01/2023	3.64% (variable), our current RMVR of 4.64% discounted by 1.0%, until 5 years after your mortgage start date.	4.64% our current RMVR a variable rate for the remainder of the term	3.8% APRC	2% until 31 January 2022, then 1% until 31 January 2023	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £95,000 payable over 17 years 2 months initially on a rate fixed until 31/01/2023 at 1.99% and then 3.64% until 60 months from the date of completion followed by our RMVR, currently 4.64%. This mortgage would require 24 monthly payments of £544.27 and 36 monthly payments of £611.20 and 145 monthly payments of £646.07 followed by a final payment of £523.49. The total amount payable would be £129,269.32 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.14% Fixed until 31/01/2023	3.64% (variable), our current RMVR of 4.64% discounted by 1.0%, until 5 years after your mortgage start date.	4.64% our current RMVR a variable rate for the remainder of the term	4.0% APRC	2% until 31 January 2022, then 1% until 31 January 2023	70%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £130,000 payable over 24 years initially on a rate fixed until 31/01/2023 at 2.14% and then 3.64% until 60 months from the date of completion followed by our RMVR, currently 4.64%. This mortgage would require 24 monthly payments of £577.07 and 36 monthly payments of £668.81 and 227 monthly payments of £726.37 followed by a final payment of £438.78. The total amount payable would be £203,251.61 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.34% Fixed until 31/01/2023	3.64% (variable), our current RMVR of 4.64% discounted by 1.0%, until 5 years after your mortgage start date.	4.64% our current RMVR a variable rate for the remainder of the term	3.8% APRC	2% until 31 January 2022, then 1% until 31 January 2023	60%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £205,000 payable over 20 years 8 months initially on a rate fixed until 31/01/2023 at 1.34% and then 3.64% until 60 months from the date of completion followed by our RMVR, currently 4.64%. This mortgage would require 24 monthly payments of £951.12 and 36 monthly payments of £1,158.76 and 187 monthly payments of £1,242.46 followed by a final payment of £884.53. The total amount payable would be £297,766.79 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.76% Fixed until 31/01/2023	3.64% (variable), our current RMVR of 4.64% discounted by 1.0%, until 5 years after your mortgage start date.	4.64% our current RMVR a variable rate for the remainder of the term	4.0% APRC	2% until 31 January 2022, then 1% until 31 January 2023	70%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £240,000 payable over 24 years 10 months initially on a rate fixed until 31/01/2023 at 1.76% and then 3.64% until 60 months from the date of completion followed by our RMVR, currently 4.64%. This mortgage would require 24 monthly payments of £998.29 and 36 monthly payments of £1,210.08 and 237 monthly payments of £1,318.29 followed by a final payment of £756.60. The total amount payable would be £380,713.17 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.99% Fixed until 31/01/2023	3.64% (variable), our current RMVR of 4.64% discounted by 1.0%, until 5 years after your mortgage start date.	4.64% our current RMVR a variable rate for the remainder of the term	4.1% APRC	2% until 31 January 2022, then 1% until 31 January 2023	75%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £280,000 payable over 25 years 4 months initially on a rate fixed until 31/01/2023 at 1.99% and then 3.64% until 60 months from the date of completion followed by our RMVR, currently 4.64%. This mortgage would require 24 monthly payments of £1,176.58 and 36 monthly payments of £1,396.70 and 243 monthly payments of £1,524.37 followed by a final payment of £851.99. The total amount payable would be £449,793.02 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	2.64% Fixed until 31/01/2023	3.64% (variable), our current RMVR of 4.64% discounted by 1.0%, until 5 years after your mortgage start date.	4.64% our current RMVR a variable rate for the remainder of the term	4.2% APRC	2% until 31 January 2022, then 1% until 31 January 2023	80%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £285,000 payable over 26 years 5 months initially on a rate fixed until 31/01/2023 at 2.64% and then 3.64% until 60 months from the date of completion followed by our RMVR, currently 4.64%. This mortgage would require 24 monthly payments of £1,248.31 and 36 monthly payments of £1,388.86 and 256 monthly payments of £1,521.76 followed by a final payment of £788.87. The total amount payable would be £470,317.83 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	2.85% Fixed until 31/01/2023	3.64% (variable), our current RMVR of 4.64% discounted by 1.0%, until 5 years after your mortgage start date.	4.64% our current RMVR a variable rate for the remainder of the term	4.3% APRC	2% until 31 January 2022, then 1% until 31 January 2023	85%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £290,000 payable over 28 years 1 month initially on a rate fixed until 31/01/2023 at 2.85% and then 3.64% until 60 months from the date of completion followed by our RMVR, currently 4.64%. This mortgage would require 24 monthly payments of £1,254.31 and 36 monthly payments of £1,370.68 and 276 monthly payments of £1,510.67 followed by a final payment of £690.59. The total amount payable would be £497,083.43 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

