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Plan and pay for your funeral in advance and beat rising funeral costs
You are about to be transferred to the Dignity website.
If you’re an existing Skipton Funeral Plan customer and need help or advice during this time, you can call Dignity 24 hours a day, 7 days a week on 0800 804 8071 or for the latest updates visit the Dignity website.
As a result of the current COVID-19 situation, funeral plans are not currently available in branch and can only be purchased online, by post or over the phone. This is to help assist with government guidelines on social distancing.
Only the pre-packaged Classic Plan is available to buy online today.
We also offer Tailored Plans with additional options:
If you continue, you will be able to purchase our pre-packaged Classic Plan but the options above will not be available. If you want to purchase a Tailored Plan, you will need to call Dignity on 0800 804 8071.
Do you want to continue with your application for the Classic Plan?
A funeral plan is a simple and practical way to have the peace of mind that your funeral has been arranged and paid for in advance. When the time comes, not only will it give your family the reassurance that your wishes are known, but it will also help to protect against rising funeral costs.
The Skipton Funeral Plan, provided by Dignity, gives you the flexibility to tailor-make a plan so it's right for you. You start with a base plan and then have the option to add extra elements to make it truly personal. You can tailor-make your plan when you buy on the phone. Alternatively, you may want to choose the pre-packaged Classic Plan, which is also available to buy online or by post.
Our free guide contains details about the Skipton Funeral Plan, including the tailorable options. Or if you're ready, you can buy the pre-packaged Classic Plan online today.
National provider of prearranged funerals since 1985
If you're over 50, you're guaranteed to be accepted with no health restrictions or medical questions.
If prices continue to rise at the same rate, it's projected that the average cost could reach £5,285 by 2025.**
If you pay by instalments and pass away after 12 months, any outstanding balance will be paid off✝
Select the things that matter to you - with a range of options to tailor a plan that suits you.
Pay for your funeral up front or in a way that's convenient for you with our longer term payment plans.
**SunLife (2020), Cost of Dying Report
✝ Please see the Instalment Payments section of the Skipton Funeral Plan Terms and Conditions [PDF] for further details.
You can buy our Classic Plan online, by post or by phone already pre-packaged for £3,750.
The Classic Plan includes everything in our base plan, plus these extras:
¥ Some requests may incur an additional charge and may not be covered by the price guarantee. Any costs incurred from these requests will have to be paid for at the time of the funeral, or alternatively, a contribution can be made towards these costs that will increase each year in line with the Retail Price Index (RPI).
These lists show some details of what is and isn't included. They don't show all the benefits, limitations and exclusions. You can full information in the Skipton Funeral Plan Terms & Conditions [PDF]. You can call Dignity at any time on 0800 804 8071* if you want to discuss anything in more detail.
Buy our Classic Plan online today
You can call Dignity 24 hours a day, 7 days a week on
Start with our base plan, which costs £3,395. You then have the option to add the following extra elements, for an additional cost.
¥Some requests may incur an additional charge and may not be covered by the price guarantee. Any costs incurred from these requests will have to be paid for at the time of the funeral, or alternatively, a contribution can be made towards these costs that will increase each year in line with the Retail Price Index (RPI).
To help you decide whether a Skipton Funeral Plan is right for you, here are a few frequently asked questions.
Taking out the Skipton Funeral Plan allows you to make important decisions about what you and your family want from your funeral. It will also help save your loved ones the worry and stress of making all the funeral arrangements at such an emotional time, because they will already know your wishes. One call to Dignity is all it takes to put your plan into action and a trusted Dignity nominated funeral director will then be on hand to guide and support them every step of the way.
Yes, but the costs of a burial funeral can’t be guaranteed in the same way as a cremation funeral. Your funeral director will arrange certain services which are provided by third parties and the cost of these services can vary widely across the country. We can’t guarantee that your funeral plan will cover these costs, such as the burial plot. However, a fixed contribution of £1220 (rising with RPI inflation) will be made towards burial fees and any services provided by these third parties. The funeral director’s services for arranging and conducting the funeral are covered in full, by the plan for a burial.
Anyone aged 50 or over can take out the Skipton Funeral Plan. You’re guaranteed to be accepted and there are no upper age limits and no health or medical questions to answer.
It’s very straightforward to pay for your plan. You can choose to make a single lump sum payment or make the payments more manageable by spreading the cost over 12 monthly payments by cheque, credit or debit card, or Direct Debit at no extra cost. Fixed instalment periods of up to 25 years are also available, provided all payments over any instalment term longer than 12 months are completed by the 85th birthday of the eldest person named on the plan. Plans paid for over more than 12 months will incur an Instalment Charge and will need to be paid by Direct Debit. However, these plans are covered by the Skipton Commitment.
As long as the funeral is conducted in mainland Great Britain, Northern Ireland, Jersey, the Isle of Man or the Isle of Wight, the cost of the guaranteed services in the plan will be covered. A fixed UK address will need to be provided to Dignity for them to allocate a nominated funeral director. If you live abroad, Dignity will assume you have family in the UK, and if your intention is to have your funeral here, you should provide the address of a relative. The plan does not cover the cost of repatriation from outside of Great Britain, Northern Ireland, Jersey, the Isle of Man or the Isle of Wight.
Once you’ve bought your Skipton Funeral Plan you have 90 days to cancel your plan and receive a full refund, from the date you receive your Planholder pack. If you choose to cancel after 90 days, there’s a cancellation fee of £195, which will be deducted from your refund.
No matter what happens to Dignity, your funeral arrangements are protected, because the money you’ve paid is securely managed in the totally independent National Funeral Trust, which no one at Dignity has access to. The managing trustees of the Trust would work with the remaining nominated funeral directors, with the aim of continuing to provide services to plan holders where possible. If your funeral director were to go out of business, Dignity would nominate another approved funeral director to continue to provide services to planholders.
When Dignity set up your funeral plan, they will send you a Planholder Pack, which will tell you everything you need to know, including important information for the person who’ll be responsible for setting your funeral in motion.
Dignity will choose a trusted funeral director, who will offer support and guidance to whoever is organising the funeral. There is 24 hour, 365 days a year support from a UK-based client service centre, who will answer any questions you may have about the funeral plan. Your loved ones will also have access to a free telephone bereavement support service providing help and advice at a difficult time.
Yes, you can choose to add money to your plan to pay for extras including the wake, and this will increase with Inflation.
The Skipton Funeral Plan is provided by Dignity Pre Arrangement Limited. If you take out a Skipton Funeral Plan this will be on the basis of a contract between you and Dignity Pre Arrangement Limited. A company registered in England No. 1862158. VAT registered No. 486 6081 14. Registered Office: 4 King Edwards Court, King Edwards Square, Sutton Coldfield, West Midlands B73 6AP. Telephone No. 0121 354 1557. Fax No. 0121 355 8081. Dignity Funerals Limited and Dignity Pre Arrangement Limited are part of the Dignity plc Group. Dignity Pre Arrangement Limited is regulated by the Funeral Planning Authority and not by the Financial Conduct Authority. For details of all our partners visit our Partnerships page.
*To help maintain service and quality, some telephone calls may be recorded and monitored.
Site intended for UK residents only. Skipton Building Society is a member of the Building Societies Association. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, under registration number 153706, for accepting deposits, advising on and arranging mortgages and providing Restricted financial advice. Principal Office, The Bailey, Skipton, North Yorkshire, BD23 1DN.