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Watch your money grow at a fixed rate for the next three years

Please note:

Before opening an account, please ensure that you read:

• The further terms and conditions as below.
• The separate Investment Account Terms and Conditions.

These contain important information about our accounts.

If you are a new customer please bring some form of identification and verification of address as detailed in the "Proving Your Identity" leaflet. For further assistance, call your local branch or Principal Office.

Further terms and conditions for our 3 Year Fixed Rate Bond

1. The minimum opening investment is £500. The maximum investment is £50,000 per person, per issue. Joint accounts are allowed with a maximum balance of £100,000.
2. All transactions must be made by cheque or transfer.
3. All transfers to and from other Skipton accounts (where applicable) are subject to the terms and conditions of those accounts.
4. (i) For the annual interest option, interest will accrue on a daily basis and will be paid at midnight on 31 August each year. This interest will be credited to the account or paid into a bank account or other suitable Skipton Building Society account at midnight 31 August 2009, midnight 31 August 2010 and also on maturity at midnight 31 August 2011.
   (ii) For the monthly interest option, the interest will accrue on a daily basis and must be paid into a bank account or other suitable Skipton Building Society account on the first working day of each month (except January when interest will be paid on the second working day).
5. Upon maturity, the account will become an Instant Access Account with a variable interest rate. We will advise you of the terms of the account and interest rate applicable, prior to maturity.
6. The 3 Year Fixed Rate Bond is a share account which confers membership rights and is subject to the Rules of the Society. Copies of the Rules can be obtained from any branch or from our Principal Office.

Let us know what you think

Making sure our members are happy matters to us. So if you think we could improve upon our products or services, or if you have a complaint, please let us know. If you'd like to find out more about our internal complaints procedure, please ask for details at any branch or from our Principal Office. Complaints we cannot settle may be referred to the Financial Ombudsman Service.