There are a few things you need to consider when you are thinking of investing in funds linked to the financial markets.
It’s not the same as putting your money into a savings account and there are additional risks to your capital.
You should be comfortable with the risk that funds can go up and down in value, and appreciate that investments should usually be for the medium to long term (at least five years, as markets can be volatile.)
You should also be comfortable that the funds you have chosen suit your overall risk appetite.
Although investing can offer potentially better returns than savings accounts in the long term, there is the chance that you might not get back as much as you put in.
Watch our short video, which highlights what you need to think about.