Initial rate payable	1.77% Fixed until 31/01/2026
Then changing to	Not Applicable
Changing to	4.64% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.2% APRC
Early Repayment Charges	5% until 31 January 2022, then 5% until 31 January 2023, then 4% until 31 January 2024, then 3% until 31 January 2025, then 2% until 31 January 2026
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £95,000 payable over 17 years 2 months initially on a rate fixed until 31/01/2026 at 1.77% and then our RMVR variable rate currently 4.64% for the remaining term would require 60 monthly payments of £534.56 and 145 monthly payments of £629.21 followed by a final payment of £508.64. The total amount payable would be £123,817.69 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

Initial rate payable	1.45% Fixed until 31/01/2026
Then changing to	Not Applicable
Changing to	4.64% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.3% APRC
Early Repayment Charges	5% until 31 January 2022, then 5% until 31 January 2023, then 4% until 31 January 2024, then 3% until 31 January 2025, then 2% until 31 January 2026
Max LTV	60%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £205,000 payable over 20 years 8 months initially on a rate fixed until 31/01/2026 at 1.45% and then our RMVR variable rate currently 4.64% for the remaining term would require 60 monthly payments of £961.17 and 187 monthly payments of £1,209.35 followed by a final payment of £859.30. The total amount payable would be £284,677.95 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

Initial rate payable	2.08% Fixed until 31/01/2026
Then changing to	Not Applicable
Changing to	4.64% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.7% APRC
Early Repayment Charges	5% until 31 January 2022, then 5% until 31 January 2023, then 4% until 31 January 2024, then 3% until 31 January 2025, then 2% until 31 January 2026
Max LTV	70%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £130,000 payable over 24 years initially on a rate fixed until 31/01/2026 at 2.08% and then our RMVR variable rate currently 4.64% for the remaining term would require 60 monthly payments of £573.28 and 227 monthly payments of £712.45 followed by a final payment of £430.49. The total amount payable would be £196,553.44 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

Initial rate payable	2.49% Fixed until 31/01/2026
Then changing to	Not Applicable
Changing to	4.64% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.8% APRC
Early Repayment Charges	5% until 31 January 2022, then 5% until 31 January 2023, then 4% until 31 January 2024, then 3% until 31 January 2025, then 2% until 31 January 2026
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 7 months initially on a rate fixed until 31/01/2026 at 2.49% and then our RMVR variable rate currently 4.64% for the remaining term would require 60 monthly payments of £611.69 and 234 monthly payments of £736.90 followed by a final payment of £433.29. The total amount payable would be £209,569.29 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

Initial rate payable	2.89% Fixed until 31/01/2026
Then changing to	Not Applicable
Changing to	4.64% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.1% APRC
Early Repayment Charges	5% until 31 January 2022, then 5% until 31 January 2023, then 4% until 31 January 2024, then 3% until 31 January 2025, then 2% until 31 January 2026
Max LTV	80%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £285,000 payable over 26 years 5 months initially on a rate fixed until 31/01/2026 at 2.89% and then our RMVR variable rate currently 4.64% for the remaining term would require 60 monthly payments of £1,289.70 and 256 monthly payments of £1,517.06 followed by a final payment of £786.15. The total amount payable would be £466,535.51 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

Initial rate payable	1.89% Fixed until 31/01/2026
Then changing to	Not Applicable
Changing to	4.64% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.6% APRC
Early Repayment Charges	5% until 31 January 2022, then 5% until 31 January 2023, then 4% until 31 January 2024, then 3% until 31 January 2025, then 2% until 31 January 2026
Max LTV	70%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £240,000 payable over 24 years 10 months initially on a rate fixed until 31/01/2026 at 1.89% and then our RMVR variable rate currently 4.64% for the remaining term would require 60 monthly payments of £1,012.94 and 237 monthly payments of £1,292.27 followed by a final payment of £745.36. The total amount payable would be £367,789.75 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages

