Funeral Plans

What is the Skipton Funeral Plan?

A funeral plan is a simple and practical way to have the peace of mind that your funeral has been arranged and paid for in advance. When the time comes, not only will it give your family the reassurance that your funeral wishes are known, but it will also help to protect against rising funeral costs.

The Skipton Funeral Plan is available to anyone aged 50 or over. It’s provided by Dignity and gives you the flexibility to tailor-make a plan that’s right for you. You start with a base plan and then have the option to add extra elements to make it truly personal. You can tailor-make your plan when you buy on the phone or in branch. Alternatively, you may want to choose the pre-packaged Classic Plan, available to buy on the phone, in branch or online.





National provider of prearranged funerals since 1985

Why take out a Skipton Funeral Plan

Tailor-make your plan

Choose from our additional options to create a plan to suit you and your loved ones when you buy on the phone or in branch.

Beat rising funeral costs

If prices continue to rise at the same rate, it is projected that average funeral costs could reach £6,206 by 2028**.

The Skipton Commitment

If you pay by instalments and pass away after 12 months, any outstanding balance will be paid off†

Flexible ways to pay

Pay for your funeral up front or in a way that's convenient for you with our longer term payment plans.

**2011-2019 Matter Communications Independent Research. 2028: Forecast based on average annual compounded growth rate of 4.43% each year between 2011 and 2019.

†Please see the Instalment Payments section of the Skipton Funeral Plan Terms and Conditions [PDF] for further details.

Whats included in our plans

All our funeral plans start with the Base Plan, you then have the option to add extras or tailorable options to your plan, when you buy in branch or over the phone. Alternatively you can choose our already prepackaged Classic Plan.

Funeral Plans

¥ Some requests may incur an additional charge and may not be covered by the price guarantee. Any costs incurred from these requests will have to be paid for at the time of the funeral, or alternatively, a contribution can be made towards these costs that will increase each year in line with the Retail Price Index (RPI).

These lists show some details of what is and isn't included. They don't show all the benefits, limitations and exclusions. You can find more information in the Skipton Funeral Plan Terms & Conditions [PDF]. You can call Dignity at any time on 0800 804 8071* if you want to discuss anything in more detail.

Choose your Plan

Tailor your Plan

Choose just the Base Plan or add any of the following options, for an additional cost.

  • Limousine(s) for your family. Add up to a maximum of six.
  • Choose a funeral procession route prior to arrival at the crematorium or place of burial.
  • Upgrade your coffin to a high quality wood veneer, cardboard, willow or solid wood coffin.
  • Add an urn in wood effect, willow or solid wood.

The plan starts from £3,495

Call Dignity to buy

You can call Dignity 24 hours a day, 7 days a week on

0800 804 8071

Request a guide

The Classic Plan

Alternatively, you may want to choose our most popular Classic Plan, already pre-packaged.

This plan includes everything in our Base Plan plus these extras:

  • One limousine for your family
  • Funeral procession to a separate location before the crematorium or burial site.

Already pre-packaged for £3,850


Buy online

Buy our Classic Plan online today

Buy online

Frequently Asked Questions

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Why should I take out a Skipton Funeral Plan?

Taking out the Skipton Funeral Plan allows you to make important decisions about what you and your family want from your funeral. It will also help save your loved ones the worry and stress of making all the funeral arrangements at such an emotional time, because they will already know your wishes. One call to Dignity is all it takes to put your plan into action and a trusted Dignity nominated funeral director will then be on hand to guide and support them every step of the way.

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How easy is it to pay for my funeral plan?

It’s very straightforward to pay for your plan. You can choose to make a single lump sum payment or make the payments more manageable by spreading the cost over 12 monthly payments by cheque, credit or debit card, or Direct Debit at no extra cost. Fixed instalment periods of up to 25 years are also available, provided all payments over any instalment term longer than 12 months are completed by the 85th birthday of the eldest person named on the plan. Plans paid for over more than 12 months will incur an Instalment Charge and will need to be paid by Direct Debit. However, these plans are covered by the Skipton Commitment.

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Is the money I've used to pay for my funeral plan protected?

