Investment Rates - Closed Issues
All rates are variable, unless otherwise stated.
These accounts are no longer available to new investors
NSPCC Skipton Cash ISA
Current rates effective 18 January 2012.
| Amount |
Current Gross pa / AER % |
Current Net pa % |
Previous Gross pa / AER % |
| Minimum £50 |
1.10 |
N/A |
1.30 |
Online Bonus Saver
Current rates effective 23 August 2011. (Including initial bonus interest rate)
| Amount |
Current gross pa / AER% |
Current Net pa % |
Previous Gross pa / AER% |
| £1000 - £1,000,000 |
3.05 |
- |
- |
Telephone Saver Account
Current rates effective 27 September 2010.
| Amount |
Current Gross pa % |
AER% |
Current Net pa % |
Previous Gross pa / AER % |
| £25,000 - £1,000,000 |
2.25 |
2.25 |
1.80 |
- |
| £10,000 - £24,999 |
2.00 |
2.00 |
1.60 |
- |
| £1 - £9,999 |
1.00 |
1.00 |
0.80 |
- |
Branch Access Account
Current rates effective 18 January 2012.
(Including initial bonus interest rate)
| Amount |
Current Gross pa % |
Current AER % |
Current Net pa % |
Previous Gross pa / AER % |
| £50 - £1,000,000 |
1.00 |
1.00 |
0.80 |
1.20 |
30 Day Notice Account
Current rates effective 18 January 2012
| Amount |
Current Gross pa % |
Current AER % |
Current Net pa % |
Previous Gross pa / AER % |
| £25,000 - £1,000,000 |
1.80 |
1.80 |
1.44 |
2.00 |
| £1 - £24,999 |
1.55 |
1.55 |
1.24 |
1.75 |
90 Day Notice Account
Current rates effective 18 January 2012
| Amount |
Current Gross pa % |
Current AER % |
Current Net pa % |
Previous Gross pa / AER % |
| £25,000 - £1,000,000 |
2.05 |
2.05 |
1.64 |
2.25 |
| £1 - £24,999 |
1.80 |
1.80 |
1.44 |
2.00 |
Web Saver (Issue 2)
Current rates effective 10 May 2009.
(Account must be opened online and all withdrawals online via a nominated account)
| Amount |
Current Gross pa % |
Current AER% |
Current Net pa % |
Previous Gross pa / AER % |
| Annual (a pay rate floor of 1.50% applies until 31 December 2011) |
2.00 |
2.00 |
1.60 |
- |
| Monthly (a pay rate floor of 1.50% applies until 31 December 2011) |
1.90 |
1.92 |
1.52 |
- |
Maturity Account (812)
Current rates effective 15 March 2011.
| Amount |
Current Gross pa / AER % |
Current Net pa % |
Previous Gross pa / AER % |
| £500 - £1,000,000 |
0.30 |
0.24 |
0.50 |
1 Year Fixed Rate Cash ISA fixed until 15 August 2012
Current rates effective 8 July 2011.
| Amount |
Current tax free pa |
AER% |
Current Net pa % |
| Annual Interest Option |
| £500 plus |
3.00 |
3.00 |
n/a |
| Monthly Interest Option |
| £500 plus |
2.96 |
3.00 |
n/a |
2 Year Fixed Rate Cash ISA fixed until 15 August 2013
Current rates effective 8 July 2011.
| Amount |
Current tax free pa |
AER % |
Current Net pa % |
| Annual Interest Option |
| £500 plus |
3.25 |
3.25 |
n/a |
| Monthly Interest Option |
| £500 plus |
3.20 |
3.25 |
n/a |
3 Year Fixed Rate Cash ISA fixed until 15 August 2014
Current rates effective 8 July 2011.
| Amount |
Current tax free pa |
AER % |
Current Net pa % |
| Annual Interest Option |
| £500 plus |
3.50 |
3.50 |
n/a |
| Monthly Interest Option |
| £500 plus |
3.45 |
3.50 |
n/a |
5 Year Fixed Rate Cash ISA fixed until 15 August 2016
Current rates effective 8 July 2011.
| Amount |
Current tax free pa |
AER % |
Current Net pa % |
| Annual Interest Option |
| £500 plus |
4.00 |
4.00 |
n/a |
| Monthly Interest Option |
| £500 plus |
3.93 |
4.00 |
n/a |
Online Cash ISA
Current rates effective 15 July 2011.
| Amount |
Current Gross pa / AER % |
Current Net pa % |
Previous Gross pa / AER % |
| Minimum £50 |
1.75 |
- |
2.25 |
Christmas Saver Account and Christmas Saver Account Online (Issue 4)
Current rates effective 1 November 2009.
