The building society difference

Building societies often talk about having no shareholders, what does this mean?

We're owned by members

As a building society, we’re different to banks. People can buy shares in a bank, even if they don’t have an account or use its services. If the bank performs well, the shareholders get a share of its earnings (a dividend).

We don’t answer to shareholders or pay dividends. Instead, our members influence the direction of the business by voting for directors and holding the board to account at our AGM, which means we can focus our attention on you.

When you’re part of a mutual, your opinion matters

Members of Skipton Building Society have a say in how the business is run. It’s called mutuality and it underpins everything we do. Your feedback makes a difference to the decisions we make, on anything from how our marketing materials look to the way we communicate with you. Find out how you can have your say.

Find out more about Skipton

Celebrating 166 years

We’ve stood strong and stayed true to our heritage. It’s why generations have trusted us since 1853.

Then and now

We do good things

Financial services isn’t the only thing we do. We’re active in our communities too.

See how we help

One million customers

Meet some of the people who trust us as a good place for their savings and mortgages.

Customer stories
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