Initial rate payable	2.99% Fixed until 31/01/2026
Then changing to	Not Applicable
Changing to	4.64% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	4.1% APRC
Early Repayment Charges	5% until 31 January 2022, then 5% until 31 January 2023, then 4% until 31 January 2024, then 3% until 31 January 2025, then 2% until 31 January 2026
Max LTV	85%
Mortgage fees	Application:£0 Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £290,000 payable over 28 years 1 month initially on a rate fixed until 31/01/2026 at 2.99% and then our RMVR variable rate currently 4.64% for the remaining term would require 60 monthly payments of £1,276.05 and 276 monthly payments of £1,501.40 followed by a final payment of £683.68. The total amount payable would be £491,633.08 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Product name	Initial rate payable	Then changing to	Changing to	The overall cost for comparison is	Early Repayment Charges	Max LTV	Mortgage fees
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	1.77% Fixed until 31/01/2026	Not Applicable	4.64% our current RMVR a variable rate for the remainder of the term	3.2% APRC	5% until 31 January 2022, then 5% until 31 January 2023, then 4% until 31 January 2024, then 3% until 31 January 2025, then 2% until 31 January 2026	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £95,000 payable over 17 years 2 months initially on a rate fixed until 31/01/2026 at 1.77% and then our RMVR variable rate currently 4.64% for the remaining term would require 60 monthly payments of £534.56 and 145 monthly payments of £629.21 followed by a final payment of £508.64. The total amount payable would be £123,817.69 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.45% Fixed until 31/01/2026	Not Applicable	4.64% our current RMVR a variable rate for the remainder of the term	3.3% APRC	5% until 31 January 2022, then 5% until 31 January 2023, then 4% until 31 January 2024, then 3% until 31 January 2025, then 2% until 31 January 2026	60%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £205,000 payable over 20 years 8 months initially on a rate fixed until 31/01/2026 at 1.45% and then our RMVR variable rate currently 4.64% for the remaining term would require 60 monthly payments of £961.17 and 187 monthly payments of £1,209.35 followed by a final payment of £859.30. The total amount payable would be £284,677.95 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.08% Fixed until 31/01/2026	Not Applicable	4.64% our current RMVR a variable rate for the remainder of the term	3.7% APRC	5% until 31 January 2022, then 5% until 31 January 2023, then 4% until 31 January 2024, then 3% until 31 January 2025, then 2% until 31 January 2026	70%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £130,000 payable over 24 years initially on a rate fixed until 31/01/2026 at 2.08% and then our RMVR variable rate currently 4.64% for the remaining term would require 60 monthly payments of £573.28 and 227 monthly payments of £712.45 followed by a final payment of £430.49. The total amount payable would be £196,553.44 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.49% Fixed until 31/01/2026	Not Applicable	4.64% our current RMVR a variable rate for the remainder of the term	3.8% APRC	5% until 31 January 2022, then 5% until 31 January 2023, then 4% until 31 January 2024, then 3% until 31 January 2025, then 2% until 31 January 2026	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 7 months initially on a rate fixed until 31/01/2026 at 2.49% and then our RMVR variable rate currently 4.64% for the remaining term would require 60 monthly payments of £611.69 and 234 monthly payments of £736.90 followed by a final payment of £433.29. The total amount payable would be £209,569.29 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	2.89% Fixed until 31/01/2026	Not Applicable	4.64% our current RMVR a variable rate for the remainder of the term	4.1% APRC	5% until 31 January 2022, then 5% until 31 January 2023, then 4% until 31 January 2024, then 3% until 31 January 2025, then 2% until 31 January 2026	80%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £285,000 payable over 26 years 5 months initially on a rate fixed until 31/01/2026 at 2.89% and then our RMVR variable rate currently 4.64% for the remaining term would require 60 monthly payments of £1,289.70 and 256 monthly payments of £1,517.06 followed by a final payment of £786.15. The total amount payable would be £466,535.51 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	1.89% Fixed until 31/01/2026	Not Applicable	4.64% our current RMVR a variable rate for the remainder of the term	3.6% APRC	5% until 31 January 2022, then 5% until 31 January 2023, then 4% until 31 January 2024, then 3% until 31 January 2025, then 2% until 31 January 2026	70%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £240,000 payable over 24 years 10 months initially on a rate fixed until 31/01/2026 at 1.89% and then our RMVR variable rate currently 4.64% for the remaining term would require 60 monthly payments of £1,012.94 and 237 monthly payments of £1,292.27 followed by a final payment of £745.36. The total amount payable would be £367,789.75 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Mortgage Standard Fee for Purchases & Remortgages	2.99% Fixed until 31/01/2026	Not Applicable	4.64% our current RMVR a variable rate for the remainder of the term	4.1% APRC	5% until 31 January 2022, then 5% until 31 January 2023, then 4% until 31 January 2024, then 3% until 31 January 2025, then 2% until 31 January 2026	85%	Application:£0 Completion:£995	Find out more
The APRC is calculated based on the following: A repayment mortgage of £290,000 payable over 28 years 1 month initially on a rate fixed until 31/01/2026 at 2.99% and then our RMVR variable rate currently 4.64% for the remaining term would require 60 monthly payments of £1,276.05 and 276 monthly payments of £1,501.40 followed by a final payment of £683.68. The total amount payable would be £491,633.08 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