No matter what happens to Dignity, your funeral arrangements are protected, because the money you’ve paid is securely managed in the totally independent National Funeral Trust, which no one at Dignity has access to. The managing trustees of the Trust would work with the remaining nominated funeral directors, with the aim of continuing to provide services to plan holders where possible. If your funeral director were to go out of business, Dignity would nominate another approved funeral director to continue to provide services to planholders.

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Can I add money to my plan, to pay for my wake?

Yes, you can choose to add money to your plan to pay for extras including the wake, and this will increase with Inflation.

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Am I eligible to take out a Skipton Funeral Plan?

Anyone aged 50 or over can take out the Skipton Funeral Plan. You’re guaranteed to be accepted and there are no upper age limits and no health or medical questions to answer.

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What if I change my mind, can I have a refund?

Once you’ve bought your Skipton Funeral Plan you have 90 days to cancel your plan and receive a full refund, from the date you receive your Planholder pack. If you choose to cancel after 90 days, there’s a cancellation fee of £195, which will be deducted from your refund.

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How will my loved ones know what to do?

When Dignity set up your funeral plan, they will send you a Planholder Pack, which will tell you everything you need to know, including important information for the person who’ll be responsible for setting your funeral in motion.

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How will Dignity help my family?

Dignity will choose a trusted funeral director, who will offer support and guidance to whoever is organising the funeral. There is 24 hour, 365 days a year support from a UK-based client service centre, who will answer any questions you may have about the funeral plan. Your loved ones will also have access to a free telephone bereavement support service providing help and advice at a difficult time.

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Can I have a burial if I have a Skipton Funeral Plan?

Yes, but the costs of a burial funeral can’t be guaranteed in the same way as a cremation funeral. Your funeral director will arrange certain services which are provided by third parties and the cost of these services can vary widely across the country. We can’t guarantee that your funeral plan will cover these costs, such as the burial plot. However, a fixed contribution of £1,220 (rising with RPI inflation) will be made towards burial fees and any services provided by these third parties. The funeral director’s services for arranging and conducting the funeral are covered in full, by the plan for a burial.

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Do I have to live in the UK to buy the Skipton Funeral Plan?

As long as the funeral is conducted in mainland Great Britain, Northern Ireland, Jersey, the Isle of Man or the Isle of Wight, the cost of the guaranteed services in the plan will be covered. A fixed UK address will need to be provided to Dignity for them to allocate a nominated funeral director. If you live abroad, Dignity will assume you have family in the UK, and if your intention is to have your funeral here, you should provide the address of a relative. The plan does not cover the cost of repatriation from outside of Great Britain, Northern Ireland, Jersey, the Isle of Man or the Isle of Wight.

Need help?

Call Dignity

You can call Dignity 24 hours a day, 7 days a week on

0800 804 8071
Mon-Thurs
8am - 8pm
Fri
8am - 5:30pm
Sat
9am - 12pm

Visit Branch

You can learn more, explore our tailoring options, and buy a plan in branch.

Branch Finder

Request Guide

Order or download more information on the Skipton Funeral Plan.

Request Guide

The Skipton Funeral Plan is provided by Dignity Pre Arrangement Limited. If you take out a Skipton Funeral Plan this will be on the basis of a contract between you and Dignity Pre Arrangement Limited. A company registered in England No. 1862158. VAT registered No. 486 6081 14. Registered Office: 4 King Edwards Court, King Edwards Square, Sutton Coldfield, West Midlands B73 6AP. Telephone No. 0121 354 1557. Fax No. 0121 355 8081. Dignity Funerals Limited and Dignity Pre Arrangement Limited are part of the Dignity plc Group. Dignity Pre Arrangement Limited is regulated by the Funeral Planning Authority and not by the Financial Conduct Authority. For details of all our partners visit our Partnerships page.

*To help maintain service and quality, some telephone calls may be recorded and monitored.

Site intended for UK residents only. Skipton Building Society is a member of the Building Societies Association. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, under registration number 153706, for accepting deposits, advising on and arranging mortgages and providing Restricted financial advice. Principal Office, The Bailey, Skipton, North Yorkshire, BD23 1DN.

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