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up to 5.10% gross pa/AER Variable

Please note:

Before opening an account, please ensure that you read:

• the further terms and conditions as below; and
• the separate Investment Account Terms and Conditions.

These contain important information about our accounts.

If you are a new customer please bring some form of identification and verification of address as detailed in the Proving Your Identity leaflet. For further assistance, call your local branch or our Principal Office.

Further terms and conditions for the Base Rate Tracker Account

1. The minimum investment is £500 and the maximum is £1 million.
2. Should the balance fall below £500 the account will be closed and the balance with any interest due will be returned to you.
3. Please note that once the account has been put on notice, even if no funds are subsequently withdrawn, it will still count as one notice period. Notice is effective 30 days after we receive your withdrawal request.
4. All transfers to and from other Skipton accounts (where applicable) are subject to the terms and conditions of those accounts.
5. (i) For the annual interest option, interest will be accrued on a daily basis and be payable at midnight on 1 January each year. This interest will be credited to the account or paid into a bank account or another suitable Skipton Building Society account.
   (ii) For the monthly interest option, interest will be accrued on a daily basis and will be paid into a bank account or another suitable Skipton Building Society account on the first working day of each month (except January when interest will be paid on the second working day). It cannot be capitalised.
6. The Base Rate Tracker is a share account which confers membership rights and is subject to the Rules of the Society. Copies of the Rules can be obtained from any branch or from our Principal Office.

AER stands for Annual Equivalent Rate and illustrates what the rate would be if interest was paid and added each year.

Gross means the interest paid before the deduction of income tax at 20%.

Let us know what you think

Making sure our members are happy matters to us. So if you think we could improve our products or services, or if you have a complaint, please let us know. If you'd like to find out more about our internal complaints procedure, please ask for details at any branch or from our Principal Office. Complaints we cannot settle may be referred to the Financial Ombudsman Service.

Print off an application form