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Protect against rising funeral costs
*Defaqto Rating applies to the Diamond funeral plan
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A Skipton Funeral Plan is prepaid and prearranged by you to cover the cost of the funeral services within the plan you choose. As long as you're aged 50 or over, our funeral plan is open to you. There are no health restrictions and no medical questions to answer. Terms and conditions apply.
Our free information guide contains details about the different funeral plans available and an application form for when you're ready to apply, or you can apply online today.
National provider of prearranged funerals since 1985
Set out your wishes for your funeral and avoid loved ones having to make decisions at a difficult time.
Over the past 12 years funeral costs have almost doubled, rising faster than the rate of RPI inflation each year.^
Pay for your funeral up front or in a way that’s more convenient for you with our longer term payment plans.
^SunLife Cost of Dying Report 2018
11 payments of £266.25 per month with a final payment of £266.25
59 payments of £60.99 with a final payment of £61.22, meaning a total payment of £3,659.63
11 payments of £295.83 per month with a final payment of £295.87
59 payments of £67.77 with a final payment of £67.83, meaning a total payment of £4,066.26
11 payments of £316.25 per month with a final payment of £316.25
59 payments of £72.44 with a final payment of £72.93, meaning a total payment of £4,346.89
†The above prices are currently discounted based on 2018’s pricing of a Diamond plan which was £4,135, a Pearl plan which was £3,875 and an Amber plan which was £3,495. These prices are valid until 30 April 2019.
Alternative fixed instalment periods of up to 10 years are available provided that all payments over any instalment term longer than 12 months are completed by the 85th birthday of the eldest person named on the plan. Plans purchased over a period greater than 12 months will incur an additional fee.
For further payment options of up to 10 years please call Dignity on 0800 804 8071. You have 90 days from the date on which you receive your agreement to cancel the plan and receive a full refund. Cancellations after that time are subject to a £195 cancellation fee, which will be deducted from your refund.
These lists aren't exhaustive. For full information, please see the terms and conditions.
If a burial is required, the services marked with a ¥ are not covered by the guarantee. This is because burial costs vary widely across the country, so cannot be guaranteed in the same way as a cremation. Instead a contribution of £1,220 (rising with inflation in line with the Retail Price Index for the duration of the plan) will be made towards burial fees and the services provided by third parties (such as Minister's or Officiant's fees).
^Transport by ferry or air is not included and will be chargeable at the time of the funeral.
Learn more about the benefits before you decide to apply
Applying online is easy and can be completed in four steps
You can call Diginity 24 hours a day, 7 days a week on
Our funeral plans are provided by Dignity, a carefully selected partner and provider of prearranged funeral plans since 1985. If you take out a Skipton Funeral Plan this will be on the basis of a contract between you and Dignity Pre Arrangement Limited. A company registered in England No. 1862158. VAT registered No. 486 6081 14. Dignity Registered Office: 4 King Edwards Court, King Edwards Square, Sutton Coldfield, West Midlands, B73 6AP. Telephone No. 0121 354 1557. Fax No. 0121 355 8081. Part of Dignity plc. A British company. Dignity Pre Arrangement Limited is regulated by the Funeral Planning Authority and not the Financial Conduct Authority. For details of all our Legacy partners, please see our Partnerships page.
To help you decide whether a Skipton Funeral Plan is right for you, here are a few frequently asked questions.
As long as you’re aged 50 or over, our funeral plan is open to you. There’s no upper age limit, no health restrictions and no medical questions to answer.
Dignity will allocate a funeral director to your Plan, which is referred to as the Nominated Funeral Director. Dignity currently has a network of over 1,200 owned or approved funeral directors throughout the UK. If you would like to check if your Plan can be allocated to a specific funeral director please contact us before you purchase. Dignity may change your Plan to a different Nominated Funeral Director if required.
Yes, you can add them at any time after setting up your plan by calling Dignity on 0800 171 2759. You won’t be charged for documenting special requests, and you can add to or change your documented wishes at any time. Dignity will tell you if your requests will cost extra, for example, if you have requested an extra limousine. You can contribute towards the cost of special requests as part of your plan, and the amount you’ve contributed will rise in line with RPI inflation. If you decide not to contribute, any additional costs relating to special requests would need to be paid for at the time by the person arranging the funeral. You'll find more information in your funeral planholder pack.
You can pay for your plan with a one-off payment by cheque, credit or debit card. Or you can spread the cost over 12, 60 or even up to 120 monthly payments by Direct Debit. If you choose to pay over a period of more than 12 months, an additional cost will apply. Alternative fixed instalment periods of up to 10 years are available provided that all payments over any instalment term longer than 12 months are completed by the 85th birthday of the eldest person named on the plan. Plans purchased over a period greater than 12 months will incur an additional fee. If you’d like to talk about other payment options of up to 10 years, please call Dignity on 0800 171 2759.
The Skipton Funeral Plan helps take care of funeral arrangements, so your family or friends won’t be left wondering what type of funeral you wanted. One phone call sets your plan into motion. Having a plan in place removes the worry of finding a funeral director, deciding on the arrangements and paying for the guaranteed services covered by your plan. Not only will your loved ones have the support of a well-established provider of prearranged funeral plans, they’ll also have the services of a trusted funeral director. Someone who’ll offer all the help and guidance they need with the funeral.
When you set up your plan, Dignity will send you a planholder pack that tells you what you need to know. This includes important information for your funeral organiser - the person who’ll be responsible for setting your plan in motion when the time comes. The pack also explains how you can add special requests, personal touches or request extra services to your plan if you wish.
Our funeral plan is provided by our specially selected partner Dignity. A national provider of prearranged funerals since 1985.
Defaqto, an independent researcher of financial products, has recently launched new Star Ratings for prepaid funeral plans. The Star Rating will help consumers take into account the quality and comprehensiveness of cover. Dignity’s Diamond Funeral Plan has received the highest accolade of 5 Stars, which means it provides high quality cover.
*To help maintain service and quality, some telephone calls may be recorded and monitored.
Site intended for UK residents only. Skipton Building Society is a member of the Building Societies Association. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, under registration number 153706, for accepting deposits, advising on and arranging mortgages and providing Restricted financial advice. Principal Office, The Bailey, Skipton, North Yorkshire, BD23 1DN.