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Tracker Mortgages

A tracker mortgage is a variable rate mortgage that is set at an agreed percentage above the Bank of England Base Rate. The interest rate on your mortgage will rise and fall in line with any change to the Bank of England Base Rate. Please note that this means that your monthly mortgage payment is likely to change during the tracker period and could go up or down so you will need to bear this in mind when choosing your mortgage.

Once the tracker period of the mortgage ends it will revert to another rate, typically a lender's Standard Variable Rate (SVR) although it may be a different rate. Skipton's tracker rate mortgages currently revert to a variable rate which is the Bank of England Base Rate + 4.45%.

Floor Applicable to Bank of England Base Rate Tracker (BRT) with Floor Products

A minimum interest rate (floor) applies to the Bank of England Base Rate (BoEBR) Tracker products listed on this page. This means that the minimum interest rate charged during the tracker period will not fall below the interest rate payable (the floor), as shown for each product, on completion.
For example: A 2 Year BRT at a current rate of 2.68% variable (BoEBR+2.18%). This means that the minimum interest rate charged (floor) will be 2.68% for 2 years.

2 Year Tracker Mortgages

View description of abbreviations and Important Notes

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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