10 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

Initial rate payable	2.44% Fixed until 31/01/2031
Then changing to	Not Applicable
Changing to	4.64% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	2.8% APRC
Early Repayment Charges	8% until 31 January 2022, then 8% until 31 January 2023, then 7% until 31 January 2024, then 7% until 31 January 2025, then 6% until 31 January 2026, then 5% until 31 January 2027, then 5% until 31 January 2028, then 5% until 31 January 2029, then 4% until 31 January 2030, then 3% until 31 January 2031
Max LTV	60%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £95,000 payable over 17 years 2 months initially on a rate fixed until 31/01/2031 at 2.44% and then our RMVR variable rate currently 4.64% for the remaining term would require 120 monthly payments of £564.29 and 85 monthly payments of £607.68 followed by a final payment of £559.64. The total amount payable would be £119,927.24 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

10 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages

Initial rate payable	2.66% Fixed until 31/01/2031
Then changing to	Not Applicable
Changing to	4.64% our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is	3.3% APRC
Early Repayment Charges	8% until 31 January 2022, then 8% until 31 January 2023, then 7% until 31 January 2024, then 7% until 31 January 2025, then 6% until 31 January 2026, then 5% until 31 January 2027, then 5% until 31 January 2028, then 5% until 31 January 2029, then 4% until 31 January 2030, then 3% until 31 January 2031
Max LTV	75%
Mortgage fees	Application:£0 Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 7 months initially on a rate fixed until 31/01/2031 at 2.66% and then our RMVR variable rate currently 4.64% for the remaining term would require 120 monthly payments of £623.37 and 174 monthly payments of £710.43 followed by a final payment of £529.48. The total amount payable would be £198,948.70 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

Product name	Initial rate payable	Then changing to	Changing to	The overall cost for comparison is	Early Repayment Charges	Max LTV	Mortgage fees
10 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.44% Fixed until 31/01/2031	Not Applicable	4.64% our current RMVR a variable rate for the remainder of the term	2.8% APRC	8% until 31 January 2022, then 8% until 31 January 2023, then 7% until 31 January 2024, then 7% until 31 January 2025, then 6% until 31 January 2026, then 5% until 31 January 2027, then 5% until 31 January 2028, then 5% until 31 January 2029, then 4% until 31 January 2030, then 3% until 31 January 2031	60%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £95,000 payable over 17 years 2 months initially on a rate fixed until 31/01/2031 at 2.44% and then our RMVR variable rate currently 4.64% for the remaining term would require 120 monthly payments of £564.29 and 85 monthly payments of £607.68 followed by a final payment of £559.64. The total amount payable would be £119,927.24 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
10 Year Fixed Rate Mortgage No Fee for Purchases & Remortgages	2.66% Fixed until 31/01/2031	Not Applicable	4.64% our current RMVR a variable rate for the remainder of the term	3.3% APRC	8% until 31 January 2022, then 8% until 31 January 2023, then 7% until 31 January 2024, then 7% until 31 January 2025, then 6% until 31 January 2026, then 5% until 31 January 2027, then 5% until 31 January 2028, then 5% until 31 January 2029, then 4% until 31 January 2030, then 3% until 31 January 2031	75%	Application:£0 Completion:£0	Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 24 years 7 months initially on a rate fixed until 31/01/2031 at 2.66% and then our RMVR variable rate currently 4.64% for the remaining term would require 120 monthly payments of £623.37 and 174 monthly payments of £710.43 followed by a final payment of £529.48. The total amount payable would be £198,948.70 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.

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