You'll find all the help you need in our Savings Hub.
You'll find all the help you need in our Mortgage Hub.
Read our latest articles on Financial Advice in our Knowledge Centre.
We're always here for you - and so are our carefully chosen partners. Together, we offer great products and services to help you achieve your financial goals.
As part of our legacy service, our Will writing specialist partner Redstone Wills Ltd can help you.
Every little helps when you’re a first time buyer, so we’ve got mortgage deals exclusively for Skipton Lifetime ISA (LISA) customers who are ready to buy their first home. Get up to £1,750 cashback^ on selected products, borrow up to 95% of the value of your property and don’t pay any upfront fees. Add a personal mortgage adviser to the mix and you might just have found a good place for your mortgage.
You won't pay any upfront application fees when you apply for a mortgage.
We have options to borrow up to 95% of your property value.
A little boost to help get you started in your new home.
When you get a Skipton mortgage, you don’t just get a loan - you get 166 years of expertise from an award-winning mortgage provider that’s trusted by over a million customers.
If you're planning on using the money in your LISA towards buying your first home, you should be aware that any withdrawals within the first 12 months of your first payment into a Lifetime ISA will incur a 25% government withdrawal charge, which would mean you would get back less than you paid in. After that, you can withdraw money to buy your first home, but for any other withdrawals before the age of 60, the government withdrawal charge will apply (unless you are diagnosed with a terminal illness).
Don't be. We've got you covered with our jargon buster.
The Loan To Value is the proportion of a mortgage compared with a property’s value. It’s expressed as a percentage so an £85,000 loan on a £100,000 property would be an LTV of 85%.
Annual Percentage Rate of Charge is the annual total that your mortgage will cost you, expressed as a percentage. It includes all interest, fees and charges that may apply. You can use this to compare different mortgages.
^£250 cashback offer T&Cs:
Subject to our normal affordability assessment and lending criteria at the time, Skipton Lifetime ISA customers who are buying their first home with a Skipton mortgage will be eligible for £250 cashback following completion of their mortgage. This offer is only valid for mortgages completing from 6 April 2018 to 30 June 2027. Cashback will be paid for new mortgages where at least one of the applicants is a Skipton Lifetime ISA customer buying their first home. If the mortgage is in joint names and with another Skipton Lifetime ISA holder, only one cashback amount will be paid. Cashback will only be available once.
As well as exclusive products for our Lifetime ISA Savers, you also have access to our wide range of products available for new purchases. These are available to First Time Buyers, whether they have a Skipton Lifetime ISA or not.
Here’s our step-by-step guide to buying a house.
Our quick calculator will give you an idea of how much you might be able to borrow.
We've pulled together what you need to know.
*To help maintain service and quality, some telephone calls may be recorded and monitored.
Site intended for UK residents only. Skipton Building Society is a member of the Building Societies Association. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, under registration number 153706, for accepting deposits, advising on and arranging mortgages and providing Restricted financial advice. Principal Office, The Bailey, Skipton, North Yorkshire, BD23 1DN.