(This account requires a minimum monthly subscription of £10 and has a maximum monthly subscription of £250. Withdrawals are not permitted until midnight, 24 November 2010 when the account will default to our Easy Access account. Conditions apply.)
| Amount |
Current Gross pa |
AER % |
Current Net pa % |
Previous Gross pa / AER % |
| £10 - £250 (monthly subscriptions) |
3.20 |
3.25 |
2.56 |
3.20 / 3.24 |
Regular Saver Account
Current rates effective 22 November 2011.
(This account requires a minimum monthly subscription of £10 and has a maximum monthly subscription of £500. Withdrawals are not permitted on the account for one full year from the date of opening. On the 12 month anniversary of opening, the account will transfer into another easy access Skipton account; further details will be given nearer the time).
| Amount |
Current Gross pa / AER % |
Current Net pa % |
Previous Gross pa / AER % |
| £10 - £500 (monthly subscriptions) |
5.00 |
4.00 |
- |
Limited Edition Christmas Bond until 31 October 2011
Current rates effective 22 November 2010.
| Amount |
Current Gross pa % |
Current AER % |
Current Net pa % |
Previous Gross pa / AER % |
| Annual Interest Option |
| £500 - £1,000,000 |
3.00% |
3.00% |
2.40% |
- |
| Monthly Interest Option |
| £500 - £1,000,000 |
2.96% |
3.00% |
2.37% |
- |
Special Saver Account and Special Saver Account Online
Current rates effective 5 April 2009.
(This account requires a minimum monthly subscription of £10 and has a maximum monthly subscription of £250. Withdrawals are not permitted on the account for one full year from the date of opening. On the 12 month anniversary of opening, the account will transfer into our Easy Access account. Conditions apply).
| Amount |
Current Gross pa /AER |
Current Net pa % |
Previous Gross pa / AER % |
| £10 - £250 (monthly subscriptions) |
3.20 |
2.56 |
3.60 |
Skipton Tracker Saver (formally Soccersaver)
Current rate effective 14 January 2011.
(A bonus of 0.25 to 31 October 2011, after this period it then tracks Bank base rate plus 0.50% to 31 October 2012)
| Amount |
Current Gross pa % |
AER% |
Current Net pa % |
Previous Gross pa / AER % |
| £1 - £1,000,000 |
1.25 |
1.19 |
1.00 |
1.25 / 1.21 |
Sovereign Expatriate
Current rates effective 5 April 2009.
| Amount |
Gross pa / AER % |
Net pa % |
Previous Gross pa / AER % |
| £1 - £1,000,000 |
0.10 |
N/A |
0.25 |
Young Sovereign Deposit†
Current rates effective 5 April 2009.
| Amount |
Gross pa / AER % |
Net pa % |
Previous Gross pa / AER % |
| £1 - £3,000 |
1.80 |
1.44 |
2.20 |
Sovereign Shares
Current rates effective 5 April 2009.
| Amount |
Gross pa / AER % |
Net pa % |
Previous Gross pa / AER % |
| £1 - £1,000,000 |
0.10 |
0.08 |
0.10 |
Services Home Savings Scheme
Current rates effective 12 March 2009.
| Amount |
Gross pa / AER % |
Net pa % |
Previous Gross pa / AER % |
| £30 - £1,000,000 |
0.75 |
0.60 |
1.25 |
Rate Monitor (Deposit)†
Current rates effective 5 April 2009.
| Amount |
Gross pa / AER % |
Net pa % |
Previous Gross pa / AER % |
| £1 - £1,000,000 |
0.10 |
0.08 |
0.25 |
Portfolio
Current rates effective 5 April 2009.
| Amount |
Gross pa / AER % |
Net pa % |
Previous Gross pa / AER % |
| |
0.10 |
0.08 |
0.25 |
Portfolio Access (Annual)
Current rates effective 5 April 2009.
| Amount |
Gross pa / AER % |
Net pa % |
Previous Gross pa / AER % |
| £1 - £50,000 |
0.10 |
0.08 |
0.25 |
Easy Access
Current rates effective 5 April 2009.
| Amount |
Gross pa / AER % |
Net pa % |
Previous Gross pa / AER % |
| £1 - £1,000,000 |
0.10 |
0.08 |
0.25 |
Access Account 10
Current rates effective 5 April 2009.
