Landlords' Insurance is provided by Fairmead Insurance (renamed from Legal & General Insurance Limited), part of the Liverpool Victoria General Insurance Group.
The product is designed specifically for rental properties. You can protect your property and your contents, and help to safeguard your rental income too.
As standard, you'll be covered for loss or damage from fire, flooding, water and oil leaks or fallen trees and accidental breakage of fixed glass and sanitaryware. Depending on the options you choose, our policies can also cover you in cases of malicious damage by tenants, theft, unpaid rent and legal disputes.
Landlords' insurance at a glance
- If the property is made uninhabitable by an insured event, you can claim for loss of rent or for providing alternative accommodation for your tenant up to £40,000 as standard under buildings cover.
- Home emergency cover up to £500 is included as standard under buildings cover.
- We offer landlords contents, accidental damage or malicious damage by tenants, legal expenses and rent guarantee cover for an extra premium.
- Multiple properties can be insured under one policy with a discount based on portfolio size. You can arrange this type of policy by phoning us.
The above shows some details of the key features and cover limits. It doesn't include all the benefits, exclusions or limitations and other excesses that apply. Please download and read the policy documents in full.
If you already have a Landlords Insurance policy see our existing customers page
, where you can find all your policy documents, contact information and details about how to make a claim.