Found a mortgage product you think could suit your needs? There are a few steps you’ll need to follow to apply.
Once you have an idea of what you can afford, the first step to applying for a mortgage is getting a Decision in Principle (DIP).
If you're taking out a new mortgage with Skipton as a first time buyer, buying your next home or remortgaging to us from another mortgage provider, you can get a Decision in Principle online.
If you're thinking of borrowing more on your mortgage or are reviewing an existing Skipton mortgage, you need to talk to us over the phone to get a DIP.
When you call you will need details of your income and outgoings.
0345 607 9825
The DIP is for illustrative purposes only and doesn't provide all the information you need to choose a mortgage. It is not specifically related to a mortgage product within our range, and we reserve the right to withdraw our products at any time without notice.
If your DIP is approved, we'll arrange a mortgage appointment for you with one of our mortgage advisers, which can either be over the phone or via video link. During the appointment, your dedicated mortgage adviser will recommend a suitable mortgage from our range and prepare your full application. Please talk to us to book a mortgage appointment.
If you have any questions about how to apply for a mortgage, you can speak to one of our mortgage team.
Speak to a member of our mortgage team
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