(as part of Skipton Bonus Portfolio)
| Amount |
Gross pa% |
AER % |
Net pa % |
Previous Gross pa / AER % |
| Annual |
| £2,000 - £50,000 |
0.10 |
0.10 |
0.08 |
0.50 |
| Monthly |
| £2,000 - £50,000 |
0.10 |
0.10 |
0.08 |
0.25 |
Money Organiser Account (SFS)
Current rates effective 5 April 2009.
(This is only available to customers of Skipton Financial Services who receive income from investment products which is to be credited to this account. Conditions apply)
| Amount |
Current Gross pa / AER % |
Current Net pa % |
Previous Gross pa / AER % |
| £100 - £50,000 |
0.10 |
0.08 |
0.30 |
Sovereign Monthly
Current rates effective 5 April 2009.
| Amount |
Gross pa% / AER % |
Net pa % |
Previous Gross pa / AER % |
| £1 - £1,000,000 |
0.10 |
0.08 |
0.25 |
High Street 90 (Annual)
Current rates effective 5 April 2009.
| Amount |
Gross pa / AER % |
Net pa % |
Previous Gross pa / AER % |
| £30,000 - £100,000 |
0.50 |
0.40 |
1.00 |
| £10,000 - £29,999 |
0.35 |
0.28 |
0.85 |
| £5,000 - £9,999 |
0.10 |
0.08 |
0.10 |
High Street 90 (Monthly)
Current rates effective 5 April 2009.
| Amount |
Gross pa% |
AER % |
Net pa % |
Previous Gross pa / AER % |
| £30,000 - £100,000 |
0.25 |
0.25 |
0.20 |
0.75 |
| £10,000 - £29,999 |
0.10 |
0.10 |
0.08 |
0.60 |
| £5,000 - £9,999 |
0.10 |
0.10 |
0.08 |
0.10 |
High Street Account
Current rates effective 5 April 2009.
| Amount |
Current Gross pa / AER % |
Current Net pa % |
Previous Gross pa / AER % |
| £50,000 - £1,000,000 |
0.10 |
0.08 |
0.25 |
| £30,000 - £49,999 |
0.10 |
0.08 |
0.20 |
| £500 - £29,999 |
0.10 |
0.08 |
0.10 |
Corporate Share Account
Current rates effective 5 April 2009.
| Amount |
Gross pa / AER % |
Net pa % |
Previous Gross pa / AER % |
| £50,000 - £1,000,000 |
0.10 |
0.08 |
0.25 |
| £30,000 - £49,999 |
0.10 |
0.08 |
0.20 |
| £1 - £29,999 |
0.10 |
0.08 |
0.10 |
Online Access Account
Current rates effective 5 April 2009.
(Account must be opened online and all withdrawals online via a nominated account)
(Excluding initial bonus interest rate)
| Amount |
Current Gross pa% |
Current Net pa % |
Previous Gross pa / AER % |
| £500 - £100,000 |
1.95 |
1.56 |
2.25 |
Christmas Saver Account and Christmas Saver Account Online (Issue 3)
Current rates effective 1 May 2009.
(This account requires a minimum monthly subscription of £10 and has a maximum monthly subscription of £250. Withdrawals are not permitted until midnight, 24 November 2009 when the account will default to our Easy Access account. Conditions apply.)
| Amount |
Current Gross pa |
AER % |
Current Net pa % |
Previous Gross pa / AER % |
| £10 - £250 (monthly subscriptions) |
3.20 |
3.23 |
2.56 |
3.20 / 3.22 |
Web Saver
Current rates effective 10 November 2010.
(Account must be opened online and all withdrawals online via a nominated account)
| Amount |
Current Gross pa % |
Current AER% |
Current Net pa % |
Previous Gross pa / AER % |
Annual (A pay rate floor of 2.50% applies until 31 December 2011)
£500 - £1,000,000 |
2.50 |
2.50 |
2.00 |
2.76 |
Monthly (A pay rate floor of 2.40% applies until 31 December 2011
£500 - £1,000,000 |
2.40 |
2.43 |
1.92 |
2.66 / 2.69 |
Flexi-Tracker
Current rates effective 2 October 2009.
