Investment Rates - Open Accounts
Correct as at 27 August 2008.
All rates are variable, unless otherwise stated.
High Street Account
| Amount |
Current Gross pa / AER % |
Current Net pa % |
Previous Gross pa / AER % |
| £50,000 - £1,000,000 |
4.25 |
3.40 |
4.50 |
| £30,000 - £49,999 |
4.10 |
3.28 |
4.35 |
| £15,000 - £29,999 |
3.45 |
2.76 |
3.70 |
| £5,000 - £14,999 |
2.75 |
2.20 |
3.00 |
| £2,500 - £4,999 |
2.00 |
1.60 |
2.25 |
| £500 - £2,499 |
1.75 |
1.40 |
2.00 |
Leap Account
| Amount |
Current Gross pa / AER % |
Net pa % |
Previous Gross pa / AER % |
| Only available to young people aged 26 years and under. |
| £1 - £5,999 |
5.00 |
4.00 |
5.25 |
| The band below is only available to Leap customers aged 18 or over. |
| £6,000 - £10,000 |
5.00 |
4.00 |
5.25 |
Skipton Child Trust Fund Account
| Amount |
Current Gross pa / AER % |
Current Net pa % |
Previous Gross pa / AER % |
| |
6.25 |
N/A |
6.50 |
Deposit Account
| Amount |
Current Gross pa / AER % |
Current Net pa % |
Previous Gross pa / AER % |
| £50,000 - £1,000,000 |
3.85 |
3.08 |
4.14 |
| £25,000 - £49,999 |
3.30 |
2.64 |
3.59 |
| £15,000 - £24,999 |
2.55 |
2.04 |
2.84 |
| £5,000 - £14,999 |
1.60 |
1.28 |
1.89 |
| £500 - £4,999 |
1.20 |
0.96 |
1.49 |
| Amount |
Current Gross pa / AER % |
Current Net pa % |
Previous Gross pa / AER % |
| Minimum £50 |
5.25 |
N/A |
5.50 |
| Amount |
Current
Gross pa / AER % |
Current
Net pa % |
Previous
Gross pa / AER % |
| Minimum £50 |
5.25 |
N/A |
5.50 |
| Amount |
Current
Gross pa / AER % |
Current
Net pa % |
Previous
Gross pa / AER % |
| Minimum £50 |
5.25 |
N/A |
- |
| Amount |
Current Gross pa / AER % |
Current Net pa % |
Previous Gross pa / AER % |
| £100,000 - £1,000,000 |
5.10 |
4.08 |
5.35 |
| £25,000 - £99,999 |
4.90 |
3.92 |
5.15 |
| £5,000 - £24,999 |
4.75 |
3.80 |
5.00 |
| £2,000 - £4,999 |
4.50 |
3.60 |
4.75 |
| £500 - £1,999 |
3.50 |
2.80 |
3.75 |
Base Rate Tracker Account (Monthly)
| Amount |
Current Gross pa % |
Current AER % |
Current Net pa % |
Previous Gross pa / AER % |
| £100,000 - £1,000,000 |
4.85 |
4.96 |
3.88 |
5.10 / 5.22 |
| £25,000 - £99,999 |
4.65 |
4.75 |
3.72 |
4.90 / 5.01 |
| £5,000 - £24,999 |
4.50 |
4.59 |
3.60 |
4.75 / 4.85 |
| £2,000 - £4,999 |
4.25 |
4.33 |
3.40 |
4.50 / 4.59 |
| £500 - £1,999 |
3.25 |
3.30 |
2.60 |
3.50 / 3.56 |
(Excluding bonus interest rate of 1.50% gross pa/AER, conditions apply)
| Amount |
Current Gross pa / AER % |
Current Net pa % |
Previous Gross pa / AER % |
| £10 - £1,000 (monthly subscriptions) |
4.15 |
3.32 |
4.40 |
(Excluding initial bonus interest rate)
| Amount |
Current Gross pa % |
Current Net pa % |
Previous Gross pa / AER % |
| £500 - £100,000 |
4.85 |
3.88 |
5.10 |
(Account must be opened online and all withdrawals online via a nominated account)
(Excluding initial bonus interest rate)
|
Amount |
Current Gross pa % |
Current Net pa % |
Previous Gross pa / AER % |
|
£500 - £50,000 |
4.85 |
3.88 |
5.10 |
| Amount |
Current Gross pa % / AER % |
Current Net pa % |
Previous Gross pa / AER % |
| £30,000 - £1,000,000 |
4.99 |
3.99 |
5.24 |
| £10,000 - £29,999 |
4.74 |
3.79 |
4.99 |
Direct 30 Account (Monthly)
| Amount |
Current Gross pa % |
Current AER % |
Current Net pa % |
Previous Gross pa / AER % |
| £30,000 - £1,000,000 |
4.74 |
4.84 |
3.79 |
4.99 / 5.11 |
| £10,000 - £29,999 |
4.49 |
4.58 |
3.59 |
4.74 / 4.84 |
Review Account Issue 3
(This account is only available for three months to customers investing new monies and who are planning a financial review with a Skipton adviser. Conditions apply)
| Amount |
Current Gross pa % |
Current AER % |
Current Net pa % |
Previous Gross pa / AER % |
| £2,000 - £1,000,000 |
5.35 |
4.74 |
4.28 |
5.60/4.99 |
Pension Plus Account (conditions apply)
| Amount |
Current Gross pa / AER % |
Current Net pa % |
Previous Gross pa / AER % |
| £500 - £30,000 |
5.10 |
4.08 |
5.35 |
(This account requires a minimum monthly subscription of £10 and has a maximum monthly subscription of £250. Withdrawals are not permitted until midnight, 24 November 2008 when the account will default to our Instant Access account. Conditions apply.)
