Branch finder

Fixed Term Savings

Enjoy the security of savings with a fixed interest rate

Perfect if you need to know how much interest you'll make on your savings. These accounts usually don't permit withdrawals, but in return we can offer you better, guaranteed interest rates. And the longer you can commit to saving into them for, the higher the rates. If you close a Fixed Rate Cash ISA early, there will be a penalty. Fixed Rate savings accounts are ideal for your longer term financial plans.

Please see below for our Fixed Term savings accounts and their current rates.

Withdrawals No withdrawals. Early closure subject to 180 days interest penalty
Save from £500
Interest rate 0.70% tax-free pa/AER fixed
Access Online
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Withdrawals No withdrawals. Early closure subject to 180 days interest penalty
Save from £500
Interest rate 0.80% tax-free pa/AER fixed
Access Online
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Withdrawals No withdrawals. Early closure subject to 240 days interest penalty
Save from £500
Interest rate 1.00% tax-free pa/AER fixed
Access Online
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Withdrawals No withdrawals. Early closure subject to 365 days interest penalty
Save from £500
Interest rate 1.25% tax-free pa/AER fixed
Access Online
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Withdrawals No withdrawals
Save from £500
Interest rate 0.75% gross pa/AER fixed
Access Online
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Withdrawals No withdrawals
Save from £500
Interest rate 0.85% gross pa/AER fixed
Access Online
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Withdrawals No withdrawals
Save from £500
Interest rate 1.15% gross pa/AER fixed
Access Online
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Withdrawals No withdrawals
Save from £500
Interest rate 1.50% gross pa/AER fixed
Access Online
Find out more
Withdrawals No withdrawals. Early closure subject to 180 days interest penalty
Save from £500
Interest rate 0.70% tax-free pa/AER fixed
Access Branch/Post
Find out more
Withdrawals No withdrawals. Early closure subject to 180 days interest penalty
Save from £500
Interest rate 0.80% tax-free pa/AER fixed
Access Branch/Post
Find out more
Withdrawals No withdrawals. Early closure subject to 240 days interest penalty
Save from £500
Interest rate 1.00% tax-free pa/AER fixed
Access Branch/Post
Find out more
Withdrawals No withdrawals. Early closure subject to 365 days interest penalty
Save from £500
Interest rate 1.25% tax-free pa/AER fixed
Access Branch/Post
Find out more
Withdrawals No withdrawals
Save from £500
Interest rate 0.75% gross pa/AER fixed
Access Branch/
Post
Find out more
Withdrawals No withdrawals
Save from £500
Interest rate 0.85% gross pa/AER fixed
Access Branch/
Post
Find out more
Withdrawals No withdrawals
Save from £500
Interest rate 1.15% gross pa/AER fixed
Access Branch/
Post
Find out more
Withdrawals No withdrawals
Save from £500
Interest rate 1.50% gross pa/AER fixed
Access Branch/
Post
Find out more
Account Name Withdrawals Save from Interest rate Access  
1 Year Online Fixed Rate Cash ISA No withdrawals. Early closure subject to 180 days interest penalty £500 0.70% tax-free pa/AER fixed Online Find out more
2 Year Online Fixed Rate Cash ISA No withdrawals. Early closure subject to 180 days interest penalty £500 0.80% tax-free pa/AER fixed Online Find out more
3 Year Online Fixed Rate Cash ISA No withdrawals. Early closure subject to 240 days interest penalty £500 1.00% tax-free pa/AER fixed Online Find out more
5 Year Online Fixed Rate Cash ISA No withdrawals. Early closure subject to 365 days interest penalty £500 1.25% tax-free pa/AER fixed Online Find out more
1 Year Fixed Rate E-Bond No withdrawals £500 0.75% gross pa/AER fixed Online Find out more
2 Year Fixed Rate E-Bond No withdrawals £500 0.85% gross pa/AER fixed Online Find out more
3 Year Fixed Rate E-Bond No withdrawals £500 1.15% gross pa/AER fixed Online Find out more
5 Year Fixed Rate E-Bond No withdrawals £500 1.50% gross pa/AER fixed Online Find out more
1 Year Fixed Rate Cash ISA No withdrawals. Early closure subject to 180 days interest penalty £500 0.70% tax-free pa/AER fixed Branch/Post Find out more
2 Year Fixed Rate Cash ISA No withdrawals. Early closure subject to 180 days interest penalty £500 0.80% tax-free pa/AER fixed Branch/Post Find out more
3 Year Fixed Rate Cash ISA No withdrawals. Early closure subject to 240 days interest penalty £500 1.00% tax-free pa/AER fixed Branch/Post Find out more
5 Year Fixed Rate Cash ISA No withdrawals. Early closure subject to 365 days interest penalty £500 1.25% tax-free pa/AER fixed Branch/Post Find out more
1 Year Fixed Rate Bond No withdrawals £500 0.75% gross pa/AER fixed Branch/
Post
Find out more
2 Year Fixed Rate Bond No withdrawals £500 0.85% gross pa/AER fixed Branch/
Post
Find out more
3 Year Fixed Rate Bond No withdrawals £500 1.15% gross pa/AER fixed Branch/
Post
Find out more
5 Year Fixed Rate Bond No withdrawals £500 1.50% gross pa/AER fixed Branch/
Post
Find out more

Our expert says...

Kris Brewster

If you don’t mind locking your money away for a longer period and you have a lump sum to invest, you might consider a Fixed Term account. They generally offer higher rates of interest than other savings products, but you wouldn’t be able to access your money until the end of the term.

Kris Brewster, Head of Products

Financial Services Compensation Scheme

Your eligible deposits with Skipton Building Society are protected up to a total of £75,000 by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme.

Learn more about the FSCS

FSCS - Protecting Your Money
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