2 Year
Penalty for withdrawal |
Differential |
Current Gross pa /AER%% |
Previous Gross pa / AER % |
| 30 days interest |
2.15% |
2.65% |
- |
| 60 days interest |
2.30% |
2.80% |
- |
| 90 days interest |
2.45% |
2.95% |
- |
3 Year
Penalty for withdrawal |
Differential |
Current Gross pa /AER%% |
Previous Gross pa / AER % |
| 30 days interest |
2.30% |
2.80% |
- |
| 60 days interest |
2.45% |
2.95% |
- |
| 90 days interest |
2.60% |
3.10% |
- |
4 Year
Penalty for withdrawal |
Differential |
Current Gross pa /AER%% |
Previous Gross pa / AER % |
| 30 days interest |
2.45% |
2.95% |
- |
| 60 days interest |
2.60% |
3.10% |
- |
| 90 days interest |
2.75% |
3.25% |
- |
Deposit Account
Current rates effective 5 April 2009.
| Amount |
Current Gross pa / AER % |
Current Net pa % |
Previous Gross pa / AER % |
| £500 - £1,000,000 |
0.10 |
0.08 |
0.10 |
Current rates effective 20 March 2009.
| Amount |
Current Gross pa / AER % |
Current Net pa % |
Previous Gross pa / AER % |
| £100,000 - £1,000,000 |
0.60 |
0.48 |
1.10 |
| £25,000 - £99,999 |
0.40 |
0.32 |
0.90 |
| £5,000 - £24,999 |
0.25 |
0.20 |
0.75 |
| £2,000 - £4,999 |
0.10 |
0.08 |
0.50 |
| £500 - £1,999 |
0.10 |
0.08 |
0.10 |
Base Rate Tracker Account (Monthly)
Current rates effective 20 March 2009.
| Amount |
Current Gross pa % |
Current AER % |
Current Net pa % |
Previous Gross pa / AER % |
| £100,000 - £1,000,000 |
0.35 |
0.35 |
0.28 |
0.85 |
| £25,000 - £99,999 |
0.15 |
0.15 |
0.12 |
0.65 |
| £5,000 - £24,999 |
0.10 |
0.10 |
0.08 |
0.50 |
| £2,000 - £4,999 |
0.10 |
0.10 |
0.08 |
0.25 |
| £500 - £1,999 |
0.10 |
0.10 |
0.08 |
0.10 |
Current rates effective 18 January 2012.
(Excluding bonus interest rate of 1.50% gross pa/AER, conditions apply)
| Amount |
Current Gross pa / AER % |
Current Net pa % |
Previous Gross pa / AER % |
| £10 - £1,000 (monthly subscriptions) |
0.10 |
0.08 |
0.30 |
Current rates effective 5 April 2009.
| Amount |
Current Gross pa % / AER % |
Current Net pa % |
Previous Gross pa / AER % |
| £30,000 - £1,000,000 |
0.50 |
0.40 |
1.00 |
| £10,000 - £29,999 |
0.35 |
0.28 |
0.85 |
Direct 30 Account (Monthly)
Current rates effective 5 April 2009.
| Amount |
Current Gross pa % |
Current AER % |
Current Net pa % |
Previous Gross pa / AER % |
| £30,000 - £1,000,000 |
0.25 |
0.25 |
0.20 |
0.75 |
| £10,000 - £29,999 |
0.10 |
0.10 |
0.08 |
0.60 |
Review Account Issue 3
Current rates effective 5 April 2009.
(This account is only available for three months to customers investing new monies and who are planning a financial review with a Skipton adviser. Conditions apply)
| Amount |
Current Gross pa % |
Current AER % |
Current Net pa % |
Previous Gross pa / AER % |
| £500 - £1,000,000 |
0.85 |
0.59 |
0.68 |
0.85 / 0.82 |
Accounts open to supporters of Plymouth Argyle Football Club
Pilgrims Account
Current rates effective 5 April 2009.
| Amount |
Current Gross pa % / AER |
Current Net pa % |
Previous Gross pa / AER % |
| £50,000 - £1,000,000 |
0.30 |
0.24 |
0.70 |
| £30,000 - £49,999 |
0.25 |
0.20 |
0.65 |
| £500 - £29,999 |
0.10 |
0.08 |
0.10 |
Junior Greens Account
Current rates effective 5 April 2009.