| Amount |
Current Gross pa / AER % |
Current Net pa % |
Previous Gross pa / AER % |
| £10 - £250 (monthly subscriptions) |
6.80 / 6.98 |
5.44 |
6.80 / 6.96 |
(This account requires a minimum monthly subscription of £10 and has a maximum monthly subscription of £250. Withdrawals are not permitted on the account for one full year from the date of opening. On the 12 month anniversary of opening, the account will transfer into our Instant Access account. Conditions apply).
| Amount |
Current Gross pa / AER % |
Current Net pa % |
Previous Gross pa / AER % |
| £10 - £250 (monthly subscriptions) |
6.80 |
5.44 |
7.05 |
Sovereign Shares
| Amount |
Gross pa / AER % |
Net pa % |
Previous Gross pa / AER % |
| £50,000 - £1,000,000 |
1.85 |
1.48 |
2.14 |
| £25,000 - £49,999 |
1.65 |
1.32 |
1.94 |
| £10,000 - £24,999 |
1.40 |
1.12 |
1.69 |
| £5,000 - £9,999 |
1.30 |
1.04 |
1.59 |
| £500 - £4,999 |
1.15 |
0.92 |
1.44 |
| £1 - £499 |
1.05 |
0.84 |
1.34 |
| |
Gross pa / AER % |
Net pa % |
| 1 Year Fixed Rate Bond (Matures on 15 October 2009) |
| Minimum £1,000 |
7.75 |
6.20 |
| 5 ½ Year Index Linked Bond (Matures on 15 April 2014) |
|
£2,000 FTSE 100 Index |
100% of any positive growth in the FTSE 100 Index |
THE FOLLOWING THREE PRODUCTS ARE ONLY AVAILABLE TO NEW CUSTOMERS OF THE SOCIETY AND CAN ONLY BE OPENED AT THE NEW BRANCH STATED IN THE PRODUCT LITERATURE
Welcome Branch Access Account
| Amount |
Current Gross pa % |
Current Net pa % |
Previous Gross pa / AER % |
| £500 - £100,000 |
4.85 |
3.88 |
5.10 |
Welcome Cash ISA
| Amount |
Current Gross pa / AER % |
Current Net pa % |
Previous Gross pa / AER % |
| Minimum £50 |
5.25 |
N/A |
5.50 |
Warrington Welcome Bond
| Amount |
Current Gross pa % |
Current AER % |
Current Net pa % |
Previous Gross pa / AER % |
| £500 - £10,000 |
7.10 |
7.06 |
5.68 |
N/A |
| (Monthly) |
| £500 - £10,000 |
6.80 |
7.02 |
5.44 |
N/A |
Accounts open to supporters of Plymouth Argyle Football Club
Pilgrims Account
| Amount |
Current Gross pa % / AER |
Current Net pa % |
Previous Gross pa / AER % |
| £50,000 - £1,000,000 |
4.70 |
3.76 |
4.95 |
| £30,000 - £49,999 |
4.55 |
3.64 |
4.80 |
| £15,000 - £29,999 |
3.90 |
3.12 |
4.15 |
| £5,000 - £14,999 |
3.20 |
2.56 |
3.45 |
| £2,500 - £4,999 |
2.45 |
1.96 |
2.70 |
| £500 - £2,499 |
2.20 |
1.76 |
2.45 |
Junior Greens Account
(only available to young people aged 18 and under)
| Amount |
Current Gross pa % / AER |
Current Net pa % |
Previous Gross pa / AER % |
| £1 - £6,000 |
5.00 |
4.00 |
5.25 |
Accounts open for customers of Base Rate Tracker Account (Issue 2) who reached the end of their rate guarantee on 01.01.06.
Maturity Notice Account (Annual)
| Amount |
Current Gross pa % / AER |
Current Net pa % |
Previous Gross pa / AER % |
| £50,000 - £1,000,000 |
5.17 |
4.14 |
5.42 |
| £25,000 - £49,999 |
4.92 |
3.94 |
5.17 |
| £500 - £24,999 |
4.67 |
3.74 |
4.92 |
Maturity Notice Account (Monthly)
| Amount |
Current Gross pa % |
AER% |
Current Net pa % |
Previous Gross pa / AER % |
| £50,000 - £1,000,000 |
4.92 |
5.03 |
3.94 |
5.17 / 5.29 |
| £25,000 - £49,999 |
4.67 |
4.77 |
3.74 |
4.92 / 5.03 |
| £500 - £24,999 |
4.42 |
4.51 |
3.54 |
4.67 / 4.77 |
Accounts open for maturing SBS bond investors
Maturity Account
| Amount |
Current Gross pa / AER % |
Current Net pa % |
Previous Gross pa / AER % |
| £500 - £1,000,000 |
4.54 |
3.63 |
4.79 |
Maturity Bonus Account (excluding bonus interest rate of 0.50% payable for 3 months)
| Amount |
Current Gross pa / AER % |
Current Net pa % |
Previous Gross pa / AER % |
| £500 - £1,000,000 |
4.54 |
3.63 |
4.79 |
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the interest paid before the deduction of income tax of 20%.
Net means the interest paid after the deduction of tax.