A guaranteed return comes as standard
with our Fixed Rate Bonds
Our Fixed Rate Bonds are a great way to secure your savings, so you'll get a guaranteed rate of interest without any surprises.
Skipton's Fixed Rate Bond at a glance
- The security of a fixed rate
- Invest between £500 and £1,000,000 (£2,000,000 for joint applications)
- Top up your investment until the bond closes
- Know your savings are working hard with interest calculated daily and paid annually
- No withdrawals allowed
- Mix and match your fixed rate bonds by splitting your investment between two or more bonds, as long as you don't exceed the maximum investment.
- Choose how long to fix your rate, either 1 or 5 years
Our latest Bonds
We currently offer two fixed rate bonds, each with different terms and rates.
See which one's best for you. And remember – the longer the term, the higher the rate.
| Bond Term |
Annual Interest Option |
Monthly Interest Option |
| Fixed until 31 January 2015 |
5.01% gross pa
5.01% AER |
4.90% gross pa
5.01% AER |
| Fixed until 31 January 2011 |
2.65% gross pa
2.66% AER |
2.55% gross pa
2.58% AER |
What will happen when the bond matures?
Before your bond matures, we will write to you with a range of investment opportunities that you may like to consider. When it matures, unless you tell us otherwise, we will transfer your investment into a variable rate access account which keeps your money growing while you plan your next move. To find out more, just pop into your local branch or call 08457 171 777*.
Hurry Limited offer!
We continually monitor the market to make sure we offer great rates of interest, however things can change quickly. Sometimes we have to stop offering products sooner than we expected. That's why we always recommend that if you're interested in a particular product, act as soon as you can.
Alternatively, if you would like to speak to your local Branch call 08457 171 777*
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the interest paid before the deduction of income tax at 20%.
Your tax treatment will depend on your individual circumstances and may be subject to change in future.