(only available to young people aged 18 and under)
| Amount |
Current Gross pa % / AER |
Current Net pa % |
Previous Gross pa / AER % |
| £1 - £6,000 |
1.80 |
1.44 |
2.20 |
Direct Access from Scarborough Investments Direct^
Current rates effective 20 October 2010.
This account is only available through Scarborough Investments Direct on 08454 584 522*.
Lines are open 8.30am to 6.00pm Monday to Friday and 9.00am to 12 noon Saturday.
^Scarborough Investments Direct is trading name of Skipton Building Society whose principle office is The Bailey, Skipton, North Yorkshire, BD23 1DN.
| Amount |
Current Gross pa / AER % |
Current Net pa % |
Previous Gross pa / AER % |
| Minimum £1,000 to £500,000 |
2.26 |
2.26 |
2.76 |
60 Day ISA issue 1
Current rates effective 3 September 2010.
| Amount |
Current Gross pa / AER % |
Current Net pa % |
Previous Gross pa / AER % |
| Annual Minimum £100 |
2.50 |
N/A |
3.00 |
| Monthly Minimum £100 |
2.47 / 2.50 |
N/A |
2.80 / 2.84 |
60 Day ISA issue 2
Current rates effective 3 September 2010.
| Amount |
Current Gross pa / AER % |
Current Net pa % |
Previous Gross pa / AER % |
| Annual Minimum £100 |
2.00 |
N/A |
2.50 |
| Monthly Minimum £100 |
1.98 / 2.50 |
N/A |
2.35 / 2.38 |
THE FOLLOWING TWO PRODUCTS ARE ONLY AVAILABLE TO NEW CUSTOMERS OF THE SOCIETY AND COULD ONLY BE OPENED AT THE NEW BRANCHES STATED IN THE PRODUCT LITERATURE
Welcome Bond
Current rates effective 19 October 2010.
| Amount |
Current Gross pa % |
AER% |
Current Net pa % |
Previous Gross pa / AER % |
| Annual interest option |
| £500 - £10,000 |
3.00 |
3.00 |
2.40 |
- |
| Monthly interest option |
| £500 - £10,000 |
2.96 |
3.00 |
2.36 |
- |
Welcome Saver Account
Current rates effective 18 January 2012.
| Amount |
Current Gross pa % |
AER% |
Current Net pa % |
Previous Gross pa / AER % |
| Annual interest option |
| £25,000 - £1,000,000 |
2.30 |
2.30 |
1.84 |
2.50 |
| £10,000 - £24,999 |
2.05 |
2.05 |
1.64 |
2.25 |
| £1 - £9,999 |
1.80 |
1.80 |
1.44 |
2.00 |
| Monthly interest option |
| £25,000 - £1,000,000 |
2.27 |
2.27 |
1.82 |
2.47 |
| £10,000 - £24,999 |
2.03 |
2.03 |
1.62 |
2.23 |
| £1 - £9,999 |
1.78 |
1.78 |
1.42 |
1.98 |
THE FOLLOWING TWO PRODUCTS WERE ONLY AVAILABLE TO NEW CUSTOMERS OF THE SOCIETY AND COULD ONLY BE OPENED AT THE NEW BRANCHES STATED IN THE PRODUCT LITERATURE
Welcome Branch Access Account (Excluding initial bonus interest rate)
Current rates effective 5 April 2009.
| Amount |
Current Gross pa % |
Current Net pa % |
Previous Gross pa / AER % |
| £500 - £100,000 |
1.20 |
0.96 |
1.50 |
Welcome Cash ISA (Excluding initial bonus interest rate)
Current rates effective 5 April 2009.
| Amount |
Current Gross pa / AER % |
Current Net pa % |
Previous Gross pa / AER % |
| Minimum £50 |
2.00 |
N/A |
2.40 |
Skipton Cash ISA (182)
Current Rates effective 18 January 2012
| Amount |
Current Tax-Free pa / AER % |
Current Net pa % |
Previous Tax - Free pa / AER % |
| £500 plus |
1.60 |
- |
1.80 |
†Deposit Account
Net interest means interest that has been paid after the deduction of base rate tax.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Your tax treatment will depend on your individual circumstances and may be subject to change in future.