Thanks to Skipton’s financial advice, we retired early

Since our Society began in 1853, we’ve been helping our customers find a good place for their money. Because we’ve always believed that when your money’s in a good place, so are you.

Everyone has different goals for the way they want to live and enjoy life and whether it’s through our range of savings accounts, our mortgages, our financial advice or our team of experts and specialists, we’re here to help people achieve their ambitions.

Steve and Karen’s story

We managed to do that for Steve and Karen Allen, two of our long-standing customers who booked a My Review conversation with us in 2019 so they could see if there was any way they could better manage their money.

After the My Review appointment, our team suggested that they could benefit from our financial planning and advice, so we set up an appointment with one of our expert financial advisers, David Swaby.

David was able to give them a bit of clarity and help them achieve their goal of retirement five years earlier than expected.

David reviewed our investments and pensions and showed us that by segmenting our finances we could use the income from our investments to cover our overheads and a few extras.

Stephen, Skipton customer

How did our Financial Advisers help?

As one of our expert financial advice team, David makes it his mission to sit down with customers like Steve and Karen, get to know them and find out what they want from life and money. By properly understanding their current situation, he could see that there was a possibility for them to take advantage of a recent change in pension rules. And that turned out to be the key to early retirement.

5 years early to be precise! We both retired in February 2020 and have enjoyed spending more time in our garden - which is our pride and joy - and looking forward to going on holiday to celebrate our early retirement and my 60th later in the year.

Stephen, Skipton customer

Could we help you retire early?

When we spoke to Steve and Karen, they’re clearly enjoying retired life as it was their goal to spend more quality time doing the things they enjoy. Our financial advice helped them find their good place.

Everybody is different, and not everyone dreams of retirement. Our customers have all different types of good place, from home improvements to helping their family financially.

We could help you start your journey or take the next step. Get in touch today to find out if you could also benefit from our financial advice.

Please note: For flexible pension solutions such as drawdown your capital is at risk and you may get back less than you invested. The value of investments and the income from them may fall as well as rise. If you take too much income too quickly your fund could be depleted or could run out altogether.

Ready to speak to us?

If you want to book an appointment with a member of our team, call 0345 607 9839. Or, if you don’t know whether you’re quite ready for that step, you can book a Free Financial Fitness report to gain an overview of your finances.