Don't put all your eggs into one basket

This analogy is renowned in the world of investing. Because investing isn’t just about placing your money into stocks and shares – there are other areas you can invest in.

For most customers, we recommend funds operated by a team of experts who monitor and make decisions on a day-to-day basis. Your money could be spread across a range of assets. This balances the overall risk your money is exposed to with the aim of delivering a smoother level of returns.

There are five to six main asset classes that might form part of your fund, depending on its strategy - cash, global shares, property, corporate bonds, UK shares and Gilts (UK government bonds). There are other assets too which may appear in your portfolio.

The level of exposure to each of these asset classes, as well as the overall diversification, will often depend on your attitude to risk.

After building an in-depth picture of your financial goals, we’ll work with you to choose an investment approach suited to your unique circumstances and how you feel about risk. We’ll go through each option in detail; outlining the pros and cons, so you have all the information you need when making a decision.

Skipton financial adviser, Illa Pujara

Here to help

For more information on our service and to find out whether you could benefit from financial advice, call our specialist team today for a free consultation over the phone on
0800 731 5342 or request a call back.

Why invest with advice from Skipton?

We’re proud to have offered a financial advice service for 30 years and have helped thousands of customers make plans. We're right here to do the same for you.

Why choose Skipton

Our recommendations are likely to include stock market-based investments. These are not like bank and building society savings accounts as your capital is at risk and you may get back less than you invested. The value of your investments and any income from them may fall as well as rise.

Set your goals and timescales

Our kitchen analogy can help you consider your options for your financial goals.

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Take advantage of tax efficiency

Making use of the tax allowances available to you could make a big difference to your future.

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Speak to a financial adviser

An adviser can make recommendations and support you with clear personalised advice.

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