Thinking about investing?

If you feel able to commit your savings for at least five years, stock market-based investing could be a  route to consider. Over the long-term, it offers the potential for stronger returns than regular savings accounts, if you’re willing to accept the risks involved . There’s risk because the value of stock market-based investments can go down as well as up. And you could lose some or all of your money.

 A big advantage of investing is there’s a wide range of options to suit your needs. We can offer you access to funds from across the market, as we research thousands on a regular basis. From this, we create a preferred panel of funds that your nearest Skipton financial adviser can use to make recommendations suited to your needs and accepted level of risk – with no pressure to act.

Our expert says...

Mark Butterworth

The investment funds we recommend are stock market-based. Where appropriate we'll build a diversified portfolio that also includes exposure to other asset classes. This includes property, government and corporate bonds, and commodities, plus countries outside the UK.

Mark Butterworth, Head of Technical Services

Other considerations

Building a diversified portfolio, like the example above, helps to manage your money because your investment returns aren’t necessarily tied just to stock market movements.

Understanding the risks to your capital is important. And if you want to take an income from your investments, please note the amount can also go down as well as up. You also need to be prepared to invest for at least five years.

If you’re not sure about how the risks might affect you, your Skipton financial adviser will explain it before you make any decisions, and will always begin by helping you understand your attitude towards risk and reward.

Your next steps

If you're ready to talk to us about investing, then you can find out more on our financial advice website. Here you will be able to find your nearest financial adviser, book a financial advice review or give us a call and talk to a member of our Review and Financial Advice Team.

Our recommendations are likely to include stock market-linked investments. These aren’t like building society savings accounts, as your capital is at risk and you may get back less than you invest. The value of your investments and any income from them may fall as well as rise.

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